Graph and download economic data for Homeownership Rate in the United States (RHORUSQ156N) from Q1 1965 to Q1 2025 about homeownership, housing, rate, and USA.

The homeownership rate was the highest among Americans in their early 70s and the lowest among people in their early 20s in 2023. In that year, approximately ** percent of individuals aged 70 to 75 resided in a residence they owned, compared to approximately **** percent among individuals under the age of 25. On average, **** percent of Americans lived in an owner-occupied home. The homeownership rate was the highest in 2004 but has since declined.

Graph and download economic data for Consumer Unit Characteristics: Percent Homeowner without Mortgage by Housing Tenure: Homeowner with Mortgage (CXU980240LB1703M) from 2003 to 2009 about consumer unit, homeownership, mortgage, percent, housing, and USA.

The homeowner vacancy rate in the United States reached its lowest value in 2022, followed by an uptick in 2023. The rate shows what share of owner-occupied housing units were vacant and for sale. That figure peaked in 2008, when nearly three percent of homes were vacant, and gradually fell below one percent after the 2020 housing boom. Homeownership is a form of living arrangement where the owner of the inhabited property, whether apartment, house, or type of real estate, lives on the premises. Due to usually high costs associated with owning a property and perceived advantages or disadvantages associated with such a long-term investment, homeownership rates differ greatly around the world, based on both cultural and economic factors. In Europe, Romania is the country with the highest rate of homeownership, while the lowest homeownership rate was observed in Switzerland. Homeownership attitude in the U.S. Individuals may have very different opportunities or inclination to become homeowners based on nationality, age, financial status, social status, occupation, marital status, education or even ethnicity and whether one is local-born or foreign-born. In 2023, the homeownership rate among older Americans was higher than for younger Americans. In the U.S., homeownership is generally believed to be a good investment, in terms of security (no risk of eviction) and financial aspect (owning a valuable real estate property). In 2023, there were approximately 86 million owner-occupied housing units, a stark increase compared to four decades prior. Why is homeownership sentiment low? The housing market has been suffering chronic undersupply, leading to a surge in prices and eroding affordability. In 2023, the housing affordability index plummeted, reflecting the growing challenge that homeowners face when looking for property. Insufficient income, savings, and high home prices are some of the major obstacles that come in the way of a property purchase. Though affordability varied widely across different metros, just about 15 percent of U.S. renters could afford to buy the median priced home in their area.

Home Ownership Rate in Ireland decreased to 69.30 percent in 2024 from 69.40 percent in 2023. This dataset provides the latest reported value for - Ireland Home Ownership Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

United States Home Ownership Rate: West data was reported at 60.200 % in Sep 2018. This records an increase from the previous number of 59.700 % for Jun 2018. United States Home Ownership Rate: West data is updated quarterly, averaging 59.900 % from Mar 1964 (Median) to Sep 2018, with 219 observations. The data reached an all-time high of 65.300 % in Sep 2006 and a record low of 57.200 % in Dec 1983. United States Home Ownership Rate: West data remains active status in CEIC and is reported by US Census Bureau. The data is categorized under Global Database’s United States – Table US.EB008: Housing Vacancy and Home Ownership Rate.

This statistic illustrates the home ownership rate among the total population of Poland between 2008 and 2017. During that timeframe, the home ownership rate oscillated between approximately 66 to 84 percent of the total population.

United States Homeownership Rate: 35 to 39 Years data was reported at 56.400 % in 2017. This records an increase from the previous number of 55.300 % for 2016. United States Homeownership Rate: 35 to 39 Years data is updated yearly, averaging 63.500 % from Dec 1982 (Median) to 2017, with 36 observations. The data reached an all-time high of 67.600 % in 1982 and a record low of 55.300 % in 2016. United States Homeownership Rate: 35 to 39 Years data remains active status in CEIC and is reported by US Census Bureau. The data is categorized under Global Database’s United States – Table US.EB008: Housing Vacancy and Home Ownership Rate.

United States Housing Vacancy Rate: By Structure: Homeowner: 1 Unit data was reported at 1.300 % in Jun 2018. This stayed constant from the previous number of 1.300 % for Mar 2018. United States Housing Vacancy Rate: By Structure: Homeowner: 1 Unit data is updated quarterly, averaging 1.400 % from Mar 1968 (Median) to Jun 2018, with 202 observations. The data reached an all-time high of 2.600 % in Mar 2008 and a record low of 0.600 % in Mar 1979. United States Housing Vacancy Rate: By Structure: Homeowner: 1 Unit data remains active status in CEIC and is reported by US Census Bureau. The data is categorized under Global Database’s USA – Table US.EB008: Housing Vacancy and Home Ownership Rate.

Graph and download economic data for Consumer Unit Characteristics: Percent Homeowner by Deciles of Income Before Taxes: Highest 10 Percent (91st to 100th Percentile) (CXUHOMEOWNLB1511M) from 2014 to 2023 about consumer unit, homeownership, percentile, tax, percent, income, and USA.

In 2019, approximately 42.7 million homeowners in the United States were 65 years or older. Many seniors opt to live in nursing homes, though almost 13 percent lived in independent living in 2020.

Graph and download economic data for Expenditures: Property Taxes by Housing Tenure: Homeowner with Mortgage (CXU220211LB1703M) from 2003 to 2023 about homeownership, mortgage, tax, expenditures, housing, and USA.

Abstract

The Owner Transfer and Mortgage data covers over 450 million properties, and includes over 50 years of sales history. The tables were generated in June 2024, and cover all U.S. states, the U.S. Virgin Islands, Guam, and Washington, D.C.

The Owner Transfer data provides historical information about property sales and ownership-related transactions, including full, nominal, and quitclaim transactions (involving a change in title/ownership). It contains comprehensive property and transaction information, such as property characteristics, current ownership, transaction history, title company, cash purchase/foreclosure/resale/short sale indicators, and buyer information.

The Mortgage data provides historical information at the mortgage level, including purchase, refinance, equity, as well as details associated with each transaction, such as lender, loan amount, loan date, interest rate, etc. Mortgage details include mortgage amount, type of loan (conventional, FHA, VHA), mortgage rate type, mortgage purpose (cash out first, consolidation, standalone subordinate), mortgage ARM features, and mortgage indicators such as fixed-rate, conforming loan, construction loan, and private party. The Mortgage data also includes subordinate mortgage types, rate details, and lender details (NMLS ID, Loan Company, Loan Officers).

The CoreLogic Smart Data Platform (SDP) Owner Transfer and Mortgage data was formerly known as the CoreLogic Deed data. The CoreLogic Deed data contained both owner transfer and mortgage information. In the CoreLogic Smart Data Platform (SDP), this data was separated into two tables: Owner Transfer and Mortgage. Between the two tables, the CoreLogic Smart Data Platform (SDP) Owner Transfer and Mortgage data contains almost all of the variables that were included in the CoreLogic Deed data. Further, each CoreLogic Smart Data Platform (SDP) table is augmented with additional owner transfer and mortgage characteristics.

Methodology

In the United States, parcel data is public record information that describes a division of land (also referred to as "property" or "real estate"). Each parcel is given a unique identifier called an Assessor’s Parcel Number or APN. The two principal types of records maintained by county government agencies for each parcel of land are deed and property tax records. When a real estate transaction takes place (e.g. a change in ownership), a property deed must be signed by both the buyer and seller. The deed will then be filed with the County Recorder’s offices, sometimes called the County Clerk-Recorder or other similar title. Property tax records are maintained by County Tax Assessor’s offices; they show the amount of taxes assessed on a parcel and include a detailed description of any structures or buildings on the parcel, including year built, square footages, building type, amenities like a pool, etc. There is not a uniform format for storing parcel data across the thousands of counties and county equivalents in the U.S.; laws and regulations governing real estate/property sales vary by state. Counties and county equivalents also have inconsistent approaches to archiving historical parcel data.

To fill researchers’ needs for uniform parcel data, CoreLogic collects, cleans, and normalizes public records that they collect from U.S. County Assessor and Recorder offices. CoreLogic augments this data with information gathered from other public and non-public sources (e.g., loan issuers, real estate agents, landlords, etc.). The Stanford Libraries has purchased bulk extracts from CoreLogic’s parcel data, including mortgage, owner transfer, pre-foreclosure, and historical and contemporary tax assessment data. Data is bundled into pipe-delimited text files, which are uploaded to Data Farm (Redivis) for preview, extraction and analysis.

For more information about how the data was prepared for Redivis, please see CoreLogic 2024 GitLab.

Usage

The Property, Mortgage, Owner Transfer, Historical Property and Pre-Foreclosure data can be linked on the CLIP, a unique identification number assigned to each property.

Mortgage records can be linked to a transaction using the MORTGAGE_COMPOSITE_TRANSACTION_ID.

For more information about included variables, please see:

• core_logic_sdp_owner_transfer_data_dictionary_2024.txt
• core_logic_sdp_mortgage_data_dictionary_2024.txt
• Mortgage_v3.xlsx
• Owner Transfer_v3.xlsx

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For a count of records per FIPS code, please see core_logic_sdp_owner_transfer_counts_2024.txt and core_logic_sdp_mortgage_counts_2024.txt.

For more information about how the CoreLogic Smart Data Platform: Owner Transfer and Mortgage data compares to legacy data, please see core_logic_legacy_content_mapping.pdf.

Bulk Data Access

Data access is required to view this section.

Graph and download economic data for Homeownership Rate for Nevada (NVHOWN) from 1984 to 2024 about NV, homeownership, housing, rate, and USA.

Homeownership Rate for Missouri was 70.50% in January of 2024, according to the United States Federal Reserve. Historically, Homeownership Rate for Missouri reached a record high of 74.80 in January of 2002 and a record low of 63.70 in January of 1989. Trading Economics provides the current actual value, an historical data chart and related indicators for Homeownership Rate for Missouri - last updated from the United States Federal Reserve on July of 2025.

United States Housing Vacancy Rate: Homeowner: Mid West data was reported at 1.100 % in Jun 2018. This records a decrease from the previous number of 1.400 % for Mar 2018. United States Housing Vacancy Rate: Homeowner: Mid West data is updated quarterly, averaging 1.300 % from Mar 1956 (Median) to Jun 2018, with 250 observations. The data reached an all-time high of 3.200 % in Dec 2007 and a record low of 0.700 % in Jun 1971. United States Housing Vacancy Rate: Homeowner: Mid West data remains active status in CEIC and is reported by US Census Bureau. The data is categorized under Global Database’s USA – Table US.EB008: Housing Vacancy and Home Ownership Rate.

Home Ownership Rate in Latvia increased to 83.70 percent in 2024 from 82.80 percent in 2023. This dataset provides the latest reported value for - Latvia Home Ownership Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

United States Housing Vacancy Rate: Homeowner: Metropolitan Areas data was reported at 1.400 % in Jun 2018. This stayed constant from the previous number of 1.400 % for Mar 2018. United States Housing Vacancy Rate: Homeowner: Metropolitan Areas data is updated quarterly, averaging 1.500 % from Mar 1956 (Median) to Jun 2018, with 245 observations. The data reached an all-time high of 3.100 % in Mar 2008 and a record low of 0.800 % in Mar 1969. United States Housing Vacancy Rate: Homeowner: Metropolitan Areas data remains active status in CEIC and is reported by US Census Bureau. The data is categorized under Global Database’s USA – Table US.EB008: Housing Vacancy and Home Ownership Rate.

Graph and download economic data for Expenditures: Public and Other Transportation by Housing Tenure: Homeowner with Mortgage (CXUPUBTRANSLB1703M) from 2003 to 2023 about public, homeownership, mortgage, transportation, expenditures, housing, and USA.

Homeownership Rate for Delaware was 75.10% in January of 2024, according to the United States Federal Reserve. Historically, Homeownership Rate for Delaware reached a record high of 77.90 in January of 2020 and a record low of 67.70 in January of 1990. Trading Economics provides the current actual value, an historical data chart and related indicators for Homeownership Rate for Delaware - last updated from the United States Federal Reserve on July of 2025.