Mortgage Interest Rate: Flexible data was reported at 5.800 % pa in 03 Dec 2025. This stayed constant from the previous number of 5.800 % pa for 02 Dec 2025. Mortgage Interest Rate: Flexible data is updated daily, averaging 8.750 % pa from Feb 2023 (Median) to 03 Dec 2025, with 1036 observations. The data reached an all-time high of 8.750 % pa in 31 Jul 2024 and a record low of 5.800 % pa in 03 Dec 2025. Mortgage Interest Rate: Flexible data remains active status in CEIC and is reported by ANZ Bank New Zealand. The data is categorized under High Frequency Database’s Lending Rates – Table NZ.DL: Mortgage Interest Rate.

Key information about New Zealand Long Term Interest Rate

• New Zealand Government Bond Yield: 10 Years was reported at 4.36 % pa in Nov 2025, compared with 4.06 % pa in the previous month.
• New Zealand Long Term Interest Rate data is updated monthly, available from Jan 1985 to Nov 2025.
• The data reached an all-time high of 18.90 % pa in Mar 1986 and a record low of 0.51 % pa in Sep 2020.
• Long Term Interest Rate is reported by reported by Reserve Bank of New Zealand.

CEIC calculates monthly Long Term Interest Rate from daily 10 year Government Bond Yield. The Reserve Bank of New Zealand provides 10 year Treasury Bond Yield. Long Term Interest Rate prior to March 1985 is sourced directly from Reserve Bank of New Zealand.. The ten-year benchmark for New Zealand Government bonds with a fixed interest coupon paid semi-annually in arrears. The bonds are redeemable at par on maturity.


Related information about New Zealand Long Term Interest Rate

• In the latest reports, New Zealand Short Term Interest Rate: Month End: New Zealand: Bank Accepted Bills: 90 Days was reported at 2.45 % pa in Nov 2025.
• The cash rate (Policy Rate: Month End: New Zealand: Official Cash Rate) was set at 2.25 % pa in Nov 2025.
• New Zealand Exchange Rate against USD averaged 1.73 (USD/NZD) in Oct 2025.

The benchmark interest rate in New Zealand was last recorded at 2.25 percent. This dataset provides - New Zealand Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Actual value and historical data chart for New Zealand Lending Interest Rate Percent

Bank Lending Rate in New Zealand decreased to 9.87 percent in October from 10.18 percent in September of 2025. This dataset provides - New Zealand Base Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

New Zealand First Mortage Housing Rates data was reported at 6.910 % pa in Mar 2025. This records a decrease from the previous number of 6.920 % pa for Feb 2025. New Zealand First Mortage Housing Rates data is updated monthly, averaging 8.270 % pa from Feb 1964 (Median) to Mar 2025, with 734 observations. The data reached an all-time high of 20.500 % pa in Jun 1987 and a record low of 4.370 % pa in Jun 2021. New Zealand First Mortage Housing Rates data remains active status in CEIC and is reported by Reserve Bank of New Zealand. The data is categorized under Global Database’s New Zealand – Table NZ.M006: Mortgage, Lending and Deposit Rates. [COVID-19-IMPACT]

New Zealand NZ: Lending Rate data was reported at 4.760 % pa in 2017. This records a decrease from the previous number of 5.021 % pa for 2016. New Zealand NZ: Lending Rate data is updated yearly, averaging 7.024 % pa from Dec 1998 (Median) to 2017, with 20 observations. The data reached an all-time high of 8.993 % pa in 1998 and a record low of 4.760 % pa in 2017. New Zealand NZ: Lending Rate data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s New Zealand – Table NZ.IMF.IFS: Lending, Saving and Deposit Rates: Annual.

Explore the historical Whois records related to mortgagerates.co.nz (Domain). Get insights into ownership history and changes over time.

Actual value and historical data chart for New Zealand Risk Premium On Lending Prime Rate Minus Treasury Bill Rate Percent

New Zealand NZ: Deposit Rate data was reported at 3.297 % pa in 2017. This records an increase from the previous number of 3.232 % pa for 2016. New Zealand NZ: Deposit Rate data is updated yearly, averaging 6.006 % pa from Dec 1990 (Median) to 2017, with 28 observations. The data reached an all-time high of 11.650 % pa in 1990 and a record low of 3.232 % pa in 2016. New Zealand NZ: Deposit Rate data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s New Zealand – Table NZ.IMF.IFS: Lending, Saving and Deposit Rates: Annual.

Actual value and historical data chart for New Zealand Interest Rate Spread Lending Rate Minus Deposit Rate Percent

India Foreign Banks: Term Loan Rate: High: Australia and New Zealand Banking Group Limited data was reported at 11.200 % pa in Dec 2018. This stayed constant from the previous number of 11.200 % pa for Sep 2018. India Foreign Banks: Term Loan Rate: High: Australia and New Zealand Banking Group Limited data is updated quarterly, averaging 11.250 % pa from Jun 2012 (Median) to Dec 2018, with 26 observations. The data reached an all-time high of 13.160 % pa in Sep 2016 and a record low of 10.350 % pa in Sep 2017. India Foreign Banks: Term Loan Rate: High: Australia and New Zealand Banking Group Limited data remains active status in CEIC and is reported by Reserve Bank of India. The data is categorized under India Premium Database’s Interest and Foreign Exchange Rates – Table IN.MB041: Lending Rate: Other than Export Credit: Term Loan Rate: High.

India Foreign Banks: Demand Loan Rate: High: Australia and New Zealand Banking Group Limited data was reported at 9.300 % pa in Dec 2018. This records an increase from the previous number of 9.200 % pa for Sep 2018. India Foreign Banks: Demand Loan Rate: High: Australia and New Zealand Banking Group Limited data is updated quarterly, averaging 10.000 % pa from Jun 2012 (Median) to Dec 2018, with 25 observations. The data reached an all-time high of 16.000 % pa in Dec 2014 and a record low of 8.350 % pa in Dec 2017. India Foreign Banks: Demand Loan Rate: High: Australia and New Zealand Banking Group Limited data remains active status in CEIC and is reported by Reserve Bank of India. The data is categorized under India Premium Database’s Interest and Foreign Exchange Rates – Table IN.MB037: Lending Rate: Other than Export Credit: Demand Loan Rate: High.

The price of residential property in New Zealand was the highest in the Auckland region in October 2025, with an average sale price of over *** million New Zealand dollars. The most populated city in the country, Auckland, has consistently reported higher house prices compared to most other regions. Buying property in New Zealand, particularly in its major cities, is expensive. The nation has one of the highest house-price-to-income ratios in the world. Auckland residential market The residential housing market in Auckland is competitive. Prices have been slowly decreasing although the Auckland region experienced an annual increase in the average residential house price in October 2025 compared to the same month in the previous year. The price of residential property in Auckland was the highest in the Auckland City district, with an average sale price of around **** million New Zealand dollars. Home financing Due to the rising cost of real estate, an increasing number of New Zealanders who want to own their own property are taking on mortgages. Most residential mortgage lending in New Zealand went to owner-occupier borrowers, followed by first home buyers. In addition to mortgage lending, previously under the KiwiSaver HomeStart initiative, first-home buyers in New Zealand were able to apply to withdraw all or part of their KiwiSaver retirement savings to assist with purchasing a first home. Nonetheless, the scheme was discontinued in May 2024. Furthermore, even with a large initial deposit, it may take decades for many borrowers to pay off their mortgage.

India Foreign Banks: Term Loan Rate: Low: Australia and New Zealand Banking Group Limited data was reported at 8.650 % pa in Dec 2018. This stayed constant from the previous number of 8.650 % pa for Sep 2018. India Foreign Banks: Term Loan Rate: Low: Australia and New Zealand Banking Group Limited data is updated quarterly, averaging 10.250 % pa from Jun 2012 (Median) to Dec 2018, with 26 observations. The data reached an all-time high of 10.500 % pa in Sep 2012 and a record low of 8.650 % pa in Dec 2018. India Foreign Banks: Term Loan Rate: Low: Australia and New Zealand Banking Group Limited data remains active status in CEIC and is reported by Reserve Bank of India. The data is categorized under India Premium Database’s Interest and Foreign Exchange Rates – Table IN.MB040: Lending Rate: Other than Export Credit: Term Loan Rate: Low.

India Foreign Banks: Demand Loan Rate: Low: Australia and New Zealand Banking Group Limited data was reported at 7.650 % pa in Dec 2018. This records an increase from the previous number of 7.100 % pa for Sep 2018. India Foreign Banks: Demand Loan Rate: Low: Australia and New Zealand Banking Group Limited data is updated quarterly, averaging 9.250 % pa from Jun 2012 (Median) to Dec 2018, with 25 observations. The data reached an all-time high of 10.250 % pa in Jun 2014 and a record low of 4.000 % pa in Jun 2012. India Foreign Banks: Demand Loan Rate: Low: Australia and New Zealand Banking Group Limited data remains active status in CEIC and is reported by Reserve Bank of India. The data is categorized under India Premium Database’s Interest and Foreign Exchange Rates – Table IN.MB036: Lending Rate: Other than Export Credit: Demand Loan Rate: Low.

抵押贷款利息：灵活的在11-28-2025达5.800年利率%，相较于11-27-2025的5.800年利率%保持不变。抵押贷款利息：灵活的数据按日更新，02-02-2023至11-28-2025期间平均值为8.750年利率%，共1031份观测结果。该数据的历史最高值出现于07-31-2024，达8.750年利率%，而历史最低值则出现于11-28-2025，为5.800年利率%。CEIC提供的抵押贷款利息：灵活的数据处于定期更新的状态，数据来源于ANZ Bank New Zealand，数据归类于高频数据库的贷款利率 – Table NZ.DL: Mortgage Interest Rate。

第一抵押贷款住房利率在03-01-2025达6.910年利率%，相较于02-01-2025的6.920年利率%有所下降。第一抵押贷款住房利率数据按月更新，02-01-1964至03-01-2025期间平均值为8.270年利率%，共734份观测结果。该数据的历史最高值出现于06-01-1987，达20.500年利率%，而历史最低值则出现于06-01-2021，为4.370年利率%。CEIC提供的第一抵押贷款住房利率数据处于定期更新的状态，数据来源于Reserve Bank of New Zealand，数据归类于全球数据库的新西兰 – Table NZ.M006: Mortgage, Lending and Deposit Rates。

Foreign Banks: Demand Loan Rate: At Least 60% Business: High: Australia and New Zealand Banking Group Limited在2018-12达9.300 % 每年，相较于2018-09的9.200 % 每年有所增长。Foreign Banks: Demand Loan Rate: At Least 60% Business: High: Australia and New Zealand Banking Group Limited数据按季度更新，2012-06至2018-12期间平均值为10.250 % 每年，共25份观测结果。该数据的历史最高值出现于2013-09，达12.000 % 每年，而历史最低值则出现于2017-12，为8.200 % 每年。CEIC提供的Foreign Banks: Demand Loan Rate: At Least 60% Business: High: Australia and New Zealand Banking Group Limited数据处于定期更新的状态，数据来源于Reserve Bank of India，数据归类于India Premium Database的Interest and Foreign Exchange Rates – Table IN.MB039: Lending Rate: Other than Export Credit: Demand Loan Rate: At Least 60% Business: High。

India Foreign Banks: Pre Shipment: Up to 180 Days: High: Australia and New Zealand Banking Group Limited data was reported at 8.300 % pa in Dec 2018. This stayed constant from the previous number of 8.300 % pa for Sep 2018. India Foreign Banks: Pre Shipment: Up to 180 Days: High: Australia and New Zealand Banking Group Limited data is updated quarterly, averaging 9.250 % pa from Dec 2012 (Median) to Dec 2018, with 19 observations. The data reached an all-time high of 11.100 % pa in Mar 2014 and a record low of 7.500 % pa in Dec 2012. India Foreign Banks: Pre Shipment: Up to 180 Days: High: Australia and New Zealand Banking Group Limited data remains active status in CEIC and is reported by Reserve Bank of India. The data is categorized under India Premium Database’s Interest and Foreign Exchange Rates – Table IN.MB011: Lending Rate: Export Credit: Pre Shipment: Up to 180 Days: High.