In 2023, the rate of homeownership among White people living in the United States was 74.3 percent. Comparatively, 45.7 percent of Black people owned a home in the same year.

In a September 2020 survey among adults in the United States, around ** percent of adults were currently saving up to purchase a home. There were at that time more men (28 percent) than women (23 percent) wishing to do so. In comparison, the share of men that didn't expect or plan to ever own a home (28 percent) was also bigger than the share of women (27 percent). In the United States, the 2020 homeownership rate reached **** percent.

Our US Home Ownership Data is gathered and aggregated via surveys, digital services, and public data sources. We use powerful profiling algorithms to collect and ingest only fresh and reliable data points.

Our comprehensive data enrichment solution includes various data sets that can help you address gaps in your customer data, gain a deeper understanding of your customers, and power superior client experiences. 1. Geography - City, State, ZIP, County, CBSA, Census Tract, etc. 2. Demographics - Gender, Age Group, Marital Status, Language etc. 3. Financial - Income Range, Credit Rating Range, Credit Type, Net worth Range, etc 4. Persona - Consumer type, Communication preferences, Family type, etc 5. Interests - Content, Brands, Shopping, Hobbies, Lifestyle etc. 6. Household - Number of Children, Number of Adults, IP Address, etc. 7. Behaviours - Brand Affinity, App Usage, Web Browsing etc. 8. Firmographics - Industry, Company, Occupation, Revenue, etc 9. Retail Purchase - Store, Category, Brand, SKU, Quantity, Price etc. 10. Auto - Car Make, Model, Type, Year, etc. 11. Housing - Home type, Home value, Renter/Owner, Year Built etc.

Consumer Graph Schema & Reach: Our data reach represents the total number of counts available within various categories and comprises attributes such as country location, MAU, DAU & Monthly Location Pings:

Data Export Methodology: Since we collect data dynamically, we provide the most updated data and insights via a best-suited method on a suitable interval (daily/weekly/monthly).

Consumer Graph Use Cases: 360-Degree Customer View: Get a comprehensive image of customers by the means of internal and external data aggregation. Data Enrichment: Leverage Online to offline consumer profiles to build holistic audience segments to improve campaign targeting using user data enrichment Fraud Detection: Use multiple digital (web and mobile) identities to verify real users and detect anomalies or fraudulent activity. Advertising & Marketing: Understand audience demographics, interests, lifestyle, hobbies, and behaviors to build targeted marketing campaigns.

The homeownership rate was the highest among Americans in their early 70s and the lowest among people in their early 20s in 2024. In that year, approximately **** percent of individuals aged 70 to 74 resided in a residence they owned, compared to approximately ** percent among individuals under the age of 25. On average, **** percent of Americans lived in an owner-occupied home. The homeownership rate was the highest in 2004 but has since declined.

Fannie Mae and Freddie Mac Loan-Level Dataset

Borrower Demographics, Loan-to-Value Ratios, and Census Tract Location

By Natarajan Krishnaswami [source]

About this dataset

The FHFA Public Use Databases provide an unprecedented look into the flow of mortgage credit and capital in America's communities. With detailed information about the income, race, gender and census tract location of borrowers, this database can help lenders, planners, researchers and housing advocates better understand how mortgages are acquired by Fannie Mae and Freddie Mac.

This data set includes 2009-2016 single-family property loan information from the Enterprises in combination with corresponding census tract information from the 2010 decennial census. It allows for greater granularity in examining mortgage acquisition patterns within each MSA or county by combining borrower/property characteristics, such as borrower's race/ethnicity; co-borrower demographics; occupancy type; Federal guarantee program (conventional/other versus FHA-insured); age of borrowers; loan purpose (purchase, refinance or home improvement); lien status; rate spread between annual percentage rate (APR) and average prime offer rate (APOR); HOEPA status; area median family income and more.

In addition to demographic data on borrowers and properties, this dataset also provides insight into affordability metrics such as median family incomes at both the MSA/county level as well as functional owner occupied bankrupt tracts using 2010 Census based geography while taking into account American Community Survey estimates available at January 1st 2016. This allows us to calculate metrics that are important for assessing inequality such as tract income ratios which measure what portion of an area’s median family income is made up by a single borrows earnings or the ratio between borrows annual income compared to an area’s average median family iincome for those year’s reporting period. Finally each record contains Enterprise Flags associated with whether loans were purchased my Fannie Mae or Freddie Mac indicating further insights regarding who is financing policies affecting undocumented immigrant labor access as well affordable housing legislation targeted towards first time home buyers

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How to use the dataset

This guide will provide you with all the information needed to use the Fannie Mae and Freddie Mac Loan-Level Dataset for 2016. The dataset contains loan-level data for both Fannie Mae and Freddie Mac, including loans acquired in 2016. It includes details such as homeowner demographics, loan-to-value ratio, census tract location, and affordability of mortgage.

The first step to using this dataset is understanding how it is organized. There are 38 fields that make up the loan level data set, making it easy to understand what is being looked at. For each field there is a description of what the field represents and potential values it can take on (i.e., if it’s an integer or float). Having an understanding of the different fields will help when querying certain data points or comparing/contrasting.

Once you understand what type of information is available in this dataset you can start to create queries or visualizations that compare trends across Fannie Mae & Freddie Mac loans made in 2016. Depending on your interest areas such as homeownership rates or income disparities certain statistics may be pulled from the dataset such as borrower’s Annual Income Ratio per area median family income by state code or a comparison between Race & Ethnicity breakdown between borrowers and co-borrowers from various states respective MSAs, among other possibilities based on your inquiries . Visualizations should then be created so that clear comparisons and contrasts could be seen more easily by other users who may look into this same dataset for additional insights as well .

After creating queries/visualization , you can dive deeper into research about corresponding trends & any biases seen within these datasets related within particular racial groupings compared against US Postal & MSA codes used within the 2010 Census Tract locations throughout the US respectively by further utilizing publicly available research material that looks at these subjects with regards housing policies implemented through out years one could further draw conclusions depending on their current inquiries

Research Ideas

• Use the dataset to analyze borrowing patterns based on race, nationality and gender, to better understand the links between minority groups and access to credit...

This project sought to provide an alternative population-level measurement of homeownership by gender, relying on individuals rather than households as the unit of analysis. Rather than start with household surveys, we examined municipal tax assessor records of homeownership, coding their gender using a name-recognition algorithm. The project found considerable differences between conventional measures that rely on surveys and our measure relying on tax administrative data.

These data are part of NACJD's Fast Track Release and are distributed as they were received from the data depositor. The files have been zipped by NACJD for release, but not checked or processed except for the removal of direct identifiers. Users should refer to the accompanying readme file for a brief description of the files available with this collection and consult the investigator(s) if further information is needed.The data were obtained from one state prison system that was characterized by a diverse and rising prison population. This prison system housed more than 30,000 inmates across 15 institutions (14 men's facilities; 1 women's facility). The data contain information on inmates' placements into different housing units across all 15 state prison complexes, including designated maximum security, restrictive housing units. Inmates placed in restrictive housing were in lockdown the majority of the day, had limited work opportunities, and were closely monitored. These inmates were also escorted in full restraints within the institution. They experienced little recreational time, visitation and phone privileges, and few interactions with other inmates. The data contain information on inmates' housing placements, institutional misconduct, risk factors, demographic characteristics, criminal history, and offense information. These data provide information on every housing placement for each inmate, including the time spent in each placement, and the reasons documented by correctional staff for placing inmates in each housing unit. Demographic information includes inmate sex, race/ethnicity, and age. The collection contains 1 Stata data file "Inmate-Housing-Placements-Data.dta" with 16 variables and 124,942 cases.

In a ************** survey among adults in the United States, around ** percent were more interested in buying a home after the outbreak of the coronavirus (COVID-19) pandemic. For ** percent of respondents, however, their interest had not changed due to the arrival of the pandemic. Interestingly enough, there were less women whose interest had not changed (** percent) than that there were men (** percent).In the United States, the 2020 homeownership rate reached **** percent.

Our People data is gathered and aggregated via surveys, digital services, and public data sources. We use powerful profiling algorithms to collect and ingest only fresh and reliable data points.

Our comprehensive data enrichment solution includes a variety of data sets that can help you address gaps in your customer data, gain a deeper understanding of your customers, and power superior client experiences.

1. Geography - City, State, ZIP, County, CBSA, Census Tract, etc.
2. Demographics - Gender, Age Group, Marital Status, Language etc.
3. Financial - Income Range, Credit Rating Range, Credit Type, Net worth Range, etc
4. Persona - Consumer type, Communication preferences, Family type, etc
5. Interests - Content, Brands, Shopping, Hobbies, Lifestyle etc.
6. Household - Number of Children, Number of Adults, IP Address, etc.
7. Behaviours - Brand Affinity, App Usage, Web Browsing etc.
8. Firmographics - Industry, Company, Occupation, Revenue, etc
9. Retail Purchase - Store, Category, Brand, SKU, Quantity, Price etc.
10. Auto - Car Make, Model, Type, Year, etc.
11. Housing - Home type, Home value, Renter/Owner, Year Built etc.

People Data Schema & Reach: Our data reach represents the total number of counts available within various categories and comprises attributes such as country location, MAU, DAU & Monthly Location Pings:

Data Export Methodology: Since we collect data dynamically, we provide the most updated data and insights via a best-suited method on a suitable interval (daily/weekly/monthly).

People Data Use Cases:

360-Degree Customer View: Get a comprehensive image of customers by the means of internal and external data aggregation.

Data Enrichment: Leverage Online to offline consumer profiles to build holistic audience segments to improve campaign targeting using user data enrichment

Fraud Detection: Use multiple digital (web and mobile) identities to verify real users and detect anomalies or fraudulent activity.

Advertising & Marketing: Understand audience demographics, interests, lifestyle, hobbies, and behaviors to build targeted marketing campaigns.

Using Factori People Data you can solve use cases like:

Acquisition Marketing Expand your reach to new users and customers using lookalike modeling with your first party audiences to extend to other potential consumers with similar traits and attributes.

Lookalike Modeling

Build lookalike audience segments using your first party audiences as a seed to extend your reach for running marketing campaigns to acquire new users or customers

And also, CRM Data Enrichment, Consumer Data Enrichment B2B Data Enrichment B2C Data Enrichment Customer Acquisition Audience Segmentation 360-Degree Customer View Consumer Profiling Consumer Behaviour Data

Here's the schema of People Data: person_id first_name last_name age gender linkedin_url twitter_url facebook_url city state address zip zip4 country delivery_point_bar_code carrier_route walk_seuqence_code fips_state_code fips_country_code country_name latitude longtiude address_type metropolitan_statistical_area core_based+statistical_area census_tract census_block_group census_block primary_address pre_address streer post_address address_suffix address_secondline address_abrev census_median_home_value home_market_value property_build+year property_with_ac property_with_pool property_with_water property_with_sewer general_home_value property_fuel_type year month household_id Census_median_household_income household_size marital_status length+of_residence number_of_kids pre_school_kids single_parents working_women_in_house_hold homeowner children adults generations net_worth education_level occupation education_history credit_lines credit_card_user newly_issued_credit_card_user credit_range_new
credit_cards loan_to_value mortgage_loan2_amount mortgage_loan_type
mortgage_loan2_type mortgage_lender_code
mortgage_loan2_render_code
mortgage_lender mortgage_loan2_lender
mortgage_loan2_ratetype mortgage_rate
mortgage_loan2_rate donor investor interest buyer hobby personal_email work_email devices phone employee_title employee_department employee_job_function skills recent_job_change company_id company_name company_description technologies_used office_address office_city office_country office_state office_zip5 office_zip4 office_carrier_route office_latitude office_longitude office_cbsa_code
office_census_block_group
office_census_tract office_county_code
company_phone
company_credit_score
company_csa_code
company_dpbc
company_franchiseflag
company_facebookurl company_linkedinurl company_twitterurl
company_website company_fortune_rank
company_government_type company_headquarters_branch company_home_business
company_industry
company_num_pcs_used
company_num_employees
company_firm_individual company_msa company_msa_name
company_naics_code
company_naics_description
company_naics_code2 company_naics_description2
company_sic_code2
company_sic_code2_description
company_sic...

North Carolina Population and Housing Statistics

Demographic and Housing Trends in North Carolina

By Matthew Schnars [source]

About this dataset

This comprehensive dataset provides a well-detailed and robust statistical representation of various characteristics related to the population and housing conditions of North Carolina. The dataset originates from NC LINC (Log Into North Carolina), a critical data allocation platform that focuses on sharing information regarding diverse aspects of the state’s overall demographics, socio-economic conditions, education, and employment background.

The dataset highlights a variety of facets such as population estimates by age group, race or ethnic group encompassing multiple demographic groups across different geographic areas within the state including counties and municipalities. Utilizing this expansive set of data could prove instrumental for researchers looking into demographic trends, market estimation studies or any other analysis requiring population certifications.

Revolving around Housing Statistics in North Carolina, this dataset also gives a complete perspective about various ypes of residences available throughout the region. Availability types include both renter-occupied housing units along with owned homes, providing an encapsulating vision into the home ownership versus rental situation in North Carolina. In conjunction with providing insight into occupancy details for vacant homes.

An intriguing section included within these datasets is congregated ethnicity-based data spread across numerous age-groups which can assist research based out on diverse cultures dwelling within this area.

Overall, this dataset constitutes an essential resource for stakeholders interested in understanding demographic transformations over time or gaining insights into housing availability situations across different localities in North Carolina State to inform urban planning strategies and policies beneficially impacting residents’ lives directly

How to use the dataset

This dataset offers a broad range of demographic and housing data for North Carolina, making it an ideal resource for those interested in demographic trends, urban planning, social science research, real estate and economic studies. Here's how to get the most out of it:

• Interpretation: Determine what each column represents in terms of demographic and housing attributes. Familiarize yourself with the unique characteristics that each column represents such as population size, race categories, gender distributions etc.

• Comparison Studies: Analyze different locations within North Carolina by comparing figures across rows (geographic units). This can provide insight on socio-economic disparities or geographical preferences among residents.

• Temporal Analysis: Although the dataset doesn't contain specific dates or timeframes directly related to these statistics, you can cross-reference with external datasets from different years to conduct temporal analysis procedures such as observing the growth rates in population or changes in housing statistics.

• Joining Data: Combine this dataset with other relevant datasets like education levels or crime rates which may not be available here but could add multidimensional value when conducting thorough analyses.

• Correlation Studies: Perform correlation studies between different columns e.g., is there a strong correlation between population density and number of occupied houses? Such insights may be valuable for multiple sectors including real estate investment or policy-making purposes.

• Map Visualization: Use geographic tools to map data based on counties/townships providing visual perspectives over raw number comparisons which could potentially lead to more nuanced interpretations of demographic distributions across North Carolina

• Predictive Modelling/Forecasting: Based on historic figures available through this database develop models which predict future trends within demographics & housing sector

8: Presentation/Communication Tool: Whether you're delivering a presentation about social class disparities in NC regions or just curious about where populations are densest versus where there are more mobile homes vs homes owned freely -hamarize and display data in an easy-to-understand format.

Before diving deep, always remember to clean the dataset by eliminating duplicates, filling NA values aptly, and verifying the authenticity of the data. Furthermore, always respect privacy & comply with data regulation policies while handling demographic databases

Research Ideas

• Urban Planning: This dataset can be a val...

About 36 percent of homeowners in England were aged 65 and above, which contrasts sharply with younger age groups, particularly those under 35. Young adults between 25 and 35, made up 15 percent of homeowners and had a dramatically lower homeownership rate. The disparity highlights the growing challenges faced by younger generations in entering the property market, a trend that has significant implications for wealth distribution and social mobility. Barriers to homeownership for young adults The path to homeownership has become increasingly difficult for young adults in the UK. A 2023 survey revealed that mortgage affordability was the greatest obstacle to property purchase. This represents a 39 percent increase from 2021, reflecting the impact of rising house prices and mortgage rates. Despite these challenges, one in three young adults still aspire to get on the property ladder as soon as possible, though many have put their plans on hold. The need for additional financial support from family, friends, and lenders has become more prevalent, with one in five young adults acknowledging this necessity. Regional disparities and housing supply The housing market in England faces regional challenges, with North West England and the West Midlands experiencing the largest mismatch between housing supply and demand in 2023. This imbalance is evident in the discrepancy between new homes added to the housing stock and the number of new households formed. London, despite showing signs of housing shortage, has seen the largest difference between homes built and households formed. The construction of new homes has been volatile, with a significant drop in 2020, a rebound in 2021 and a gradual decline until 2024.

Number and proportion of population in core housing need, by economic family structure, gender, age group and selected demographic characteristics, Canada, provinces and territories.

Distribution of purchase mortgages by gender for U.S. home buyers in 2024, showing market share across different gender categories including Male, Female, Not Provided, Not Applicable, and Both

Statistics of the issuance of housing subsidies (number and amount of interest subsidies for home purchase loans, number and amount of interest subsidies for home repair loans, number and amount of rent subsidies)

Mortgage approval rates by gender for U.S. home buyers in 2024, showing approval percentages across different gender categories including Male, Female, Not Provided, Not Applicable, and Both

The IPUMS Contextual Determinants of Health (CDOH) data series provides access to measures of disparities, policies, and counts, by state or county, for historically marginalized populations in the United States including Black, Asian, Hispanic/Latina/o/e/x, and LGBTQ+ persons, and women. The IPUMS CDOH data are made available through ICPSR/DSDR for merging with the National Couples' Health and Time Study (NCHAT), United States, 2020-2021 (ICPSR 38417) by approved restricted data researchers. All other researchers can access the IPUMS CDOH data via the IPUMS CDOH website. Unlike other IPUMS products, the CDOH data are organized into multiple categories related to Race and Ethnicity, Sexual and Gender Minority, Gender, and Politics. The measures were created from a wide variety of data sources (e.g., IPUMS NHGIS, the Census Bureau, the Bureau of Labor Statistics, the Movement Advancement Project, and Myers Abortion Facility Database). Measures are currently available for states or counties from approximately 2015 to 2020. The Race and Ethnicity measure in this release is an indicator of homeownership inequity, which includes the ratio between the proportion of householders identifying as White alone, not Hispanic or Latino, who own (as opposed to renting) their home and the proportion of householders identifying as a different race/ethnic group who own their home. Three ratios are provided for Black, Asian, and Hispanic groups. To work with the IPUMS CDOH data, researchers will need to use the variable MATCH_ID to merge the data in DS1 with NCHAT surveys within the virtual data enclave (VDE).

Persons in core housing need (including persons whose housing falls below one, two or all three standards for affordability, suitability and condition of dwelling) and persons not in core housing need, by tenure and other selected sociodemographic characteristics: gender; age group; immigrant status; visible minority group; Indigenous identity; Veteran status; first official language spoken; highest certificate, diploma or degree; main activity; household income quintile; household type of person; size of household of person; and population centres and rural areas.

Context

I couldn't find a NJ county-wise demographic data (including population, income, housing, etc.) on Kaggle, so here's my contribution.

Content

This contains data on population estimates, housing/mortgage/rent information, demographics based on education, disability, gender, diversity, veterans, immigrants, sales, income, employer, employment & firms collected between 2010 & 2019 for the state of New Jersey & all 21 NJ counties.

Acknowledgements

I would like to thank the U.S. Census Bureau for collecting this data & making it available at https://www.census.gov/ from which I was able to gather & clean the data.

Inspiration

Feel free to analyze this data across the different NJ counties. Also feel free to use these attributes as dimensions with other datasets to add more color.

Average mortgage loan amounts by gender for U.S. home buyers in 2024

This dataset encompasses deterministic consumer demographics, collected from over 150,000 triple-opt-in first-party US Daily Active Users (DAU). Included are age, gender, ethnicity, location, employment, education, income, pet ownership, having kids/children, relationship status, military status, number of people in household, car ownership vs lease, small business owner, spanish TV viewership as a proxy for acculturation, and having kids under 18 in the home.