Dataset

This dataset was created by Debdatta Chatterjee

Contents

The 1991 Census Basic Community profiles present 57 tables containing summary characteristics of persons and/or dwellings for Census Collection Districts (CD) in Australia. This table contains data relating to annual household income by monthly housing loan repayment. Counts are of occupied private dwellings which are being purchased (excludes caravans etc in caravan parks and not classifiable households), based on place of enumeration on census night which; includes overseas visitors; excludes Australians overseas; and excludes adjustment for under-enumeration. The data is by CD 1991 boundaries. Periodicity: 5-Yearly. This data is ABS data (cat. no. 2101.0 & original geographic boundary cat. no. 1261.0.30.001) used with permission from the Australian Bureau of Statistics. The tabular data was extracted from CDATA91 which was supplied to AURIN by the University of Melbourne. The cleaned, high resolution 1991 geographic boundaries are available from data.gov.au

Abstract copyright UK Data Service and data collection copyright owner.The Survey of Mortgage Lenders (SML) was launched on 1st April 1992 to succeed the 5% Sample Survey of Building Society Mortgage Completions (BSM) (See GN:33191). The aims were to improve the survey in three principal ways: a) to broaden the range of institutions surveyed to incorporate other mortgage lenders in addition to building societies and Abbey National. With the entry of the high street banks and then the centralised lenders into the mortgage market, information provided by the building societies no longer represented the whole market in the way it did when the BSM was set up in the 1960s. b) to extend its coverage to include further advances, remortgages and top-up loans in addition to first mortgages. c) to increase the level of detail on the questionnaire especially with respect to the characteristics of the mortgage loan. An important consideration for users of the data is that the SML figures allow continuity with the BSM survey results to be maintained for a reasonable period. Main Topics: Financial institution code, date mortgage completed, whether dwelling is wholly or partly occupied by borrower. Mortgage amount, type of advance, whether solely for purchase of property, period of mortgage, gross rate of interest, whether the interest charged is fixed or variable rate, whether interest payments are discounted or deferred, repayment method, source of mortgage business, purchase price and whether discounted in any way, location of dwelling, whether new, age of dwelling, type of dwelling, number of habitable rooms, number, sex and age of borrowers, basic income of main borrower, other income and total income on which mortgage is based, whether applicant previously owner occupier, previous tenure. The institutions are divided into four strata according to the size of their assets. All the largest were asked to complete questionnaires on a sample of 5 per cent of their new mortgage advances. Mortgages are included if their reference numbers end in specified digits chosen so that every twentieth mortgage is selected. Institutions in the next stratum are arranged in order of size of assets and alternate institutions chosen each of which are asked to complete questionnaires on 10 per cent of their mortgages. In the next stratum 20 per cent of the mortgages of every fourth institution are obtained. The smallest institutions are completely excluded.

This datasets contains information about NYCHA residents’ use of: a) NYC Financial Empowerment Centers: a program that provides free, one-on-one professional financial counseling and coaching to all NYC residents. Each row in the dataset represents the number of NYCHA residents on a Borough-level who utilized this service; b) EmpoweredNYC: is an initiative to assist New Yorkers with disabilities and their families to better manage their finances and become more financially stable. Each row in the dataset represents the number of NYCHA residents on a Borough-level who utilized this service; c) Student Loan Debt clinic: is an initiative to help New Yorkers understand their student loans and how to repay them. Each row in the dataset represents the number of NYCHA residents on a Borough-level who utilized this service; and d) Ready to Rent: a program providing free one-on-one financial counseling to New Yorkers seeking to apply for affordable housing units through HPD’s Housing Connect lottery. Each row in the dataset represents the number of NYCHA residents on a Borough-level who utilized this service. The dataset is part of the annual report compiled by the Mayor’s Office of Operations as mandated by the Local Law 163 of 2016 on different services provided to NYCHA residents. See other datasets in this report by searching the keyword “Services available to NYCHA Residents - Local Law 163 (2016)” on the Open Data Portal.

The 1991 Census Expanded Community Profiles present 44 tables comprising more detailed information than that of the basic community profiles which provide characteristics of persons and/or dwellings for Local Government Areas (LGA) in Australia. This table contains data relating to annual household income by monthly housing loan repayment. Counts are of occupied private dwellings which are being purchased (excludes caravans etc in caravan parks and not classifiable households), based on place of enumeration on census night which; includes overseas visitors; excludes Australians overseas; and excludes adjustment for under-enumeration. The data is by LGA 1991 boundaries. Periodicity: 5-Yearly. This data is ABS data (cat. no. 2101.0 & original geographic boundary cat. no. 1261.0.30.001) used with permission from the Australian Bureau of Statistics. The tabular data was processed and supplied to AURIN by the Australian Data Archives. The cleaned, high resolution 1991 geographic boundaries are available from data.gov.au. For more information please refer to the 1991 Census Dictionary. Please note: (a) Not classifiable households are those dwellings which were temporarily unoccupied at the time of the census, but the collector had ascertained that it was normally occupied or the household contained only persons under 15 years of age.

Mortgages that are 90 or more days delinquent refer to home loans where the borrower has failed to make payments for at least 90 consecutive days. This delinquency status typically indicates significant financial distress or inability to meet the repayment obligations on the mortgage.

The indicator reports the amounts of new credits contracted during the year to the population aged 18 and over (may have a credit). To enable a reliable interpretation, only new appropriations entered into during the year are taken into account because the data on the amount of a credit refers to the amount of the credit when it is opened. When a credit is older, the credit is usually partially repaid and information on the outstanding balance should be available. These are not available. Note: the data at the level of the contract are disseminated by postal code on the website of the credit centre to individuals. They were aggregated at the municipal level by the IWEPS. It is possible that this aggregation leads to some double counting. When a credit is contracted by several people who do not live in the same postal code, the data is entered in the file for each of the postal codes concerned. If two contractors live in the same municipality but not the same postal code, there will be duplicate information related to the credit (amount, number,...). These cases are probably rare because loans to several borrowers usually concern people domiciled at the same address. Note that the refinancing of a mortgage credit is considered a new credit. This is partly the reason for the sharp increase between 2014 and 2015. See also: — the website of the National Bank of Belgium (BNB), ‘\2’.

SELECTED HOUSING CHARACTERISTICS MORTGAGE STATUS - DP04 Universe - Owner-occupied units Survey-Program - American Community Survey 5-year estimates Years - 2020, 2021, 2022 Mortgage refers to all forms of debt where the property is pledged as security for repayment of the debt, including deeds of trust; trust deeds; contracts to purchase; land contracts; junior mortgages; and home equity loans.

Mortgages that are 90 days or more delinquent refer to home loans where the borrower has failed to make payments for at least 90 consecutive days. This delinquency status is a significant indicator of financial distress for homeowners and a potential risk factor for lenders and the broader housing market. When mortgages are 90 or more delinquent, it typically indicates severe financial hardship or an inability of the borrower to meet their repayment obligations. This situation can lead to various consequences, including foreclosure proceedings initiated by the lender to recover the unpaid loan amount by repossessing the property.

Census Collection District (CCD) based data for Weekly Household Income by Monthly Housing Loan Repayment, in Basic Community Profile, 1996 Census. Count of occupied private dwellings which are being purchased. The data is by CCD 1996 boundaries. Periodicity: 5-Yearly. This data is ABS data (geographic boundary cat. no. 1261.0.30.001 & census dictionary cat. no. 2901.0) used with permission from the Australian Bureau of Statistics. For more information visit the ABS .

The 1991 Census Basic Community profiles present 57 tables containing summary characteristics of persons and/or dwellings for Statistical Local Areas (SLA) in Australia.

This table contains data relating to monthly housing loan repayment by dwelling type. Counts are of occupied private dwellings which are being purchased, based on place of enumeration on census night which; includes overseas visitors; excludes Australians overseas; and excludes adjustment for under-enumeration. The data is by SLA 1991 boundaries. Periodicity: 5-Yearly.

This data is ABS data (cat. no. 2101.0 & original geographic boundary cat. no. 1261.0.30.001) used with permission from the Australian Bureau of Statistics. The tabular data was processed and supplied to AURIN by the Australian Data Archives. The cleaned, high resolution 1991 geographic boundaries are available from data.gov.au.

For more information please refer to the 1991 Census Dictionary.

Please note:

• (a) Monthly housing loan repayments were not captured for caravans etc in caravan parks in previous censuses.

The Federal Housing Administration's HECM program is the only government-insured reverse mortgage program. The HECM program guarantees that the lender will meet its payment obligations to the homeowner, limits the borrower's loan origination costs, and insures full repayment of the loan balance to the lender up to the maximum claim amount. The loan amount is based on borrower age, home value, and current interest rates. The HECM data files provide loan-level records that will enable interested parties to explore issues regarding downpayment assistance provided to homebuyers utilizing HECM insured mortgage financing.

The 1991 Census Expanded Community Profiles present 44 tables comprising more detailed information than that of the basic community profiles which provide characteristics of persons and/or dwellings for Statistical Local Areas (SLA) in Australia.

This table contains data relating to family type by number of dependent offspring (usually resident(a)) by monthly housing loan repayment. Counts are of families with dependent offspring, living in occupied private dwellings which are being purchased (excludes caravans etc in caravan parks), based on place of enumeration on census night which; includes overseas visitors; excludes Australians overseas; and excludes adjustment for under-enumeration. The data is by SLA 1991 boundaries. Periodicity: 5-Yearly.

This data is ABS data (cat. no. 2101.0 & original geographic boundary cat. no. 1261.0.30.001) used with permission from the Australian Bureau of Statistics. The tabular data was processed and supplied to AURIN by the Australian Data Archives. The cleaned, high resolution 1991 geographic boundaries are available from data.gov.au.

For more information please refer to the 1991 Census Dictionary.

Please note:

• (a) A maximum of 3 temporary absentees can be counted in each household.

This table contains figures on revenues, expenditures and debts of municipalities as of the year 1900, in millions of euros. The figures have been collected from previously published tables on municipal finances and have been based on annual realisation figures. The data presented were taken from the annual accounts and the balance sheets of the respective municipalities, and match as closely as possible the definitions and classifications used by the municipalities themselves in their administration.

Important events: 1986 - A different method of financing the homes for the elderly resulted in a visible spike of 2 billion euros in income on the capital account. 1995 - In this year, municipalities received approximately 15.5 billion euros as a lump-sum payment from Central Government to buy off loans provided under the Housing Act. Through these lump sum payments the loans are repaid, causing the loans to decrease by an equal amount in 1995. 2008 - As of January 2008 deferred payments received from European and Dutch governments for a specific purpose (such as the construction of new infrastructure) to cover expenses in previous years, are recorded in the balance sheet differently. From this date onwards they are recorded under deferred liabilities. Previously the amounts were recorded under the provisions. The change in recording has led to a break in the time series concerning the balance between 2007 and 2008. 2009 - The sale of shares in Nuon and Essent resulted in a visible spike of 5.2 billion euros. Since the received book profit and super dividends are considered part of the current account, the increase is visible there. 2015 - Due to the transfer of tasks in the area of social support from General Government to municipalities, the revenues and expenses have increased by approximately 7 billion euros. The figures in this table are provisional at the time of first publication. Upon the second publication one year later, the figures will become definitive. 2020 - The sale of shares in Eneco resulted in additional revenues (book profit) of 4.1 billion euros.

Status of the figures: The figures for 1900-2021 are definite, the figures for 2022 are provisional.

Changes as of 22 March 2024: The provisional figures for 2022 have been added. The figures for 2021 have been adjusted from provisional to definite. For the year 2020, a 6 million euro correction was not included in the figure for short-term debt and, as a result, also not for total debt. In this version, this correction is included.

When will new figures be published? The new figures from the municipal accounts are published no later than 15 months after the reporting period. The figures can be adjusted on the basis of the availability of new or updated source material. In general, the adjustments are small. The adjustments are made the moment a new annual figure is added to the series.

The 1991 Census Basic Community profiles present 57 tables containing summary characteristics of persons and/or dwellings for Local Government Areas (LGA) in Australia.

This table contains data relating to monthly housing loan repayment by dwelling type. Counts are of occupied private dwellings which are being purchased, based on place of enumeration on census night which; includes overseas visitors; excludes Australians overseas; and excludes adjustment for under-enumeration. The data is by LGA 1991 boundaries. Periodicity: 5-Yearly.

This data is ABS data (cat. no. 2101.0 & original geographic boundary cat. no. 1261.0.30.001) used with permission from the Australian Bureau of Statistics. The tabular data was processed and supplied to AURIN by the Australian Data Archives. The cleaned, high resolution 1991 geographic boundaries are available from data.gov.au.

For more information please refer to the 1991 Census Dictionary.

Please note:

• (a) Monthly housing loan repayments were not captured for caravans etc in caravan parks in previous censuses.

LGA based data for Weekly Household Income by Monthly Housing Loan Repayment, in Basic Community Profile, 1996 Census. Count of occupied private dwellings which are being purchased. The data is by LGA 1996 boundaries. Periodicity: 5-Yearly. This data is ABS data (geographic boundary cat. no. 1261.0.30.001 & census dictionary cat. no. 2901.0) used with permission from the Australian Bureau of Statistics. For more information visit the ABS .

This layer shows the Hong Kong Domestic Households Distribution with Mortgage Payment or Loan Repayment by Monthly Domestic Household Mortgage Payment and Loan Repayment by Large Tertiary Planning Unit Group in 2021. It is a subset of the 2021 Population Census made available by the Census and Statistics Department under the Government of Hong Kong Special Administrative Region (the "Government") at https://portal.csdi.gov.hk ("CSDI Portal"). The source data is in CSV format and has been processed and converted into Esri File Geodatabase format and then uploaded to Esri’s ArcGIS Online platform for sharing and reference purpose. The objectives are to facilitate our Hong Kong ArcGIS Online users to use the data in a spatial ready format and save their data conversion effort.For details about the data, source format and terms of conditions of usage, please refer to the website of CSDI Portal at https://portal.csdi.gov.hk.

Analysis of ‘Financial Services for NYCHA Residents by Borough - Local Law 163’ provided by Analyst-2 (analyst-2.ai), based on source dataset retrieved from https://catalog.data.gov/dataset/c1196af8-40d3-47ac-a2cf-1cdfc3922eb9 on 27 January 2022.

--- Dataset description provided by original source is as follows ---

This datasets contains information about NYCHA residents’ use of:

a) NYC Financial Empowerment Centers: a program that provides free, one-on-one professional financial counseling and coaching to all NYC residents. Each row in the dataset represents the number of NYCHA residents on a Borough-level who utilized this service;

b) EmpoweredNYC: is an initiative to assist New Yorkers with disabilities and their families to better manage their finances and become more financially stable. Each row in the dataset represents the number of NYCHA residents on a Borough-level who utilized this service;

c) Student Loan Debt clinic: is an initiative to help New Yorkers understand their student loans and how to repay them. Each row in the dataset represents the number of NYCHA residents on a Borough-level who utilized this service; and

d) Ready to Rent: a program providing free one-on-one financial counseling to New Yorkers seeking to apply for affordable housing units through HPD’s Housing Connect lottery. Each row in the dataset represents the number of NYCHA residents on a Borough-level who utilized this service.

The dataset is part of the annual report compiled by the Mayor’s Office of Operations as mandated by the Local Law 163 of 2016 on different services provided to NYCHA residents. See other datasets in this report by searching the keyword “Services available to NYCHA Residents - Local Law 163 (2016)” on the Open Data Portal.

--- Original source retains full ownership of the source dataset ---

Abstract copyright UK Data Service and data collection copyright owner.

The Survey of Mortgage Lenders (SML) was launched on 1st April 1992 to succeed the 5% Sample Survey of Building Society Mortgage Completions (BSM) (See GN:33191). The aims were to improve the survey in three principal ways:
a) to broaden the range of institutions surveyed to incorporate other mortgage lenders in addition to building societies and Abbey National. With the entry of the high street banks and then the centralised lenders into the mortgage market, information provided by the building societies no longer represented the whole market in the way it did when the BSM was set up in the 1960s.
b) to extend its coverage to include further advances, remortgages and top-up loans in addition to first mortgages.
c) to increase the level of detail on the questionnaire especially with respect to the characteristics of the mortgage loan.
An important consideration for users of the data is that the SML figures allow continuity with the BSM survey results to be maintained for a reasonable period.
Main Topics:
Financial institution code, date mortgage completed, whether dwelling is wholly or partly occupied by borrower. Mortgage amount, type of advance, whether solely for purchase of property, period of mortgage, gross rate of interest, whether the interest charged is fixed or variable rate, whether interest payments are discounted or deferred, repayment method, source of mortgage business, purchase price and whether discounted in any way, location of dwelling, whether new, age of dwelling, type of dwelling, number of habitable rooms, number, sex and age of borrowers, basic income of main borrower, other income and total income on which mortgage is based, whether applicant previously owner occupier, previous tenure.

The benchmark interest rate in China was last recorded at 3.10 percent. This dataset provides the latest reported value for - China Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.