Abstract

The fourth edition of the Global Findex offers a lens into how people accessed and used financial services during the COVID-19 pandemic, when mobility restrictions and health policies drove increased demand for digital services of all kinds.

The Global Findex is the world's most comprehensive database on financial inclusion. It is also the only global demand-side data source allowing for global and regional cross-country analysis to provide a rigorous and multidimensional picture of how adults save, borrow, make payments, and manage financial risks. Global Findex 2021 data were collected from national representative surveys of about 128,000 adults in more than 120 economies. The latest edition follows the 2011, 2014, and 2017 editions, and it includes a number of new series measuring financial health and resilience and contains more granular data on digital payment adoption, including merchant and government payments.

The Global Findex is an indispensable resource for financial service practitioners, policy makers, researchers, and development professionals.

Geographic coverage

South Ossetia and Abkhazia were not included for the safety of the interviewers. In addition, very remote mountainous villages or those with less than 100 inhabitants were also excluded. The excluded areas represent approximately 8 percent of the total population.

Analysis unit

Individual

Kind of data

Observation data/ratings [obs]

Sampling procedure

In most developing economies, Global Findex data have traditionally been collected through face-to-face interviews. Surveys are conducted face-to-face in economies where telephone coverage represents less than 80 percent of the population or where in-person surveying is the customary methodology. However, because of ongoing COVID-19 related mobility restrictions, face-to-face interviewing was not possible in some of these economies in 2021. Phone-based surveys were therefore conducted in 67 economies that had been surveyed face-to-face in 2017. These 67 economies were selected for inclusion based on population size, phone penetration rate, COVID-19 infection rates, and the feasibility of executing phone-based methods where Gallup would otherwise conduct face-to-face data collection, while complying with all government-issued guidance throughout the interviewing process. Gallup takes both mobile phone and landline ownership into consideration. According to Gallup World Poll 2019 data, when face-to-face surveys were last carried out in these economies, at least 80 percent of adults in almost all of them reported mobile phone ownership. All samples are probability-based and nationally representative of the resident adult population. Phone surveys were not a viable option in 17 economies that had been part of previous Global Findex surveys, however, because of low mobile phone ownership and surveying restrictions. Data for these economies will be collected in 2022 and released in 2023.

In economies where face-to-face surveys are conducted, the first stage of sampling is the identification of primary sampling units. These units are stratified by population size, geography, or both, and clustering is achieved through one or more stages of sampling. Where population information is available, sample selection is based on probabilities proportional to population size; otherwise, simple random sampling is used. Random route procedures are used to select sampled households. Unless an outright refusal occurs, interviewers make up to three attempts to survey the sampled household. To increase the probability of contact and completion, attempts are made at different times of the day and, where possible, on different days. If an interview cannot be obtained at the initial sampled household, a simple substitution method is used. Respondents are randomly selected within the selected households. Each eligible household member is listed, and the hand-held survey device randomly selects the household member to be interviewed. For paper surveys, the Kish grid method is used to select the respondent. In economies where cultural restrictions dictate gender matching, respondents are randomly selected from among all eligible adults of the interviewer's gender.

In traditionally phone-based economies, respondent selection follows the same procedure as in previous years, using random digit dialing or a nationally representative list of phone numbers. In most economies where mobile phone and landline penetration is high, a dual sampling frame is used.

The same respondent selection procedure is applied to the new phone-based economies. Dual frame (landline and mobile phone) random digital dialing is used where landline presence and use are 20 percent or higher based on historical Gallup estimates. Mobile phone random digital dialing is used in economies with limited to no landline presence (less than 20 percent).

For landline respondents in economies where mobile phone or landline penetration is 80 percent or higher, random selection of respondents is achieved by using either the latest birthday or household enumeration method. For mobile phone respondents in these economies or in economies where mobile phone or landline penetration is less than 80 percent, no further selection is performed. At least three attempts are made to reach a person in each household, spread over different days and times of day.

Sample size for Georgia is 1000.

Mode of data collection

Face-to-face [f2f]

Research instrument

Questionnaires are available on the website.

Sampling error estimates

Estimates of standard errors (which account for sampling error) vary by country and indicator. For country-specific margins of error, please refer to the Methodology section and corresponding table in Demirgüç-Kunt, Asli, Leora Klapper, Dorothe Singer, Saniya Ansar. 2022. The Global Findex Database 2021: Financial Inclusion, Digital Payments, and Resilience in the Age of COVID-19. Washington, DC: World Bank.

Sudan Imports from Georgia was US$191.6 Thousand during 2018, according to the United Nations COMTRADE database on international trade. Sudan Imports from Georgia - data, historical chart and statistics - was last updated on December of 2025.

Tingkat Partisipasi Angkatan Kerja Georgia dilaporkan sebesar 54.8 % pada 2024. Rekor ini naik dibanding sebelumnya yaitu 53.3 % untuk 2023. Data Tingkat Partisipasi Angkatan Kerja Georgia diperbarui tahunan, dengan rata-rata 52.6 % dari 1998 sampai 2024, dengan 27 observasi. Data ini mencapai angka tertinggi sebesar 66.2 % pada 2001 dan rekor terendah sebesar 50.5 % pada 2020. Data Tingkat Partisipasi Angkatan Kerja Georgia tetap berstatus aktif di CEIC dan dilaporkan oleh National Statistics Office of Georgia. Data dikategorikan dalam Georgia Global Database – Table GE.G: Economic Activity Rate.

Switzerland Imports from Georgia was US$108.5 Million during 2024, according to the United Nations COMTRADE database on international trade. Switzerland Imports from Georgia - data, historical chart and statistics - was last updated on November of 2025.

South Korea Imports from Georgia was US$17.52 Million during 2024, according to the United Nations COMTRADE database on international trade. South Korea Imports from Georgia - data, historical chart and statistics - was last updated on November of 2025.

China Imports from Georgia was US$7.63 Thousand during 2023, according to the United Nations COMTRADE database on international trade. China Imports from Georgia - data, historical chart and statistics - was last updated on December of 2025.

Denmark Exports to Georgia was US$26.25 Million during 2024, according to the United Nations COMTRADE database on international trade. Denmark Exports to Georgia - data, historical chart and statistics - was last updated on October of 2025.

Portugal Imports from Georgia was US$9.54 Million during 2024, according to the United Nations COMTRADE database on international trade. Portugal Imports from Georgia - data, historical chart and statistics - was last updated on December of 2025.

Ivory Coast Imports of miscellaneous edible preparations from Georgia was US$128 during 2024, according to the United Nations COMTRADE database on international trade. Ivory Coast Imports of miscellaneous edible preparations from Georgia - data, historical chart and statistics - was last updated on November of 2025.

Ivory Coast Imports from Georgia was US$1.15 Million during 2024, according to the United Nations COMTRADE database on international trade. Ivory Coast Imports from Georgia - data, historical chart and statistics - was last updated on November of 2025.

Vietnam Imports from Georgia was US$2.88 Million during 2017, according to the United Nations COMTRADE database on international trade. Vietnam Imports from Georgia - data, historical chart and statistics - was last updated on December of 2025.

Israel Imports from Georgia was US$39.55 Million during 2024, according to the United Nations COMTRADE database on international trade. Israel Imports from Georgia - data, historical chart and statistics - was last updated on November of 2025.

Togo Imports from Georgia was US$10.69 Thousand during 2024, according to the United Nations COMTRADE database on international trade. Togo Imports from Georgia - data, historical chart and statistics - was last updated on December of 2025.

Syria Imports from Georgia was US$783.76 Thousand during 2010, according to the United Nations COMTRADE database on international trade. Syria Imports from Georgia - data, historical chart and statistics - was last updated on November of 2025.

Portugal Exports to Georgia was US$16.85 Million during 2024, according to the United Nations COMTRADE database on international trade. Portugal Exports to Georgia - data, historical chart and statistics - was last updated on December of 2025.

Brazil Exports to Georgia was US$350.42 Million during 2024, according to the United Nations COMTRADE database on international trade. Brazil Exports to Georgia - data, historical chart and statistics - was last updated on December of 2025.

Honduras Imports from Georgia was US$331.12 Thousand during 2024, according to the United Nations COMTRADE database on international trade. Honduras Imports from Georgia - data, historical chart and statistics - was last updated on November of 2025.

Montenegro Imports from Georgia was US$490.82 Thousand during 2024, according to the United Nations COMTRADE database on international trade. Montenegro Imports from Georgia - data, historical chart and statistics - was last updated on November of 2025.

Russia Exports to Georgia was US$873.3 Million during 2021, according to the United Nations COMTRADE database on international trade. Russia Exports to Georgia - data, historical chart and statistics - was last updated on December of 2025.

Morocco Imports from Georgia was US$29.28 Million during 2023, according to the United Nations COMTRADE database on international trade. Morocco Imports from Georgia - data, historical chart and statistics - was last updated on December of 2025.