Mortgage Application in the United States decreased by 10.50 percent in the week ending March 20 of 2026 over the previous week. This dataset provides - United States MBA Mortgage Applications - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Graph and download economic data for New Home Mortgage Applications for United States (M0264AUSM500NNBR) from Jan 1938 to Dec 1941 about mortgage, new, housing, and USA.

Annual mortgage application counts from 2018-2024 showing total applications submitted by U.S. home buyers across all loan types including conventional, FHA, VA, and USDA mortgages

Graph and download economic data for Existing Home Mortgage Applications for United States (M0263AUSM500NNBR) from Jan 1938 to Dec 1940 about mortgage, housing, and USA.

Total mortgage purchase applications by year from 2018-2024 showing the number of home purchase applications submitted by U.S. home buyers across all loan types

The Home Mortgage Disclosure Act (HMDA): Loan Application Register (LAR) and Transmittal Sheet (TS) Raw Data, 2008 contains information collected in calendar year 2007. The HMDA, enacted by Congress in 1975, requires most mortgage lenders located in metropolitan areas to report data about their housing-related lending activity. The HMDA data were collected from 8,610 lending institutions and cover approximately 26.6 million home purchase and home improvement loans and refinancings, including loan originations, loan purchases, and applications that were denied, incomplete or withdrawn. The Private Mortgage Insurance Companies (PMIC) data refer to applications for mortgage insurance to insure home purchase mortgages and to insure mortgages to refinance existing obligations. Part 1, HMDA Transmittal Sheet (TS), and Part 4, PMIC Transmittal Sheet (TS), include information submitted by reporting institutions with the Loan Application Register (LAR), such as the reporting institution's name, address, and Tax ID. Part 2, HMDA Reporter Panel, and Part 5, PMIC Reporter Panel, contain information on all institutions that reported data in activity year 2007. Part 3, HMDA MSA Offices, and Part 6, PMIC MSA Offices, contain information on all metropolitan statistical areas in the data. Parts 7 through 794 contain HMDA and PMIC Loan Application Register (LAR) files at the national level, at the agency level, and by MSA/MD. With some exceptions, for each transaction the institution reported data about the loan (or application), such as the type and amount of the loan made (or applied for) and, in limited circumstances, its price, the disposition of the application, such as whether it was denied or resulted in an origination of a loan, the property to which the loan relates, such as its type (single-family versus multi-family), and location (including the census tract), the sale of the loan, if it was sold, and the applicant's and co-applicant's ethnicity, race, sex, and income.

New Home Mortgage Applications - Historical chart and current data through 1956.

Dataset contains the percent of denied mortgages based on the purpose of the application and disaggregated by race. Each cell represents the denial rate within that column's race/ethnicity category's total applications. Data pulled from the Consumer Financial Protection Bureau, collected by the Home Mortgage Disclosure Act, which requires many financial institutions to maintain, report, and publicly disclose information about mortgages.

The Home Mortgage Disclosure Act (HMDA): Loan Application Register (LAR) and Transmittal Sheet (TS) Raw Data, 2013 contains information collected in calendar year 2012. The HMDA, enacted by Congress in 1975, that requires most mortgage lenders located in metropolitan areas to report data about their housing-related lending activity. The HMDA data were collected from 7,400 lending institutions and cover approximately 18.7 million home purchase and home improvement loans and refinancings, including loan originations, loan purchases, and applications that were denied, incomplete, or withdrawn. The Private Mortgage Insurance Companies (PMIC) data refer to applications for mortgage insurance to insure home purchase mortgages and to insure mortgages to refinance existing obligations. Part 1, HMDA Transmittal Sheet (TS), and Part 4, PMIC Transmittal Sheet (TS), include information submitted by reporting institutions with the Loan Application Register (LAR), such as the reporting institution's name, address, and Tax ID. Part 2, HMDA Reporter Panel, and Part 5, PMIC Reporter Panel, contain information on all institutions that reported data for activity year 2012. Part 3, HMDA MSA Offices, contains information on all metropolitan statistical areas in the data. Parts 6 through 792 contain HMDA and PMIC Loan Application Register (LAR) files at the national level, at the agency level, and by MSA/MD. With some exceptions, for each transaction the institution reported data about the loan (or application), such as the type and amount of the loan made (or applied for) and, in limited circumstances, its price, the disposition of the application, such as whether it was denied or resulted in an origination of a loan, the property to which the loan relates, such as its type (single-family versus multi-family), and location (including the census tract), the sale of the loan, if it was sold, and the applicant's and co-applicant's ethnicity, race, sex, and income.

The value of mortgage applications for home purchase in the United States exceeded ************** U.S. dollars in 2021. That included applications with different outcomes, such as loan origination, application denied, withdrawn by applicant, and other. White applicants accounted for the highest number applications and originations. The value of home purchase mortgage applications by white applicants was approximately *** trillion U.S. dollars, while for Black and African American applicants, this figure stood at roughly *** billion U.S. dollars. The the value of mortgage applications by Asian applicants was slightly higher at *** billion U.S. dollars.

Abstract

Detailed information about mortgage applications from the Home Mortgage Disclosure Act (HMDA)

Methodology

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The Home Mortgage Disclosure Act (HMDA) requires many U.S. mortgage lenders to report detailed information about mortgage applications and originations. The resulting HMDA data is published annually to support analysis of mortgage market activity, lending patterns, and fair lending compliance.

The dataset used here spans two distinct HMDA reporting regimes:

• Historical HMDA data (pre 2018), published by the Consumer Financial Protection Bureau (CFPB), reflects the pre-2018 reporting framework with a more limited set of loan-level variables.

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• Recent HMDA data (post 2018) reflects a substantially expanded reporting schema introduced beginning with data collected in 2018, including additional borrower, loan, and underwriting characteristics.

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The version of the HMDA dataset hosted on Redivis has been created from the raw files downloaded from the HMDA website. This workflow was used to materialize

these tables from the raw files. The resulting materialized tables in the dataset can be grouped into the following:

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• HMDA_Public_LAR_Pre_2018

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Unique Identifiers:

• year
• respondent_id
• sequence_number

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This table contains the nationwide Loan Application Register (LAR) records for 2007–2017.

Each row represents one mortgage application or loan, including applications that were approved, denied, withdrawn, or otherwise closed. Key information includes:

• Loan purpose, amount, and type

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• Action taken on the application

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• Applicant income and demographic characteristics

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• Property location (census tract level)

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This table is the primary analytical dataset for historical HMDA analysis and is typically joined to the transmittal sheet and panel data using institution identifiers%3Cu%3E.%3C/u%3E

• HMDA_Public_LAR_Post_2018

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Unique Identifier:

• year
• lei
• row_index (derived)

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This table contains the public Loan Application Register (LAR) data for 2018–on, reflecting the expanded HMDA reporting requirements.

Each row represents a single mortgage application and includes:

• All core loan and borrower information present in earlier years

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• Expanded underwriting and pricing variables (e.g., debt-to-income ratio, combined loan-to-value ratio, interest rate, automated underwriting system results)

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• Enhanced action and reporting detail

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This dataset is the primary source for modern HMDA loan-level analysis. The data has been modified to protect borrower privacy but preserves analytic utility for national and regional studies.

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%3Cu%3E%3Cem%3EPanel%3C/em%3E%3C/u%3E

• HMDA_Panel_Pre_2018%3Cu%3E%3Cem%3E%3C/em%3E%3C/u%3E

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Unique Identifier:

• year
• respondent_id
• agency_code

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This table contains panel data identifying the universe of HMDA-covered financial institutions for each year from 2007 to 2017.

Each row represents a financial institution in a given reporting year, regardless of whether that institution reported any loan applications. The panel is used to:

• Define the population of HMDA reporters in each year
• Track institution entry, exit, mergers, and acquisitions
• Identify institutions with zero reported loan activity

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This table is primarily used as a reference and denominator dataset rather than for loan-level analysis.

• HMDA_Panel_Post_2018

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Unique Identifier:

• year
• lei

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This table contains panel data for HMDA-covered institutions from 2018 on under the modern reporting framework.

As with the historical panel, each row represents an institution-year and defines the set of lenders expe

In 2021, there were over ************ mortgage applications for home purchase in the United States. These include applications with different outcomes, such as loan origination, application denied, withdrawn by applicant, and other. White applicants accounted for the largest number of home purchase applications, amounting to over ************ worth *** trillion U.S. dollars, while for Black and African American applicants, these figure stood at roughly ******* applications worth *** billion U.S. dollars . The number of home purchase mortgage applications by Asian applicants was slightly lower at *******.

Mortgage approval rates by year from 2018-2024 showing the percentage of applications approved by lenders across all loan types including conventional, FHA, VA, and USDA mortgages

The Home Mortgage Disclosure Act (HMDA), enacted by Congress in 1975, is implemented by the Federal Reserve Board's Regulation C (12 CFR Part 203). HMDA was made permanent in February 1988, and was expanded in August 1989 to require additional data to be reported about applications received and about applicant and borrower characteristics. HMDA makes available to the public information that helps to show whether financial institutions are serving the housing credit needs of their neighborhoods and communities. It also helps government officials make public sector investments and indicates to private investors the neighborhoods where their efforts are needed. In addition, HMDA data help identify possible discriminatory lending patterns and assist regulatory agencies in enforcing compliance with anti-discrimination statutes.

The U.S. mortgage market has declined notably since 2020 and 2021, mostly due to the effect of higher borrowing costs on refinance mortgages. The value of refinancing mortgage originations amounted to 112 billion U.S. dollars in the first quarter of 2025, down from a peak of 851 billion U.S. dollars in the fourth quarter of 2020. The value of mortgage loans for the purchase of a property recorded milder fluctuations, with a value of 272 billion U.S. dollars in the first quarter of 2025. According to the forecast, mortgage lending is expected to slightly increase until the end of 2026. The cost of mortgage borrowing in the U.S. Mortgage interest rates in the U.S. rose dramatically in 2022, peaking in the final quarter of 2024. In 2020, a homebuyer could lock in a 30-year fixed interest rate of under three percent, whereas in 2024, the average rate for the same mortgage type exceeded 6.6 percent. This has led to a decline in homebuyer sentiment and an increasing share of the population pessimistic about buying a home in the current market. The effect of a slower housing market on property prices and rents According to the S&P/Case Shiller U.S. National Home Price Index, housing prices experienced a slight correction in early 2023, as property transactions declined. Nevertheless, the index continued to grow in the following months. On the other hand, residential rents have increased steadily since 2000.

Abstract (en): The Home Mortgage Disclosure Act (HMDA): Loan Application Register (LAR) and Transmittal Sheet (TS) Raw Data, 2011 contains information collected in calendar year 2010. The HMDA, enacted by Congress in 1975, requires most mortgage lenders located in metropolitan areas to report data about their housing-related lending activity. The HMDA data were collected from 7,923 lending institutions and cover approximately 16.3 million home purchase and home improvement loans and refinancings, including loan originations, loan purchases, and applications that were denied, incomplete, or withdrawn. The Private Mortgage Insurance Companies (PMIC) data refer to applications for mortgage insurance to insure home purchase mortgages and to insure mortgages to refinance existing obligations. Part 1, HMDA Transmittal Sheet (TS), and Part 4, PMIC Transmittal Sheet (TS), include information submitted by reporting institutions with the Loan Application Register (LAR), such as the reporting institution's name, address, and Tax ID. Part 2, HMDA Reporter Panel, and Part 5, PMIC Reporter Panel, contain information on all institutions that reported data for activity year 2010. Part 3, HMDA MSA Offices, and Part 6, PMIC MSA Offices, contain information on all metropolitan statistical areas in the data. Parts 7 through 799 contain HMDA and PMIC Loan Application Register (LAR) files at the national level, at the agency level, and by MSA/MD. With some exceptions, for each transaction the institution reported data about the loan (or application), such as the type and amount of the loan made (or applied for) and, in limited circumstances, its price, the disposition of the application, such as whether it was denied or resulted in an origination of a loan, the property to which the loan relates, such as its type (single-family versus multi-family), and location (including the census tract), the sale of the loan, if it was sold, and the applicant's and co-applicant's ethnicity, race, sex, and income. The data are not weighted and do not contain any weight variables. ICPSR data undergo a confidentiality review and are altered when necessary to limit the risk of disclosure. ICPSR also routinely creates ready-to-go data files along with setups in the major statistical software formats as well as standard codebooks to accompany the data. In addition to these procedures, ICPSR performed the following processing steps for this data collection: Created variable labels and/or value labels.; Checked for undocumented or out-of-range codes.. Home purchase and home improvement loans and refinancings (or applications) lended or insured by financial institutions in the United States that were required to report HMDA data in 2011. Smallest Geographic Unit: city HMDA data were collected from 7,923 depository and nondepository institutions that were required to report HMDA data if they met the law's criteria for coverage. Generally, whether a lender is covered by HMDA depended on the lender's asset size, its location, and whether it is in the business of residential mortgage lending. PMIC data were collected from eight mortgage insurance companies that insured home purchase mortgages and to insure mortgages to refinance existing obligations. For more information about how respondents reported, please refer to A Guide to HMDA Reporting. 2016-07-25 The study title and collection dates have been revised to reflect the 2010 activity year, with data reported in 2011. Filesets 1 through 6 have also been replaced to correct the study year. For datasets 7 through 799, ICPSR is releasing the original deposited data files in the condition they were received, along with SPSS, Stata, and SAS setup files. Additional information about the HMDA can be found at the Home Mortgage Disclosure Act Web site. A glossary of terms used in the data can be found at Home Mortgage Disclosure Act Glossary.

MBA Mortgage Market Index in the United States decreased to 310.70 points in March 20 from 347.10 points in the previous week. This dataset includes a chart with historical data for the United States MBA Mortgage Market Index.

description: 2009 home mortgage loan application register data reported by certain banks, credit unions, savings associations, and non-depository institutions pursuant to the Home Mortgage Disclosure Act (HMDA); abstract: 2009 home mortgage loan application register data reported by certain banks, credit unions, savings associations, and non-depository institutions pursuant to the Home Mortgage Disclosure Act (HMDA)

The value of mortgage applications in the United States came close to ************** U.S. dollars in 2021, with loan originations amounting to ************ U.S. dollars. This includes applications for home purchase, home improvement, refinancing, cash out refinancing, and other purposes. White applicants accounted for the highest number applications and originations. The value of mortgages originated to White applicants was almost ************ U.S. dollars, while for Black and African American applicants, this figure stood at roughly *********** U.S. dollars. The the value of mortgages originated to Asian applicants was higher at *********** U.S. dollars.

Purchase mortgage approval rates by year from 2018-2024 showing the percentage of home purchase applications approved by lenders across all loan types