Graph and download economic data for Homeownership Rate in the United States (RHORUSQ156N) from Q1 1965 to Q4 2025 about homeownership, housing, rate, and USA.

Home Ownership Rate in the United States increased to 65.70 percent in the fourth quarter of 2025 from 65.30 percent in the third quarter of 2025. This dataset provides the latest reported value for - United States Home Ownership Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The homeownership rate was the highest among Americans in their early 70s and the lowest among people in their early 20s in 2024. In that year, approximately **** percent of individuals aged 70 to 74 resided in a residence they owned, compared to approximately ** percent among individuals under the age of 25. On average, **** percent of Americans lived in an owner-occupied home. The homeownership rate was the highest in 2004 but has since declined.

Graph and download economic data for Consumer Unit Characteristics: Percent Homeowner by Age: from Age 25 to 34 (CXUHOMEOWNLB0403M) from 1990 to 2024 about consumer unit, age, homeownership, 25 years +, percent, and USA.

Housing Vacancy Rate: By Structure: Homeowner: 2 or More Units data was reported at 4.500 % in Sep 2018. This records an increase from the previous number of 4.000 % for Jun 2018. Housing Vacancy Rate: By Structure: Homeowner: 2 or More Units data is updated quarterly, averaging 5.300 % from Mar 1968 (Median) to Sep 2018, with 203 observations. The data reached an all-time high of 9.800 % in Dec 2010 and a record low of 1.500 % in Sep 1970. Housing Vacancy Rate: By Structure: Homeowner: 2 or More Units data remains active status in CEIC and is reported by US Census Bureau. The data is categorized under Global Database’s United States – Table US.EB008: Housing Vacancy and Home Ownership Rate.

The homeowner vacancy rate in the United States reached its lowest value in 2022, followed by an increase in the next two years. The rate shows what share of owner-occupied housing units were vacant and for sale. That figure peaked in 2008, when nearly three percent of homes were vacant, and gradually fell below one percent after the 2020 housing boom. Homeownership is a form of living arrangement where the owner of the inhabited property, whether apartment, house, or type of real estate, lives on the premises. Due to usually high costs associated with owning a property and perceived advantages or disadvantages associated with such a long-term investment, homeownership rates differ greatly around the world, based on both cultural and economic factors. Homeownership attitude in the U.S. Individuals may have unique opportunities or inclinations to become homeowners based on nationality, age, financial status, social status, occupation, marital status, education, or even ethnicity and whether one is local-born or foreign-born. In 2024, the homeownership rate among older Americans was higher than for younger Americans. In the U.S., homeownership is generally believed to be a good investment, in terms of security (no risk of eviction) and financial aspect (owning a valuable real estate property). In 2023, there were approximately 86 million owner-occupied housing units, a stark increase compared to four decades prior. Why is homeownership sentiment low? The housing market has been suffering chronic undersupply, leading to a surge in prices and eroding affordability. In 2023, the housing affordability index plummeted, reflecting the growing challenge that homeowners face when looking for property. Insufficient income, savings, and high home prices are some of the major obstacles that come in the way of a property purchase. Though affordability varied widely across different metros, just about 15 percent of U.S. renters could afford to buy the median-priced home in their area.

Graph and download economic data for Consumer Unit Characteristics: Percent Homeowner with Mortgage by Housing Tenure: Home Owner (CXU980230LB1702M) from 1984 to 2024 about consumer unit, homeownership, mortgage, percent, housing, and USA.

Home Ownership Rate In the Euro Area decreased to 64.50 percent in 2024 from 65.20 percent in 2023. This dataset provides the latest reported value for - Euro Area Home Ownership Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Home buyer statistics from 100+ million applications showing generational differences in loan amounts and down payments by Homebuyer.com.

United States Housing Vacancy Rate: Homeowner: South data was reported at 1.600 % in Jun 2018. This records a decrease from the previous number of 1.800 % for Mar 2018. United States Housing Vacancy Rate: Homeowner: South data is updated quarterly, averaging 1.800 % from Mar 1956 (Median) to Jun 2018, with 250 observations. The data reached an all-time high of 3.200 % in Jun 2008 and a record low of 0.800 % in Mar 1957. United States Housing Vacancy Rate: Homeowner: South data remains active status in CEIC and is reported by US Census Bureau. The data is categorized under Global Database’s USA – Table US.EB008: Housing Vacancy and Home Ownership Rate.

The homeownership rate in the United States amounted to nearly **** percent in the third quarter of 2025. While there are many factors that affect people’s decision to buy a house, the recent decrease can be attributed to the higher mortgage interest rates, which make taking out a mortgage less affordable for potential buyers, especially considering the surge in house prices in recent years. Which factors affect homeownership? Age and ethnicity have a strong correlation with homeownership. Baby boomers, for example, are twice as likely to own their home than Millennials. Also, the homeownership rate among white Americans is substantially higher than among any other ethnicity. How does the U.S. homeownership rate compare with other countries? Having a home is an integral part of the “American Dream”. Compared with selected European countries, the U.S. ranks alongside the United Kingdom, Cyprus, and Ireland. Many countries in Europe, however, exceed ** percent homeownership rate.

The distribution of all owner-occupier households in England in 2025 varied per age group, as well as the type of home financing. The older the age group, the larger the share of owner-occupier homeowners who purchased their home outright. A share of 2.1 percent of own outright homeowners were between the ages of 25 to 34, whereas a share of 62.1 percent of own outright homeowners were aged 65 and over. Although this is the case, the largest share of homeowners who purchased their house with a mortgage was in the age range of 35 to 44 years old.

Home Ownership Rate in Australia decreased to 66 percent in 2020 from 66.20 percent in 2018. This dataset provides the latest reported value for - Australia Home Ownership Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

United States Housing Vacancy Rate: By Structure: Homeowner: 1 Unit data was reported at 1.300 % in Jun 2018. This stayed constant from the previous number of 1.300 % for Mar 2018. United States Housing Vacancy Rate: By Structure: Homeowner: 1 Unit data is updated quarterly, averaging 1.400 % from Mar 1968 (Median) to Jun 2018, with 202 observations. The data reached an all-time high of 2.600 % in Mar 2008 and a record low of 0.600 % in Mar 1979. United States Housing Vacancy Rate: By Structure: Homeowner: 1 Unit data remains active status in CEIC and is reported by US Census Bureau. The data is categorized under Global Database’s USA – Table US.EB008: Housing Vacancy and Home Ownership Rate.

Homeownership Rate: 50 to 54 Years data was reported at 71.100 % in 2017. This records a decrease from the previous number of 71.600 % for 2016. Homeownership Rate: 50 to 54 Years data is updated yearly, averaging 77.200 % from Dec 1982 (Median) to 2017, with 36 observations. The data reached an all-time high of 78.800 % in 1983 and a record low of 71.100 % in 2017. Homeownership Rate: 50 to 54 Years data remains active status in CEIC and is reported by US Census Bureau. The data is categorized under Global Database’s USA – Table US.EB008: Housing Vacancy and Home Ownership Rate.

In 2023, the rate of homeownership among White people living in the United States was 74.3 percent. Comparatively, 45.7 percent of Black people owned a home in the same year.

ATTOM’s Home Sales Trends dataset delivers a comprehensive, nationwide view of historical residential sales activity, supporting New Homeowner Data analysis across House Price Data, Real Estate Market Data, Property Market Data, and Residential Real Estate Data use cases.

Built from ATTOM’s proprietary database of verified deed transactions spanning more than 2,700 counties, the dataset provides aggregated sales counts, average sale prices, and median sale prices across multiple geographic levels, from broad state trends down to granular tract-level insights. Historical coverage typically extends back to 2005, with select markets reaching as far back as 2000, enabling long-term market cycle analysis.

ATTOM applies a rigorous, consistent methodology to ensure trend accuracy and comparability across geographies. Only arm’s-length residential transactions are included, filtering for legitimate construction sales, resales, and subdivision transfers. Non-residential transactions and anomalous sale prices are systematically excluded to remove noise while preserving true market behavior.

Sales statistics are updated monthly and are commonly delivered in quarterly increments, with optional monthly or annual aggregations to support diverse analytical and reporting needs. The result is a clean, normalized, and longitudinal dataset designed to support housing market analysis, pricing trend evaluation, and homeowner activity insights across the U.S.

Jumbo 30-Year Fixed Mortgage Rates

Zillow Home Value Forecast and Cash Buyer Data

By Zillow Data [source]

About this dataset

This dataset tracks the average jumbo mortgage rate quoted on Zillow Mortgages for a 30-year, fixed-rate, jumbo mortgage in one-hour increments during business hours. It provides insight into changes in the housing market and helps consumers make wiser decisions with their investments. In addition to tracking monthly mortgage rates, our dataset also covers consumer's home types and housing stock, cash buyer data, Zillow Home Value Forecast (ZHVF), negative equity metrics, affordability forecasts for both mortgages and rents as well as historic data including historical ZHVI and household income. With this unique blend of financial and real estate information, users are empowered to make more informed decisions about their investments. The data is updated weekly with the most recent statistics available so that users always have access to up-to-date information

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How to use the dataset

How to Use This Dataset:

• To start exploring this dataset, identify what type of home you are interested in by selecting one of the four categories: “all homes” (Zillow defines all homes as single family, condominiums and coops with a county record); multifamily 5+; duplex/triplex; or condos/coops.
• Understand additional data products that are included such as Zillow Home Value Forecast (ZHVF), Cash Buyers % share, affordability metrics like mortgage affordability or rental affordability and historical ZHVI values along with its median value for particular households or geographies which needs deeper insights into other endogenous variables such detailed information like how many bedrooms a house has etc.

• Choose your geographic region on which you would want to collect more information– regions could include city breakdowns from nationwide level down till specific metropolitan etc . Also use special crosswalks available if needed between federally defined metrics for counties / metro areas combined with Zillow's own ones for greater accuracy when analysing external facors effect on data . To download all datasets at once - click here. .

• Gather more relevant external factors for analysis such as home values forecasts using our published methodology post given url , further to mention TransUnion credit bureau related debt amounts also consider median household incomes vis Bureaus of Labor Cost Indexes ; All these give us greater dimensional insights into market dynamics affecting any particular region finally culminating into deeper research findings when taken together . The reasons behind any fluctions observed can be properly derived as a result .

          Finally make sure that proper attribution is alwys done following mentioned Terms Of Use while downloading since 'All Data Accessed And Downloaded From This Page Is Free For Public Use By Consumers , Media
  

Research Ideas

• Using the Mortgage Rate Data to devise strategies to help persons purchasing jumbo mortgages determine the best time and rates to acquire a loan.
• Analyzing trends in the market by investigating changes in affordability over time by studying rent and mortgage affordability, price-to-income ratios, and historical ZHVIs with cash buyers.
• Comparing different areas of housing markets over diverse geographies using data on all homes, condos/co-ops, multifamily dwellings 5+ units, duplexes/triplexes across various counties or metro areas

Acknowledgements

If you use this dataset in your research, please credit the original authors. Data Source

License

See the dataset description for more information.

Columns

File: MortgageRateJumboFixed.csv | Column name | Description | |:---------------------------|:---------------------------------------------------------------------------------------------------------------| | Date | The date of the mortgage rate. (Date) | | TimePeriod | The time period of the ...

Home Ownership Rate in Austria increased to 54.50 percent in 2024 from 54.30 percent in 2023. This dataset provides the latest reported value for - Austria Home Ownership Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The homeownership rate in Ireland declined by about eight percent between 2007 and 2022. In 2022, the share of households who lived in an owner-occupied home amounted to about 70 percent.