Bank Lending Rate in India remained unchanged at 9.77 percent in June. This dataset provides - India Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in Germany decreased to 4.09 percent in May from 4.23 percent in April of 2025. This dataset provides the latest reported value for - Germany Bank Lending Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Key information about Japan Bank Lending Rate

• Japan Bank Lending Rate was reported at 1.625 % pa in Feb 2025.
• This stayed constant from the previous number of 1.625 % pa for Jan 2025.
• Japan Bank Lending Rate data is updated monthly, averaging 1.625 % pa from Jan 1971 to Feb 2025, with 650 observations.
• The data reached an all-time high of 9.250 % pa in Jul 1980 and a record low of 1.375 % pa in Jul 2006.
• Japan Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.

The International Monetary Fund provides monthly Bank Lending Rate.

Key information about Philippines Bank Lending Rate

• Philippines Bank Lending Rate was reported at 8.036 % pa in Dec 2024.
• This records an increase from the previous number of 7.473 % pa for Nov 2024.
• Philippines Bank Lending Rate data is updated monthly, averaging 11.580 % pa from Jan 1976 to Dec 2024, with 588 observations.
• The data reached an all-time high of 39.732 % pa in Dec 1984 and a record low of 5.098 % pa in Feb 2015.
• Philippines Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.

CEIC extends history for monthly Bank Lending Rate. Bangko Sentral ng Pilipinas provides Bank Lending Rate. Bank Lending Rate is defined as lending rate for Universal and Commercial Banks. Bank Lending Rate prior to January 2020 is defined as lending rate for Commercial Banks only. Bank Lending Rate prior to October 1981 is sourced from the International Monetary Fund.

The benchmark interest rate in the United States was last recorded at 4.50 percent. This dataset provides the latest reported value for - United States Fed Funds Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Key information about France Bank Lending Rate

• France Bank Lending Rate was reported at 4.180 % pa in Dec 2024.
• This stayed constant from the previous number of 4.180 % pa for Nov 2024.
• France Bank Lending Rate data is updated monthly, averaging 2.855 % pa from Jan 2003 to Dec 2024, with 264 observations.
• The data reached an all-time high of 5.630 % pa in Sep 2008 and a record low of 0.748 % pa in May 2020.
• France Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.

The Banque de France provides monthly Bank Lending Rate. Bank Lending Rate is defined as lending rate for Non Financial Corporations.

Bank Lending Rate in the United Kingdom remained unchanged at 8.58 percent in May. This dataset provides - United Kingdom Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Key information about Poland Bank Lending Rate

• Poland Bank Lending Rate was reported at 7.590 % pa in Jan 2025.
• This records a decrease from the previous number of 7.680 % pa for Dec 2024.
• Poland Bank Lending Rate data is updated monthly, averaging 5.810 % pa from Jan 2005 to Jan 2025, with 241 observations.
• The data reached an all-time high of 9.240 % pa in May 2023 and a record low of 1.980 % pa in Jan 2021.
• Poland Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.

Narodowy Bank Polski provides monthly Bank Lending Rate. Bank Lending Rate is defined as lending rate for Non Financial Corporations of New and Renegotiated Business excluding overdraft.

Key information about Ecuador Bank Lending Rate

• Ecuador Bank Lending Rate was reported at 8.540 % pa in Mar 2025.
• This records a decrease from the previous number of 9.330 % pa for Feb 2025.
• Ecuador Bank Lending Rate data is updated monthly, averaging 8.620 % pa from Jan 2004 to Mar 2025, with 255 observations.
• The data reached an all-time high of 13.180 % pa in Feb 2004 and a record low of 6.670 % pa in May 2018.
• Ecuador Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.

The Central Bank of Ecuador provides monthly Bank Lending Rate.

Key information about Malaysia Bank Lending Rate

• Malaysia Bank Lending Rate was reported at 5.062 % pa in Jan 2025.
• This records a decrease from the previous number of 5.111 % pa for Dec 2024.
• Malaysia Bank Lending Rate data is updated monthly, averaging 5.231 % pa from Jan 1996 to Jan 2025, with 349 observations.
• The data reached an all-time high of 13.540 % pa in May 1998 and a record low of 3.277 % pa in Jan 2022.
• Malaysia Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.

Bank Negara Malaysia provides monthly weighted average Bank Lending Rate.

Key information about Belgium Bank Lending Rate

• Belgium Bank Lending Rate was reported at 4.260 % pa in Jan 2025.
• This records a decrease from the previous number of 4.270 % pa for Dec 2024.
• Belgium Bank Lending Rate data is updated monthly, averaging 2.440 % pa from Jan 2003 to Jan 2025, with 265 observations.
• The data reached an all-time high of 6.020 % pa in Oct 2008 and a record low of 1.490 % pa in Apr 2022.
• Belgium Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.

The National Bank of Belgium provides monthly Bank Lending Rate. Bank Lending Rate is defined as floating and fixed lending rate for Non Financial Corporations of New Business up to 1 Million EUR with a maturity to 1 Year.

China Lending Rate: Weighted Average data was reported at 3.280 % pa in Dec 2024. This records a decrease from the previous number of 3.670 % pa for Sep 2024. China Lending Rate: Weighted Average data is updated quarterly, averaging 5.560 % pa from Dec 2008 (Median) to Dec 2024, with 65 observations. The data reached an all-time high of 8.060 % pa in Sep 2011 and a record low of 3.280 % pa in Dec 2024. China Lending Rate: Weighted Average data remains active status in CEIC and is reported by The People's Bank of China. The data is categorized under China Premium Database’s Money Market, Interest Rate, Yield and Exchange Rate – Table CN.MA: Rediscount and Lending Rate.

The benchmark interest rate in China was last recorded at 3 percent. This dataset provides the latest reported value for - China Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Graph and download economic data for Finance Rate on Personal Loans at Commercial Banks, 24 Month Loan (TERMCBPER24NS) from Feb 1972 to May 2025 about financing, consumer credit, loans, personal, consumer, interest rate, banks, interest, depository institutions, rate, and USA.

The average mortgage interest rate decreased in nearly every country in Europe between 2012 and 2021, followed by an increase in response to inflation. In the fourth quarter of 2024, Poland, Hungary, and Romania topped the ranking as the countries with the highest mortgage interest rates in Europe. Conversely, Belgium, Spain, and Italy displayed the lowest interest rates. The UK, which is the country with the largest value of mortgages outstanding, had an interest rate of **** percent.

Nigeria Prime Lending Rate data was reported at 17.960 % pa in Mar 2025. This records a decrease from the previous number of 18.350 % pa for Feb 2025. Nigeria Prime Lending Rate data is updated monthly, averaging 16.540 % pa from Jan 2006 (Median) to Mar 2025, with 231 observations. The data reached an all-time high of 19.660 % pa in Nov 2009 and a record low of 11.130 % pa in Mar 2021. Nigeria Prime Lending Rate data remains active status in CEIC and is reported by Central Bank of Nigeria. The data is categorized under Global Database’s Nigeria – Table NG.M003: Lending Rates.

United States US: Real Interest Rate data was reported at 2.208 % pa in 2016. This records an increase from the previous number of 2.152 % pa for 2015. United States US: Real Interest Rate data is updated yearly, averaging 3.162 % pa from Dec 1961 (Median) to 2016, with 56 observations. The data reached an all-time high of 8.720 % pa in 1981 and a record low of -1.280 % pa in 1975. United States US: Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s United States – Table US.World Bank.WDI: Interest Rates. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.; ;

Key information about Germany Long Term Interest Rate

• Germany Long Term Interest Rate: Month Avg: Germany: ECB Harmonised was reported at 2.41 % pa in Feb 2025, compared with 2.48 % pa in the previous month.
• Germany Long Term Interest Rate data is updated monthly, available from Jan 1990 to Feb 2025.
• The data reached an all-time high of 9.09 % pa in Oct 1990 and a record low of -0.65 % pa in Aug 2019.
• Long Term Interest Rate is reported by reported by CEIC Data.

The European Central Bank provides monthly Harmonised Long Term Interest Rate. The data reflects primary market yields.


Related information about Germany Long Term Interest Rate

• In the latest reports, Germany Short Term Interest Rate: Month End: EURIBOR: 3 Months was reported at -0.57 % pa in Nov 2021.
• The cash rate (Policy Rate: Month End: Main Refinancing Operations) was set at 2.90 % pa in Feb 2025.
• Germany Exchange Rate against USD averaged 0.92 (USD/EUR) in Jun 2023.

The average mortgage interest rate in Spain followed a downward trend for almost a decade before increasing dramatically in 2022. In 2023, new housing loans had an average interest rate of 3.74 percent - about three times the interest rate in 2020. Mortgages with a five to 10-year term were the only product which saw rates decline between 2022 and 2023. Why did mortgage rates spike? Macroeconomic factors, such as inflation, economic growth, and fiscal policy, play a major role in determining the cost of a loan. Inflation in Europe started rising in late 2021, largely due to surging energy costs. In Spain, the annual change of the consumer price index peaked at almost 11 percent in July 2023. The European Central Bank has responded by introducing a series of hikes on the key interest rates (main refinancing operations, marginal lending facility, and deposit facility), which have affected lending rates across the European Union. How has the housing market reacted to the interest rate hike? The housing market follows a certain seasonality, with more home sales in the second and fourth quarters of the year. This was also the case in 2022, but the last quarter of the year saw an annual decline. Though compared to previous years, the number of transactions was one of the highest, the annual decrease shows a potential downturn.

Trinidad and Tobago TT: Real Interest Rate data was reported at 5.785 % pa in 2017. This records a decrease from the previous number of 7.248 % pa for 2016. Trinidad and Tobago TT: Real Interest Rate data is updated yearly, averaging 6.357 % pa from Dec 1983 (Median) to 2017, with 35 observations. The data reached an all-time high of 54.680 % pa in 2009 and a record low of -9.174 % pa in 2008. Trinidad and Tobago TT: Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Trinidad and Tobago – Table TT.World Bank.WDI: Interest Rates. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.; ;