The Home Mortgage Disclosure Act (HMDA) database (Consumer Financial Protection Bureau, 2022) has compiled mortgage lending data since 1981, but the collection and dissemination methods have changed over time (Federal Financial Institutions Examination Council, 2018), creating barriers to conducting longitudinal analyses. This HMDA Longitudinal Dataset (HLD) organizes and standardizes information across different eras of HMDA data collection between 1981 and 2021, enabling such analysis. This collection contains two types of datasets: 1) HMDA aggregated data by census tract for each decade and 2) HMDA aggregated data by census tract for individual years. Items for analysis include borrower income values, mortgages by loan type (e.g., conventional, Federal Housing Administration (FHA), Veterans Affairs (VA), refinances), and mortgages by borrower race and gender.

Home Mortgage Disclosure Act (HMDA) requires many FIs to maintain, report, and publicly disclose information about applications for and originations of mortgage loans. HMDA s purposes are to provide the public and public officials with sufficient information to enable them to determine whether institutions are serving the housing needs of the communities and neighborhoods in which they are located, to assist public officials in distributing public sector investments in a manner designed to improve the private investment environment, and to assist in identifying possible discriminatory lending patterns and enforcing antidiscrimination statutes.

The Home Mortgage Disclosure Act (HMDA), enacted by Congress in 1975, is implemented by the Federal Reserve Board's Regulation C (12 CFR Part 203). HMDA was made permanent in February 1988, and was expanded in August 1989 to require additional data to be reported about applications received and about applicant and borrower characteristics. HMDA makes available to the public information that helps to show whether financial institutions are serving the housing credit needs of their neighborhoods and communities. It also helps government officials make public sector investments and indicates to private investors the neighborhoods where their efforts are needed. In addition, HMDA data help identify possible discriminatory lending patterns and assist regulatory agencies in enforcing compliance with anti-discrimination statutes.

HMDA requires many Financial Institutions (FI)s to maintain, report, and publicly disclose information about applications for and originations of mortgage loans. HMDA s purposes are to provide the public and public officials with sufficient information to enable them to determine whether institutions are serving the housing needs of the communities and neighborhoods in which they are located, to assist public officials in distributing public sector investments in a manner designed to improve the private investment environment, and to assist in identifying possible discriminatory lending patterns and enforcing antidiscrimination statutes. This publicly-available data asset contains HMDA data collected in or after 2017 and has been modified to protect the privacy of individuals whose information is present in the dataset.

The Home Mortgage Disclosure Act (HMDA): Loan Application Register (LAR) and Transmittal Sheet (TS) Raw Data, 2007 contains information collected in calendar year 2006. The HMDA, enacted by Congress in 1975, requires most mortgage lenders located in metropolitan areas to report data about their housing-related lending activity. The HMDA data were collected from 8,886 lending institutions and cover approximately 34.1 million home purchase and home improvement loans and refinancings, including loan originations, loan purchases, and applications that were denied, incomplete or withdrawn. The Private Mortgage Insurance Companies (PMIC) data refer to applications for mortgage insurance to insure home purchase mortgages and to insure mortgages to refinance existing obligations. Part 1, HMDA Transmittal Sheet (TS), and Part 4, PMIC Transmittal Sheet (TS), include information submitted by reporting institutions with the Loan Application Register (LAR), such as the reporting institution's name, address, and Tax ID. Part 2, HMDA Reporter Panel, and Part 5, PMIC Reporter Panel, contain information on all institutions that reported data in activity year 2006. Part 3, HMDA MSA Offices, and Part 6, PMIC MSA Offices, contain information on all metropolitan statistical areas in the data. Parts 7 through 789 contain HMDA and PMIC Loan Application Register (LAR) files at the national level, at the agency level, and by MSA/MD. With some exceptions, for each transaction the institution reported data about the loan (or application), such as the type and amount of the loan made (or applied for) and, in limited circumstances, its price, the disposition of the application, such as whether it was denied or resulted in an origination of a loan, the property to which the loan relates, such as its type (single-family versus multi-family), and location (including the census tract), the sale of the loan, if it was sold, and the applicant's and co-applicant's ethnicity, race, sex, and income.

HMDA Data PublicationThe HMDA data and reports are the most comprehensive publicly available information on mortgage market activity. The data and reports can be used along with the Census demographic information for data analysis purposes. Available below are the data and reports for HMDA data collected in or after 2017. For HMDA data and reports for prior years, visit https://www.ffiec.gov/hmda/hmdaproducts.htm.For information about changes to HMDA Publications visit the Updates and Notes page.

The data layer was developed by the Research & Analytics Group of the Atlanta Regional Commission, using data from using Home Mortgage Disclosure Act (HMDA) data to show mortgage loan applications, originations, denials, and applicant income, for 2023, in the Atlanta Region.

The Pre-1990 HMDA Aggregation Data were prepared annually during this period by the FFIEC on behalf of institutions reporting HMDA data. The Aggregation Data consists of home purchase and home improvement loans that a depository institution originated or purchased during each calendar year. The collected HMDA data were individually aggregated up to the tract level by the reporting depository institution and submitted accordingly to the FFIEC. Individual records are the summary of loan activity for the specified respondent for the indicated census tract except when the census tract numbers were either 888888 or 999999. The 888888 tract records are the sum of all loan activity by the reporter outside of the MSA being reported, but not appearing in any other MSA report. The 999999 tract records are the consolidated county summary data for loans made in untracted counties or counties with 1980 total population less than 30,000. The 1988 and 1989 Aggregation Data files include aggregated data from nondepository institutions, specifically mortgage banking subsidiaries of bank holding companies.

description: 2009 home mortgage loan application register data reported by certain banks, credit unions, savings associations, and non-depository institutions pursuant to the Home Mortgage Disclosure Act (HMDA); abstract: 2009 home mortgage loan application register data reported by certain banks, credit unions, savings associations, and non-depository institutions pursuant to the Home Mortgage Disclosure Act (HMDA)

The Home Mortgage Disclosure Act (HMDA): Loan Application Register (LAR) and Transmittal Sheet (TS) Raw Data, 2013 contains information collected in calendar year 2012. The HMDA, enacted by Congress in 1975, that requires most mortgage lenders located in metropolitan areas to report data about their housing-related lending activity. The HMDA data were collected from 7,400 lending institutions and cover approximately 18.7 million home purchase and home improvement loans and refinancings, including loan originations, loan purchases, and applications that were denied, incomplete, or withdrawn. The Private Mortgage Insurance Companies (PMIC) data refer to applications for mortgage insurance to insure home purchase mortgages and to insure mortgages to refinance existing obligations. Part 1, HMDA Transmittal Sheet (TS), and Part 4, PMIC Transmittal Sheet (TS), include information submitted by reporting institutions with the Loan Application Register (LAR), such as the reporting institution's name, address, and Tax ID. Part 2, HMDA Reporter Panel, and Part 5, PMIC Reporter Panel, contain information on all institutions that reported data for activity year 2012. Part 3, HMDA MSA Offices, contains information on all metropolitan statistical areas in the data. Parts 6 through 792 contain HMDA and PMIC Loan Application Register (LAR) files at the national level, at the agency level, and by MSA/MD. With some exceptions, for each transaction the institution reported data about the loan (or application), such as the type and amount of the loan made (or applied for) and, in limited circumstances, its price, the disposition of the application, such as whether it was denied or resulted in an origination of a loan, the property to which the loan relates, such as its type (single-family versus multi-family), and location (including the census tract), the sale of the loan, if it was sold, and the applicant's and co-applicant's ethnicity, race, sex, and income.

The Home Mortgage Disclosure Act (HMDA) requires many financial institutions to maintain, report, and publicly disclose loan-level information about mortgages. These data help show whether lenders are serving the housing needs of their communities; they give public officials information that helps them make decisions and policies; and they shed light on lending patterns that could be discriminatory. The public data are modified to protect applicant and borrower privacy.HMDA was originally enacted by Congress in 1975 and is implemented by Regulation C.

Nationwide HMDA data, 2018-2021. Cleaned to record only accepted mortgages for primary residence, owner-occupied, single-family dwellings. Source: https://ffiec.cfpb.gov/data-browser/data/2018?category=nationwide

Code to create dataset available at https://github.com/nkacher/HMDA_age

Mortgage lending information comes from the Federal Financial Institutions Examination Council's (FFIEC) Home Mortgage Disclosure Act (HMDA) data. Loan originations are the creation of a loan after bank approval. Loan origination rates are calculated from the number of loan applications that were either approved or denied—what is termed as decisioned applications. For all charts, the loan’s purpose can be selected via a dropdown list. Trends are summarized by all loan purposes and by Loans for home purchase, home improvement, or refinancing.

The data layer was developed by the Research & Analytics Group of the Atlanta Regional Commission, using data from using Home Mortgage Disclosure Act (HMDA) data to show mortgage loan applications, originations, denials, and applicant income, for 2023, in the Atlanta Region.

description: The Home Mortgage Disclosure Act (HMDA) requires many financial institutions to maintain, report, and publicly disclose information about mortgages; abstract: The Home Mortgage Disclosure Act (HMDA) requires many financial institutions to maintain, report, and publicly disclose information about mortgages

The data layer was developed by the Research & Analytics Group of the Atlanta Regional Commission, using data from using Home Mortgage Disclosure Act (HMDA) data to show mortgage loan applications, originations, denials, and applicant income, for 2023, in the Atlanta Region.A Beginner's Guide to HMDA DataMore info at https://ffiec.cfpb.gov/

The Community Reinvestment Act (CRA) Analytics Data Tables are curated and published by the Federal Reserve Board in support of the Board's CRA modernization analysis. The tables combine Home Mortgage Disclosure Act (HMDA) data, Community Reinvestment Act (CRA) small business and small farm data, and manually extracted data from CRA performance evaluations. Bank attributes (e.g., deposits, branching, demographic, etc.) and other third party vendor data supplement the data tables.

358 Global exporters importers export import shipment records of Hmda with prices, volume & current Buyer's suppliers relationships based on actual Global export trade database.

HMDA data provide information regarding home mortgage lending activity.

Python script used to examine how the marketing of properties explains neighborhood racial and income change using historical public remarks in real estate listings from Multiple Listing Services (MLS) collected and curated by CoreLogic.The primary dataset used for this research consists of 158,253 geocoded real estate listings for single-family homes in Mecklenburg County, North Carolina between 2001 and 2020. The historical MLS data which include public remarks is proprietary and can be obtained through purchase agreement with CoreLogic. The MLS is not publicly available and only available for members of the National Association of Realtors. Public remarks for homes currently listed for sale can be collected from online real estate websites such as Zillow, Trulia, Realtor.com, Redfin, and others.Since we cannot share this data, users need to, before running the script provided here, run the script provided by Nilsson and Delmelle (2023) which can be accessed here: https://doi.org/10.6084/m9.figshare.20493012.v1. This in order to get a fabricated/mock dataset of classified listings called classes_mock.csv. The article associated with Nilsson and Delmelle's (2023) script can be accessed here: https://www.tandfonline.com/doi/abs/10.1080/13658816.2023.2209803The user can then run the code together with the data provided here to estimate the threshold models together with data derived from the publicly available HMDA data. To compile a historical data set of loan/application records (LAR) for the user's own study are, the user will need to download data from the following websites:https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2022 (2017-forward)https://www.ffiec.gov/hmda/hmdaproducts.htm (2007-2016)https://catalog.archives.gov/search-within/2456161?limit=20&levelOfDescription=fileUnit&sort=naId:asc (for data prior to 2007)