Key information about France Household Debt: % of GDP

• France household debt accounted for 74.2 % of the country's Nominal GDP in Dec 2023, compared with the ratio of 77.8 % in the previous year.
• France household debt to GDP ratio is updated yearly, available from Dec 1977 to Dec 2023.
• The data reached an all-time high of 81.0 % in Dec 2020 and a record low of 19.6 % in Dec 1977.

CEIC calculates annual Household Debt as % of Nominal GDP from quarterly Household Debt and annual Nominal GDP. The Banque de France provides Household Debt in EUR. National Institute of Statistics and Economic Studies provides Nominal GDP in EUR. Household Debt includes Sole Proprietorship.


Related information about France Household Debt: % of GDP

• In the latest reports, France Household Debt reached 2,335.5 USD bn in Sep 2024.
• Money Supply M2 in France increased 0.8 % YoY in Nov 2024.
• France Foreign Exchange Reserves was measured at 29.5 USD bn in Dec 2024.
• The Foreign Exchange Reserves equaled 0.5 Months of Import in Nov 2024.
• France Domestic Credit reached 5,416.5 USD bn in Oct 2024, representing an increased of 1.4 % YoY.
• The country's Non Performing Loans Ratio stood at 2.4 % in Dec 2021, compared with the ratio of 2.7 % in the previous year.

Households Debt in France decreased to 60.20 percent of GDP in the first quarter of 2025 from 60.50 percent of GDP in the fourth quarter of 2024. This dataset provides - France Households Debt To Gdp- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Graph and download economic data for Household Debt to GDP for France (HDTGPDFRA163N) from 1995 to 2024 about France, debt, households, and GDP.

Household debt to GDP, in percent in France, December, 2024 The most recent value is 60.5 percent as of December 2024, a decline compared to the previous value of 60.7 percent. Historically, the average for France from March 1990 to December 2024 is 46.92 percent. The minimum of 30.8 percent was recorded in March 1990, while the maximum of 68.2 percent was reached in December 2020. | TheGlobalEconomy.com

Key information about France Household Debt

• France Household Debt reached 2,335.5 USD bn in Sep 2024, compared with the reported number of 2,250.7 USD bn in the previous quarter
• France Household Debt: USD mn data is updated quarterly, available from Dec 1977 to Sep 2024
• The data reached an all-time high of 2,335.5 USD bn in Sep 2024 and a record low of 83.3 USD bn in Dec 1977

CEIC converts quarterly Household Debt into USD. The Banque de France provides Household Debt in EUR. The Federal Reserve Board period end market exchange rate is used for currency conversions. Household Debt includes Sole Proprietorship.


Further information about France Household Debt

• In the latest reports, France Household Debt accounted for 74.2 % of the country's Nominal GDP in Dec 2023
• Money Supply M2 in France increased 3,161.0 USD bn YoY in Nov 2024
• France Foreign Exchange Reserves was measured at 29.5 USD bn in Dec 2024
• The Foreign Exchange Reserves equaled 0.5 Months of Import in Nov 2024
• France Domestic Credit reached 5,416.5 USD bn in Oct 2024, representing an increased of 1.4 % YoY

The ratio of national debt to gross domestic product (GDP) of France was estimated at about 113.11 percent in 2024. Between 1980 and 2024, the ratio rose by approximately 91.81 percentage points, though the increase followed an uneven trajectory rather than a consistent upward trend. The ratio will steadily rise by around 15.28 percentage points over the period from 2024 to 2030, reflecting a clear upward trend.The general government gross debt consists of all liabilities that require payment or payments of interest and/or principal by the debtor to the creditor at a date or dates in the future. Here it is depicted in relation to the country's GDP, which refers to the total value of goods and services produced during a year.

Graph and download economic data for Central government debt, total (% of GDP) for France (DEBTTLFRA188A) from 1998 to 2023 about France, debt, government, and GDP.

France - Household debt, consolidated including Non-profit institutions serving households was 60.50 % of GDP in December of 2024, according to the EUROSTAT. Trading Economics provides the current actual value, an historical data chart and related indicators for France - Household debt, consolidated including Non-profit institutions serving households - last updated from the EUROSTAT on September of 2025. Historically, France - Household debt, consolidated including Non-profit institutions serving households reached a record high of 68.20 % of GDP in December of 2020 and a record low of 33.80 % of GDP in December of 1998.

In the third quarter of 2024, Greece's national debt was the highest in all the European Union, amounting to 158 percent of Greece's gross domestic product. In spite of Greece's total being high by EU standards, it marks a substantial decrease from the historical high point reached by the country's national debt of 207 percent of GDP in 2020. Italy, France, Spain, Belgium, and Portugal also all have government debt worth over one year's production of their economies, while the small Baltic country of Estonia has the smallest national debt when compared with GDP, at only 24 percent. In debitum incrementum?A country’s national debt, also known as government debt or public debt, is defined as all borrowings owed by the government of a country. It usually comprises internal debt – owed to other governmental departments – and external debt, which is held by the public and is owed to government bond owners. National debt can be caused by a struggling economy in general, or by low tax income, which usually leads to money being borrowed from other governments for support, which in turn cannot be paid back right away. At first glance, a high national debt is not always a sign of a struggling economy – but since increasing debt can slow down economic growth significantly, it is imperative for the respective government to seek a steady reduction in the long run.

France recorded a Government Debt to GDP of 113 percent of the country's Gross Domestic Product in 2024. This dataset provides the latest reported value for - France Government Debt to GDP - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

France FR: Gross Public Debt: % of GDP: Central Government: Domestic Currency data was reported at 90.017 % in Mar 2018. This records an increase from the previous number of 88.934 % for Dec 2017. France FR: Gross Public Debt: % of GDP: Central Government: Domestic Currency data is updated quarterly, averaging 84.838 % from Mar 2010 (Median) to Mar 2018, with 33 observations. The data reached an all-time high of 90.836 % in Jun 2017 and a record low of 73.227 % in Mar 2010. France FR: Gross Public Debt: % of GDP: Central Government: Domestic Currency data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s France – Table FR.World Bank: QPSD: Gross Public Debt: % of GDP: Central Government.

This statistic shows the gross domestic product (GDP) in France from 1987 to 2024, with a projection up until 2030. GDP refers to the total market value of all goods and services that are produced within a country per year. It is an important indicator of the economic strength of a country. In 2024, the GDP in France was around 3.16 trillion U.S. dollars. Economy of France France is an economically developed nation and one of the members of the G7. France is also considered to be one of the leading countries in Europe, often seen as the second most important nation in the European Union behind Germany. France has a relatively high gross domestic product (GDP), being one of the top 10 countries with the largest GDP in the world in 2014. Despite this, the country is still ranked in the top 20 in regards to its public debt compared to its GDP in the same year. A high debt-to-GDP ratio demonstrates a country’s ability to produce and sell goods and services in order to be able to pay back its debts, however producing and selling these goods should not result in more debts. France’s national debt slightly increased year-over-year up until 2014, most notably between 2008 and 2009. Additionally, France reported a large trade deficit in 2012, a value almost 5 times larger compared to the previous year, indicating that the country is importing much more than it is exporting. This often leads to higher debts due to a need to borrow more money to produce goods.

Key information about France Domestic Credit Growth

• France Domestic Credit increased 1.9 % YoY in Dec 2024, compared with an increase of 1.7 % YoY in the previous month
• France Domestic Credit Growth YoY data is updated monthly
• It averaged 4.9 %, available from Jan 2000 to Dec 2024
• The data reached an all-time high of 31.9 % in Oct 2007 and a record low of -6.5 % in Nov 2009

CEIC calculates Domestic Credit Growth from monthly Domestic Credit. The International Monetary Fund provides Domestic Credit in EUR. Domestic Credit Growth prior to December 2002 is based on an older methodology.


Further information about France Domestic Credit Growth

• In the latest reports, France Domestic Credit reached 5,190.9 USD bn in Dec 2024
• Money Supply M2 in France increased to 3,136.9 USD bn YoY in Jan 2025
• France Foreign Exchange Reserves was measured at 31.8 USD bn in Jan 2025
• The Foreign Exchange Reserves equaled 0.5 Months of Import in Dec 2024
• The country's Non Performing Loans Ratio stood at 2.4 % in Dec 2021, compared with the ratio of 2.7 % in the previous year
• Household Debt of France reached 74.2 % in Dec 2023, accounting for 74.2 % of the country's Nominal GDP

Graph and download economic data for Outstanding Domestic Private Debt Securities to GDP for France (DDDM03FRA156NWDB) from 1996 to 2011 about France, debt, domestic, securities, private, and GDP.

Of the G7 countries, Japan had the highest net debt in terms of share of gross domestic product (GDP) between 2010 and 2024. That year, Japan's government's net debt reached an estimated *** percent of its total GDP. Italy had the second highest debt rate at *** percent of its GDP, whereas Canada had the lowest at only ** percent.

This graphic depicts the public debt of France from 2004 to 2023 as a percentage of Gross Domestic Product (GDP). Since 2008, the French public debt has continuously risen and reached its highest in 2020. However, since this peak of 2020, the public debt has started decreasing and was nearly 117 percent of the GDP in 2023.

Os dados de Dívida familiar:% do PIB da França foram registrados em 74.2 % em 2023. Este registro de uma queda com relação aos números anteriores de 77.8 % em 2022. Os dados de Dívida familiar:% do PIB da França são atualizados anualmente, com uma média de 46.2 % em 1977 até 2023, com 47 observações. Os dados alcançaram um alto recorde de 81.0 % em 2020 e um baixo recorde de 19.6 % em 1977. Os dados de Dívida familiar:% do PIB da França permanecem com status ativo na CEIC e são reportados pela fonte: CEIC Data. Os dados são classificados sob o World Trend Plus’ Global Economic Monitor – Table: Household Debt: % of Nominal GDP: Annual.

This statistic shows the percentage change on the previous year for general government consolidated gross debt as a share of gross domestic product (GDP) in France from 2014 to 2020. In 2020, the variation was much greater than in previous years, with a variation of almost 12 percent, resulting from the COVID-19 crisis and the budgetary, economic and financial efforts made by the State to support citizens, institutions and private companies.

France FR: Gross Public Debt: % of GDP: General Government: Domestic Currency data was reported at 108.795 % in Mar 2018. This records an increase from the previous number of 107.291 % for Dec 2017. France FR: Gross Public Debt: % of GDP: General Government: Domestic Currency data is updated quarterly, averaging 104.166 % from Mar 2010 (Median) to Mar 2018, with 33 observations. The data reached an all-time high of 110.909 % in Jun 2017 and a record low of 91.827 % in Dec 2010. France FR: Gross Public Debt: % of GDP: General Government: Domestic Currency data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s France – Table FR.World Bank: QPSD: Gross Public Debt: % of GDP: General Government.

Key information about France Domestic Credit

• France Domestic Credit reached 5,190.9 USD bn in Dec 2024, compared with a reported figure of 5,284.9 USD bn in the previous month
• France Domestic Credit data is updated monthly
• It is available from Jan 1999 to Dec 2024 and averaged 3,900.8 USD bn
• The data reached an all-time high of 5,559.3 USD bn in Sep 2024 and a record low of 1,266.0 USD bn in Oct 2000

CEIC converts monthly Domestic Credit into USD. The International Monetary Fund provides Domestic Credit in EUR. The Federal Reserve Board period end market exchange rate is used for currency conversions. Domestic Credit prior to December 2001 is based on an older methodology.


Further information about France Domestic Credit

• In the latest reports, France Domestic Credit represented an increased of 1.9 % YoY in Dec 2024
• Money Supply M2 in France increased to 3,136.9 USD bn YoY in Jan 2025
• France Foreign Exchange Reserves was measured at 31.8 USD bn in Jan 2025
• The Foreign Exchange Reserves equaled 0.5 Months of Import in Dec 2024
• The country's Non Performing Loans Ratio stood at 2.4 % in Dec 2021, compared with the ratio of 2.7 % in the previous year
• Household Debt of France reached 74.2 % in Dec 2023, accounting for 74.2 % of the country's Nominal GDP