France Mortgage Rate: Avg: Consumer: More than 1 Year data was reported at 1.510 % in Sep 2018. This records a decrease from the previous number of 1.530 % for Aug 2018. France Mortgage Rate: Avg: Consumer: More than 1 Year data is updated monthly, averaging 3.690 % from Jan 2003 (Median) to Sep 2018, with 189 observations. The data reached an all-time high of 5.190 % in Dec 2008 and a record low of 1.500 % in Jan 2017. France Mortgage Rate: Avg: Consumer: More than 1 Year data remains active status in CEIC and is reported by Bank of France. The data is categorized under Global Database’s France – Table FR.M009: Mortgage Rate.

France Lending Rate: Avg: Household: Loan excl Overdraft data was reported at 3.660 % in Oct 2018. This records a decrease from the previous number of 3.670 % for Sep 2018. France Lending Rate: Avg: Household: Loan excl Overdraft data is updated monthly, averaging 6.120 % from Jan 2003 (Median) to Oct 2018, with 190 observations. The data reached an all-time high of 7.510 % in Aug 2008 and a record low of 3.550 % in Dec 2017. France Lending Rate: Avg: Household: Loan excl Overdraft data remains active status in CEIC and is reported by Bank of France. The data is categorized under Global Database’s France – Table FR.M008: Discount Rate and Lending Rate.

France Lending Rate: Avg: Non Fin Corporation Loan ex Overdraft: <= 1 Yr data was reported at 1.530 % in Sep 2018. This records an increase from the previous number of 1.300 % for Aug 2018. France Lending Rate: Avg: Non Fin Corporation Loan ex Overdraft: <= 1 Yr data is updated monthly, averaging 2.220 % from Jan 2003 (Median) to Sep 2018, with 189 observations. The data reached an all-time high of 5.710 % in Sep 2008 and a record low of 1.280 % in Jul 2017. France Lending Rate: Avg: Non Fin Corporation Loan ex Overdraft: <= 1 Yr data remains active status in CEIC and is reported by Bank of France. The data is categorized under Global Database’s France – Table FR.M008: Discount Rate and Lending Rate.

About ** percent of households in France had at least one mortgage in 2022. This was a slight decrease from the year before and a decrease of *** percentage points from the highest figure observed (2018 and 2020).

France Credit Inst: Loans: HC: IC:Residential Mortgage at Preferential Rate data was reported at 20.000 EUR mn in Mar 2018. This records a decrease from the previous number of 22.000 EUR mn for Dec 2017. France Credit Inst: Loans: HC: IC:Residential Mortgage at Preferential Rate data is updated quarterly, averaging 3,371.000 EUR mn from Mar 1993 (Median) to Mar 2018, with 101 observations. The data reached an all-time high of 36,556.000 EUR mn in Mar 1993 and a record low of 5.000 EUR mn in Sep 2017. France Credit Inst: Loans: HC: IC:Residential Mortgage at Preferential Rate data remains active status in CEIC and is reported by Bank of France. The data is categorized under Global Database’s France – Table FR.KB006: Credit Institutions: Loans (Quarterly).

The volume of consumer credit granted to private individuals in France has increased by **** percent in 2024. Over the period studied, the annual growth rate of consumer credit to private individuals was unstable, with increases of up to *** percent in 2018 and periods were the value of consumer credit decreased.

信贷机构：贷款：HC：IC：Residential Mortgage at Preferential Rate在03-01-2018达20.000百万欧元，相较于12-01-2017的22.000百万欧元有所下降。信贷机构：贷款：HC：IC：Residential Mortgage at Preferential Rate数据按季更新，03-01-1993至03-01-2018期间平均值为3,371.000百万欧元，共101份观测结果。该数据的历史最高值出现于03-01-1993，达36,556.000百万欧元，而历史最低值则出现于09-01-2017，为5.000百万欧元。CEIC提供的信贷机构：贷款：HC：IC：Residential Mortgage at Preferential Rate数据处于定期更新的状态，数据来源于Banque de France ，数据归类于全球数据库的法国 – 表 FR.KA012：贷款：信贷机构（季度）。

House prices in the UK rose dramatically during the coronavirus pandemic, with growth slowing down in 2022 and turning negative in 2023. The year-on-year annual house price change peaked at 14 percent in July 2022. In April 2025, house prices increased by 3.5 percent. As of late 2024, the average house price was close to 290,000 British pounds. Correction in housing prices: a European phenomenon The trend of a growing residential real estate market was not exclusive to the UK during the pandemic. Likewise, many European countries experienced falling prices in 2023. When comparing residential property RHPI (price index in real terms, e.g. corrected for inflation), countries such as Germany, France, Italy, and Spain also saw prices decline. Sweden, one of the countries with the fastest growing residential markets, saw one of the largest declines in prices. How has demand for UK housing changed since the outbreak of the coronavirus? The easing of the lockdown was followed by a dramatic increase in home sales. In November 2020, the number of mortgage approvals reached an all-time high of over 107,000. One of the reasons for the housing boom were the low mortgage rates, allowing home buyers to take out a loan with an interest rate as low as 2.5 percent. That changed as the Bank of England started to raise the base lending rate, resulting in higher borrowing costs and a decline in homebuyer sentiment.

In September 2025, global inflation rates and central bank interest rates showed significant variation across major economies. Most economies initiated interest rate cuts from mid-2024 due to declining inflationary pressures. The U.S., UK, and EU central banks followed a consistent pattern of regular rate reductions throughout late 2024. In September 2025, Russia maintained the highest interest rate at 17 percent, while Japan retained the lowest at 0.5 percent. Varied inflation rates across major economies The inflation landscape varies considerably among major economies. China had the lowest inflation rate at -0.3 percent in September 2025. In contrast, Russia maintained a high inflation rate of 8 percent. These figures align with broader trends observed in early 2025, where China had the lowest inflation rate among major developed and emerging economies, while Russia's rate remained the highest. Central bank responses and economic indicators Central banks globally implemented aggressive rate hikes throughout 2022-23 to combat inflation. The European Central Bank exemplified this trend, raising rates from 0 percent in January 2022 to 4.5 percent by September 2023. A coordinated shift among major central banks began in mid-2024, with the ECB, Bank of England, and Federal Reserve initiating rate cuts, with forecasts suggesting further cuts through 2025 and 2026.