Graph and download economic data for 15-Year Fixed Rate Mortgage Average in the United States (MORTGAGE15US) from 1991-08-30 to 2025-06-26 about 15-year, fixed, mortgage, interest rate, interest, rate, and USA.

United States Housing Affordability Index: Mortgage Rate data was reported at 4.770 % in Sep 2018. This records a decrease from the previous number of 4.780 % for Aug 2018. United States Housing Affordability Index: Mortgage Rate data is updated monthly, averaging 6.470 % from Jan 1989 (Median) to Sep 2018, with 357 observations. The data reached an all-time high of 10.590 % in Jun 1989 and a record low of 3.430 % in Dec 2012. United States Housing Affordability Index: Mortgage Rate data remains active status in CEIC and is reported by National Association of Realtors. The data is categorized under Global Database’s United States – Table US.EB018: Housing Affordability Index.

This data collection provides information on the characteristics of a national sample of housing units. Data include year the structure was built, type and number of living quarters, occupancy status, access, number of rooms, presence of commercial establishments on the property, and property value. Additional data focus on kitchen and plumbing facilities, types of heating fuel used, source of water, sewage disposal, heating and air-conditioning equipment, and major additions, alterations, or repairs to the property. Information provided on housing expenses includes monthly mortgage or rent payments, cost of services such as utilities, garbage collection, and property insurance, and amount of real estate taxes paid in the previous year. Also included is information on whether the household received government assistance to help pay heating or cooling costs or for other energy-related services. Similar data are provided for housing units previously occupied by respondents who have recently moved. Additionally, indicators of housing and neighborhood quality are also supplied. For housing quality, variables include privacy of bedrooms, condition of kitchen facilities, basement or roof leakage, breakdowns of plumbing facilities and equipment, and overall opinion of the structure. For quality of neighborhood, variables include use of an exterminator service, existence of boarded-up buildings, and overall quality of the neighborhood. In addition to housing characteristics, some demographic data are provided on household members, such as age, sex, race, marital status, income, and relationship to householder. Additional data provided on the householder include years of school completed, Spanish origin, length of residence, and length of occupancy.

Delinquency rates rose across all U.S. states in 2022, with Mississippi ranking as the state with the highest share of mortgage loans which were between 30 and 89 days past due. As of December 2022, the average delinquency rate in the country was 1.4 percent, while in Mississippi, it stood at three percent. Wisconsin, Washington, and Oregon had the lowest delinquency rates during that period.

Graph and download economic data for Interest Rates: Immediate Rates (< 24 Hours): Central Bank Rates: Total for Poland (IRSTCB01PLM156N) from Dec 1989 to Dec 2023 about Poland, overnight, interest rate, banks, interest, depository institutions, and rate.

This table contains data described by the following dimensions (Not all combinations are available): Geography (1 items: Canada ...).

This data collection provides information on characteristics of housing units in 11 selected Metropolitan Statistical Areas (MSAs) of the United States. Although the unit of analysis is the housing unit rather than its occupants, the survey also is a comprehensive source of information on the demographic characteristics of household residents. Data collected include general housing characteristics such as the year the structure was built, type and number of living quarters, occupancy status, presence of commercial establishments on the property, and property value. Data are also provided on kitchen and plumbing facilities, type of heating fuel used, source of water, sewage disposal, and heating and air-conditioning equipment. Questions about housing quality include condition of walls and floors, adequacy of heat in winter, availability of electrical outlets in rooms, basement and roof water leakage, and exterminator service for mice and rats. Data related to housing expenses include mortgage or rent payments, utility costs, fuel costs, property insurance costs, real estate taxes, and garbage collection fees. Variables are also supplied on neighborhood conditions such as quality of roads and presence of crime, trash, litter, street noise, abandoned structures, commercial activity, and odors or smoke, as well as the adequacy of services such as public transportation, schools, shopping facilities, police protection, recreation facilities, and hospitals or clinics. In addition to housing characteristics, data on age, sex, race, marital status, income, and relationship to householder are provided for each household member. Additional data are supplied for the householder, including years of school completed, Spanish origin, and length of residence.

Graph and download economic data for Interest Rates: Immediate Rates (< 24 Hours): Call Money/Interbank Rate: Total for Poland (IRSTCI01PLM156N) from Dec 1989 to May 2025 about Poland, interbank, overnight, interest rate, interest, and rate.

In 2024, approximately 51,000 cash home sales took place in the United States. Despite the number of cash transactions declining since the peak in 2021, it remained elevated compared to the long-term average. This can be attributed to the substantial increase in mortgage rates following the COVID-19 pandemic. Despite cash purchases growing in popularity, the majority of home purchases were financed with a conventional mortgage in 2024.

Key information about Belgium Long Term Interest Rate

• Belgium Long Term Interest Rate: Month Avg: Belgium: ECB Harmonised was reported at 3.01 % pa in Feb 2025, compared with 3.10 % pa in the previous month.
• Belgium Long Term Interest Rate data is updated monthly, available from Jun 1989 to Feb 2025.
• The data reached an all-time high of 10.40 % pa in Feb 1990 and a record low of -0.39 % pa in Dec 2020.
• Long Term Interest Rate is reported by reported by CEIC Data.

• In the latest reports, Belgium Short Term Interest Rate: Month End: EURIBOR: 3 Months was reported at -0.57 % pa in Nov 2021.
• The cash rate (Policy Rate: Month End: Main Refinancing Operations) was set at 2.90 % pa in Feb 2025.
• Belgium Exchange Rate against USD averaged 0.92 (USD/EUR) in Jun 2023.

In 2019, 47.4 percent of households in France had taken out credits, that is to say nearly two percent less than ten years before, in 2009. The share of French households having credits has decreased overall by more than five percent between 1989 and 2019 and has started to stabilize over the past three years.

Consumer credit Despite an interest rate relatively low, consumer loan rate has been losing ground in France over the past few years. The household possession rate has been decreasing since 2018, which is reflected in the annual growth rate of consumer consumer credits to households, which reached it's lowest point as of March 2020. However, while there are less consumer loans in France, the value of the loans taken out has kept increasing , reaching 187.2 billion euros as of the third quarter of 2019.

Mortgage In contrast to consumer credit, mortgages have been thriving in France, with an increasing household possession rate since the early 2000s. In 2019, more than 31 percent of French households had at least one home loan, and the

BackgroundWhere the data come fromThe Mortgage Performance Trends data come from the NMDB, a joint project we’ve undertaken with the Federal Housing Finance Agency (FHFA). For more information, visit the NMDB program page .The core data in the NMDB come from data maintained by one of the top three nationwide credit repositories. The NMDB has a nationally representative, 5 percent sample of all outstanding, closed-end, first-lien, 1–4 family residential mortgages.The data and analyses presented herein are the sole product of the CFPB. Use of information downloaded from our website, and any alteration or representation regarding such information by a party, is the responsibility of such party.Why the data matterMortgage delinquency rates reflect the health of the mortgage market, and the health of the overall economy.The 30–89 mortgage delinquency rate is a measure of early stage delinquencies. It generally captures borrowers that have missed one or two payments. This rate can be an early indicator of mortgage market health. However, this rate is seasonally volatile and sensitive to temporary economic shocks.The 90–day delinquency rate is a measure of serious delinquencies. It generally captures borrowers that have missed three or more payments. This rate measures more severe economic distress.PrivacyThe Mortgage Performance Trends data have many protections in place to protect personal identity. Before the CFPB or the FHFA receive any data for the NMDB, all records are stripped of information that might reveal a consumer’s identity, such as names, addresses, and Social Security numbers. All data shown are aggregated by state, metropolitan statistical area, or county.

The preferred mortgage loans in Italy have for a long time been those with medium-term fixed rates, but in 2022, the share of variable rate loans increased. Variable rate loans rose from ** percent at the beginning of the year to ** percent in the third quarter of 2022. This had to do with the rising rates of fixed rate mortgages during the same year. In 2024, this trend reversed, and medium-term fixed rate stood at nearly ** percent in the second quarter of the year.

Spain Housing Market Indicators: Interest Rate for Loans to Households for House Purchase data was reported at 2.180 % pa in May 2018. This records a decrease from the previous number of 2.210 % pa for Apr 2018. Spain Housing Market Indicators: Interest Rate for Loans to Households for House Purchase data is updated monthly, averaging 4.920 % pa from Jan 1989 (Median) to May 2018, with 353 observations. The data reached an all-time high of 17.050 % pa in Jan 1991 and a record low of 2.050 % pa in Dec 2017. Spain Housing Market Indicators: Interest Rate for Loans to Households for House Purchase data remains active status in CEIC and is reported by Bank of Spain. The data is categorized under Global Database’s Spain – Table ES.EB003: Housing Market Indicators.

Venezuela VE: Interest Rate Spread data was reported at 6.327 % pa in 2017. This records an increase from the previous number of 5.690 % pa for 2016. Venezuela VE: Interest Rate Spread data is updated yearly, averaging 5.897 % pa from Dec 1985 (Median) to 2017, with 33 observations. The data reached an all-time high of 15.634 % pa in 1994 and a record low of -6.413 % pa in 1989. Venezuela VE: Interest Rate Spread data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Venezuela – Table VE.World Bank.WDI: Interest Rates. Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; Median;

Graph and download economic data for Delinquency Rate on Single-Family Residential Mortgages, Booked in Domestic Offices, All Commercial Banks (DRSFRMACBS) from Q1 1991 to Q1 2025 about domestic offices, delinquencies, 1-unit structures, mortgage, family, residential, commercial, domestic, banks, depository institutions, rate, and USA.

Shows the daily level of the federal funds rate back to 1954. The fed funds rate is the interest rate at which depository institutions (banks and credit unions) lend reserve balances to other depository institutions overnight, on an uncollateralized basis. The Federal Open Market Committee (FOMC) meets eight times a year to determine the federal funds target rate.

United States - Loan Performance: Total Loans and Leases: 30-89 Day Past Due Rate was 0.62% in October of 2024, according to the United States Federal Reserve. Historically, United States - Loan Performance: Total Loans and Leases: 30-89 Day Past Due Rate reached a record high of 0.62 in October of 2024 and a record low of 0.44 in July of 2021. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Loan Performance: Total Loans and Leases: 30-89 Day Past Due Rate - last updated from the United States Federal Reserve on May of 2025.

Comoros KM: External Debt: Average Interest on New External Debt Commitments: Private data was reported at 0.000 % in 1989. This stayed constant from the previous number of 0.000 % for 1988. Comoros KM: External Debt: Average Interest on New External Debt Commitments: Private data is updated yearly, averaging 0.000 % from Dec 1980 (Median) to 1989, with 10 observations. The data reached an all-time high of 7.619 % in 1980 and a record low of 0.000 % in 1989. Comoros KM: External Debt: Average Interest on New External Debt Commitments: Private data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Comoros – Table KM.World Bank.WDI: External Debt: Terms and Undisbursed Debt. Interest represents the average interest rate on all new public and publicly guaranteed loans contracted during the year. To obtain the average, the interest rates for all public and publicly guaranteed loans have been weighted by the amounts of the loans. Debt from private creditors include bonds that are either publicly issued or privately placed; commercial bank loans from private banks and other private financial institutions; and other private credits from manufacturers, exporters, and other suppliers of goods, and bank credits covered by a guarantee of an export credit agency.; ; World Bank, International Debt Statistics.; Weighted average;

KM: External Debt: Average Interest on New External Debt Commitments: Private data was reported at 0.000 % in 1989. This stayed constant from the previous number of 0.000 % for 1988. KM: External Debt: Average Interest on New External Debt Commitments: Private data is updated yearly, averaging 0.000 % from Dec 1980 (Median) to 1989, with 10 observations. The data reached an all-time high of 7.619 % in 1980 and a record low of 0.000 % in 1989. KM: External Debt: Average Interest on New External Debt Commitments: Private data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Comoros – Table KM.World Bank.WDI: External Debt: Terms and Undisbursed Debt. Interest represents the average interest rate on all new public and publicly guaranteed loans contracted during the year. To obtain the average, the interest rates for all public and publicly guaranteed loans have been weighted by the amounts of the loans. Debt from private creditors include bonds that are either publicly issued or privately placed; commercial bank loans from private banks and other private financial institutions; and other private credits from manufacturers, exporters, and other suppliers of goods, and bank credits covered by a guarantee of an export credit agency.; ; World Bank, International Debt Statistics.; Weighted average;