Russia has recorded a decrease in the average weighted interest rate on mortgage loans issued to residents in the national currency in April 2025. In that month, the mortgage loan rate stood at **** percent.

Key information about Russia Bank Lending Rate

• Russia Bank Lending Rate was reported at 23.790 % pa in Jan 2025.
• This records a decrease from the previous number of 23.980 % pa for Dec 2024.
• Russia Bank Lending Rate data is updated monthly, averaging 11.600 % pa from Jan 1995 to Jan 2025, with 361 observations.
• The data reached an all-time high of 179.700 % pa in Feb 1995 and a record low of 5.940 % pa in Nov 2020.
• Russia Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.

The benchmark interest rate in Russia was last recorded at 20 percent. This dataset provides the latest reported value for - Russia Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Bank Lending Rate in Russia increased to 22.74 percent in April from 22.23 percent in March of 2025. This dataset provides - Russia Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Russia Bank Lending Conditions: Households: Mortgage: Loan Interest Rate data was reported at 17.857 % Point in Mar 2019. This records a decrease from the previous number of 20.238 % Point for Dec 2018. Russia Bank Lending Conditions: Households: Mortgage: Loan Interest Rate data is updated quarterly, averaging -6.061 % Point from Dec 2011 (Median) to Mar 2019, with 30 observations. The data reached an all-time high of 70.000 % Point in Dec 2014 and a record low of -31.818 % Point in Sep 2017. Russia Bank Lending Conditions: Households: Mortgage: Loan Interest Rate data remains active status in CEIC and is reported by The Central Bank of the Russian Federation. The data is categorized under Global Database’s Russian Federation – Table RU.KAC018: Bank Lending Tightness: Loans to Households.

In August 2024, Moscow and the Moscow Oblast had the largest volume of mortgage loans in Russia with roughly 40 billion Russian rubles and 24.5 billion Russian rubles issued in mortgages, respectively. To compare, in Saint Petersburg, the volume was measured at 18.5 billion Russian rubles.

Overnight Lending Rate: Bank of Russia data was reported at 22.000 % pa in 19 May 2025. This stayed constant from the previous number of 22.000 % pa for 18 May 2025. Overnight Lending Rate: Bank of Russia data is updated daily, averaging 9.000 % pa from Jun 1998 (Median) to 19 May 2025, with 9826 observations. The data reached an all-time high of 22.000 % pa in 19 May 2025 and a record low of 5.250 % pa in 21 Mar 2021. Overnight Lending Rate: Bank of Russia data remains active status in CEIC and is reported by Bank of Russia. The data is categorized under High Frequency Database’s Lending Rates – Table RU.MB002: Lending Rate: Bank of Russia Operations. [COVID-19-IMPACT]

Russia Lending Rate: RUB Mortgage Loans: Avg from Year Beginning (YB) data was reported at 9.560 % pa in Dec 2018. This records an increase from the previous number of 9.540 % pa for Nov 2018. Russia Lending Rate: RUB Mortgage Loans: Avg from Year Beginning (YB) data is updated monthly, averaging 12.470 % pa from Dec 2008 (Median) to Dec 2018, with 121 observations. The data reached an all-time high of 14.640 % pa in Jul 2009 and a record low of 9.540 % pa in Nov 2018. Russia Lending Rate: RUB Mortgage Loans: Avg from Year Beginning (YB) data remains active status in CEIC and is reported by The Central Bank of the Russian Federation. The data is categorized under Russia Premium Database’s Interest and Foreign Exchange Rates – Table RU.MB010: Lending Rate: RUB Housing Loans: ow Mortgage: by Region: Average from Year Beginning.

Rowi led the ranking of the highest-earning fintech companies operating in the lending segment in Russia, with a revenue of around 955 million Russian rubles in the third quarter of 2024. Jetlend followed with about 178 million Russian rubles.

Russia Lending Rate: Foreign Currencies Mortgage Loans: Avg from Year Beginning (YB) data was reported at 9.330 % pa in Dec 2018. This records an increase from the previous number of 9.320 % pa for Nov 2018. Russia Lending Rate: Foreign Currencies Mortgage Loans: Avg from Year Beginning (YB) data is updated monthly, averaging 9.670 % pa from Dec 2008 (Median) to Dec 2018, with 119 observations. The data reached an all-time high of 13.820 % pa in Apr 2009 and a record low of 6.740 % pa in May 2017. Russia Lending Rate: Foreign Currencies Mortgage Loans: Avg from Year Beginning (YB) data remains active status in CEIC and is reported by The Central Bank of the Russian Federation. The data is categorized under Russia Premium Database’s Interest and Foreign Exchange Rates – Table RU.MB012: Lending Rate: Foreign Currencies Housing Loans: ow Mortgage: by Region: Average from Year Beginning.

Russia Bank Lending Conditions: Small & Medium Business: Loan Interest Rate data was reported at 1.020 % Point in Mar 2019. This records a decrease from the previous number of 10.000 % Point for Dec 2018. Russia Bank Lending Conditions: Small & Medium Business: Loan Interest Rate data is updated quarterly, averaging -12.415 % Point from Jun 2009 (Median) to Mar 2019, with 40 observations. The data reached an all-time high of 74.528 % Point in Dec 2014 and a record low of -48.889 % Point in Mar 2010. Russia Bank Lending Conditions: Small & Medium Business: Loan Interest Rate data remains active status in CEIC and is reported by The Central Bank of the Russian Federation. The data is categorized under Russia Premium Database’s Monetary and Banking Statistics – Table RU.KAC017: Bank Lending Tightness: Loans to Small & Medium Business.

Lending Rate: RUB Mortgage Loans: YB: CF: Ryazan Region data was reported at 7.460 % pa in Mar 2025. This records a decrease from the previous number of 7.920 % pa for Feb 2025. Lending Rate: RUB Mortgage Loans: YB: CF: Ryazan Region data is updated monthly, averaging 11.880 % pa from Dec 2008 (Median) to Mar 2025, with 196 observations. The data reached an all-time high of 15.200 % pa in Jun 2009 and a record low of 5.560 % pa in Dec 2022. Lending Rate: RUB Mortgage Loans: YB: CF: Ryazan Region data remains active status in CEIC and is reported by Bank of Russia. The data is categorized under Russia Premium Database’s Interest and Foreign Exchange Rates – Table RU.MB010: Lending Rate: RUB Housing Loans: ow Mortgage: by Region: Average from Year Beginning.

Lending Rate: RUB Mortgage Loans: YB: CF: Kaluga Region data was reported at 7.810 % pa in Mar 2025. This records an increase from the previous number of 7.530 % pa for Feb 2025. Lending Rate: RUB Mortgage Loans: YB: CF: Kaluga Region data is updated monthly, averaging 11.780 % pa from Dec 2008 (Median) to Mar 2025, with 196 observations. The data reached an all-time high of 14.820 % pa in May 2009 and a record low of 5.810 % pa in May 2022. Lending Rate: RUB Mortgage Loans: YB: CF: Kaluga Region data remains active status in CEIC and is reported by Bank of Russia. The data is categorized under Russia Premium Database’s Interest and Foreign Exchange Rates – Table RU.MB010: Lending Rate: RUB Housing Loans: ow Mortgage: by Region: Average from Year Beginning.

Lending Rate: RUB Mortgage Loans: YB: Quarterly: NC: Stavropol Territory data was reported at 8.810 % pa in Dec 2024. This records an increase from the previous number of 8.180 % pa for Sep 2024. Lending Rate: RUB Mortgage Loans: YB: Quarterly: NC: Stavropol Territory data is updated quarterly, averaging 12.160 % pa from Sep 2006 (Median) to Dec 2024, with 74 observations. The data reached an all-time high of 14.900 % pa in Jun 2009 and a record low of 6.590 % pa in Jun 2022. Lending Rate: RUB Mortgage Loans: YB: Quarterly: NC: Stavropol Territory data remains active status in CEIC and is reported by Bank of Russia. The data is categorized under Russia Premium Database’s Interest and Foreign Exchange Rates – Table RU.MB010: Lending Rate: RUB Housing Loans: ow Mortgage: by Region: Average from Year Beginning.

Lending Rate: RUB Mortgage Loans: YB: CF: Moscow Region data was reported at 7.820 % pa in Mar 2025. This records an increase from the previous number of 7.610 % pa for Feb 2025. Lending Rate: RUB Mortgage Loans: YB: CF: Moscow Region data is updated monthly, averaging 11.710 % pa from Dec 2008 (Median) to Mar 2025, with 196 observations. The data reached an all-time high of 15.110 % pa in Oct 2009 and a record low of 4.820 % pa in May 2022. Lending Rate: RUB Mortgage Loans: YB: CF: Moscow Region data remains active status in CEIC and is reported by Bank of Russia. The data is categorized under Russia Premium Database’s Interest and Foreign Exchange Rates – Table RU.MB010: Lending Rate: RUB Housing Loans: ow Mortgage: by Region: Average from Year Beginning.

Lending Rate: RUB Mortgage Loans: YB: Quarterly: CF: Kostroma Region data was reported at 8.910 % pa in Dec 2024. This records a decrease from the previous number of 9.310 % pa for Sep 2024. Lending Rate: RUB Mortgage Loans: YB: Quarterly: CF: Kostroma Region data is updated quarterly, averaging 12.315 % pa from Sep 2006 (Median) to Dec 2024, with 74 observations. The data reached an all-time high of 14.870 % pa in Jun 2009 and a record low of 6.980 % pa in Jun 2022. Lending Rate: RUB Mortgage Loans: YB: Quarterly: CF: Kostroma Region data remains active status in CEIC and is reported by Bank of Russia. The data is categorized under Russia Premium Database’s Interest and Foreign Exchange Rates – Table RU.MB010: Lending Rate: RUB Housing Loans: ow Mortgage: by Region: Average from Year Beginning.

Lending Rate: RUB Mortgage Loans: YB: CF: Yaroslavl Region data was reported at 7.790 % pa in Mar 2025. This records a decrease from the previous number of 8.210 % pa for Feb 2025. Lending Rate: RUB Mortgage Loans: YB: CF: Yaroslavl Region data is updated monthly, averaging 11.860 % pa from Dec 2008 (Median) to Mar 2025, with 196 observations. The data reached an all-time high of 14.810 % pa in Mar 2009 and a record low of 6.660 % pa in May 2022. Lending Rate: RUB Mortgage Loans: YB: CF: Yaroslavl Region data remains active status in CEIC and is reported by Bank of Russia. The data is categorized under Russia Premium Database’s Interest and Foreign Exchange Rates – Table RU.MB010: Lending Rate: RUB Housing Loans: ow Mortgage: by Region: Average from Year Beginning.

Lending Rate: RUB Mortgage Loans: YB: NW: City of St Petersburg data was reported at 7.660 % pa in Aug 2021. This records a decrease from the previous number of 7.700 % pa for Jul 2021. Lending Rate: RUB Mortgage Loans: YB: NW: City of St Petersburg data is updated monthly, averaging 12.220 % pa from Dec 2008 to Aug 2021, with 153 observations. The data reached an all-time high of 15.830 % pa in Jan 2015 and a record low of 6.740 % pa in Jun 2021. Lending Rate: RUB Mortgage Loans: YB: NW: City of St Petersburg data remains active status in CEIC and is reported by The Central Bank of the Russian Federation. The data is categorized under Russia Premium Database’s Interest and Foreign Exchange Rates – Table RU.MB010: Lending Rate: RUB Housing Loans: ow Mortgage: by Region: Average from Year Beginning.

Lending Rate: RUB Mortgage Loans: YB: FE: Jewish Autonomous Region data was reported at 5.190 % pa in Mar 2025. This records a decrease from the previous number of 6.800 % pa for Feb 2025. Lending Rate: RUB Mortgage Loans: YB: FE: Jewish Autonomous Region data is updated monthly, averaging 11.980 % pa from Dec 2008 (Median) to Mar 2025, with 196 observations. The data reached an all-time high of 17.560 % pa in Aug 2009 and a record low of 4.890 % pa in May 2022. Lending Rate: RUB Mortgage Loans: YB: FE: Jewish Autonomous Region data remains active status in CEIC and is reported by Bank of Russia. The data is categorized under Russia Premium Database’s Interest and Foreign Exchange Rates – Table RU.MB010: Lending Rate: RUB Housing Loans: ow Mortgage: by Region: Average from Year Beginning.

Russia Lending Rate: RUB Housing Loans: Avg from Year Beginning (YB): Quarterly data was reported at 9.560 % pa in Dec 2018. This records a decrease from the previous number of 9.570 % pa for Sep 2018. Russia Lending Rate: RUB Housing Loans: Avg from Year Beginning (YB): Quarterly data is updated quarterly, averaging 12.725 % pa from Sep 2005 (Median) to Dec 2018, with 54 observations. The data reached an all-time high of 16.400 % pa in Sep 2005 and a record low of 9.560 % pa in Dec 2018. Russia Lending Rate: RUB Housing Loans: Avg from Year Beginning (YB): Quarterly data remains active status in CEIC and is reported by The Central Bank of the Russian Federation. The data is categorized under Russia Premium Database’s Interest and Foreign Exchange Rates – Table RU.MB009: Lending Rate: RUB Housing Loans: by Region: Average from Year Beginning.