Graph and download economic data for National Rate: 12 Month CD <100M (NDR12MCD) from Apr 2021 to Jun 2025 about CD, 1-year, deposits, rate, and USA.

According to Cognitive Market Research, the global Certificate of Deposit market size will be USD XX million in 2024. It will expand at a compound annual growth rate (CAGR) of 8.00% from 2024 to 2031.

North America held the major market share for more than 40% of the global revenue with a market size of USD XX million in 2024 and will grow at a compound annual growth rate (CAGR) of 6.2% from 2024 to 2031.
Europe accounted for a market share of over 30% of the global revenue with a market size of USD XX million.
Asia Pacific held a market share of around 23% of the global revenue with a market size of USD XX million in 2024 and will grow at a compound annual growth rate (CAGR) of 10.0% from 2024 to 2031.
Latin America had a market share of more than 5% of the global revenue with a market size of USD XX million in 2024 and will grow at a compound annual growth rate (CAGR) of 7.4% from 2024 to 2031.
Middle East and Africa had a market share of around 2% of the global revenue and was estimated at a market size of USD XX million in 2024 and will grow at a compound annual growth rate (CAGR) of 7.7% from 2024 to 2031.
The Less than 1 year held the highest Certificate of Deposit market revenue share in 2024.

Market Dynamics of Certificate of Deposit Market

Key Drivers for Certificate of Deposit Market

Growing Demand for Early Retirement Planning to Increase the Demand Globally

The growing demand for early retirement planning is driving the Certificate of Deposit (CD) market as individuals increasingly seek secure and reliable investment options to ensure financial stability in their retirement years. CDs offer a low-risk investment with guaranteed returns, making them an attractive choice for conservative investors looking to preserve capital and generate predictable income. With an aging population and heightened awareness of the need for financial planning, more people are prioritizing investments that provide safety and stability. CDs, with their fixed interest rates and protection against market volatility, align well with the goals of early retirees who prioritize preserving their savings while earning a steady return. This trend fuels the growth of the CD market as part of comprehensive retirement strategies.

Growing Demand of Enhanced CD products to Propel Market Growth

The growing demand for enhanced Certificate of Deposit (CD) products is driving the market due to their ability to offer higher returns and additional features compared to traditional CDs. Enhanced CDs, such as those with variable interest rates, callable options, or market-linked returns, attract investors seeking better yields while still enjoying the security and low risk associated with CDs. These innovative products appeal to a broader range of investors, including those looking for diversified income streams and higher growth potential. Additionally, the customization and flexibility of enhanced CDs cater to the evolving preferences of investors, who are increasingly sophisticated and seeking tailored financial solutions. This trend boosts the attractiveness and market adoption of CDs, expanding their role in investment portfolios.

Restraint Factor for the Certificate of Deposit Market

Low Interest Rates to Limit the Sales

Low interest rates restrain the Certificate of Deposit (CD) market by reducing the attractiveness of these financial instruments to investors seeking higher returns. When interest rates are low, the yields on CDs decrease, making them less appealing compared to other investment options such as stocks, bonds, or mutual funds, which may offer higher potential returns. This diminished appeal leads to reduced demand for CDs among both retail and institutional investors. Additionally, low interest rates can prompt banks and financial institutions to offer fewer incentives or promotional rates for CDs, further dampening market growth. The overall impact is a slowdown in the market's expansion, as investors seek alternative investments that promise better returns in a low-interest-rate environment.

Impact of Covid-19 on the Certificate of Deposit Market

The COVID-19 pandemic had a mixed impact on the Certificate of Deposit (CD) market. On one hand, economic uncertainty and market volatility drove many investors towards safer, more stable investment options like CDs. This increased demand for secure, low-risk instruments as people sought to protect their capital. On the ot...

As of June 2024, the country with the highest deposit interest rate worldwide was Zimbabwe, where the interest rate was as high as ** percent. Second in the list came Turkey, where the interest rate reached ** percent.

Congo, The Democratic Republic of the CD: Mortality Rate: Under-5: Male: per 1000 Live Births data was reported at 101.000 Ratio in 2016. This records a decrease from the previous number of 104.400 Ratio for 2015. Congo, The Democratic Republic of the CD: Mortality Rate: Under-5: Male: per 1000 Live Births data is updated yearly, averaging 123.000 Ratio from Dec 1990 (Median) to 2016, with 5 observations. The data reached an all-time high of 191.800 Ratio in 1990 and a record low of 101.000 Ratio in 2016. Congo, The Democratic Republic of the CD: Mortality Rate: Under-5: Male: per 1000 Live Births data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Democratic Republic of Congo – Table CD.World Bank: Health Statistics. Under-five mortality rate, male is the probability per 1,000 that a newborn male baby will die before reaching age five, if subject to male age-specific mortality rates of the specified year.; ; Estimates Developed by the UN Inter-agency Group for Child Mortality Estimation (UNICEF, WHO, World Bank, UN DESA Population Division) at www.childmortality.org.; Weighted Average; Given that data on the incidence and prevalence of diseases are frequently unavailable, mortality rates are often used to identify vulnerable populations. Moreover, they are among the indicators most frequently used to compare socioeconomic development across countries. Under-five mortality rates are higher for boys than for girls in countries in which parental gender preferences are insignificant. Under-five mortality captures the effect of gender discrimination better than infant mortality does, as malnutrition and medical interventions have more significant impacts to this age group. Where female under-five mortality is higher, girls are likely to have less access to resources than boys.

This dataset provides values for INTEREST RATE reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

Deposit Interest Rate in Argentina decreased to 32.14 percent in June from 32.73 percent in May of 2025. This dataset includes a chart with historical data for Deposit Interest Rate in Argentina.

Deposit Interest Rate in Australia decreased to 2.75 percent in June from 2.80 percent in May of 2025. This dataset includes a chart with historical data for Deposit Interest Rate in Australia.

Deposit Interest Rate in Dominican Republic increased to 9.43 percent in June from 9.07 percent in May of 2025. This dataset includes a chart with historical data for Deposit Interest Rate in Dominican Republic.

Microorganisms play an important role in the remediation of cadmium pollution in the soil and their diversity can be affected by cadmium. In this study, the bacterial community in arable soil samples collected from two near geographical sites, with different degrees of cadmium pollution at three different seasons, were characterized using Illumina MiSeq sequencing. The result showed that cadmium is an important factor to affect the bacterial diversity and the microbial communities in the high cadmium polluted area (the site H) had significant differences compared with low cadmium polluted area (the site L). Especially, higher concentrations of Cd significantly increased the abundance of Proteobacteria and Gemmatimonas whereas decreased the abundance of Nitrospirae. Moreover, 42 Cd-resistant bacteria were isolated from six soil samples and evaluated for potential application in Cd bioremediation. Based on their Cd-MIC [minimum inhibitory concentration (MIC) of Cd2+], Cd2+ removal rate and 16S rDNA gene sequence analyses, three Burkholderia sp. strains (ha-1, hj-2, and ho-3) showed very high tolerance to Cd (5, 5, and 6 mM) and exhibited high Cd2+ removal rate (81.78, 79.37, and 63.05%), six Bacillus sp. strains (151-5,151-6,151-13, 151-20, and 151-21) showed moderate tolerance to Cd (0.8, 0.4, 0.8, 0.4, 0.6, and 0.4 mM) but high Cd2+ removal rate (84.78, 90.14, 82.82, 82.39, 81.79, and 84.17%). Those results indicated that Burkholderia sp. belonging to the phylum Proteobacteria and Bacillus sp. belonging to the phylum Firmicutes have developed a resistance for cadmium and may play an important role in Cd-contaminated soils. Our study provided baseline data for bacterial communities in cadmium polluted soils and concluded that Cd-resistant bacteria have potential for bioremediation of Cd-contaminated soils.

The CD and DVD drive market, while experiencing a decline in recent years due to the rise of digital distribution and cloud storage, still holds a niche but persistent market share. The market's size in 2025 is estimated at $500 million, reflecting a gradual contraction from its peak. A Compound Annual Growth Rate (CAGR) of -5% from 2025 to 2033 projects continued shrinkage, driven primarily by the decreasing demand for physical media in consumer applications. However, certain segments continue to show resilience. The industrial and archival sectors, requiring reliable and durable data storage solutions, maintain a steady demand for CD and DVD drives, particularly for applications requiring high data integrity and offline access. Furthermore, specialized niche markets like audiophiles and collectors who value physical media continue to fuel a minor, albeit consistent, level of sales. Restraints on market growth primarily stem from the technological obsolescence of optical disc storage and the increasing prevalence of cheaper and more efficient digital storage alternatives. The market is segmented by drive type (internal, external), capacity, interface, and application (consumer, industrial, archival). Major players like HP, Lite-On, and Plextor continue to operate in this space, focusing on high-end and specialized products catering to the remaining market segments. This demonstrates a strategic shift towards maintaining a presence in the specific niches which still value this technology. Despite the overall declining trend, the market is expected to retain a stable, albeit small, market presence for the foreseeable future, driven by specific industry needs and a dedicated consumer base. Continued innovation in the form of improved data security features or specialized applications could potentially mitigate the decline, although a significant market rebound is unlikely. The key to survival for existing players lies in adapting to this shrinking market by focusing on high-value segments and offering specialized products that address specific, unmet needs. The strategic focus should be on providing high-quality, robust, and long-lasting solutions for the remaining segments that still rely on optical disc technology. This could involve developing drives with enhanced error correction or improved compatibility with older systems.

Under-five, infant, and neonatal mortality in planned CD groups (2b and 4b) compared with unscheduled CD group 2a and 4a, Brazil (2012 to 2018).

Online streaming services such as Netflix, Amazon Prime Video and Spotify are driving a transition in the home entertainment market; consumers are increasingly shifting away from physical discs like CDs and DVDs to digital formats, hitting music and video record retailers’ sales. Streaming services’ subscription model offers customers access to an extensive content library at a low cost, making DVD purchases less appealing, especially as people often only watch things once. The International Federation of the Phonographic Industry notes that Sweden, the UK and Germany lead the way in paid audio subscriptions, posing a significant challenge to audio record retailers. As competition heightens, many retailers are shutting up shop. However, some companies are staying strong. For example, large German retailers like Ceconomy AG and Expert SE offer a diverse range of products, including electric data processing equipment and consumer electronics, helping them secure steadier sales and maintain profitability. Nonetheless, music and video record retailing revenue is forecast to plunge at a compound annual rate of 5.1% over the five years through 2024 to €6.6 billion, including an estimated drop of 6.7% in 2024. Revenue is slated to sink at a compound annual rate of 0.3% over the five years through 2029 to €6.5 billion, while the average industry profit margin is also expected to edge downwards. The physical video recording market will continue to face challenge due to the fast availability of films on streaming services post-theatre. The delay in releasing DVDs and Blu-rays, especially in markets like France, drives consumers towards these immediate-access platforms, reducing demand for physical media. Major retailers are expected to withstand market decline by diversifying their products and embracing e-commerce. However, smaller shops risk losing business in this shifting landscape. As on-demand streaming gains more traction among more age groups, including older consumers, more people with move away from physical copies, cutting retailers’ customer base.

Congo, The Democratic Republic of the CD: Mortality Rate: Infant: Male: per 1000 Live Births data was reported at 78.100 Ratio in 2016. This records a decrease from the previous number of 80.200 Ratio for 2015. Congo, The Democratic Republic of the CD: Mortality Rate: Infant: Male: per 1000 Live Births data is updated yearly, averaging 91.200 Ratio from Dec 1990 (Median) to 2016, with 5 observations. The data reached an all-time high of 125.900 Ratio in 1990 and a record low of 78.100 Ratio in 2016. Congo, The Democratic Republic of the CD: Mortality Rate: Infant: Male: per 1000 Live Births data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Democratic Republic of Congo – Table CD.World Bank: Health Statistics. Infant mortality rate, male is the number of male infants dying before reaching one year of age, per 1,000 male live births in a given year.; ; Estimates developed by the UN Inter-agency Group for Child Mortality Estimation (UNICEF, WHO, World Bank, UN DESA Population Division) at www.childmortality.org.; Weighted Average; Given that data on the incidence and prevalence of diseases are frequently unavailable, mortality rates are often used to identify vulnerable populations. Moreover, they are among the indicators most frequently used to compare socioeconomic development across countries. Under-five mortality rates are higher for boys than for girls in countries in which parental gender preferences are insignificant. Under-five mortality captures the effect of gender discrimination better than infant mortality does, as malnutrition and medical interventions have more significant impacts to this age group. Where female under-five mortality is higher, girls are likely to have less access to resources than boys.

The global CD-ROM drive market, while experiencing a decline in recent years due to the rise of digital distribution and streaming services, maintains a niche presence, particularly in specific sectors. The market size in 2025 is estimated at $200 million, reflecting a continued, albeit slow, contraction. A Compound Annual Growth Rate (CAGR) of -5% from 2025 to 2033 is projected, indicating a gradual market shrinkage. This decline is primarily driven by the dwindling demand for physical media and the prevalence of digital alternatives for software and data storage. However, certain factors contribute to the market's persistence. These include the need for CD-ROM drives in archival systems, specialized industrial applications requiring robust physical media, and the ongoing use in certain educational and governmental settings where digital infrastructure might be limited or security concerns prioritize physical media. Key players like ASUS, Hitachi, LG, Lite-On, Panasonic, Pioneer, and TEAC continue to cater to this niche demand, focusing on cost-effective and reliable solutions. Geographic segmentation will likely show higher demand in regions with less developed digital infrastructure. Constraints on growth stem directly from the overarching shift towards digital solutions, along with the higher costs associated with producing and maintaining CD-ROM technology compared to digital alternatives. Despite the negative CAGR, the CD-ROM drive market is not expected to disappear entirely within the forecast period. The market will likely continue to contract, but at a slow rate, driven by the sustained, albeit diminishing, demand from legacy systems and specific industry verticals. Market players are likely adapting by focusing on cost optimization, specialized applications, and perhaps exploring opportunities in related technologies or niche markets that may benefit from the reliability and offline accessibility offered by physical media. Future market research should focus on identifying and analyzing these niche applications and assessing the potential for innovation within the existing technology to mitigate the ongoing decline.

Online streaming services such as Netflix, Amazon Prime Video and Spotify are driving a transition in the home entertainment market; consumers are increasingly shifting away from physical discs like CDs and DVDs to digital formats, hitting music and video record retailers’ sales. Streaming services’ subscription model offers customers access to an extensive content library at a low cost, making DVD purchases less appealing, especially as people often only watch things once. The International Federation of the Phonographic Industry notes that Sweden, the UK and Germany lead the way in paid audio subscriptions, posing a significant challenge to audio record retailers. As competition heightens, many retailers are shutting up shop. However, some companies are staying strong. For example, large German retailers like Ceconomy AG and Expert SE offer a diverse range of products, including electric data processing equipment and consumer electronics, helping them secure steadier sales and maintain profitability. Nonetheless, music and video record retailing revenue is forecast to plunge at a compound annual rate of 5.1% over the five years through 2024 to €6.6 billion, including an estimated drop of 6.7% in 2024. Revenue is slated to sink at a compound annual rate of 0.3% over the five years through 2029 to €6.5 billion, while the average industry profit margin is also expected to edge downwards. The physical video recording market will continue to face challenge due to the fast availability of films on streaming services post-theatre. The delay in releasing DVDs and Blu-rays, especially in markets like France, drives consumers towards these immediate-access platforms, reducing demand for physical media. Major retailers are expected to withstand market decline by diversifying their products and embracing e-commerce. However, smaller shops risk losing business in this shifting landscape. As on-demand streaming gains more traction among more age groups, including older consumers, more people with move away from physical copies, cutting retailers’ customer base.

Online streaming services such as Netflix, Amazon Prime Video and Spotify are driving a transition in the home entertainment market; consumers are increasingly shifting away from physical discs like CDs and DVDs to digital formats, hitting music and video record retailers’ sales. Streaming services’ subscription model offers customers access to an extensive content library at a low cost, making DVD purchases less appealing, especially as people often only watch things once. The International Federation of the Phonographic Industry notes that Sweden, the UK and Germany lead the way in paid audio subscriptions, posing a significant challenge to audio record retailers. As competition heightens, many retailers are shutting up shop. However, some companies are staying strong. For example, large German retailers like Ceconomy AG and Expert SE offer a diverse range of products, including electric data processing equipment and consumer electronics, helping them secure steadier sales and maintain profitability. Nonetheless, music and video record retailing revenue is forecast to plunge at a compound annual rate of 5.1% over the five years through 2024 to €6.6 billion, including an estimated drop of 6.7% in 2024. Revenue is slated to sink at a compound annual rate of 0.3% over the five years through 2029 to €6.5 billion, while the average industry profit margin is also expected to edge downwards. The physical video recording market will continue to face challenge due to the fast availability of films on streaming services post-theatre. The delay in releasing DVDs and Blu-rays, especially in markets like France, drives consumers towards these immediate-access platforms, reducing demand for physical media. Major retailers are expected to withstand market decline by diversifying their products and embracing e-commerce. However, smaller shops risk losing business in this shifting landscape. As on-demand streaming gains more traction among more age groups, including older consumers, more people with move away from physical copies, cutting retailers’ customer base.

Online streaming services such as Netflix, Amazon Prime Video and Spotify are driving a transition in the home entertainment market; consumers are increasingly shifting away from physical discs like CDs and DVDs to digital formats, hitting music and video record retailers’ sales. Streaming services’ subscription model offers customers access to an extensive content library at a low cost, making DVD purchases less appealing, especially as people often only watch things once. The International Federation of the Phonographic Industry notes that Sweden, the UK and Germany lead the way in paid audio subscriptions, posing a significant challenge to audio record retailers. As competition heightens, many retailers are shutting up shop. However, some companies are staying strong. For example, large German retailers like Ceconomy AG and Expert SE offer a diverse range of products, including electric data processing equipment and consumer electronics, helping them secure steadier sales and maintain profitability. Nonetheless, music and video record retailing revenue is forecast to plunge at a compound annual rate of 5.1% over the five years through 2024 to €6.6 billion, including an estimated drop of 6.7% in 2024. Revenue is slated to sink at a compound annual rate of 0.3% over the five years through 2029 to €6.5 billion, while the average industry profit margin is also expected to edge downwards. The physical video recording market will continue to face challenge due to the fast availability of films on streaming services post-theatre. The delay in releasing DVDs and Blu-rays, especially in markets like France, drives consumers towards these immediate-access platforms, reducing demand for physical media. Major retailers are expected to withstand market decline by diversifying their products and embracing e-commerce. However, smaller shops risk losing business in this shifting landscape. As on-demand streaming gains more traction among more age groups, including older consumers, more people with move away from physical copies, cutting retailers’ customer base.

Understanding how tropical forest carbon balance will respond to global change requires knowledge of individual heterotrophic and autotrophic respiratory sources, together with factors that control respiratory variability. We measured leaf, live wood (tree stem), and soil respiration, along with additional environmental factors over a 1-yr period in a Central Amazon terra firme forest. Scaling these fluxes to the ecosystem, and combining our data with results from other studies, we estimated an average total ecosystem respiration (R-eco) of 7.8 mumol(.)m(-2.)s(-1). Average estimates (per unit ground area) for leaf, wood, soil, total heterotrophic, and total autotrophic respiration were 2.6, 1.1, 3.2, 5.6, and 2.2 mumol(.)m(-2.)s(-1), respectively. Comparing autotrophic respiration with net primary production (NPP) estimates indicated that only similar to30% of carbon assimilated in photosynthesis was used to construct new tissues, with the remaining 70% being respired back to the atmosphere as autotrophic respiration. This low ecosystem carbon use efficiency (CUE) differs considerably from the relatively constant CUE of similar to0.5 found for temperate forests. Our R-eco estimate was comparable to the above-canopy flux (F-ac) from eddy covariance during defined sustained high turbulence conditions (when presumably F-ac = R-eco) of 8.4 (95% CI = 7.59.4). Multiple regression analysis demonstrated that similar to50% of the nighttime variability in Fa, was accounted for by friction velocity (u*, a measure of turbulence) variables. After accounting for u* variability, mean F-ac varied significantly with seasonal and daily changes in precipitation. A seasonal increase in precipitation resulted in a decrease in F-ac similar to our soil respiration response to moisture. The effect of daily changes in precipitation was complex: precipitation after a dry period resulted in a large increase in F-ac whereas additional precipitation after a rainy period had little effect. This response was similar to that of surface litter (coarse and fine), where respiration is greatly reduced when moisture is limiting, but increases markedly and quickly saturates with an increase in moisture.

Online streaming services such as Netflix, Amazon Prime Video and Spotify are driving a transition in the home entertainment market; consumers are increasingly shifting away from physical discs like CDs and DVDs to digital formats, hitting music and video record retailers’ sales. Streaming services’ subscription model offers customers access to an extensive content library at a low cost, making DVD purchases less appealing, especially as people often only watch things once. The International Federation of the Phonographic Industry notes that Sweden, the UK and Germany lead the way in paid audio subscriptions, posing a significant challenge to audio record retailers. As competition heightens, many retailers are shutting up shop. However, some companies are staying strong. For example, large German retailers like Ceconomy AG and Expert SE offer a diverse range of products, including electric data processing equipment and consumer electronics, helping them secure steadier sales and maintain profitability. Nonetheless, music and video record retailing revenue is forecast to plunge at a compound annual rate of 5.1% over the five years through 2024 to €6.6 billion, including an estimated drop of 6.7% in 2024. Revenue is slated to sink at a compound annual rate of 0.3% over the five years through 2029 to €6.5 billion, while the average industry profit margin is also expected to edge downwards. The physical video recording market will continue to face challenge due to the fast availability of films on streaming services post-theatre. The delay in releasing DVDs and Blu-rays, especially in markets like France, drives consumers towards these immediate-access platforms, reducing demand for physical media. Major retailers are expected to withstand market decline by diversifying their products and embracing e-commerce. However, smaller shops risk losing business in this shifting landscape. As on-demand streaming gains more traction among more age groups, including older consumers, more people with move away from physical copies, cutting retailers’ customer base.

Online streaming services such as Netflix, Amazon Prime Video and Spotify are driving a transition in the home entertainment market; consumers are increasingly shifting away from physical discs like CDs and DVDs to digital formats, hitting music and video record retailers’ sales. Streaming services’ subscription model offers customers access to an extensive content library at a low cost, making DVD purchases less appealing, especially as people often only watch things once. The International Federation of the Phonographic Industry notes that Sweden, the UK and Germany lead the way in paid audio subscriptions, posing a significant challenge to audio record retailers. As competition heightens, many retailers are shutting up shop. However, some companies are staying strong. For example, large German retailers like Ceconomy AG and Expert SE offer a diverse range of products, including electric data processing equipment and consumer electronics, helping them secure steadier sales and maintain profitability. Nonetheless, music and video record retailing revenue is forecast to plunge at a compound annual rate of 5.1% over the five years through 2024 to €6.6 billion, including an estimated drop of 6.7% in 2024. Revenue is slated to sink at a compound annual rate of 0.3% over the five years through 2029 to €6.5 billion, while the average industry profit margin is also expected to edge downwards. The physical video recording market will continue to face challenge due to the fast availability of films on streaming services post-theatre. The delay in releasing DVDs and Blu-rays, especially in markets like France, drives consumers towards these immediate-access platforms, reducing demand for physical media. Major retailers are expected to withstand market decline by diversifying their products and embracing e-commerce. However, smaller shops risk losing business in this shifting landscape. As on-demand streaming gains more traction among more age groups, including older consumers, more people with move away from physical copies, cutting retailers’ customer base.