Home Mortgage Disclosure Act (HMDA) requires many FIs to maintain, report, and publicly disclose information about applications for and originations of mortgage loans. HMDA s purposes are to provide the public and public officials with sufficient information to enable them to determine whether institutions are serving the housing needs of the communities and neighborhoods in which they are located, to assist public officials in distributing public sector investments in a manner designed to improve the private investment environment, and to assist in identifying possible discriminatory lending patterns and enforcing antidiscrimination statutes.

The Home Mortgage Disclosure Act (HMDA): Loan Application Register (LAR) and Transmittal Sheet (TS) Raw Data, 2008 contains information collected in calendar year 2007. The HMDA, enacted by Congress in 1975, requires most mortgage lenders located in metropolitan areas to report data about their housing-related lending activity. The HMDA data were collected from 8,610 lending institutions and cover approximately 26.6 million home purchase and home improvement loans and refinancings, including loan originations, loan purchases, and applications that were denied, incomplete or withdrawn. The Private Mortgage Insurance Companies (PMIC) data refer to applications for mortgage insurance to insure home purchase mortgages and to insure mortgages to refinance existing obligations. Part 1, HMDA Transmittal Sheet (TS), and Part 4, PMIC Transmittal Sheet (TS), include information submitted by reporting institutions with the Loan Application Register (LAR), such as the reporting institution's name, address, and Tax ID. Part 2, HMDA Reporter Panel, and Part 5, PMIC Reporter Panel, contain information on all institutions that reported data in activity year 2007. Part 3, HMDA MSA Offices, and Part 6, PMIC MSA Offices, contain information on all metropolitan statistical areas in the data. Parts 7 through 794 contain HMDA and PMIC Loan Application Register (LAR) files at the national level, at the agency level, and by MSA/MD. With some exceptions, for each transaction the institution reported data about the loan (or application), such as the type and amount of the loan made (or applied for) and, in limited circumstances, its price, the disposition of the application, such as whether it was denied or resulted in an origination of a loan, the property to which the loan relates, such as its type (single-family versus multi-family), and location (including the census tract), the sale of the loan, if it was sold, and the applicant's and co-applicant's ethnicity, race, sex, and income.

The Pre-1990 HMDA Aggregation Data were prepared annually during this period by the FFIEC on behalf of institutions reporting HMDA data. The Aggregation Data consists of home purchase and home improvement loans that a depository institution originated or purchased during each calendar year. The collected HMDA data were individually aggregated up to the tract level by the reporting depository institution and submitted accordingly to the FFIEC. Individual records are the summary of loan activity for the specified respondent for the indicated census tract except when the census tract numbers were either 888888 or 999999. The 888888 tract records are the sum of all loan activity by the reporter outside of the MSA being reported, but not appearing in any other MSA report. The 999999 tract records are the consolidated county summary data for loans made in untracted counties or counties with 1980 total population less than 30,000. The 1988 and 1989 Aggregation Data files include aggregated data from nondepository institutions, specifically mortgage banking subsidiaries of bank holding companies.

The Home Mortgage Disclosure Act (HMDA): Loan Application Register (LAR) and Transmittal Sheet (TS) Raw Data, 2012 contains information collected in calendar year 2011. The HMDA, enacted by Congress in 1975, requires most mortgage lenders located in metropolitan areas to report data about their housing-related lending activity. The HMDA data were collected from 7,632 lending institutions and cover approximately 14.7 million home purchase and home improvement loans and refinancings, including loan originations, loan purchases, and applications that were denied, incomplete, or withdrawn. The Private Mortgage Insurance Companies (PMIC) data refer to applications for mortgage insurance to insure home purchase mortgages and to insure mortgages to refinance existing obligations. Part 1, HMDA Transmittal Sheet (TS), and Part 4, PMIC Transmittal Sheet (TS), include information submitted by reporting institutions with the Loan Application Register (LAR), such as the reporting institution's name, address, and Tax ID. Part 2, HMDA Reporter Panel, and Part 5, PMIC Reporter Panel, contain information on all institutions that reported data for activity year 2011. Part 3, HMDA MSA Offices, and Part 6, PMIC MSA Offices, contain information on all metropolitan statistical areas in the data. Parts 7 through 796 contain HMDA and PMIC Loan Application Register (LAR) files at the national level, at the agency level, and by MSA/MD. With some exceptions, for each transaction the institution reported data about the loan (or application), such as the type and amount of the loan made (or applied for) and, in limited circumstances, its price, the disposition of the application, such as whether it was denied or resulted in an origination of a loan, the property to which the loan relates, such as its type (single-family versus multi-family), and location (including the census tract), the sale of the loan, if it was sold, and the applicant's and co-applicant's ethnicity, race, sex, and income.

HMDA Data PublicationThe HMDA data and reports are the most comprehensive publicly available information on mortgage market activity. The data and reports can be used along with the Census demographic information for data analysis purposes. Available below are the data and reports for HMDA data collected in or after 2017. For HMDA data and reports for prior years, visit https://www.ffiec.gov/hmda/hmdaproducts.htm.For information about changes to HMDA Publications visit the Updates and Notes page.

HMDA requires many Financial Institutions (FI)s to maintain, report, and publicly disclose information about applications for and originations of mortgage loans. HMDA s purposes are to provide the public and public officials with sufficient information to enable them to determine whether institutions are serving the housing needs of the communities and neighborhoods in which they are located, to assist public officials in distributing public sector investments in a manner designed to improve the private investment environment, and to assist in identifying possible discriminatory lending patterns and enforcing antidiscrimination statutes. This publicly-available data asset contains HMDA data collected in or after 2017 and has been modified to protect the privacy of individuals whose information is present in the dataset.

The Home Mortgage Disclosure Act (HMDA) requires many financial institutions to maintain, report, and publicly disclose loan-level information about mortgages. These data help show whether lenders are serving the housing needs of their communities; they give public officials information that helps them make decisions and policies; and they shed light on lending patterns that could be discriminatory. The public data are modified to protect applicant and borrower privacy.HMDA was originally enacted by Congress in 1975 and is implemented by Regulation C.

The Home Mortgage Disclosure Act (HMDA): Loan Application Register (LAR) and Transmittal Sheet (TS) Raw Data, 2007 contains information collected in calendar year 2006. The HMDA, enacted by Congress in 1975, requires most mortgage lenders located in metropolitan areas to report data about their housing-related lending activity. The HMDA data were collected from 8,886 lending institutions and cover approximately 34.1 million home purchase and home improvement loans and refinancings, including loan originations, loan purchases, and applications that were denied, incomplete or withdrawn. The Private Mortgage Insurance Companies (PMIC) data refer to applications for mortgage insurance to insure home purchase mortgages and to insure mortgages to refinance existing obligations. Part 1, HMDA Transmittal Sheet (TS), and Part 4, PMIC Transmittal Sheet (TS), include information submitted by reporting institutions with the Loan Application Register (LAR), such as the reporting institution's name, address, and Tax ID. Part 2, HMDA Reporter Panel, and Part 5, PMIC Reporter Panel, contain information on all institutions that reported data in activity year 2006. Part 3, HMDA MSA Offices, and Part 6, PMIC MSA Offices, contain information on all metropolitan statistical areas in the data. Parts 7 through 789 contain HMDA and PMIC Loan Application Register (LAR) files at the national level, at the agency level, and by MSA/MD. With some exceptions, for each transaction the institution reported data about the loan (or application), such as the type and amount of the loan made (or applied for) and, in limited circumstances, its price, the disposition of the application, such as whether it was denied or resulted in an origination of a loan, the property to which the loan relates, such as its type (single-family versus multi-family), and location (including the census tract), the sale of the loan, if it was sold, and the applicant's and co-applicant's ethnicity, race, sex, and income.

description: 2009 home mortgage loan application register data reported by certain banks, credit unions, savings associations, and non-depository institutions pursuant to the Home Mortgage Disclosure Act (HMDA); abstract: 2009 home mortgage loan application register data reported by certain banks, credit unions, savings associations, and non-depository institutions pursuant to the Home Mortgage Disclosure Act (HMDA)

The Home Mortgage Disclosure Act (HMDA), enacted by Congress in 1975, is implemented by the Federal Reserve Board's Regulation C (12 CFR Part 203). HMDA was made permanent in February 1988, and was expanded in August 1989 to require additional data to be reported about applications received and about applicant and borrower characteristics. HMDA makes available to the public information that helps to show whether financial institutions are serving the housing credit needs of their neighborhoods and communities. It also helps government officials make public sector investments and indicates to private investors the neighborhoods where their efforts are needed. In addition, HMDA data help identify possible discriminatory lending patterns and assist regulatory agencies in enforcing compliance with anti-discrimination statutes.

Home Mortgage Disclosure Act (HMDA) requires many FIs to maintain, report, and publicly disclose information about applications for and originations of mortgage loans. HMDA’s purposes are to provide the public and public officials with sufficient information to enable them to determine whether institutions are serving the housing needs of the communities and neighborhoods in which they are located, to assist public officials in distributing public sector investments in a manner designed to improve the private investment environment, and to assist in identifying possible discriminatory lending patterns and enforcing antidiscrimination statutes.

Bio-Based HMDA Market Outlook

According to our latest research, the global bio-based HMDA market size stood at USD 172 million in 2024, demonstrating robust interest from industries seeking sustainable alternatives to petroleum-derived chemicals. The market is expanding at a CAGR of 18.2% and is forecasted to reach USD 504 million by 2033, driven by increasing regulatory mandates, consumer preference for eco-friendly products, and technological advancements in bio-based chemical synthesis. One of the primary growth factors is the surge in demand for bio-based nylon 66 and other eco-conscious materials across automotive, textile, and electronics sectors.

The growth of the bio-based HMDA market is primarily propelled by the global shift toward sustainability and stringent environmental regulations. Governments across major economies are implementing policies to reduce carbon emissions and promote the use of renewable resources in chemical manufacturing. This regulatory push, coupled with rising awareness among end-users about the environmental impact of petrochemical-based products, is encouraging manufacturers to invest in bio-based alternatives such as hexamethylenediamine derived from renewable sources. Additionally, advancements in biotechnology and fermentation processes have made the production of bio-based HMDA more cost-competitive, further fueling market expansion.

Another significant growth driver for the bio-based HMDA market is the rapid expansion of the automotive and textile industries, both of which are major consumers of nylon 66. As these industries strive to meet the growing demand for lightweight, durable, and sustainable materials, bio-based HMDA serves as a critical building block for producing high-performance polyamides. The automotive sector, in particular, is under pressure to reduce vehicle weight and improve fuel efficiency, making bio-based engineering plastics increasingly attractive. Moreover, the textile sector is witnessing a paradigm shift toward green fibers and yarns, further boosting the adoption of bio-based HMDA.

The market is also benefiting from increasing investments in research and development aimed at improving the yield, purity, and scalability of bio-based HMDA production. Collaborative efforts between chemical companies, biotechnology firms, and academic institutions are resulting in innovative production technologies, such as genetically engineered microorganisms and optimized fermentation processes. These advancements are not only enhancing the economic viability of bio-based HMDA but also expanding its potential applications beyond traditional segments, such as coatings, adhesives, and polyurethanes. The growing interest from multinational corporations and venture capitalists is a testament to the market’s promising outlook.

Regionally, Asia Pacific is emerging as the fastest-growing market for bio-based HMDA, propelled by rapid industrialization, a robust manufacturing base, and supportive government policies in countries like China, India, and Japan. North America and Europe also hold significant market shares, driven by strict regulatory frameworks and active participation from leading chemical manufacturers. Latin America and the Middle East & Africa are gradually catching up, supported by growing investments in green technologies and increasing awareness about sustainable materials. This diverse regional landscape underscores the global appeal and transformative potential of bio-based HMDA.

Source Analysis

The source segment of the bio-based HMDA market is primarily categorized into plant-based, microbial fermentation, and others, each playing a pivotal role in shaping the market’s competitive dynamics. Plant-based sources involve the extraction of hexamethylenediamine from renewable feedstocks such as castor oil, sugarcane, and corn. This approach is gaining traction due to the abundant availability of agricultural resources and the relatively straightforward conversion processes. The scalability of plant-based sources is particularly appealing to manuf

description: The Home Mortgage Disclosure Act (HMDA) requires many financial institutions to maintain, report, and publicly disclose information about mortgages; abstract: The Home Mortgage Disclosure Act (HMDA) requires many financial institutions to maintain, report, and publicly disclose information about mortgages

Report of Hexamethylenediamine (HMDA) is currently supplying a comprehensive analysis of many things which are liable for economy growth and factors which could play an important part in the increase of the marketplace in the prediction period. The record of Hexamethylenediamine (HMDA) Industry is providing the thorough study on the grounds of market revenue discuss production and price happened. The report also provides the overview of the segmentation on the basis of area, contemplating the particulars of earnings and sales pertaining to marketplace.

Hexamethylenediamine HMDA Sales Market is estimated to be valued at US$ 12 Mn in 2018 and is projected to reach US$ XX Mn by 2028, at a CAGR of XX% during the forecast period. Hexamethylenediamine HMDA Sales Market report presents a comprehensive analysis of the market by Type, Application, and Region.

Hexamethylenediamine or HMDA is an organic compound with the formula (CH₂)₆(NH₂)₂. It is a white solid, although commercial samples can appear gray. This diamine occurs naturally in trace amounts and is also produced synthetically on a large scale. It is a precursor to nylon and other polymers, and numerous pharmaceuticals.

On the basis of types, the market is segmented into Adiponitrile Method, Hexanediol Method, Caprolactam Method.

Adiponitrile Method

The adiponitrile method is the most popular production process for hexamethylenediamine. In this process, adiponitrile is reacted with ammonia to produce hexamethylenediamine. This process has a high yield and produces relatively low levels of by-products. Additionally, it is a continuous process that can be operated as a batch process.

Hexanediol Method

Hexanediol Method is a method of producing hexamethylenediamine (HMDA) by hydrogenation of adiponitrile (ADN). This method involves the production of HMDA and ADN from n-butyraldehyde and acrylonitrile via three steps. In the first step, butyraldehyde and acrylonitrile are reacted to form Crotonaldehyde and acrylamide. In the second step, the crotonaldehyde and acrylamide are hydrogenated to form HMDA and ADN. And in the third step, the HMDA and ADN are separated.

Caprolactam Method

Caprolactam is a precursor for the production of Nylon – a polymer used in plastics, fibers, and synthetic rubber. Caprolactam can be produced from either adiponitrile or cyclohexanone through hydrogenation. A relatively cheap supply of raw materials has made the caprolactam route to become one of the most popular methods for HMDA production.

On the basis of application, the market is segmented into Nylon Production, Paints, Ink and Coatings, Adhesives, and Sealants.

Nylon Production

Hexamethylenediamine HMDA Sales is used in the production of nylon, which is a synthetic fiber. It can be found in various items such as clothing, carpets, and parachutes. Nylon production requires an acid catalyst to form nylon from diamines and adipic acid. Hexamethylenediamine HMDA Sales is highly reactive and can undergo polymerization during storage.

Paints

Paints are the most common form of mixture for creating a decorative and protective coating. They can be applied to both interior and exterior surfaces of a building or structure to enhance their appearance or protect them from weathering. The term paints usually refer to paints that can be applied as a liquid using a brush or roller, but there are also aerosol-based paints, powder coatings, and other forms of paint.

Inks and Coatings

Inks and coatings are the end products of a printing or coating process. Printing is a process that transfers an image from one surface to another, usually with ink. The coating is a process that applies a thin film of material over a substrate, such as paper, metal, plastic, or glass. Hexamethylenediamine HMDA Sales is used as a precursor in the manufacture of coatings and inks. Hexamethylenediamine HMDA Sales helps to improve the properties of these products, such as their resistance to abrasion, water, or solvents.

Adhesives and Sealants

Hexamethylenediamine HMDA Sales is used as a component in adhesives and sealants. It helps to improve the adhesive properties of the adhesive, leading to better bonding between substrates. Additionally, it also imparts water resistance and chemical resistance to the adhesive or sealant formulation. This makes Hexamethylenediamine HMDA Sales a vital ingredient in adhesive and sealant formulations. Thus, the rising demand for adhesives and sealants is expected to propel the growth of this market during the forecast period.

On the basis of region, the market is segmented into North America, Latin America, Europe, Asia Pacific, and Middle East & Africa.

North America accounts for the largest share in this market, followed by Europe and the Asia Pacific. This is mainly due to incr

The U.S. Department of Housing and Urban Development (HUD) periodically produce its HUD Subprime and Manufactured home Lender List for the lenders who specialize in either subprime or manufactured home lending, even though beginning with 2004 HMDA reporting, lenders are required to identify loans for manufactured housing and loans in which the APR on the loan exceeds a comparable Treasury APR. The HUD Subprime and Manufactured home Lender List contains the names of those lenders, their agency codes, and lender identification numbers. The agency code and lender identification numbers should be used to link to the individual HMDA loan application records (LARS). The file also contains a concatenated field, IDD, which is a combination of the agency code and lender identification number. The HUD Subprime and Manufactured home Lender List has annually been updated and revised in response to feedback from lenders, policy analysts, housing advocacy groups, and other users of the list. HUD deletes lenders and adds others based on that feedback.

Context:

The Home Mortgage Disclosure Act (HMDA) requires many financial institutions to maintain, report, and publicly disclose information about mortgages.

Content:

This dataset covers all mortgage decisions made in 2015 for the state of New York. Data for additional states and years can be accessed here.

Acknowledgements:

This dataset was compiled by the Consumer Finance Protection Board.

Inspiration:

• Where are mortgages most likely to be approved?
• Can you predict mortgage decisions based on the criteria provided here?

This Indicator measures the difference in denial rate of Home Mortgage Disclosure Act (HMDA) loans by race/ethnicity. The HMDA requires that any loan secured by a lien on a

dwelling made for the purpose of purchasing a home is reportable on an annual basis to the Federal Financial Institutions Examination Council (FFIEC), which is the federal reporting agency of the Federal Reserve Board.

Splitgraph serves as an HTTP API that lets you run SQL queries directly on this data to power Web applications. For example:

See the Splitgraph documentation for more information.

The Hexamethylene Diamine (HMDA) Market Size is projected to grow from USD 5.5 Billion in 2023 to USD 8.5 Billion by 2032, registering a CAGR of 5.4%.

Hexamethylenediamine Market reached USD 8.5 billion in 2022 and is expected to reach USD 12.8 billion by 2030