61 datasets found
  1. National Neighborhood Data Archive (NaNDA): Home Mortgage Disclosure Act...

    • archive.icpsr.umich.edu
    ascii, delimited, r +3
    Updated Sep 12, 2024
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    Edlebi, Jad; Mitchell, Bruce; Richardson, Jason; Meier, Helen; Chen, Liang; Noppert, Grace; Gypin, Lindsay (2024). National Neighborhood Data Archive (NaNDA): Home Mortgage Disclosure Act Longitudinal Dataset by Census Tract, United States, 1981-2021 [Dataset]. https://archive.icpsr.umich.edu/view/studies/39093/datasets/1
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    delimited, r, spss, stata, ascii, sasAvailable download formats
    Dataset updated
    Sep 12, 2024
    Dataset provided by
    Inter-university Consortium for Political and Social Researchhttps://www.icpsr.umich.edu/web/pages/
    Authors
    Edlebi, Jad; Mitchell, Bruce; Richardson, Jason; Meier, Helen; Chen, Liang; Noppert, Grace; Gypin, Lindsay
    License

    https://www.icpsr.umich.edu/web/ICPSR/studies/39093/termshttps://www.icpsr.umich.edu/web/ICPSR/studies/39093/terms

    Time period covered
    1981 - 2021
    Area covered
    United States
    Description

    The Home Mortgage Disclosure Act (HMDA) database (Consumer Financial Protection Bureau, 2022) has compiled mortgage lending data since 1981, but the collection and dissemination methods have changed over time (Federal Financial Institutions Examination Council, 2018), creating barriers to conducting longitudinal analyses. This HMDA Longitudinal Dataset (HLD) organizes and standardizes information across different eras of HMDA data collection between 1981 and 2021, enabling such analysis. This collection contains two types of datasets: 1) HMDA aggregated data by census tract for each decade and 2) HMDA aggregated data by census tract for individual years. Items for analysis include borrower income values, mortgages by loan type (e.g., conventional, Federal Housing Administration (FHA), Veterans Affairs (VA), refinances), and mortgages by borrower race and gender.

  2. Home Mortgage Disclosure Act (HMDA) Public Data from 2007-2017

    • datalumos.org
    Updated May 8, 2025
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    Consumer Financial Protection Bureau (2025). Home Mortgage Disclosure Act (HMDA) Public Data from 2007-2017 [Dataset]. http://doi.org/10.3886/E228903V1
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    Dataset updated
    May 8, 2025
    Dataset authored and provided by
    Consumer Financial Protection Bureauhttp://www.consumerfinance.gov/
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    2007 - 2017
    Description

    Home Mortgage Disclosure Act (HMDA) requires many FIs to maintain, report, and publicly disclose information about applications for and originations of mortgage loans. HMDA s purposes are to provide the public and public officials with sufficient information to enable them to determine whether institutions are serving the housing needs of the communities and neighborhoods in which they are located, to assist public officials in distributing public sector investments in a manner designed to improve the private investment environment, and to assist in identifying possible discriminatory lending patterns and enforcing antidiscrimination statutes.

  3. D

    HMDA Public Data - Mortgage Market Activity

    • openicpsr.org
    Updated Feb 19, 2025
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    Consumer Finance Protection Bureau (2025). HMDA Public Data - Mortgage Market Activity [Dataset]. http://doi.org/10.3886/E220146V1
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    Dataset updated
    Feb 19, 2025
    Dataset authored and provided by
    Consumer Finance Protection Bureau
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Description

    HMDA Data PublicationThe HMDA data and reports are the most comprehensive publicly available information on mortgage market activity. The data and reports can be used along with the Census demographic information for data analysis purposes. Available below are the data and reports for HMDA data collected in or after 2017. For HMDA data and reports for prior years, visit https://www.ffiec.gov/hmda/hmdaproducts.htm.For information about changes to HMDA Publications visit the Updates and Notes page.

  4. HMDA Public Data (Starting in 2017)

    • catalog.data.gov
    Updated Aug 16, 2024
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    Consumer Financial Protection Bureau (2024). HMDA Public Data (Starting in 2017) [Dataset]. https://catalog.data.gov/dataset/hmda-public-data-starting-in-2017
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    Dataset updated
    Aug 16, 2024
    Dataset provided by
    Consumer Financial Protection Bureauhttp://www.consumerfinance.gov/
    Description

    HMDA requires many Financial Institutions (FI)s to maintain, report, and publicly disclose information about applications for and originations of mortgage loans. HMDA s purposes are to provide the public and public officials with sufficient information to enable them to determine whether institutions are serving the housing needs of the communities and neighborhoods in which they are located, to assist public officials in distributing public sector investments in a manner designed to improve the private investment environment, and to assist in identifying possible discriminatory lending patterns and enforcing antidiscrimination statutes. This publicly-available data asset contains HMDA data collected in or after 2017 and has been modified to protect the privacy of individuals whose information is present in the dataset.

  5. c

    Home Mortgage Disclosure Act (HMDA) Raw Data, 2003

    • archive.ciser.cornell.edu
    Updated Jan 7, 2020
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    Federal Financial Institutions Examination Council (U.S.) (2020). Home Mortgage Disclosure Act (HMDA) Raw Data, 2003 [Dataset]. http://doi.org/10.6077/j5/ba1sqa
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    Dataset updated
    Jan 7, 2020
    Dataset authored and provided by
    Federal Financial Institutions Examination Council (U.S.)
    Variables measured
    EventOrProcess
    Description

    HMDA data provide information regarding home mortgage lending activity.

  6. Home Mortgage Disclosure Act (HMDA): Loan Application Register (LAR) and...

    • icpsr.umich.edu
    ascii, delimited, r +3
    Updated Jun 29, 2016
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    Federal Financial Institutions Examination Council (U.S.) (2016). Home Mortgage Disclosure Act (HMDA): Loan Application Register (LAR) and Transmittal Sheet (TS) Raw Data, 2012 [Dataset]. http://doi.org/10.3886/ICPSR36172.v1
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    sas, stata, ascii, spss, delimited, rAvailable download formats
    Dataset updated
    Jun 29, 2016
    Dataset provided by
    Inter-university Consortium for Political and Social Researchhttps://www.icpsr.umich.edu/web/pages/
    Authors
    Federal Financial Institutions Examination Council (U.S.)
    License

    https://www.icpsr.umich.edu/web/ICPSR/studies/36172/termshttps://www.icpsr.umich.edu/web/ICPSR/studies/36172/terms

    Time period covered
    2012
    Area covered
    United States
    Description

    The Home Mortgage Disclosure Act (HMDA): Loan Application Register (LAR) and Transmittal Sheet (TS) Raw Data, 2012 contains information collected in calendar year 2011. The HMDA, enacted by Congress in 1975, requires most mortgage lenders located in metropolitan areas to report data about their housing-related lending activity. The HMDA data were collected from 7,632 lending institutions and cover approximately 14.7 million home purchase and home improvement loans and refinancings, including loan originations, loan purchases, and applications that were denied, incomplete, or withdrawn. The Private Mortgage Insurance Companies (PMIC) data refer to applications for mortgage insurance to insure home purchase mortgages and to insure mortgages to refinance existing obligations. Part 1, HMDA Transmittal Sheet (TS), and Part 4, PMIC Transmittal Sheet (TS), include information submitted by reporting institutions with the Loan Application Register (LAR), such as the reporting institution's name, address, and Tax ID. Part 2, HMDA Reporter Panel, and Part 5, PMIC Reporter Panel, contain information on all institutions that reported data for activity year 2011. Part 3, HMDA MSA Offices, and Part 6, PMIC MSA Offices, contain information on all metropolitan statistical areas in the data. Parts 7 through 796 contain HMDA and PMIC Loan Application Register (LAR) files at the national level, at the agency level, and by MSA/MD. With some exceptions, for each transaction the institution reported data about the loan (or application), such as the type and amount of the loan made (or applied for) and, in limited circumstances, its price, the disposition of the application, such as whether it was denied or resulted in an origination of a loan, the property to which the loan relates, such as its type (single-family versus multi-family), and location (including the census tract), the sale of the loan, if it was sold, and the applicant's and co-applicant's ethnicity, race, sex, and income.

  7. Home Mortgage Disclosure Act (HMDA), Loan Application Register Data, 2007

    • archive.ciser.cornell.edu
    Updated Feb 9, 2020
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    Federal Financial Institutions Examination Council (U.S.) (2020). Home Mortgage Disclosure Act (HMDA), Loan Application Register Data, 2007 [Dataset]. http://doi.org/10.6077/j5/qxkwlw
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    Dataset updated
    Feb 9, 2020
    Dataset provided by
    Federal Financial Institutions Examination Councilhttp://www.ffiec.gov/
    Authors
    Federal Financial Institutions Examination Council (U.S.)
    Variables measured
    Organization
    Description

    The Home Mortgage Disclosure Act (HMDA), enacted by Congress in 1975, is implemented by the Federal Reserve Board's Regulation C (12 CFR Part 203). HMDA was made permanent in February 1988, and was expanded in August 1989 to require additional data to be reported about applications received and about applicant and borrower characteristics. HMDA makes available to the public information that helps to show whether financial institutions are serving the housing credit needs of their neighborhoods and communities. It also helps government officials make public sector investments and indicates to private investors the neighborhoods where their efforts are needed. In addition, HMDA data help identify possible discriminatory lending patterns and assist regulatory agencies in enforcing compliance with anti-discrimination statutes.

  8. H

    Home Mortgage Disclosure Act (HMDA) Aggregation Master Data

    • dataverse.harvard.edu
    Updated Sep 18, 2024
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    Federal Financial Institutions Examination Council (2024). Home Mortgage Disclosure Act (HMDA) Aggregation Master Data [Dataset]. http://doi.org/10.7910/DVN/573BWW
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    CroissantCroissant is a format for machine-learning datasets. Learn more about this at mlcommons.org/croissant.
    Dataset updated
    Sep 18, 2024
    Dataset provided by
    Harvard Dataverse
    Authors
    Federal Financial Institutions Examination Council
    License

    https://dataverse.harvard.edu/api/datasets/:persistentId/versions/1.6/customlicense?persistentId=doi:10.7910/DVN/573BWWhttps://dataverse.harvard.edu/api/datasets/:persistentId/versions/1.6/customlicense?persistentId=doi:10.7910/DVN/573BWW

    Time period covered
    1981 - 1989
    Area covered
    United States
    Description

    The Pre-1990 HMDA Aggregation Data were prepared annually during this period by the FFIEC on behalf of institutions reporting HMDA data. The Aggregation Data consists of home purchase and home improvement loans that a depository institution originated or purchased during each calendar year. The collected HMDA data were individually aggregated up to the tract level by the reporting depository institution and submitted accordingly to the FFIEC. Individual records are the summary of loan activity for the specified respondent for the indicated census tract except when the census tract numbers were either 888888 or 999999. The 888888 tract records are the sum of all loan activity by the reporter outside of the MSA being reported, but not appearing in any other MSA report. The 999999 tract records are the consolidated county summary data for loans made in untracted counties or counties with 1980 total population less than 30,000. The 1988 and 1989 Aggregation Data files include aggregated data from nondepository institutions, specifically mortgage banking subsidiaries of bank holding companies.

  9. Home Mortgage Disclosure Act (HMDA) 2023

    • hub.arcgis.com
    Updated Aug 20, 2024
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    Georgia Association of Regional Commissions (2024). Home Mortgage Disclosure Act (HMDA) 2023 [Dataset]. https://hub.arcgis.com/maps/8407de5a78874be59a1fd90b3612bd8b
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    Dataset updated
    Aug 20, 2024
    Dataset provided by
    The Georgia Association of Regional Commissions
    Authors
    Georgia Association of Regional Commissions
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Area covered
    Description

    The data layer was developed by the Research & Analytics Group of the Atlanta Regional Commission, using data from using Home Mortgage Disclosure Act (HMDA) data to show mortgage loan applications, originations, denials, and applicant income, for 2023, in the Atlanta Region.

  10. Home Mortgage Disclosure Act (HMDA): Loan Application Register (LAR) and...

    • icpsr.umich.edu
    ascii, delimited, r +3
    Updated Dec 12, 2016
    + more versions
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    Federal Financial Institutions Examination Council (U.S.) (2016). Home Mortgage Disclosure Act (HMDA): Loan Application Register (LAR) and Transmittal Sheet (TS) Raw Data, 2007 [Dataset]. http://doi.org/10.3886/ICPSR24611.v2
    Explore at:
    sas, stata, spss, delimited, r, asciiAvailable download formats
    Dataset updated
    Dec 12, 2016
    Dataset provided by
    Inter-university Consortium for Political and Social Researchhttps://www.icpsr.umich.edu/web/pages/
    Authors
    Federal Financial Institutions Examination Council (U.S.)
    License

    https://www.icpsr.umich.edu/web/ICPSR/studies/24611/termshttps://www.icpsr.umich.edu/web/ICPSR/studies/24611/terms

    Time period covered
    2007
    Area covered
    United States
    Description

    The Home Mortgage Disclosure Act (HMDA): Loan Application Register (LAR) and Transmittal Sheet (TS) Raw Data, 2007 contains information collected in calendar year 2006. The HMDA, enacted by Congress in 1975, requires most mortgage lenders located in metropolitan areas to report data about their housing-related lending activity. The HMDA data were collected from 8,886 lending institutions and cover approximately 34.1 million home purchase and home improvement loans and refinancings, including loan originations, loan purchases, and applications that were denied, incomplete or withdrawn. The Private Mortgage Insurance Companies (PMIC) data refer to applications for mortgage insurance to insure home purchase mortgages and to insure mortgages to refinance existing obligations. Part 1, HMDA Transmittal Sheet (TS), and Part 4, PMIC Transmittal Sheet (TS), include information submitted by reporting institutions with the Loan Application Register (LAR), such as the reporting institution's name, address, and Tax ID. Part 2, HMDA Reporter Panel, and Part 5, PMIC Reporter Panel, contain information on all institutions that reported data in activity year 2006. Part 3, HMDA MSA Offices, and Part 6, PMIC MSA Offices, contain information on all metropolitan statistical areas in the data. Parts 7 through 789 contain HMDA and PMIC Loan Application Register (LAR) files at the national level, at the agency level, and by MSA/MD. With some exceptions, for each transaction the institution reported data about the loan (or application), such as the type and amount of the loan made (or applied for) and, in limited circumstances, its price, the disposition of the application, such as whether it was denied or resulted in an origination of a loan, the property to which the loan relates, such as its type (single-family versus multi-family), and location (including the census tract), the sale of the loan, if it was sold, and the applicant's and co-applicant's ethnicity, race, sex, and income.

  11. d

    2009 Home Mortgage Disclosure Act (HMDA) Loan Application Register (LAR)...

    • datadiscoverystudio.org
    zip
    Updated Jan 12, 2014
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    (2014). 2009 Home Mortgage Disclosure Act (HMDA) Loan Application Register (LAR) Data. [Dataset]. http://datadiscoverystudio.org/geoportal/rest/metadata/item/73bb8c4923004f2098c3f8aa83b92c24/html
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    zipAvailable download formats
    Dataset updated
    Jan 12, 2014
    Description

    description: 2009 home mortgage loan application register data reported by certain banks, credit unions, savings associations, and non-depository institutions pursuant to the Home Mortgage Disclosure Act (HMDA); abstract: 2009 home mortgage loan application register data reported by certain banks, credit unions, savings associations, and non-depository institutions pursuant to the Home Mortgage Disclosure Act (HMDA)

  12. Manufactured Housing Classification in Historical HMDA Data

    • zenodo.org
    csv, txt
    Updated Aug 13, 2025
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    Colin Williams; Colin Williams (2025). Manufactured Housing Classification in Historical HMDA Data [Dataset]. http://doi.org/10.5281/zenodo.16848727
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    csv, txtAvailable download formats
    Dataset updated
    Aug 13, 2025
    Dataset provided by
    Zenodohttp://zenodo.org/
    Authors
    Colin Williams; Colin Williams
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Description

    The Home Mortgage Disclosure Act (HMDA) data did not track whether loans were for site-built or mobile homes before 2004. I train a classifier on loan-level data from 2004-2017 and use it to impute the type of home for the period 1990-2003 when that information is otherwise unavailable. The classifier accurately predicts loan type in the validation set and is consistent with independent data from the Census Bureau. The data highlight the massive and persistent decline in lending to mobile home buyers since 1998.

  13. Home Mortgage Disclosure Act (HMDA), Loan Application Register Data, 1997

    • archive.ciser.cornell.edu
    Updated Sep 13, 2024
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    Federal Financial Institutions Examination Council (U.S.) (2024). Home Mortgage Disclosure Act (HMDA), Loan Application Register Data, 1997 [Dataset]. http://doi.org/10.6077/j5/enzhl4
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    Dataset updated
    Sep 13, 2024
    Dataset provided by
    Federal Financial Institutions Examination Councilhttp://www.ffiec.gov/
    Authors
    Federal Financial Institutions Examination Council (U.S.)
    Variables measured
    Organization
    Description

    The Home Mortgage Disclosure Act (HMDA), enacted by Congress in 1975, is implemented by the Federal Reserve Board's Regulation C (12 CFR Part 203). HMDA was made permanent in February 1988, and was expanded in August 1989 to require additional data to be reported about applications received and about applicant and borrower characteristics. HMDA makes available to the public information that helps to show whether financial institutions are serving the housing credit needs of their neighborhoods and communities. It also helps government officials make public sector investments and indicates to private investors the neighborhoods where their efforts are needed. In addition, HMDA data help identify possible discriminatory lending patterns and assist regulatory agencies in enforcing compliance with anti-discrimination statutes.

  14. D

    Mortgage Lending

    • catalog.dvrpc.org
    csv
    Updated Mar 17, 2025
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    DVRPC (2025). Mortgage Lending [Dataset]. https://catalog.dvrpc.org/dataset/mortgage-lending
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    csv(284660), csv(242347), csv(137601), csv(502415)Available download formats
    Dataset updated
    Mar 17, 2025
    Dataset authored and provided by
    DVRPC
    License

    https://catalog.dvrpc.org/dvrpc_data_license.htmlhttps://catalog.dvrpc.org/dvrpc_data_license.html

    Description

    Mortgage lending information comes from the Federal Financial Institutions Examination Council's (FFIEC) Home Mortgage Disclosure Act (HMDA) data. Loan originations are the creation of a loan after bank approval. Loan origination rates are calculated from the number of loan applications that were either approved or denied—what is termed as decisioned applications. For all charts, the loan’s purpose can be selected via a dropdown list. Trends are summarized by all loan purposes and by Loans for home purchase, home improvement, or refinancing.

  15. o

    Guren-Greenwald HDMA Data (Supplementary Deposit)

    • openicpsr.org
    Updated Aug 4, 2025
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    Adam Guren; Daniel Greenwald (2025). Guren-Greenwald HDMA Data (Supplementary Deposit) [Dataset]. http://doi.org/10.3886/E237069V1
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    Dataset updated
    Aug 4, 2025
    Dataset provided by
    American Economic Association
    Authors
    Adam Guren; Daniel Greenwald
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    1990 - 2016
    Area covered
    usa
    Description

    Supplementary deposit of HMDA data from public websites of the vintage used in Guren and Greenwald (2025) "Do Credit Conditions Move House Prices" (AER).Readme: The data for 1990-2014 can be found at the National Archives at https://catalog.archives.gov/id/2456161. We use the Ultimate Loan Application Register files. This data was accessed in June 2013 for 1990-2013 and March 2017 for 2014.While the original page providing data access has changed since we obtained our data, data for 2015-2016 should be available through an archived link at https://web.archive.org/web/20250310032013/https://www.ffiec.gov/Hmda/hmdaflat.htm we use the LAR ALL datasets. Alternatively, the same data may be available from a current website via https://www.consumerfinance.gov/data-research/hmda/historic-data/. This data was accessed in August 2015 and August 2016. The data for 2017 is available from the CFPB at https://ffiec.cfpb.gov/data-publication/dynamic-national-loan-level-dataset/2017. This data was accessed in April 2023.

  16. m

    HMDA_US_2018_2021

    • data.mendeley.com
    Updated Sep 2, 2022
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    Nicholas Kacher (2022). HMDA_US_2018_2021 [Dataset]. http://doi.org/10.17632/ns2msxfmbc.1
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    Dataset updated
    Sep 2, 2022
    Authors
    Nicholas Kacher
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Description

    Nationwide HMDA data, 2018-2021. Cleaned to record only accepted mortgages for primary residence, owner-occupied, single-family dwellings. Source: https://ffiec.cfpb.gov/data-browser/data/2018?category=nationwide

    Code to create dataset available at https://github.com/nkacher/HMDA_age

  17. HMDA 2023 RC

    • gisdata.fultoncountyga.gov
    Updated Aug 20, 2024
    + more versions
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    Georgia Association of Regional Commissions (2024). HMDA 2023 RC [Dataset]. https://gisdata.fultoncountyga.gov/datasets/GARC::hmda-2023-rc
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    Dataset updated
    Aug 20, 2024
    Dataset provided by
    The Georgia Association of Regional Commissions
    Authors
    Georgia Association of Regional Commissions
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Area covered
    Description

    The data layer was developed by the Research & Analytics Group of the Atlanta Regional Commission, using data from using Home Mortgage Disclosure Act (HMDA) data to show mortgage loan applications, originations, denials, and applicant income, for 2023, in the Atlanta Region.

  18. D

    HMDA Data for Distinguishing Causes of Neighborhood Racial Change: A Nearest...

    • datalumos.org
    Updated Aug 7, 2025
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    Patrick Bayer; Marcus Casey; W. Ben McCartney; John Orellana-Li; Calvin Zhang (2025). HMDA Data for Distinguishing Causes of Neighborhood Racial Change: A Nearest Neighbor Design [Dataset]. http://doi.org/10.3886/E237135V1
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    Dataset updated
    Aug 7, 2025
    Dataset provided by
    Duke University
    Lundquist College of Business, University of Oregon
    University of Illinois at Chicago
    McIntire School of Commerce, University of Virginia
    Federal Reserve Bank of Philadelphia
    Authors
    Patrick Bayer; Marcus Casey; W. Ben McCartney; John Orellana-Li; Calvin Zhang
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Description

    This project includes the versions of the HMDA data set used in the AER paper "Distinguishing Causes of Neighborhood Racial Change: A Nearest Neighbor Design".

  19. D

    HMDA National Mortgage Dataset 2007-2017

    • openicpsr.org
    Updated Feb 22, 2025
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    Consumer Finance Protection Bureau (2025). HMDA National Mortgage Dataset 2007-2017 [Dataset]. http://doi.org/10.3886/E220462V1
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    Dataset updated
    Feb 22, 2025
    Dataset authored and provided by
    Consumer Finance Protection Bureau
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Description

    The Home Mortgage Disclosure Act (HMDA) requires many financial institutions to maintain, report, and publicly disclose loan-level information about mortgages. These data help show whether lenders are serving the housing needs of their communities; they give public officials information that helps them make decisions and policies; and they shed light on lending patterns that could be discriminatory. The public data are modified to protect applicant and borrower privacy.HMDA was originally enacted by Congress in 1975 and is implemented by Regulation C.

  20. Home Mortgage Disclosure Act 2023

    • opendata.atlantaregional.com
    Updated Aug 20, 2024
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    Georgia Association of Regional Commissions (2024). Home Mortgage Disclosure Act 2023 [Dataset]. https://opendata.atlantaregional.com/content/ec4a46ef0729408bbd0b3b63d9b83def
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    Dataset updated
    Aug 20, 2024
    Dataset provided by
    The Georgia Association of Regional Commissions
    Authors
    Georgia Association of Regional Commissions
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Area covered
    Description

    The data layer was developed by the Research & Analytics Group of the Atlanta Regional Commission, using data from using Home Mortgage Disclosure Act (HMDA) data to show mortgage loan applications, originations, denials, and applicant income, for 2023, in the Atlanta Region.A Beginner's Guide to HMDA DataMore info at https://ffiec.cfpb.gov/

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Edlebi, Jad; Mitchell, Bruce; Richardson, Jason; Meier, Helen; Chen, Liang; Noppert, Grace; Gypin, Lindsay (2024). National Neighborhood Data Archive (NaNDA): Home Mortgage Disclosure Act Longitudinal Dataset by Census Tract, United States, 1981-2021 [Dataset]. https://archive.icpsr.umich.edu/view/studies/39093/datasets/1
Organization logo

National Neighborhood Data Archive (NaNDA): Home Mortgage Disclosure Act Longitudinal Dataset by Census Tract, United States, 1981-2021

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4 scholarly articles cite this dataset (View in Google Scholar)
delimited, r, spss, stata, ascii, sasAvailable download formats
Dataset updated
Sep 12, 2024
Dataset provided by
Inter-university Consortium for Political and Social Researchhttps://www.icpsr.umich.edu/web/pages/
Authors
Edlebi, Jad; Mitchell, Bruce; Richardson, Jason; Meier, Helen; Chen, Liang; Noppert, Grace; Gypin, Lindsay
License

https://www.icpsr.umich.edu/web/ICPSR/studies/39093/termshttps://www.icpsr.umich.edu/web/ICPSR/studies/39093/terms

Time period covered
1981 - 2021
Area covered
United States
Description

The Home Mortgage Disclosure Act (HMDA) database (Consumer Financial Protection Bureau, 2022) has compiled mortgage lending data since 1981, but the collection and dissemination methods have changed over time (Federal Financial Institutions Examination Council, 2018), creating barriers to conducting longitudinal analyses. This HMDA Longitudinal Dataset (HLD) organizes and standardizes information across different eras of HMDA data collection between 1981 and 2021, enabling such analysis. This collection contains two types of datasets: 1) HMDA aggregated data by census tract for each decade and 2) HMDA aggregated data by census tract for individual years. Items for analysis include borrower income values, mortgages by loan type (e.g., conventional, Federal Housing Administration (FHA), Veterans Affairs (VA), refinances), and mortgages by borrower race and gender.

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