Graph and download economic data for Households; Owners' Equity in Real Estate, Level (OEHRENWBSHNO) from Q4 1945 to Q1 2025 about net worth, balance sheet, nonprofit organizations, equity, real estate, Net, households, and USA.

The value of homeowner equity in the United States increased from approximately 8.77 trillion U.S. dollars in 2010 to approximately 29.3 trillion U.S. dollars in 2022. The home equity value is calculated by subtracting the value of remaining mortgage debt from the market value of the real estate property. That means that the value of home equity increases as the debtor pays off the mortgage.

Graph and download economic data for Households; Owners' Equity in Real Estate as a Percentage of Household Real Estate, Level (HOEREPHRE) from Q4 1945 to Q1 2025 about equity, real estate, percent, households, and USA.

In 2024, the share of homeowner equity in the United States amounted to ***** percent in 2024. This was a substantial increase since the period following the Subprime mortgage crisis when the ratio fell below ** percent. Home equity value is calculated by subtracting the value of remaining mortgage debt from the market value of the real estate property. That means that the ratio share of home equity to real estate property value increases as the debtor pays off the mortgage.

United States Home Equity Lending Market size was valued at USD 200 Billion in 2024 and is projected to reach USD 290 Billion by 2032, growing at a CAGR of 4.7% from 2025 to 2032.

United States Home Equity Lending Market: Definition/ Overview

Home equity lending is a financial arrangement in which homeowners can borrow money using their home's equity (the difference between the property's market value and the outstanding mortgage debt) as collateral. This type of lending is typically available in two forms: a home equity loan, which provides a lump sum with fixed payments, and a home equity line of credit (HELOC), which allows homeowners to access capital for a variety of purposes such as home improvements, debt consolidation, education expenses, or emergency funding.

Graph and download economic data for All Sectors; Home Equity Loans; Asset, Level (BOGZ1FL893065125A) from 1990 to 2024 about home equity, sector, assets, and USA.

Borrowing against the increase in home equity by existing homeowners was responsible for a significant fraction of the rise in US household leverage from 2002 to 2006 and the increase in defaults from 2006 to 2008. Instrumental variables estimation shows that homeowners extracted 25 cents for every dollar increase in home equity. Home equity-based borrowing was stronger for younger households and households with low credit scores. The evidence suggests that borrowed funds were used for real outlays. Home equity-based borrowing added $1.25 trillion in household debt from 2002 to 2008, and accounts for at least 39 percent of new defaults from 2006 to 2008. JEL: D14, R31

The Home Equity Loan market is projected to reach a market size of 30.74 million by 2033, growing at a CAGR of 3.50% over the forecast period 2025-2033. The United States, Canada, and Mexico are the major markets in North America. China, India, Japan, South Korea, ASEAN, Oceania, and the Rest of Asia Pacific form the Asia Pacific region. The factors driving market growth include the increasing popularity of debt consolidation, home improvements, and the need for additional capital. The growth in the home equity loan market is attributed to the low interest rates and the increasing number of homeowners. The availability of home equity loans at competitive interest rates makes them an attractive option for borrowers. However, the market is restrained by factors such as the high risk associated with home equity loans and strict eligibility criteria. The market is segmented by types, service providers, and regions. The types of home equity loans include fixed-rate loans and home equity lines of credit. The service providers include banks, online lenders, credit unions, and others. The regions include North America, South America, Europe, Middle East & Africa, and Asia Pacific. North America is expected to continue to dominate the market, followed by Asia Pacific and Europe. The increasing demand for home equity loans in these regions is expected to drive the growth of the Home Equity Loan market. Recent developments include: In April 2022, Redfin a real estate company based in Seattle (United States) acquired Bay Equity Home Loans with a sum of USD 137.8 Million. The merger accelerates Redfin’s strategy for expanding its business with customers to buy, sell, rent, and finance a home., In July 2022, Ontario Teachers’ Pension Plan Board acquired HomeQ which exists as a parent company of HomeEquity Bank, from Birch Hill Equity Partners Management Inc. HomeEquity Bank exist as a Canadian Bank offering a range of reverse mortgage solutions product and Ontario Teachers' Pension Plan Board is a global investor.. Key drivers for this market are: Increase In Sales of Household Units, Higher Duration of Repayment. Potential restraints include: Increase In Sales of Household Units, Higher Duration of Repayment. Notable trends are: Access to Large Amount of Loan.

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Overview:

Explore the dataset and potentially gain valuable insight into your data science project through interesting features. The dataset was developed for a portfolio optimization graduate project I was working on. The goal was to the monetize risk of company deleveraging by associated with changes in economic data. Applications of the dataset may include. To see the data in action visit my analytics page. Analytics Page & Dashboard and to access all 295,000+ records click here.

• Mortgage-Backed Securities
• Geographic Business Investment
• Real Estate Analysis

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Statistical Themes:

Note: in total there are 75 fields the following are just themes the fields fall under Home Owner Costs: Sum of utilities, property taxes.

• Second Mortgage: Households with a second mortgage statistics.
• Home Equity Loan: Households with a Home equity Loan statistics.
• Debt: Households with any type of debt statistics.
• Mortgage Costs: Statistics regarding mortgage payments, home equity loans, utilities and property taxes
• Home Owner Costs: Sum of utilities, property taxes statistics
• Gross Rent: Contract rent plus the estimated average monthly cost of utility features
• Gross Rent as Percent of Income Gross rent as the percent of income very interesting
• High school Graduation: High school graduation statistics.
• Population Demographics: Population demographic statistics.
• Age Demographics: Age demographic statistics.
• Household Income: Total income of people residing in the household.
• Family Income: Total income of people related to the householder.

Sources, if you wish to get the data your self :)

2012-2016 ACS 5-Year Documentation was provided by the U.S. Census Reports. Retrieved May 2, 2018, from

• Census estimate, error, and location data
• Census location information

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The global Home Equity Loan market size was valued at USD 10.85 billion in 2022 and is expected to grow at a compound annual growth rate (CAGR) of 4.5% from 2023 to 2032. The growing demand for home equity loans due to various factors such as rising home values, low-interest rates, and increasing consumer spending, is driving the market growth. Additionally, the increasing number of homeowners and the expansion of the housing market in developing countries are contributing to the market's growth. The market is segmented based on type, application, and region. Based on type, the market is divided into fixed-rate loans and equity credit. Based on the application, the market is divided into large banks, rural credit cooperatives, and others. Geographically, the market is analyzed across North America, Europe, Asia-Pacific, and the Rest of the World. North America held the largest market share in 2022, and it is expected to maintain its dominance throughout the forecast period. The presence of well-established financial institutions and the increasing adoption of home equity loans are driving the growth of the market in this region.

Graph and download economic data for All Sectors; Total Home Equity Lines of Credit; Asset, Level (BOGZ1FL893065215Q) from Q3 1990 to Q1 2025 about HELOCs, home equity, credits, sector, assets, and USA.

Snapshot img

Home Equity Lending Market Size 2025-2029

The home equity lending market size is forecast to increase by USD 48.16 billion, at a CAGR of 4.7% between 2024 and 2029.

The market is experiencing significant growth, fueled primarily by the massive increase in home prices and the resulting rise in residential properties with substantial equity. This trend presents a lucrative opportunity for lenders, as homeowners with substantial equity can borrow against their homes to fund various expenses, from home improvements to debt consolidation. However, this market also faces challenges. Lengthy procedures and complex regulatory requirements can hinder the growth of home equity lending, making it essential for lenders to streamline their processes and ensure compliance with evolving regulations.
Additionally, economic uncertainty and potential interest rate fluctuations may impact borrower demand, requiring lenders to adapt their strategies to remain competitive. To capitalize on market opportunities and navigate challenges effectively, lenders must focus on enhancing the borrower experience, leveraging technology to streamline processes, and maintaining a strong regulatory compliance framework.

What will be the Size of the Home Equity Lending Market during the forecast period?

Explore in-depth regional segment analysis with market size data - historical 2019-2023 and forecasts 2025-2029 - in the full report.
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The market continues to evolve, shaped by various economic and market dynamics. Fair lending practices remain a crucial aspect, with entities ensuring borrowers' creditworthiness through rigorous risk assessments. Economic conditions, employment history, and credit score are integral components of this evaluation. Mortgage insurance (PMIs) and mortgage-backed securities (MBS) are employed to mitigate risk in the event of default. Verification of income, property value, and consumer protection are also essential elements in the home equity lending process. Housing prices, Homeowners Insurance, and property value are assessed to determine the loan-to-value ratio (LTV) and interest rate risk. Prepayment penalties, closing costs, and loan term are factors that influence borrowers' financial planning and decision-making.

The regulatory environment plays a significant role in shaping market activities. Consumer confidence, financial literacy, and foreclosure prevention initiatives are key areas of focus. real estate market volatility and mortgage rates impact the demand for home equity loans, with cash-out refinancing and debt consolidation being popular applications. Amortization schedules, mortgage broker involvement, and escrow accounts are essential components of the loan origination process. Market volatility and housing market trends continue to unfold, requiring ongoing risk assessment and adaptation.

How is this Home Equity Lending Industry segmented?

The home equity lending industry research report provides comprehensive data (region-wise segment analysis), with forecasts and estimates in 'USD million' for the period 2025-2029, as well as historical data from 2019-2023 for the following segments.

Source

  Mortgage and credit union
  Commercial banks
  Others


Distribution Channel

  Offline
  Online


Purpose

  Home Improvement
  Debt Consolidation
  Investment


Loan Type

  Fixed-Rate
  Variable-Rate


Geography

  North America

    US
    Mexico


  Europe

    France
    Germany
    Italy
    UK


  Middle East and Africa

    UAE


  APAC

    Australia
    China
    India
    Japan
    South Korea


  South America

    Brazil


  Rest of World (ROW)

By Source Insights

The mortgage and credit union segment is estimated to witness significant growth during the forecast period.

In the realm of home equity lending, mortgage and credit unions emerge as trusted partners for consumers. These financial institutions offer various services beyond home loans, including deposit management, checking and savings accounts, and credit and debit cards. By choosing a mortgage or credit union for home equity lending, consumers gain access to human advisors who can guide them through the intricacies of finance. Mortgage and credit unions provide competitive rates on home equity loans, making them an attractive option. Consumer protection is a priority, with fair lending practices and rigorous risk assessment ensuring creditworthiness. Economic conditions, employment history, and credit score are all taken into account during the loan origination process.

Home equity loans can be used for various purposes, such as home improvement projects, debt consolidation, or cash-out refinancing. Consumer confidence plays a role in loan origination, with interest rates influenced by market volatility and economic conditions. Fixed-rate and adjustable-rate loans are available, each with its a

Source ID: FL155035066.Q

For more information about the Flow of Funds tables, see the Financial Accounts Guide (https://www.federalreserve.gov/apps/fof/Default.aspx).

With each quarterly release, the source may make major data and structural revisions to the series and tables. These changes are available in the Release Highlights (https://www.federalreserve.gov/apps/fof/FOFHighlight.aspx).

In the Financial Accounts, the source identifies each series by a string of patterned letters and numbers. For a detailed description, including how this series is constructed, see the series analyzer (https://www.federalreserve.gov/apps/fof/SeriesAnalyzer.aspx?s=FL155035066&t=) provided by the source.

Clean Energy Home Equity Loan Market Outlook

According to our latest research, the global Clean Energy Home Equity Loan market size reached USD 13.2 billion in 2024, with a robust compound annual growth rate (CAGR) of 14.7% from 2025 to 2033. The market is forecasted to attain a value of USD 43.6 billion by 2033, driven by increasing consumer demand for sustainable home improvements, favorable government policies, and advances in clean energy technologies. This growth trajectory underscores the accelerating shift toward energy-efficient living and the rising importance of accessible financing solutions for homeowners and businesses alike.

The surge in the Clean Energy Home Equity Loan market is propelled by several pivotal growth factors. Chief among them is the global emphasis on decarbonization and the transition to renewable energy sources. Governments worldwide are introducing incentives, rebates, and regulatory frameworks that encourage the adoption of energy-efficient upgrades, such as solar panels and advanced HVAC systems. These policies not only boost consumer confidence but also reduce the financial burden of upfront investments in clean energy solutions. As a result, homeowners are increasingly leveraging their home equity to finance these upgrades, recognizing the long-term savings and environmental benefits. The interplay between public sector support and private sector innovation is fostering a robust ecosystem for clean energy financing, making home equity loans a preferred choice for many.

Another significant driver is the rising consumer awareness of climate change and the tangible benefits of energy-efficient homes. Homeowners are becoming more conscious of their carbon footprint and are actively seeking ways to reduce energy consumption and utility costs. The availability of home equity loans tailored for clean energy projects has made it easier for individuals to embark on comprehensive energy retrofits without depleting their savings. Furthermore, advancements in clean energy technologies—such as more efficient solar panels, smart home energy management systems, and high-performance insulation materials—have expanded the range of eligible upgrades, thereby broadening the market’s appeal. This synergy between technological innovation and accessible financing is accelerating market penetration and fostering sustainable home improvement practices.

Financial institutions are increasingly recognizing the potential of the Clean Energy Home Equity Loan market as a strategic growth area. Banks, credit unions, and online lenders are developing specialized loan products that cater to the unique needs of clean energy borrowers. These products often feature competitive interest rates, flexible repayment terms, and streamlined approval processes, making them attractive alternatives to traditional financing. The entry of fintech companies and digital platforms has further democratized access to clean energy loans, enabling faster disbursement and improved customer experiences. As competition intensifies, lenders are investing in educational campaigns and digital tools to raise awareness and simplify the loan application journey, thereby driving higher adoption rates across diverse borrower segments.

Regionally, North America dominates the Clean Energy Home Equity Loan market, accounting for the largest share in 2024, followed closely by Europe and Asia Pacific. The United States, in particular, benefits from a mature home equity lending ecosystem, robust clean energy policies, and a tech-savvy consumer base. Europe’s growth is underpinned by stringent energy efficiency regulations and ambitious carbon neutrality goals, while the Asia Pacific region is emerging as a high-growth market due to rapid urbanization, rising disposable incomes, and increasing investments in renewable energy infrastructure. Latin America and the Middle East & Africa are gradually catching up, spurred by policy reforms and growing environmental awareness. This global expansion reflects the universal appeal of clean energy financing and its critical role in achieving sustainable development objectives.

This data set contains Help to Buy: Equity Loan statistics at local authority level and includes total equity loans and equity loans to first time buyers . For data released from 5 March 2015 onwards, the Homes and Community Agency (HCA) have revised the completion date for the entire Help to Buy Equity Loan time series. The HCA have stopped counting payment date (when the money out is paid out by the HCA) and now report on the expected actual completion date. It is more accurate and is closer to the live situation, especially when HCA now recognise an asset based on a completion, rather than exchange and approved claim. As a result (and due to reinstating accounts) HCA have seen movement of actual completions dates. There should not be this level of difference moving forward, it was a one off activity. The figures cover the launch of the scheme on 1 April 2013 until 30 September 2016.

Information on the allocation of completed sales to postcode sectors is derived using the latest available information on the full postcode for each scheme, which may be subject to revision.

For sales before 31 March 2014, properties are included under the local authority district to which they were initially allocated. In some cases, this differs from latest information, which forms the basis of the first column of local authority district figures. Figures for some local authorities may be subject to revisions later in the year.

Although local authority information is validated against other geographic data at the time of data entry, detailed reconciliation of the data, conducted twice a year, may result in a small number of changes to these monthly releases, for example where a new development crosses a local authority boundary.

An equity loan is Government financial assistance given to eligible applicants to purchase an eligible home through a Government equity mortgage secured on the home. The Government equity mortgage is ranked second in priority behind an owner’s main mortgage lender.

This scheme offers up to 20 per cent of the value as Government assistance to purchasers buying a new build home. The buyer must provide a cash deposit of at least 5 per cent and a main mortgage lender must provide a loan of at least 75 per cent.

The Government assistance to buy is made through an equity loan made by the Homes and Communities Agency (HCA) to the purchaser.

Help to Buy equity loans are only available on new build homes and the maximum purchase price is £600,000. Equity loan assistance for purchasers is paid via house builders registered with the HCA to participate in the Help to Buy equity loan initiative. The payment is made to builders (via solicitors) at purchaser legal completion.

The equity loan is provided without fees for the first five years of ownership.

The property title is held by the home owner who can therefore sell their home at any time and upon sale should provide the government the value of the same equity share of the property when it is sold.

For further information see
Help to Buy (equity loan) scheme monthly statistics.

The home equity loan market, valued at $30.74 billion in 2025, is projected to experience steady growth, driven by several key factors. Rising home values in many regions are providing homeowners with increased equity, making them eligible for larger loan amounts. Low interest rates, while fluctuating, historically contribute to increased borrowing. Furthermore, the increasing preference for home renovations and improvements fuels demand for home equity loans, as homeowners utilize this accessible source of funding for projects ranging from kitchen upgrades to energy-efficient replacements. The market is segmented by loan type (fixed-rate loans and home equity lines of credit – HELOCs) and service providers (banks, online lenders, credit unions, and others). Banks and credit unions traditionally dominate the market, but online lenders are gaining traction due to their ease of access and streamlined application processes. Competition among these providers is intensifying, leading to innovation in product offerings and customer service. While economic downturns could potentially restrain growth, the long-term outlook remains positive, fueled by ongoing demand for home improvements and refinancing opportunities. The geographic distribution of the market is extensive, with significant presence across North America, Europe, and Asia-Pacific. The continued expansion of the home equity loan market is anticipated to be influenced by several dynamic factors. Government regulations and policies concerning lending practices will continue to shape the landscape. Technological advancements such as online platforms and sophisticated risk assessment tools will likely enhance efficiency and accessibility. Furthermore, evolving consumer preferences and financial literacy levels will play a significant role in determining demand for specific loan products. Geographic variations in housing markets, interest rates, and regulatory environments will lead to differential growth rates across different regions. The competitive landscape, marked by a diverse range of established and emerging players, suggests a dynamic market susceptible to shifts in market share based on product innovation, customer service, and strategic partnerships. Recent developments include: In April 2022, Redfin a real estate company based in Seattle (United States) acquired Bay Equity Home Loans with a sum of USD 137.8 Million. The merger accelerates Redfin’s strategy for expanding its business with customers to buy, sell, rent, and finance a home., In July 2022, Ontario Teachers’ Pension Plan Board acquired HomeQ which exists as a parent company of HomeEquity Bank, from Birch Hill Equity Partners Management Inc. HomeEquity Bank exist as a Canadian Bank offering a range of reverse mortgage solutions product and Ontario Teachers' Pension Plan Board is a global investor.. Key drivers for this market are: Increase In Sales of Household Units, Higher Duration of Repayment. Potential restraints include: Increase In Sales of Household Units, Higher Duration of Repayment. Notable trends are: Access to Large Amount of Loan.

Clean Energy Home Equity Loan Market Outlook

According to our latest research, the global Clean Energy Home Equity Loan market size reached USD 42.7 billion in 2024, reflecting a robust demand for sustainable financing solutions in the residential sector. The market is experiencing a significant compound annual growth rate (CAGR) of 13.8% from 2025 to 2033, driven by accelerating adoption of clean energy technologies and supportive government policies. By 2033, the market is forecasted to achieve a value of USD 132.6 billion, underscoring the pivotal role of home equity loans in facilitating the transition to energy-efficient homes and renewable energy investments.

The primary growth factor propelling the Clean Energy Home Equity Loan market is the increasing consumer awareness and demand for sustainable living solutions. Homeowners are becoming more conscious of their carbon footprint and are actively seeking financing options to upgrade their residences with solar panels, energy-efficient appliances, and advanced insulation systems. This heightened environmental awareness, coupled with rising energy costs, is prompting more individuals to invest in clean energy solutions, thus fueling the demand for home equity loans tailored specifically for these upgrades. Furthermore, the growing availability of information and educational resources about the long-term cost savings of energy-efficient improvements is bolstering consumer confidence in leveraging home equity as a viable financing mechanism.

Another significant driver for the market is the proliferation of government incentives and regulatory frameworks aimed at promoting clean energy adoption. Many countries have introduced tax credits, rebates, and low-interest loan programs to encourage homeowners to invest in renewable energy and energy efficiency upgrades. These policy measures not only reduce the upfront financial burden on borrowers but also create a favorable lending environment for financial institutions. Additionally, the emergence of green mortgage standards and energy-efficient lending guidelines has further legitimized and standardized clean energy home equity loan products, making them more accessible to a broader segment of the population. This regulatory support is expected to remain a cornerstone of market growth over the forecast period.

Technological advancements and the evolution of financial technology (fintech) platforms have also played a pivotal role in shaping the Clean Energy Home Equity Loan market. The integration of digital lending platforms, automated underwriting processes, and data-driven credit assessments has streamlined loan origination and approval, making it easier for homeowners to access financing for clean energy projects. Online lenders and fintech companies are leveraging advanced analytics to tailor loan products to individual borrower profiles, thereby improving approval rates and customer satisfaction. This digital transformation is not only enhancing operational efficiency for lenders but is also expanding market reach, particularly among tech-savvy consumers and younger homeowners who prefer seamless, digital-first experiences.

Regionally, North America continues to dominate the Clean Energy Home Equity Loan market, accounting for the largest share in 2024, followed closely by Europe and the Asia Pacific. The United States, in particular, has witnessed substantial growth due to a combination of federal and state-level incentives, high residential solar adoption, and a well-established home equity lending ecosystem. Europe is also experiencing strong momentum, driven by stringent energy efficiency targets and widespread adoption of green building standards. In contrast, the Asia Pacific region is emerging as a high-growth market, supported by rapid urbanization, rising disposable incomes, and increasing investments in renewable energy infrastructure. Latin America and the Middle East & Africa, while currently representing smaller shares, are expected to register impressive growth rates as clean energy financing gains traction in these regions.

Loan Type Analysis

The Clean Energy Home Equity Loan market is segmented by loan type, including Fixed Rate, Adjustable Rate, Interest-Only, and Others. Fixed Rate loans remain the most popular choice among borrowers, accounting for a significant portion of the market. This preference is largely attributed to the predictability and stability that fixed rate loans of

This data set contains Help to Buy: Equity Loan statistics at postcode district level. For data released from 5 March 2015 onwards, the Homes and Community Agency (HCA) have revised the completion date for the entire Help to Buy Equity Loan time series. The HCA have stopped counting payment date (when the money out is paid out by the HCA) and now report on the expected actual completion date. It is more accurate and is closer to the live situation, especially when HCA now recognise an asset based on a completion, rather than exchange and approved claim. As a result (and due to reinstating accounts) HCA have seen movement of actual completions dates. There should not be this level of difference moving forward, it was a one off activity. The figures cover the launch of the scheme on 1 April 2013 until 30 September 2016.

Figures have been attributed to an individual constituency by reconciling data against the ONS Postcode Directory (May 2014) where possible. Figures for some constituencies may be subject to revision later in the year.

For sales before 31 March 2014, properties are included under the local authority district to which they were initially allocated. In some cases, this differs from latest information, which forms the basis of the first column of local authority district figures. Figures for some local authorities may be subject to revisions later in the year. Although local authority information is validated against other geographic data at the time of data entry, detailed reconciliation of the data, conducted twice a year, may result in a small number of changes to these monthly releases, for example where a new development crosses a local authority boundary.

An equity loan is Government financial assistance given to eligible applicants to purchase an eligible home through a Government equity mortgage secured on the home. The Government equity mortgage is ranked second in priority behind an owner’s main mortgage lender.

This scheme offers up to 20 per cent of the value as Government assistance to purchasers buying a new build home. The buyer must provide a cash deposit of at least 5 per cent and a main mortgage lender must provide a loan of at least 75 per cent.

The Government assistance to buy is made through an equity loan made by the Homes and Communities Agency (HCA) to the purchaser.

Help to Buy equity loans are only available on new build homes and the maximum purchase price is £600,000. Equity loan assistance for purchasers is paid via house builders registered with the HCA to participate in the Help to Buy equity loan initiative. The payment is made to builders (via solicitors) at purchaser legal completion.

The equity loan is provided without fees for the first five years of ownership.

The property title is held by the home owner who can therefore sell their home at any time and upon sale should provide the government the value of the same equity share of the property when it is sold.

For further information see
Help to Buy (equity loan) scheme monthly statistics.

This paper employs Dutch administrative population data to test the “housing lock hypothesis”: the conjecture that homeowners with negative home equity, low levels of financial assets and restricted opportunities to borrow reduce their mobility. Variation in home equity driven by the timing of home purchase within a municipality and the harshness of Dutch recourse laws facilitates identification of housing lock effects. The 2SLS estimate for the effect of negative home equity is a 74-79% decline in mobility, where effects are substantially larger for households with low financial asset holdings or moves over longer distances.

Loans: Contracting: Household: Rate: Home Equity: Amapá data was reported at 18.410 % pa in Jan 2025. This records an increase from the previous number of 16.710 % pa for Dec 2024. Loans: Contracting: Household: Rate: Home Equity: Amapá data is updated monthly, averaging 20.270 % pa from Apr 2014 (Median) to Jan 2025, with 77 observations. The data reached an all-time high of 28.650 % pa in Nov 2016 and a record low of 6.800 % pa in Nov 2022. Loans: Contracting: Household: Rate: Home Equity: Amapá data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Monetary – Table BR.KAB079: Loans: Contracting: Household: Rate: Home Equity. [COVID-19-IMPACT]