Due to the extensive economic disruption caused by the COVID-19 pandemic, the United Kingdom's Government created a range of measures to help support businesses survive the loss in revenues and cashflow. To help smaller businesses (SMEs), the Coronavirus Business Interruption Loan Scheme (CBILS) was set up. The scheme operates through the British Business Bank via more than ** accredited lenders including high street banks, challenger banks, asset based lenders and smaller specialist local lenders. These lenders can then provide up to ************ British pounds (GBP) in the form of term loans, overdraft, invoice finance and asset finance.

Between the **** of May, 2020 and the **** of May, 2021, the cumulative number of approved facilities through the Coronavirus Business Interruption Loan Scheme (CBILS) in the United Kingdom (UK) has reached more than ******* at a combined value of approximately 26 billion British pounds.

In response to the extensive economic disruption caused by the COVID-19 pandemic, the United Kingdom's government created a range of measures to help support businesses survive the loss in revenues and cashflow. To help businesses, the Bounce Back Loan Scheme (BBLS) was set up. The scheme, which is a part of a wider package of government support for UK businesses and employees allows lenders to provide a six-year term loan from ************ British pounds up to ** percent of a business' turnover. The maximum loan amount is currently fifty thousand British pounds.

Between ************ and ************, nearly **** million businesses have been approved for finance with the cumulative value of lending through the Bounce Back Loan Scheme (BBLS) amounting to approximately **** billion British pounds.

Monthly loan figures (number of items issued) by branch library for April 2008 to present. Additional information An issue is any item issued from the library catalogue Blank means no data available In 2020, all libraries closed from 19 March included due to the coronavirus outbreak. The re-opening of our libraries remained inline with government restrictions from July 2020 and responsive to local need, with many variations during the months of the Covid-19 pandemic. All Newcastle Libraries began to re-open from 12th April 2021.

In response to the extensive economic disruption caused by the COVID-19 pandemic, the United Kingdom's Government created a range of measures to help support businesses survive the loss in revenues and cashflow. To help mid-sized and larger enterprises with a group turnover of more than ** million British pounds, the Coronavirus Large Business Interruption Loan Scheme (CLBILS) was set up.

The scheme operates through the British Business Bank via accredited lenders, which can provide up to *** million British pounds in finance. These lenders can then provide finance in the form of term loans, revolving credit facilities (overdrafts), invoice finance and asset finance. For term loans and revolving credit facilities, finance that could be offered was increased from ** million GBP after an announcement by HM Treasury on the **** of May 2020.

Between the **** of May, 2020 and the **** of May, 2021, the cumulative value of approved facilities through the Coronavirus Large Business Interruption Loan Scheme (CLBILS) in the United Kingdom (UK) had amounted to **** billion British pounds across more than *** approved facilities.

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The FCA and the Prudential Regulatory Authority (PRA) both have responsibility for the regulation of mortgage lenders and administrators. They jointly publish the mortgage lending statistics every quarter. Since the beginning of 2007, around 340 regulated mortgage lenders and administrators have been required to submit a Mortgage Lending and Administration Return (MLAR) each quarter, providing data on their mortgage lending activities. Latest findings The outstanding value of all residential mortgage loans decreased by 0.1% from the previous quarter to £1,657.6 billion, and was 1.1% lower than a year earlier. The value of gross mortgage advances decreased by 13.4% from the previous quarter to £54.0 billion, and was 33.8% lower than a year earlier. The value of new mortgage commitments (lending agreed to be advanced in the coming months) decreased by 6.6% from the previous quarter to £46.0 billion, and was 21.2% lower than a year earlier. If the onset of the Covid-19 pandemic is excluded, this was the lowest observed since 2013 Q1.

SME - Synthetic UK Businesses financial statistics

Contains the financial and basic information about the 1000 small and medium enterprises in the UK. It contains attributes as far-reaching as the profit and losses of the entities and even their credit scores. It can be used to analyze the survival and success prediction of the enterprise.

This sample data is part of the statistically accurate representation of the UK economy that can be found at https://nayaone.com/digital-twin/. Our mission is democratization and quality data governance in areas where the lack of data is a major hurdle for innovation and progress. To learn more, contact us: contact@nayaone.com

Content

All the Synthetic datasets have been generated with programmatic stimulation to represent the real-world data. Description of the datasets are as follows: - Account Receivable: Funds that customers owe your company for products or services that have been invoiced. - Businesses: List of enterprises and their information - Covid: Financial stats of the companies during the pandemic waves - Credit Account History: History of a credit account and usage of - Credit Card History: History of the credit card usage and debt amount of an enterprise - Credit Rating: credit rating of listed businesses which is a quantified assessment of the creditworthiness of a borrower in general terms or with respect to a financial obligation. - Director: UK Individual who is on the Director position in companies listed in Businesses - Factoring: Financial transaction and a type of debtor finance in which a business sells its accounts receivable to a third party at a discount. - Individual: UK Individuals information - Loan: Information of the paid and unpaid Loans by the enterprise

Acknowledgements

The real data stats used to generate synthetic data are mainly gathered from the ONS, Public datasets and Known statistics.

Inspiration

This data can be used to train Machine learning models for better accuracy.

After peaking in 2020, following the outbreak of the COVID-19 pandemic, lending to small and medium enterprises (SMEs) in the United Kingdom (UK) decreased overall. In 2024, lending to UK SMEs amounted to approximately ** billion British pounds.

The value of repayments on redemption of secured loans on dwellings in the UK increased slightly in the third quarter of 2023, but remained below the same period in 2022. At 37.7 billion British pounds, the figure was one of the lowest recorded since the COVID-19 pandemic outbreak. During the onset of the pandemic, repayments dropped to close to 26.8 billion British pounds in the second quarter of 2020, approximately ten billion U.S. dollars below the same period in 2019. Secured loans on dwellings include all home purchase loans and remortgaging.

United Kingdom Bounce Back Loan Scheme (BBLS): Applications data was reported at 1,430,017.000 Unit in 16 Aug 2020. This records an increase from the previous number of 1,404,726.000 Unit for 09 Aug 2020. United Kingdom Bounce Back Loan Scheme (BBLS): Applications data is updated weekly, averaging 1,186,006.000 Unit from May 2020 (Median) to 16 Aug 2020, with 15 observations. The data reached an all-time high of 1,430,017.000 Unit in 16 Aug 2020 and a record low of 363,646.000 Unit in 10 May 2020. United Kingdom Bounce Back Loan Scheme (BBLS): Applications data remains active status in CEIC and is reported by HM Treasury. The data is categorized under Global Database’s United Kingdom – Table UK.KB043: Coronavirus Business Interruption Loan Scheme.

The provided dataset contains financial and operational metrics spanning from January to September 2020 for a company operating in the UK. It reflects key aspects like revenue, expenses, profit, customer count, transactions, stock price, market sentiment, loan approval rate, employee count, and marketing spend.

London, as a part of the UK, likely shares these trends but could have its specific nuances due to being a distinct economic hub within the country. In this period:

1. Financial Performance: The company's revenue fluctuates throughout the months, peaking at £65,090 in June and dipping to £35,184 in July. Despite varying expenses, profits generally stay positive, showcasing resilience in managing costs against revenue. London, being a financial center, might witness higher revenue or fluctuations due to specific industries concentrated there.

2. Customer Engagement: Customer metrics show variation. Customer count ranges from 131 to 426, with transactions varying from 57 to 188. This indicates fluctuations in customer activity, potentially influenced by market trends, seasonal patterns, or even regional events.

3. Stock Performance: Stock prices show fluctuation, hitting a high of 138.53 and a low of 78.79. Market sentiment, indicating public confidence, also fluctuates, potentially influencing stock prices. London's stock market might reflect similar volatility but could be influenced by the performance of prominent companies headquartered there.

4. Business Operations: Loan approval rates stay relatively stable between 70% to 97%, indicating a consistent approach to risk management. Employee count remains somewhat constant, which could signify stable operations without significant expansion or downsizing.

5. Marketing and Growth: The company's marketing spend varies, suggesting a willingness to adapt strategies based on performance or seasonal demands. London might have higher marketing expenditures due to the competitive market and the need to stand out amidst numerous businesses.

6. Economic Impact: Economic factors affecting the UK market—Brexit discussions, global economic shifts, or even local policies—might influence these metrics. London, as a financial center, could be more sensitive to global economic changes, impacting revenue, market sentiment, and stock prices more profoundly.

7. Covid-19 Influence: Given the timeframe (2020), the dataset might reflect the initial impact of the COVID-19 pandemic. The varying metrics could illustrate the company's adaptation strategies in response to changing consumer behaviors and economic uncertainties.

In London specifically, these trends might amplify due to its prominence in finance, trade, and services. The city's diverse industries and international connections might lead to more pronounced fluctuations in financial indicators like stock prices and market sentiment. Moreover, its position as a global economic hub might expose businesses to unique challenges and opportunities, potentially reflected in the provided dataset.

Understanding London's specific dynamics within the UK would require deeper analysis, considering sector-specific influences, competitive landscape, and regional economic factors. Nevertheless, this dataset offers insights into the company's adaptability and performance within the broader context of the UK's economic landscape.

The industry is an outsourced claim adjusting and processing service for insurers. It provides services to policyholders through independent third-party validation or contesting evaluations made by assessors employed by the insurers underwriting the policy. Demand for risk and damage evaluation closely follows trends in the level of outsourcing insurers choose to undertake, insurance coverage and the frequency of insured risks. These have all performed strongly in recent years in line with the general insurance industry. So, revenue is projected to swell at a compound annual rate of 2.1% over the five years through 2025-26 to £2.3 billion, including estimated growth of 1% in 2025-26. Although insurers have been increasingly shifting risk and damage evaluation activities in-house to save costs, constricting industry demand, frequent natural disasters and heatwaves have maintained revenue growth in recent years. Businesses paying back loans from the Business Interruption Loan Scheme during the COVID-19 pandemic resulted in an uptick in insolvencies, reaching record highs during 2023-24, according to ONS. Despite economic conditions leaving much to be desired, insolvencies will edge downwards as headline inflation comes down towards the end of 2025, aided by a loosening labour market and government spending. Consolidation remains prominent, with larger evaluators like Sedgewick acquiring Bottomline’s legal spend management division to avoid administrative bottlenecks and focus on their core evaluation services, supporting an uptick in profit to 10.1% in 2025-26. Industry revenue is projected to grow at a compound annual rate of 2.2% to £2.8 billion over the five years through 2030-31. An escalating number of fraudulent cases will result in insurers looking to limit claims costs and demand risk evaluation services, aiding profit. The implementation of generative AI appears to be a double-edged sword, with evaluators able to upscale production and reduce costs with more accurate measurements, but also giving insurers the ability to adopt in-house evaluation services, weighing on revenue growth in the coming years.

The value of approvals issued for house purchase lending in the UK plummeted at the beginning of the COVID-19 pandemic, reaching a record low of 1.9 billion British pounds in May 2020. In the second half of the year, the release of pent-up demand led to the value of approvals spiking at over 23 billion British pounds in November 2020. With mortgage rates increasing in response to stubborn inflation, the value of mortgage approvals saw a substantial decrease in 2022 and an uptick in 2023, with the latest data showing a value of 15.6 billion British pounds in May 2025. Remortgage approvals followed a similar trend.

United Kingdom Coronavirus Business Interruption Loan Scheme (CBILS): Applications data was reported at 122,885.000 Unit in 16 Aug 2020. This records an increase from the previous number of 121,669.000 Unit for 09 Aug 2020. United Kingdom Coronavirus Business Interruption Loan Scheme (CBILS): Applications data is updated weekly, averaging 104,569.000 Unit from May 2020 (Median) to 16 Aug 2020, with 15 observations. The data reached an all-time high of 122,885.000 Unit in 16 Aug 2020 and a record low of 64,531.000 Unit in 10 May 2020. United Kingdom Coronavirus Business Interruption Loan Scheme (CBILS): Applications data remains active status in CEIC and is reported by HM Treasury. The data is categorized under Global Database’s United Kingdom – Table UK.KB043: Coronavirus Business Interruption Loan Scheme.

With government schemes introduced due to the COVID-19 pandemic soon ending, IBISWorld assesses how likely it is that businesses and consumers will turn to P2P lending for finance.