The benchmark interest rate in France was last recorded at 4.50 percent. This dataset provides - France Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

View monthly updates and historical trends for France Long Term Interest Rate. Source: European Central Bank. Track economic data with YCharts analytics.

Key information about France Long Term Interest Rate

• France Long Term Interest Rate: Month Avg: France: ECB Harmonised was reported at 3.44 % pa in Oct 2025, compared with 3.51 % pa in the previous month.
• France Long Term Interest Rate data is updated monthly, available from Jan 1986 to Oct 2025.
• The data reached an all-time high of 10.70 % pa in Oct 1987 and a record low of -0.34 % pa in Dec 2020.
• Long Term Interest Rate is reported by reported by CEIC Data.

• In the latest reports, France Short Term Interest Rate: Month End: EURIBOR: 3 Months was reported at -0.57 % pa in Nov 2021.
• The cash rate (Policy Rate: Month End: Main Refinancing Operations) was set at 2.15 % pa in Nov 2025.
• France Exchange Rate against USD averaged 0.86 (USD/EUR) in Oct 2025.

Graph and download economic data for Interest Rates: Immediate Rates (< 24 Hours): Call Money/Interbank Rate: Total for France (IRSTCI01FRM156N) from Jan 1955 to Oct 2025 about interbank, France, overnight, interest rate, interest, and rate.

The mortgage interest rate in France had been on a downward trend for nearly a decade, until it started to rise in 2022. In the first quarter of 2025, the interest rate amounted to *** percent, down from **** percent during the peak in the first quarter of the year. A similar trend can be observed across most European countries.

Monthly and long-term France Interest Rate data: historical series and analyst forecasts curated by FocusEconomics.

View monthly updates and historical trends for France Long-Term Interest Rates. Source: Organisation for Economic Co-operation and Development. Track econ…

Graph and download economic data for Interest Rates: Long-Term Government Bond Yields: 10-Year: Main (Including Benchmark) for France (IRLTLT01FRQ156N) from Q1 1960 to Q3 2025 about France, long-term, 10-year, bonds, yield, government, interest rate, interest, and rate.

Bank Lending Rate in France increased to 3.45 percent in September from 3.40 percent in August of 2025. This dataset provides the latest reported value for - France Bank Lending Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The average mortgage interest rate in France declined for almost a decade before increasing dramatically in 2022. As of ************, new housing loans had an average interest rate of *** percent - about twice higher than the year before. This trend was observed in most countries across Europe.

How has the mortgage reacted to the interest rate hike? The value of new mortgage lending in France decreased notably in the third quarter of 2022, possibly as a response to the higher lending costs. Additionally, soaring inflation has also played a major role in decreasing home buyer sentiment by eroding savings and the purchasing power of prospective home buyers.

How have house prices reacted to the change? Though house prices have steadily increased since 2016, the growth was the highest in the third quarter of 2021 when the house price index jumped from *** to *** index points. In 2022, the increase of residential real estate prices slowed down, with a forecast to turn negative in 2023. According to a July 2022 forecast, house prices are set to decline by **** percent in 2023.

Key information about France Policy Rate

• France cash rate (Policy Rate: Month End: Main Refinancing Operations) was set at 2.15 % pa in Nov 2025, compared with 2.15 % pa in the previous Oct 2025.
• France Policy Rate averaged 1.00 % pa and is updated monthly, available from Jan 1999 to Nov 2025.
• The data reached an all-time high of 4.75 % pa in Apr 2001 and a record low of 0.00 % pa in Jun 2022.

• In the latest reports, France Short Term Interest Rate: Month End: EURIBOR: 3 Months was reported at -0.57 % pa in Nov 2021.
• Its Long Term Interest Rate (Long Term Interest Rate: Month Avg: France: ECB Harmonised ) was reported at 3.44 % pa in Oct 2025.
• France Exchange Rate against USD averaged 0.86 (USD/EUR) in Oct 2025.
• Its Real Effective Exchange Rate was 91.25 in Oct 2025.

The annual average interest rate on new residential loans in France continued to rise in 2023, after increasing for the first time in 2022 following a 10-year period of year-on-year decline. In 2023, the average interest rate was **** percent, up from **** percent in 2021, when mortgage rates were at record-low.

France: Interest rates on bank credit to the private sector: The latest value from is percent, unavailable from percent in . In comparison, the world average is 0.00 percent, based on data from countries. Historically, the average for France from to is percent. The minimum value, percent, was reached in while the maximum of percent was recorded in .

The yield on France 10Y Bond Yield rose to 3.49% on December 1, 2025, marking a 0.07 percentage points increase from the previous session. Over the past month, the yield has edged up by 0.04 points and is 0.57 points higher than a year ago, according to over-the-counter interbank yield quotes for this government bond maturity. France 10-Year Government Bond Yield - values, historical data, forecasts and news - updated on December of 2025.

This statistic represents the change in the key interest rate of the European Central Bank in France from 2010 to 2021. According to the source, the key interest rate set for France was * percent in 2017.

Graph and download economic data for Interest Rates: Immediate Rates (< 24 Hours): Call Money/Interbank Rate: Total for France (IRSTCI01FRQ156N) from Q1 1955 to Q3 2025 about interbank, France, overnight, interest rate, interest, and rate.

Graph and download economic data for Interest Rates: 3-Month or 90-Day Rates and Yields: Interbank Rates: Total for France (IR3TIB01FRM156N) from Jan 1970 to Oct 2025 about interbank, France, 3-month, yield, interest rate, interest, and rate.

View market daily updates and historical trends for France-Denmark 10 Year Bond Spread. Source: Eurostat. Track economic data with YCharts analytics.

In 2022, the average interest rate of new business loans to small and medium enterprises (SMEs) in France was **** percent. Interest rates reached their lowest point in 2020, and they did not recover to their pre-pandemic values until 2022. These rates dropped from **** percent in 2019 to **** percent in 2020.

Actual value and historical data chart for France Interest Payments Percent Of Expense