Interbank Rate In the Euro Area remained unchanged at 2.06 percent on Friday November 28. This dataset provides - Euro Area Three Month nterbank Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

As of May 2025, the monthly Euro Interbank Offered Rate (EURIBOR) for one-week funds stood at **** percent, compared to **** percent for twelve-month funds. The EURIBOR is one of the major eurozone intrabank reference interest rates. It is based on a daily survey of the interest rates a panel of major banks would offer other major banks for interbank term deposits. There are therefore different reference rates published for different maturities, covering one week, one month, three month, six month and twelve month deposits.

Interbank Rate in Netherlands increased to 2.86 percent in March from 2.64 percent in February of 2023. This dataset provides - Netherlands Three Month Interbank Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The annual average Euribor (Euro Interbank Offered Rate) *** month interest rate decreased overall between 2000 and 2021 in the Eurozone, reaching a value of negative **** percent as of 2021. The highest Euribor *** month interest rate was found in 2008, when an interest rate of **** percent was recorded.

Daily rates for EURIBOR (Euro Interbank Offered Rate) starting 1998-12-30.

Concatenation of CSV/XLS/XLSX files from https://www.emmi-benchmarks.eu/euribor-org/euribor-rates.html

EURIBOR is a registered trademark of EMMI a.i.s.b.l.

Download Historical 3 month Euribor (Pit) Futures Data. CQG daily, 1 minute, tick, and level 1 data from 1899.

Since its introduction in October 2019, the Euro Short-Term Rate (€STR) has remained constant at between -0.51 and -0.59 percent until the second half 2022. Since then, it increased, peaking at 3.9 between the end of 2023 and the beginning of 2024. As of January 2025, the rate stood at 2.92 percent. The €STR is an interest rate benchmark designed to replace the Euro OverNight Index Average (EOIA), adopting a different calculation methodology that returns significantly lower rates. It is intended that the EOIA will be discontinued from January 3, 2022. How is the Euro Short-Term Rate calculated? The €STR uses transaction data included in daily reporting on monetary exchanges from the 52 largest eurozone banks to calculate the average interests rate attached to loans throughout a business day. Only unsecured loans are included, as the rate on secured loans would be affected by the type of underlying collateral. Several key respects distinguish the €STR from alternative benchmarks like the EOIA, and the London Intrabank Offered Rate (LIBOR). First, the €STR is based on transaction data alone, whereas the LIBOR asking major banks directly what rate they would charge other banks for short terms loans. The second main difference is that, by considering money market transactions rather than only intrabank lending (like the EOIA and LIBOR), the €STR incorporates the role of other major actors like money market funds, insurance companies, and other financial corporations. Difference between €STR and EURIBOR The Euro Interbank Offered Rate (EURIBOR) is the other main reference interest rate governing eurozone lending. The EURIBOR differs from €STR though as it is based on a survey of the interest rates a panel of major banks would offer other major banks for interbank term deposits. There are therefore different reference rates published for different maturities, for example the EURIBOR one month rate, the EURIBOR six month rate, and the EURIBOR 12 month rate. In contrast, the €STR is intended to track the cost of overnight borrowing.

The benchmark interest rate In the Euro Area was last recorded at 2.15 percent. This dataset provides - Euro Area Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The annual average Euribor (Euro Interbank Offered Rate) three month interest rate decreased overall between 2000 and 2021 in the Eurozone, reaching a value of negative **** percent as of 2021. The highest Euribor three month interest rate was found in 2008, when an interest rate of **** percent was recorded.

The annual average Euribor (Euro Interbank Offered Rate) one month interest rate decreased overall between 2000 and 2021 in the Eurozone, reaching a value of negative **** percent as of 2021. The largest Euribor one month interest rate was found in 2001, when an interest rate of **** percent was recorded.

Key information about European Union Long Term Interest Rate

• European Union Government Bond Yield: Monthly Average: Euro: 10 Years was reported at 3.14 % pa in Nov 2025, compared with 3.12 % pa in the previous month.
• EU Long Term Interest Rate data is updated monthly, available from Jan 1970 to Nov 2025.
• The data reached an all-time high of 15.44 % pa in Sep 1981 and a record low of -0.09 % pa in Dec 2020.
• Long Term Interest Rate is reported by reported by European Central Bank.

• In the latest reports, EU Short Term Interest Rate: Month End: EURIBOR: 3 Months was reported at -0.57 % pa in Nov 2021.
• The cash rate (Policy Rate: Month End: Main Refinancing Operations) was set at 2.15 % pa in Nov 2025.
• EU Exchange Rate against USD averaged 0.86 (USD/EUR) in Oct 2025.

ECB Projection: EURIBOR: 3 Month data was reported at 0.000 % in 2021. This records an increase from the previous number of -0.200 % for 2020. ECB Projection: EURIBOR: 3 Month data is updated yearly, averaging -0.250 % from Dec 2018 (Median) to 2021, with 4 observations. The data reached an all-time high of 0.000 % in 2021 and a record low of -0.300 % in 2019. ECB Projection: EURIBOR: 3 Month data remains active status in CEIC and is reported by European Central Bank. The data is categorized under Global Database’s European Union – Table EU.M012: European Central Bank: Euro Interbank Offered Rate: Projection.

Netherlands Money Market Rate: Term Loans: Euribor: 12 Months data was reported at -0.147 % pa in Nov 2018. This records an increase from the previous number of -0.154 % pa for Oct 2018. Netherlands Money Market Rate: Term Loans: Euribor: 12 Months data is updated monthly, averaging 2.144 % pa from Jan 1999 (Median) to Nov 2018, with 239 observations. The data reached an all-time high of 5.393 % pa in Jul 2008 and a record low of -0.191 % pa in Mar 2018. Netherlands Money Market Rate: Term Loans: Euribor: 12 Months data remains active status in CEIC and is reported by De Nederlandsche Bank. The data is categorized under Global Database’s Netherlands – Table NL.M004: Money Market Interest Rates.

Interbank Rate in Poland decreased to 4.20 percent on Monday December 1 from 4.22 in the previous day. This dataset provides - Poland Three Month Interbank Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Netherlands Money Market Rate: Term Loans: Euribor: 1 Month data was reported at -0.369 % pa in Nov 2018. This records an increase from the previous number of -0.370 % pa for Oct 2018. Netherlands Money Market Rate: Term Loans: Euribor: 1 Month data is updated monthly, averaging 2.052 % pa from Jan 1999 (Median) to Nov 2018, with 239 observations. The data reached an all-time high of 4.948 % pa in Dec 2000 and a record low of -0.373 % pa in Jul 2017. Netherlands Money Market Rate: Term Loans: Euribor: 1 Month data remains active status in CEIC and is reported by De Nederlandsche Bank. The data is categorized under Global Database’s Netherlands – Table NL.M004: Money Market Interest Rates.

View monthly updates and historical trends for Eurozone 1-Month Interest Rate. Source: Eurostat. Track economic data with YCharts analytics.

In June 2024, the European Central Bank (ECB) began reducing its fixed interest rate for the first time since 2016, implementing a series of cuts. The rate decreased from 4.5 percent to 3.15 percent by year-end: a 0.25 percentage point cut in June, followed by additional reductions in September, October, and December. The central bank implemented other cuts in the first half of 2025, setting the rate at 2.15 percent in June 2025. This marked a significant shift from the previous rate hike cycle, which began in July 2022 when the ECB raised rates to 0.5 percent and subsequently increased them almost monthly, reaching 4.5 percent by December 2023 - the highest level since the 2007-2008 global financial crisis. How does this ensure liquidity? Banks typically hold only a fraction of their capital in cash, measured by metrics like the Tier 1 capital ratio. Since this ratio is low, banks prefer to allocate most of their capital to revenue-generating loans. When their cash reserves fall too low, banks borrow from the ECB to cover short-term liquidity needs. On the other hand, commercial banks can also deposit excess funds with the ECB at a lower interest rate. Reasons for fluctuations
The ECB’s primary mandate is to maintain price stability. The Euro area inflation rate is, in theory, the key indicator guiding the ECB's actions. When the fixed interest rate is lower, commercial banks are more likely to borrow from the ECB, increasing the money supply and, in turn, driving inflation higher. When inflation rises, the ECB increases the fixed interest rate, which slows borrowing and helps to reduce inflation.

Daily sample data for 3 month Euribor FEU timestamped in Chicago time

Key information about European Union Policy Rate

• European Union cash rate (Policy Rate: Month End: Main Refinancing Operations) was set at 2.15 % pa in Nov 2025, compared with 2.15 % pa in the previous Oct 2025.
• EU Policy Rate averaged 26,795.12 % pa and is updated monthly, available from Jan 1999 to Nov 2025.
• The data reached an all-time high of 50,619.43 % pa in Aug 2022 and a record low of 27.40 % pa in Apr 1990.

• In the latest reports, EU Short Term Interest Rate: Month End: EURIBOR: 3 Months was reported at -0.57 % pa in Nov 2021.
• Its Long Term Interest Rate (Government Bond Yield: Monthly Average: Euro: 10 Years) was reported at 3.14 % pa in Nov 2025.
• EU Exchange Rate against USD averaged 0.86 (USD/EUR) in Oct 2025.
• Its Real Effective Exchange Rate was 94.76 in Nov 2025.

Key information about Greece Long Term Interest Rate

• Greece Government Bond Yield: Average: 10 Years was reported at 3.30 % pa in Oct 2025, compared with 3.39 % pa in the previous month.
• Greece Long Term Interest Rate data is updated monthly, available from Jan 1993 to Oct 2025.
• The data reached an all-time high of 29.24 % pa in Feb 2012 and a record low of 0.59 % pa in Aug 2021.
• Long Term Interest Rate is reported by reported by European Central Bank.

• In the latest reports, Greece Short Term Interest Rate: Month End: EURIBOR: 3 Months was reported at -0.57 % pa in Nov 2021.
• The cash rate (Policy Rate: Month End: Main Refinancing Operations) was set at 2.15 % pa in Nov 2025.
• Greece Exchange Rate against USD averaged 0.86 (USD/EUR) in Oct 2025.