The homeownership rate in the United States rose slightly in 2022, reaching the highest figure since 2011. However, in the third quarter of 2024, the proportion of households occupied by owners declined to 65.6 percent. The U.S. homeownership rate was the highest in 2004 before the 2007-2009 recession hit and decimated the housing market. Homeownership since the recession The rate of homeownership in the U.S. fell in the lead up to the recession and continued to do so until 2016. In spite of this trend, the share of Americans who perceived homeownership as part of their personal American dream remained relatively stable. This suggests that the financial hardship caused by the recession led to the fall in homeownership, rather than a change in opinion about the importance of homeownership itself. What the future holds for homeownership Homeownership trends vary from generation to generation. Homeownership among Americans over 65 years old is declining, whereas most Millennial renters plan to buy a home in the near future. This suggests that homeownership will remain important in the future, as Millennials are forecast to head most households over the next two decades.

The homeowner vacancy rate in the United States reached its lowest value in 2022, followed by an uptick in 2023. The rate shows what share of owner-occupied housing units were vacant and for sale. That figure peaked in 2008, when nearly three percent of homes were vacant, and gradually fell below one percent after the 2020 housing boom. Homeownership is a form of living arrangement where the owner of the inhabited property, whether apartment, house, or type of real estate, lives on the premises. Due to usually high costs associated with owning a property and perceived advantages or disadvantages associated with such a long-term investment, homeownership rates differ greatly around the world, based on both cultural and economic factors. In Europe, Romania is the country with the highest rate of homeownership, while the lowest homeownership rate was observed in Switzerland. Homeownership attitude in the U.S. Individuals may have very different opportunities or inclination to become homeowners based on nationality, age, financial status, social status, occupation, marital status, education or even ethnicity and whether one is local-born or foreign-born. In 2023, the homeownership rate among older Americans was higher than for younger Americans. In the U.S., homeownership is generally believed to be a good investment, in terms of security (no risk of eviction) and financial aspect (owning a valuable real estate property). In 2023, there were approximately 86 million owner-occupied housing units, a stark increase compared to four decades prior. Why is homeownership sentiment low? The housing market has been suffering chronic undersupply, leading to a surge in prices and eroding affordability. In 2023, the housing affordability index plummeted, reflecting the growing challenge that homeowners face when looking for property. Insufficient income, savings, and high home prices are some of the major obstacles that come in the way of a property purchase. Though affordability varied widely across different metros, just about 15 percent of U.S. renters could afford to buy the median priced home in their area.

Graph and download economic data for Consumer Unit Characteristics: Percent Homeowner with Mortgage by Age: Age 65 or over (CXU980230LB0407M) from 1988 to 2023 about 65-years +, consumer unit, age, homeownership, mortgage, percent, and USA.

The homeownership rate was the highest among Americans in their early 70s and the lowest among people in their early 20s in 2023. In that year, approximately 81 percent of individuals aged 70 to 75 resided in a residence they owned, compared to approximately 23.6 percent among individuals under the age of 25. On average, 65.9 percent of Americans lived in an owner-occupied home. The homeownership rate was the highest in 2004 but has since declined.

Home equity value is calculated by subtracting the value of remaining mortgage debt from the market value of the real estate property. That means that the ratio share of home equity to real estate property value increases as the debtor pays off the mortgage. Homeowner equity as a percentage of household real estate in the United States amounted to 71.23 percent in 2022.

Graph and download economic data for Homeowner Vacancy Rate in the United States (RHVRUSQ156N) from Q1 1956 to Q4 2024 about vacancy, housing, rate, and USA.

United States Housing Vacancy Rate: Homeowner: Central City Areas data was reported at 1.700 % in Sep 2018. This records an increase from the previous number of 1.600 % for Jun 2018. United States Housing Vacancy Rate: Homeowner: Central City Areas data is updated quarterly, averaging 1.900 % from Mar 1965 (Median) to Sep 2018, with 210 observations. The data reached an all-time high of 4.300 % in Mar 2008 and a record low of 0.900 % in Jun 1973. United States Housing Vacancy Rate: Homeowner: Central City Areas data remains active status in CEIC and is reported by US Census Bureau. The data is categorized under Global Database’s United States – Table US.EB008: Housing Vacancy and Home Ownership Rate.

New Homeowner Data is a subset of our comprehensive property intelligence database that can be segmented by specific property criteria, household demographics, mortgage, and real estate portfolio information.

Companies in the home services, financial products, and consumer products industries use BatchService to identify new homeowners who have purchased a property in the last 90 days and uncover their direct phone number, email, and mailing address for timely marketing of products and services new homeowners need. New homeowner data can also be segmented property type (residential real estate or commercial real estate), length of ownership, owner occupancy status, and more!

New homeowner data is available in a variety of data delivery and data enrichment modes: API (you pull data from us using an API), webhook (we push data to you using an API), AWS S3 upload (we deliver the data to you), S3 download (you download the data from our S3 bucket), SFTP.

BatchService is both a data and technology solution helping companies in and around the real estate ecosystem achieve faster growth. BatchService specializes in providing accurate contact information for US property owners, including in-depth intelligence and actionable insights related to their property. Our portfolio of products, services, and go-to-market expertise help companies identify their target market, reach the right prospects, enrich their data, and power their products and services.

The value of homeowner equity in the United States increased from approximately 8.77 trillion U.S. dollars in 2010 to approximately 29.3 trillion U.S. dollars in 2022. The home equity value is calculated by subtracting the value of remaining mortgage debt from the market value of the real estate property. That means that the value of home equity increases as the debtor pays off the mortgage.

The homeownership rate in the United States amounted to nearly 66 percent in the third quarter of 2024. While there are many factors that affect people’s decision to buy a house, the recent decrease can be attributed to the higher mortgage interest rates, which make taking out a mortgage less affordable for potential buyers, especially considering the surge in house prices in recent years. Which factors affect homeownership? Age and ethnicity have a strong correlation with homeownership. Baby boomers, for example, are twice as likely to own their home than Millennials. Also, the homeownership rate among white Americans is substantially higher than among any other ethnicity. How does the U.S. homeownership rate compare with other countries? Having a home is an integral part of the “American Dream”. Compared with selected European countries, the U.S. ranks alongside the United Kingdom, Cyprus, and Ireland. Many countries in Europe, however, exceed 80 percent homeownership rate.

Graph and download economic data for Consumer Unit Characteristics: Percent Homeowner with Mortgage by Income Before Taxes: $70,000 to $99,999 (CXU980230LB0220M) from 2015 to 2023 about consumer unit, homeownership, mortgage, tax, percent, income, and USA.

Get homeowner contact info so you can target the right prospects. With Cole you have access to hyperlocal homeowner data that pinpoints the right prospects in exactly the right area.

Since 1947, Cole Information has helped real estate, insurance, and home service professionals reach the homeowners who need their help.

We started with reverse-look-up phone books used by door-to-door broom sellers, and we’ve evolved along the way into a software company with sophisticated tools that help people like you generate leads that help them serve homeowners.

Cole’s products help professionals create effective prospecting strategies in real estate, insurance, and home services.

United States Housing Vacancy Rate: Homeowner: North East data was reported at 1.600 % in Jun 2018. This records an increase from the previous number of 1.300 % for Mar 2018. United States Housing Vacancy Rate: Homeowner: North East data is updated quarterly, averaging 1.150 % from Mar 1956 (Median) to Jun 2018, with 250 observations. The data reached an all-time high of 2.300 % in Jun 2011 and a record low of 0.400 % in Mar 1972. United States Housing Vacancy Rate: Homeowner: North East data remains active status in CEIC and is reported by US Census Bureau. The data is categorized under Global Database’s USA – Table US.EB008: Housing Vacancy and Home Ownership Rate.

Product Overview

Homeowner Association (HOA) Data is notoriously difficult to obtain from a single source – until now. With HOA Contact Data, you can start identifying properties that are part of an association and may have restrictions for improvements. Knowing whether your prospects are a part of an HOA mitigates risk and streamlines your decision-making. You can avoid the homes that are unlikely to respond or confidently adjust your approach to be more appealing and directed toward the correct audience.

What is HOA Data?

As of 2019, more than 351,000 HOA communities exist across the United State. To be sure you’re connecting with those homeowners in a way they will respond to, it’s important to know the demographics and to have accurate, current, data powering your outreach. Our robust database covers all 50 states (encompassing 2,748 counties) and accounts for more than 49 million unique properties, providing an in-depth snapshot of HOAs across the country.

HOA Data Details

• Property Location
• HOA Name
• HOA Fee Type and Value
• HOA Fee Frequency
• HOA Contact
• HOA Contact Type
• Contact Information (Name, Address, Photo, and Email)

Set Up We’ll help ensure you’re set up to get the data you need, how you need it. We’ll help you through provisioning the extraction, enrichment, formatting, delivery/update schedule, and reporting around your data. With hundreds of unique data points available, the information you need to find leads fast is at your fingertips - new homeowner data, home ownership data, B2C contact data and more, built for professional services companies.

Custom Development We provide technical resources to support integration and delivery requirements specific to your business needs, augmenting developer resources to keep your team focused on other tasks.

Enrichment Services Enrichment services improve the accuracy, completeness, and depth of your dataset by regularly filling in blank values, and updating outdated records. We’ll help ensure that the specific data points, update candances, and replacement rules fit your GTM strategy.

Analysis Healthcheck We’ll audit your organization’s data health and usage strategy, and make sure you’re focused on the right KPIs and performance metrics.

Implementation Support From technical architecture to scheduled and flexible delivery of data in multiple formats, we make it easy to realize the value of better data.

Data Blending & Enhancement Combine multiple data sources to create a single, new dataset to standardize operations and enable better reporting.

Losses caused by lightning in the United States were the cause behind a total of 70,787 insurance claims paid by homeowner insurance companies in 2023. In 2008, lightning caused around 246,000 homeowner insurance claims in the same country.

United States Housing Vacancy Rate: Homeowner: South data was reported at 1.600 % in Jun 2018. This records a decrease from the previous number of 1.800 % for Mar 2018. United States Housing Vacancy Rate: Homeowner: South data is updated quarterly, averaging 1.800 % from Mar 1956 (Median) to Jun 2018, with 250 observations. The data reached an all-time high of 3.200 % in Jun 2008 and a record low of 0.800 % in Mar 1957. United States Housing Vacancy Rate: Homeowner: South data remains active status in CEIC and is reported by US Census Bureau. The data is categorized under Global Database’s USA – Table US.EB008: Housing Vacancy and Home Ownership Rate.

In the United States, losses related to the insurance of homeowners amounted to around 90 billion U.S. dollars in 2023, representing the highest recorded figure for the 2012-2023 period. In 2013, these losses amounted to approximately 35.5 billion U.S. dollars, what would represent an increase of around 55 billion dollars in a span of ten years.

United States Housing Vacancy Rate: By Structure: Homeowner: 1 Unit data was reported at 1.300 % in Jun 2018. This stayed constant from the previous number of 1.300 % for Mar 2018. United States Housing Vacancy Rate: By Structure: Homeowner: 1 Unit data is updated quarterly, averaging 1.400 % from Mar 1968 (Median) to Jun 2018, with 202 observations. The data reached an all-time high of 2.600 % in Mar 2008 and a record low of 0.600 % in Mar 1979. United States Housing Vacancy Rate: By Structure: Homeowner: 1 Unit data remains active status in CEIC and is reported by US Census Bureau. The data is categorized under Global Database’s USA – Table US.EB008: Housing Vacancy and Home Ownership Rate.

In 2020, 30 percent of U.S. homeowners who bought during the COVID-19 pandemic said that due to financial reasons they should've waited to purchase home. On the other hand, about 43 percent of Americans stated that they made the right decision to become a homeowner during the coronavirus pandemic.