As of September 2025, the maximum interest rate for 21 to 35-year fixed-rate Flat 35 housing loans with a loan-to-value ratio of 90 percent or less in Japan stood at **** percent. This represented an increase compared to **** percent in June 2025.

Graph and download economic data for 15-Year Fixed Rate Mortgage Average in the United States (MORTGAGE15US) from 1991-08-30 to 2025-11-26 about 15-year, mortgage, fixed, interest rate, interest, rate, and USA.

Graph and download economic data for 30-Year Fixed Rate FHA Mortgage Index (OBMMIFHA30YF) from 2017-01-03 to 2025-12-01 about FHA, 30-year, mortgage, fixed, rate, indexes, and USA.

In the fiscal year 2022, close to ** percent of housing loans newly issued by private financial institutions in Japan were variable-rate loans. Fixed-rate loans for a set period accounted for around ** percent of the amount of new home loans granted.

Graph and download economic data for 30-Year Fixed Rate Veterans Affairs Mortgage Index (OBMMIVA30YF) from 2017-01-03 to 2025-12-01 about veterans, 30-year, mortgage, fixed, rate, indexes, and USA.

The vast majority of mortgages for second and subsequent homebuyers in Ireland in 2023 had a fixed rate. The share of loans with a variable interest rate was approximately **** percent - a substantial decrease from 2017, when about ** percent of new loans had a variable interest rate. Meanwhile, first-time buyers had a slightly higher share of fixed rate mortgages.

Russia Bank Lending Conditions: Households: Mortgage: Loan Interest Rate data was reported at 17.857 % Point in Mar 2019. This records a decrease from the previous number of 20.238 % Point for Dec 2018. Russia Bank Lending Conditions: Households: Mortgage: Loan Interest Rate data is updated quarterly, averaging -6.061 % Point from Dec 2011 (Median) to Mar 2019, with 30 observations. The data reached an all-time high of 70.000 % Point in Dec 2014 and a record low of -31.818 % Point in Sep 2017. Russia Bank Lending Conditions: Households: Mortgage: Loan Interest Rate data remains active status in CEIC and is reported by The Central Bank of the Russian Federation. The data is categorized under Global Database’s Russian Federation – Table RU.KAC018: Bank Lending Tightness: Loans to Households.

Graph and download economic data for 30-Year Fixed Rate Jumbo Mortgage Index (OBMMIJUMBO30YF) from 2017-01-03 to 2025-12-01 about jumbo, 30-year, mortgage, fixed, rate, indexes, and USA.

Mortgage interest rates in the UK were on a downward trend for more than a decade before soaring in 2022. In the first quarter of 2025, the average weighted interest rate stood at **** percent — nearly ***** times the interest rate in the first quarter of 2022. Mortgage rates also vary depending on the type of mortgage: Historically, fixed rate mortgages with a shorter term had on average lower interest rates. What types of mortgages are there? In terms of the type of interest rate, mortgages can be fixed and variable. A fixed interest rate is simply a mortgage where the rate of repayment is fixed, while a variable rate depends on the lender’s underlying variable interest rate. Furthermore, mortgages could be for a house purchase or for refinancing. The vast majority of mortgages in the UK are fixed rate mortgages for house purchase, and only a small share is for remortgaging. How big is the UK mortgage market? The UK has the largest mortgage market in Europe, amounting to over ** billion euros in gross residential mortgage lending as of the fourth quarter of 2024. When comparing the total outstanding residential mortgage lending, the UK also ranks first with about *** trillion euros.

The benchmark interest rate in China was last recorded at 3 percent. This dataset provides the latest reported value for - China Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The vast majority of mortgages for first-time homebuyers in Ireland in 2023 had a fixed rate. The share of loans with a variable interest rate was approximately **** percent in that year - a substantial decrease from 2017, when about *** in ***** loans had a variable interest rate. Meanwhile, second and subsequent borrowers had a slightly lower share of fixed interest rate mortgages.

Graph and download economic data for 30-Year Fixed Rate USDA Mortgage Index (OBMMIUSDA30YF) from 2017-01-03 to 2025-12-01 about USDA, 30-year, mortgage, fixed, rate, indexes, and USA.

The period from March to August 2020 saw noticeably weaker demand for home loans in Poland. This state results from the outbreak of the coronavirus (COVID-19) pandemic in Poland in March 2020. The highest decline in the demand for housing loans was recorded in August 2022 due to the high inflation. One of the main reasons for the decline in demand was also tightening and rising interest rates that reduced the creditworthiness of potential borrowers. As of June 2025, the demand for mortgage loans continues to evolve, with the latest data indicating a value of **** percent. Loan market in Poland In 2023, the net value of loans to households in Poland was *** billion zloty, representing a decrease of *** percent over the previous year. In this period, in terms of credit type, the highest value was achieved by real estate loans granted to households. Their value amounted to over *** billion zloty, followed by consumer loans with a total value of nearly *** billion zloty. Mortgage loans in Poland In 2023, there has been a continuing trend of decreasing the popularity of housing loans up to 100,000 zloty. A growing number of Poles have taken out loans of the value of over ******* zloty. And the average value of a mortgage loan in 2023 increased by ** percent compared to the previous year and amounted to nearly ******* zloty. In this period, Poland’s number of active mortgage loans also decreased, reaching nearly *** million.

Mortgage rates in the Netherlands increased sharply in 2022 and 2023, after declining gradually between 2008 and 2021. In December 2021, the average interest rate for new mortgage loans stood at **** percent, and by the end of 2023, it had risen to **** percent. In May 2025, mortgage rates decreased slightly, falling to **** percent on average. Mortgages with a 10-year fixed rate were the most affordable, at **** percent. Are mortgage rates in the Netherlands different from those in other European countries? When comparing this ranking to data that covers multiple European countries, the Netherlands’ mortgage rate was similar to the rates found in Spain, the United Kingdom, and Sweden. It was, however, a lot lower than the rates in Eastern Europe. Hungary and Romania, for example, had some of the highest mortgage rates. For more information on the European mortgage market and how much the countries differ from each other, please visit this dedicated research page. How big is the mortgage market in the Netherlands? The Netherlands has overall seen an increase in the number of mortgage loans sold and is regarded as one of the countries with the highest mortgage debt in Europe. The reason behind this is that Dutch homeowners were able to for many years to deduct interest paid from pre-tax income (a system known in the Netherlands as hypotheekrenteaftrek). Total mortgage debt of Dutch households has been increasing year-on-year since 2013.

In December 2024, the median interest rate of three-year fixed rate housing loans provided by city banks in Japan stood at **** percent. After reaching a record low in 2017, the interest rate has gradually increased, reaching a decade high in December 2024.

Graph and download economic data for Bank Prime Loan Rate Changes: Historical Dates of Changes and Rates (PRIME) from 1955-08-04 to 2025-10-30 about prime, loans, interest rate, banks, depository institutions, interest, rate, and USA.

This table contains data described by the following dimensions (Not all combinations are available): Geography (1 items: Canada ...).

Singapore SG: Lending Interest Rate data was reported at 5.280 % pa in 2017. This records a decrease from the previous number of 5.350 % pa for 2016. Singapore SG: Lending Interest Rate data is updated yearly, averaging 5.856 % pa from Dec 1978 (Median) to 2017, with 40 observations. The data reached an all-time high of 13.645 % pa in 1981 and a record low of 5.280 % pa in 2017. Singapore SG: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Singapore – Table SG.World Bank.WDI: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

This table contains 102 series, with data starting from 2013, and some select series starting from 2016. This table contains data described by the following dimensions (Not all combinations are available): Geography (1 item: Canada), Components (51 items: Total, funds advanced, residential mortgages, insured; Variable rate, insured; Fixed rate, insured, less than 1 year; Fixed rate, insured, from 1 to less than 3 years; ...), and Unit of measure (2 items: Dollars; Interest rate). For additional clarification on the component dimension, please visit the OSFI website for the Report on New and Existing Lending.

Lending Rate: Foreign Currencies Mortgage Loans: YB: Quarterly: NW: City of St Petersburg data was reported at 11.000 % pa in Dec 2017. This stayed constant from the previous number of 11.000 % pa for Sep 2017. Lending Rate: Foreign Currencies Mortgage Loans: YB: Quarterly: NW: City of St Petersburg data is updated quarterly, averaging 10.490 % pa from Sep 2006 (Median) to Dec 2017, with 45 observations. The data reached an all-time high of 14.470 % pa in Jun 2009 and a record low of 7.000 % pa in Jun 2016. Lending Rate: Foreign Currencies Mortgage Loans: YB: Quarterly: NW: City of St Petersburg data remains active status in CEIC and is reported by Bank of Russia. The data is categorized under Russia Premium Database’s Interest and Foreign Exchange Rates – Table RU.MB012: Lending Rate: Foreign Currencies Housing Loans: ow Mortgage: by Region: Average from Year Beginning.