Graph and download economic data for Student Loans Owned and Securitized (DISCONTINUED) (SLOAS) from Q1 2006 to Q4 2024 about student, securitized, owned, loans, and USA.

In 2025, students graduating from English universities will have incurred an average of 53,000 British pounds of student loan debt, compared with 39,000 pounds in Wales, 28,000 pounds in Northern Ireland, and around 18,000 pounds in Scotland.

The value of outstanding student loans in the United States has ballooned since the first quarter of 2006. As of the fourth quarter of 2024, American students owed over **** trillion U.S. dollars in student loans. In the first quarter of 2006, this figure stood at ***** billion U.S. dollars.

Graph and download economic data for Federal Government; Consumer Credit, Student Loans; Asset, Level (FGCCSAQ027S) from Q4 1945 to Q2 2025 about student, IMA, consumer credit, federal, loans, assets, government, consumer, and USA.

Statistics on student debt, including the average debt at graduation, the percentage of graduates who owed large debt at graduation and the percentage of graduates with debt who had paid it off at the time of the interview, are presented by the province of study and the level of study. Estimates are available at five-year intervals.

Debt Balance Student Loans in the United States increased to 1.64 Trillion USD in the second quarter of 2025 from 1.63 Trillion USD in the first quarter of 2025. This dataset includes a chart with historical data for the United States Debt Balance Student Loans.

View quarterly updates and historical trends for US Student Loans Delinquent by 90 or More Days. from United States. Source: Federal Reserve Bank of New Y…

In 2024, Generation Z in the United States had an average of roughly ****** U.S. dollars in student loan debt. By contrast, Generation X had the highest student loan debt, amounting to approximately ****** U.S. dollars. The value of outstanding student loans has been consistently rising over the past few decades.

As of 2025, the outstanding student loan debt in the United Kingdom reached over 292 billion British pounds, with the majority of the debt coming from England at 266.6 billion pounds, with student loan debt in Scotland amounting to 9.4 billion, Wales 10.6 billion, and Northern Ireland 5.6 billion.

Key information about Thailand Household Debt: % of GDP

• Thailand household debt accounted for 88.8 % of the country's Nominal GDP in Sep 2024, compared with the ratio of 89.7 % in the previous quarter.
• Thailand household debt to GDP ratio is updated quarterly, available from Mar 2003 to Sep 2024.
• The data reached an all-time high of 95.5 % in Mar 2021 and a record low of 40.6 % in Mar 2003.

CEIC calculates quarterly Household Debt as % of Nominal GDP from quarterly Household Debt and quarterly Nominal GDP. The Bank of Thailand provides Household Debt in local currency. The Office of the National Economic and Social Development Council provides Nominal GDP in local currency. Loans are used due to the lack of Flow of Funds statistics. Household Debt as % of Nominal GDP prior to Q1 2012 excludes Student Loan Fund, National Housing Authority, Agricultural Cooperatives, Fisheries Cooperatives, Land Settlement Cooperatives, Consumer Cooperatives and Service Cooperatives.


Related information about Thailand Household Debt: % of GDP

• In the latest reports, Thailand Household Debt reached 445.6 USD bn in Mar 2023.
• Money Supply M2 in Thailand increased 3.3 % YoY in Dec 2024.
• Thailand Foreign Exchange Reserves was measured at 214.5 USD bn in Jan 2025.
• The Foreign Exchange Reserves equaled 7.9 Months of Import in Jan 2025.
• Thailand Domestic Credit reached 786.6 USD bn in Dec 2024, representing an increased of 1.9 % YoY.

Index Time Series for Angel Oak Income ETF. The frequency of the observation is daily. Moving average series are also typically included. The fund invests primarily in agency and non-agency RMBS, CMBS, CLOs, CDOs, CMOs, CBOs, ABS, including securities or securitizations backed by assets such as unsecured consumer loans, credit card receivables, student loans, automobile loans, loans financing solar energy systems, and residential and commercial real estate, and other debt securitizations; mortgage loans, secured and unsecured consumer loans, commercial loans and pools of such loans; corporate debt; and U.S. Treasury and U.S. government agency securities. It is non-diversified.

The Survey of Consumer Finances (SCF) is normally a triennial cross-sectional survey of U.S. families. The survey data include information on families' balance sheets, pensions, income, and demographic characteristics.

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Peer To Peer Lending Market Size 2024-2028

The peer to peer lending market size is forecast to increase by USD 754 billion at a CAGR of 39% between 2023 and 2028.

P2P lending has emerged as a disruptive financing alternative in financial services, offering several advantages over traditional banking methods. The market is driven by factors such as reduced operational costs for P2P lending companies and the increasing adoption of digital loans. 
However, the market also faces challenges, including security and fraud risks. The operational cost savings result from the elimination of intermediaries and automation of processes, leading to faster loan approvals and lower interest rates. The rise in digital adoption is fueled by the convenience and accessibility of P2P platforms, particularly among the millennial population. However, these benefits come with risks, such as the potential for fraudulent activities and data breaches, which require data security to mitigate.

What will be the Size of the Peer To Peer Lending Market During the Forecast Period?

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The peer-to-peer (P2P) lending market represents a non-traditional financing avenue that enables direct transactions between investors and borrowers, bypassing traditional financial intermediaries. This market's growth is driven by increasing internet penetration, investor appetite for alternative investment opportunities, and consumer demand for quicker and more accessible loan origination. P2P platforms offer consumer loans with flexible repayment terms and competitive interest rates, catering to various needs such as debt consolidation, medical expenses, and education. 

How is this Peer To Peer Lending Industry segmented and which is the largest segment?

The P2P lending industry research report provides comprehensive data (region-wise segment analysis), with forecasts and estimates in 'USD billion' for the period 2024-2028, as well as historical data from 2018-2022 for the following segments.

Business Segment

  Traditional lending
  Marketplace lending


End-user

  Individual consumer
  Small businesses
  Large businesses
  Real estate


Loan Type

  Secured
  Unsecured


Purpose Type

  Repaying Bank Debt
  Credit Card Recycling
  Education
  Home Renovation
  Buying Car
  Family Celebration
  Others


Geography

  APAC

    China


  North America

    Canada
    US


  Europe

    UK


  South America



  Middle East and Africa

By Business Segment Insights

The traditional lending segment is estimated to witness significant growth during the forecast period. The global Peer-to-Peer (P2P) lending market experienced significant growth in 2023, with traditional P2P lending holding a substantial market share. This form of money lending, where platforms facilitate transactions between borrowers and investors, offers advantages such as high transparency, simple investment structures, and efficient debt collection. Increasing consumer and business demand for alternative lending options, driven by the need for funds, propels market expansion. Key sectors In the P2P lending landscape include consumer loans, business loans, inventory purchase, and loan structuring. P2P platforms enable loan transactions for various purposes, including debt consolidation, medical expenses, small businesses, microenterprises, student loans, green lending, and home improvement.

Market growth is influenced by factors like Internet penetration, investor appetite, and regulatory compliance. However, challenges persist, including regulatory uncertainties, platform fraud, and cybersecurity threats. To mitigate risks, platforms employ advanced technologies like machine learning for credit assessment, blockchain for transaction security, and mobile technologies for accessibility and platform efficiency. Innovative fintech solutions, such as artificial intelligence and structured environments, aim to streamline borrowing and provide quicker, more competitive loans. Borrower and lender trust are crucial in this market, with education initiatives and fraud prevention measures playing essential roles. The P2P lending market is poised for exponential growth, contributing to economic development.

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The Traditional lending segment was valued at USD 39.50 billion in 2018 and showed a gradual increase during the forecast period.

Regional Analysis

APAC is estimated to contribute 46% to the growth of the global market during the forecast period. Technavio's analysts have elaborately explained the regional trends and drivers that shape the market during the forecast period.

For more insights on the market size of various regions, Request Free Sample

The Peer-to-Peer (P2P) lending market In the APAC region held a significant market share in 2023, driven by the increasing adoption of cl

Debt-To-Capital-Ratio Time Series for Webster Financial Corporation. Webster Financial Corporation operates as the bank holding company for Webster Bank, National Association that provides various financial products and services to businesses, individuals, and families in the United States. It operates through three segments: Commercial Banking, Healthcare Financial Services, and Consumer Banking. It offers checking, savings, and money market accounts; individual retirement account retirement savings; certificates of deposit; mortgages; home equity loans and lines of credit; business and commercial lines of credit; overdrafts; and term, commercial, student, SBA, and personal loans. The company also provides commercial real estate financing, equipment and lender finance, asset-based and community lending, and public finance solutions; financial planning, life and long-term insurance, personal retirement, and portfolio management solutions; employee retirement plans; credit cards; payroll services; automated clearing house payables and wires; bill pay, remote deposit capture, merchant, and lockbox services; treasury management and investment services; private banking services; capital markets and finance solutions; employee benefits solutions, including administrators of HSAs, emergency savings accounts, and flexible spending accounts administration services; wealth management services; and online and mobile banking services. Webster Financial Corporation was founded in 1870 and is headquartered in Stamford, Connecticut.

Long-Term-Debt Time Series for Walker & Dunlop Inc. Walker & Dunlop, Inc., through its subsidiaries, originates, sells, and services a range of multifamily and other commercial real estate financing products and services for owners and developers of real estate in the United States. It operates through three segments: Capital Markets, Servicing & Asset Management, and Corporate. The company offers first mortgage, second trust, supplemental, construction, mezzanine, preferred equity, and small-balance loans. It also provides finance for multifamily, manufactured housing communities, student housing, affordable housing, and senior housing properties under the Fannie Mae's DUS program; and construction and permanent loans to developers and owners of multifamily housing, affordable housing, senior housing, and healthcare facilities. In addition, the company acts as a debt broker to work with life insurance companies, banks, and other institutional lenders to find debt and/or equity solution for the borrowers' needs; and offers property sales brokerage services to owners and developers of multifamily properties, and commercial real estate and multifamily property appraisals for various investors. Further, it provides multifamily appraisal and valuation services; and real estate-related investment banking and advisory services, including housing market research. Additionally, the company offers servicing and asset-managing the portfolio of loans; originates loans through its principal lending and investing activities; and manages third-party capital invested in tax credit equity funds focused on the LIHTC sector and other commercial real estate sectors. Walker & Dunlop, Inc. was founded in 1937 and is headquartered in Bethesda, Maryland.

In financial year 2023, the total outstanding debt owed by debtors of the Higher Education Loans Program (HELP) totaled over ** billion Australian dollars. The total outstanding HELP debt has increased significantly in the reported period.

In the first half of 2024, the total value of debt from loans to households in the United Kingdom amounted to approximately ************ British pounds. It was in 2004, when household debt surpassed the ************ British pounds mark. Debts can be formed in a number of ways. The most common forms of debt for households include credit cards, medical debt, student loans, overdrafts, mortgages, automobile financing and personal loans.

Funds-From-Operation-To-Total-Debt Time Series for Webster Financial Corporation. Webster Financial Corporation operates as the bank holding company for Webster Bank, National Association that provides various financial products and services to businesses, individuals, and families in the United States. It operates through three segments: Commercial Banking, Healthcare Financial Services, and Consumer Banking. It offers checking, savings, and money market accounts; individual retirement account retirement savings; certificates of deposit; mortgages; home equity loans and lines of credit; business and commercial lines of credit; overdrafts; and term, commercial, student, SBA, and personal loans. The company also provides commercial real estate financing, equipment and lender finance, asset-based and community lending, and public finance solutions; financial planning, life and long-term insurance, personal retirement, and portfolio management solutions; employee retirement plans; credit cards; payroll services; automated clearing house payables and wires; bill pay, remote deposit capture, merchant, and lockbox services; treasury management and investment services; private banking services; capital markets and finance solutions; employee benefits solutions, including administrators of HSAs, emergency savings accounts, and flexible spending accounts administration services; wealth management services; and online and mobile banking services. Webster Financial Corporation was founded in 1870 and is headquartered in Stamford, Connecticut.

Income-Before-Tax Time Series for Mega Financial Holding Co Ltd. Mega Financial Holding Co., Ltd. provides various financial services in Taiwan. The company offers brokerage, dealing and underwriting of short-term debt instruments and financial debentures; notary services for short-term debt instruments and financial debentures; guarantee or endorsement services for short-term debt instruments; brokerage for inter-bank call loans; proprietary trading in government bonds; and foreign and domestic securities brokerage, securities dealing, securities underwriting, and future services. It also provides fire, marine cargo, marine hull, auto, aviation, engineering, liability, credit and bond, and accidental insurance products; acquisition and underwriting services, including acquiring NPLs, real estate investment, and corporate restructuring; and collection solutions. In addition, it is involved in the venture capital and leverage buy-out investment; and issuing and managing equity fund, fixed income fund, and other investment trust instruments. Further, the company engages in deposits loan and guarantee business, trading financing, remittance business, offshore banking business, short-term bills business, foreign exchange trading, safety deposit box business, book-entry government bond business, various kinds of ATM debit card business and electronic banking, and internet banking business; credit card business, consumer loans, student loans, home purchase and maintenance loans, private banking, car loans, and credit insurance consumer loans; equity and venture capital investments, securities underwriting business, as well as financial planning and consulting services; and money trust, custodian services, trusteeship for bond issuances, and distribution of trust fund beneficiary certificates. The company was formerly known as CTB Financial Holding Co., Ltd. and changed its name to Mega Financial Holding Co., Ltd. in December 2002. The company was incorporated in 2002 and is headquartered in Taipei, Taiwan.

The average consumer debt balance in the United States has peaked in 2024 at roughly ******* U.S. dollars. However, average consumer debt had decreased between 2010 and 2013, when it reached approximately ****** U.S. dollars. Here, consumer debt refers to student and car loans, credit cards, personal loans, mortgages, and other types of debt.