In 2023, approximately 79 percent of urban households in Indonesia lived in a housing unit that they owned. Meanwhile, around 92 percent of households in rural areas owned their house. The share of rural households living in their own housing unit has generally remained constant in the past few years.

In 2023, around 56.6 percent of households in Jakarta, Indonesia, owned the housing unit they lived in. In West Sulawesi, by contrast, more than 93 percent of households resided in housing units they owned. Many people are unable to afford to buy their own property in Jakarta because its real estate costs are the highest across the archipelago.

As of 2024, nearly 85 percent of Indonesian households resided in a housing unit they owned. In comparison, only about five percent of households in Indonesia lived in a rental unit. In general, the ownership rate of a housing unit in Indonesia has grown in the past few years.

As of 2023, over 90 percent of households in East Kalimantan, Indonesia, owned the housing unit they lived in. The homeownership rate of households in the province has steadily increase over the past few years.

Indonesia Consumer Price Index (CPI): Mataram: Housing: Cost for Housing data was reported at 149.530 2002=100 in May 2008. This records an increase from the previous number of 148.680 2002=100 for Apr 2008. Indonesia Consumer Price Index (CPI): Mataram: Housing: Cost for Housing data is updated monthly, averaging 120.220 2002=100 from Jan 2002 (Median) to May 2008, with 77 observations. The data reached an all-time high of 149.530 2002=100 in May 2008 and a record low of 95.210 2002=100 in Jan 2002. Indonesia Consumer Price Index (CPI): Mataram: Housing: Cost for Housing data remains active status in CEIC and is reported by Central Bureau of Statistics. The data is categorized under Global Database’s Indonesia – Table ID.IA056: Consumer Price Index: by Cities: Bali & Nusa Tenggara: Mataram.

Indonesia Consumer Price Index (CPI): Yogyakarta Municipality: Housing: Cost for Housing data was reported at 127.140 2012=100 in Jun 2019. This records an increase from the previous number of 127.080 2012=100 for May 2019. Indonesia Consumer Price Index (CPI): Yogyakarta Municipality: Housing: Cost for Housing data is updated monthly, averaging 117.740 2012=100 from Dec 2013 (Median) to Jun 2019, with 67 observations. The data reached an all-time high of 127.140 2012=100 in Jun 2019 and a record low of 105.580 2012=100 in Dec 2013. Indonesia Consumer Price Index (CPI): Yogyakarta Municipality: Housing: Cost for Housing data remains active status in CEIC and is reported by Central Bureau of Statistics. The data is categorized under Indonesia Premium Database’s Inflation – Table ID.IA036: Consumer Price Index: by Cities: Java: Yogyakarta.

CPI Housing Utilities in Indonesia increased to 107.94 points in September from 107.92 points in August of 2023. This dataset provides - Indonesia Cpi Housing & Utilities- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Indonesia Consumer Price Index (CPI): Jakarta: Housing: Costs for Housing data was reported at 283.570 Apr1988-Mar1989=100 in Mar 1998. This records an increase from the previous number of 269.150 Apr1988-Mar1989=100 for Feb 1998. Indonesia Consumer Price Index (CPI): Jakarta: Housing: Costs for Housing data is updated monthly, averaging 202.945 Apr1988-Mar1989=100 from Dec 1990 (Median) to Mar 1998, with 88 observations. The data reached an all-time high of 283.570 Apr1988-Mar1989=100 in Mar 1998 and a record low of 136.180 Apr1988-Mar1989=100 in Mar 1991. Indonesia Consumer Price Index (CPI): Jakarta: Housing: Costs for Housing data remains active status in CEIC and is reported by Central Bureau of Statistics. The data is categorized under Global Database’s Indonesia – Table ID.IA028: Consumer Price Index: by Cities: Java: DKI Jakarta.

As of January 2025, the average monthly interest rate for house loans in Indonesia was 6.87 percent. The country's house loan interest rate has gradually decreased over the past few years, with a drop of around 1.4 percent compared to the rate in January 2021. House financing and ownership in Indonesia With mortgage interest rates anticipated to remain lower compared to the pre-COVID-19 pandemic level, Indonesia's residential property market is expected to continue growing. Indonesian banks provided mortgage loans exceeding 730 trillion Indonesian as of January 2025, catering to the majority of Indonesians who rely on loans to finance their homeownership needs. Notably, house ownership rates in Indonesian rural areas are significantly higher compared to urban areas. Amid its soaring land and house prices, Jakarta struggled with the lowest house ownership rate of any province in Indonesia. Housing prices Despite its significant housing backlog, which underscores the need for affordable housing, Indonesia's residential property price index has steadily increased in recent years. At the end of 2024, cities like Batam, Pontianak, Pekanbaru, and Samarinda saw the highest increases in property prices. This trend is not limited to primary properties, as the resale price index of second-hand houses has also shown consistent growth over the past few years.

House Price Index YoY in Indonesia decreased to 1.39 percent in the fourth quarter of 2024 from 1.46 percent in the third quarter of 2024. This dataset includes a chart with historical data for Indonesia House Price Index YoY.

Graph and download economic data for Residential Property Prices for Indonesia (QIDN368BIS) from Q1 2003 to Q3 2024 about Indonesia, residential, housing, and price.

Prime Lending Rate: Consumer's Credit: House Ownership Credit: Bank UOB Indonesia data was reported at 10.500 % pa in Jul 2019. This stayed constant from the previous number of 10.500 % pa for Jun 2019. Prime Lending Rate: Consumer's Credit: House Ownership Credit: Bank UOB Indonesia data is updated monthly, averaging 10.555 % pa from Oct 2011 (Median) to Jul 2019, with 94 observations. The data reached an all-time high of 13.070 % pa in Aug 2015 and a record low of 9.210 % pa in Oct 2012. Prime Lending Rate: Consumer's Credit: House Ownership Credit: Bank UOB Indonesia data remains active status in CEIC and is reported by Bank of Indonesia. The data is categorized under Indonesia Premium Database’s Interest and Foreign Exchange Rates – Table ID.MB002: Prime Lending Rate: By Banks.

Indonesia Consumer Price Index (CPI): Housing: Cost for Housing data was reported at 123.020 2012=100 in Jul 2019. This records an increase from the previous number of 122.880 2012=100 for Jun 2019. Indonesia Consumer Price Index (CPI): Housing: Cost for Housing data is updated monthly, averaging 115.525 2012=100 from Dec 2013 (Median) to Jul 2019, with 68 observations. The data reached an all-time high of 123.020 2012=100 in Jul 2019 and a record low of 106.860 2012=100 in Dec 2013. Indonesia Consumer Price Index (CPI): Housing: Cost for Housing data remains active status in CEIC and is reported by Central Bureau of Statistics. The data is categorized under Global Database’s Indonesia – Table ID.IA002: Consumer Price Index.

Housing Index in Indonesia increased to 109.65 points in the fourth quarter of 2024 from 109.44 points in the third quarter of 2024. This dataset provides - Indonesia Housing Index- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Indonesia Consumer Price Index (CPI): Central Sulawesi: Palu: Housing: Cost for Housing data was reported at 169.830 2002=100 in May 2008. This records an increase from the previous number of 167.590 2002=100 for Apr 2008. Indonesia Consumer Price Index (CPI): Central Sulawesi: Palu: Housing: Cost for Housing data is updated monthly, averaging 122.980 2002=100 from Jan 2002 (Median) to May 2008, with 77 observations. The data reached an all-time high of 169.830 2002=100 in May 2008 and a record low of 95.510 2002=100 in Jan 2002. Indonesia Consumer Price Index (CPI): Central Sulawesi: Palu: Housing: Cost for Housing data remains active status in CEIC and is reported by Central Bureau of Statistics. The data is categorized under Global Database’s Indonesia – Table ID.IA070: Consumer Price Index: by Cities: Sulawesi: Palu.

Indonesia Consumer Price Index (CPI): Central Java: Purwokerto: Housing: Cost for Housing data was reported at 152.410 2002=100 in May 2008. This records an increase from the previous number of 151.670 2002=100 for Apr 2008. Indonesia Consumer Price Index (CPI): Central Java: Purwokerto: Housing: Cost for Housing data is updated monthly, averaging 125.020 2002=100 from Jan 2002 (Median) to May 2008, with 77 observations. The data reached an all-time high of 152.410 2002=100 in May 2008 and a record low of 97.970 2002=100 in Jan 2002. Indonesia Consumer Price Index (CPI): Central Java: Purwokerto: Housing: Cost for Housing data remains active status in CEIC and is reported by Central Bureau of Statistics. The data is categorized under Global Database’s Indonesia – Table ID.IA037: Consumer Price Index: by Cities: Java: Purwokerto.

In 2024, nearly 60 percent of all households in Indonesia resided in a housing unit they owned with a certificate of ownership under one of the household members' names. In general, the ownership rate of a housing unit in Indonesia has grown in the past few years.

Indonesia Prime Lending Rate: Consumer's Credit: Non House Ownership Credit: Bank Riau Kepri data was reported at 8.850 % pa in Jul 2019. This stayed constant from the previous number of 8.850 % pa for Jun 2019. Indonesia Prime Lending Rate: Consumer's Credit: Non House Ownership Credit: Bank Riau Kepri data is updated monthly, averaging 10.525 % pa from Oct 2011 (Median) to Jul 2019, with 94 observations. The data reached an all-time high of 13.740 % pa in Apr 2014 and a record low of 7.580 % pa in Mar 2019. Indonesia Prime Lending Rate: Consumer's Credit: Non House Ownership Credit: Bank Riau Kepri data remains active status in CEIC and is reported by Bank of Indonesia. The data is categorized under Indonesia Premium Database’s Interest and Foreign Exchange Rates – Table ID.MB002: Prime Lending Rate: By Banks.

In 2024, approximately five percent of Indonesian households lived in rented housing units. Among the other provinces in Indonesia, Jakarta had the highest proportion of households living in rental housing.

Prime Lending Rate: Consumer's Credit: Non House Ownership Credit: Bank ANZ Indonesia data was reported at 13.350 % pa in May 2018. This stayed constant from the previous number of 13.350 % pa for Apr 2018. Prime Lending Rate: Consumer's Credit: Non House Ownership Credit: Bank ANZ Indonesia data is updated monthly, averaging 13.000 % pa from Oct 2011 (Median) to May 2018, with 80 observations. The data reached an all-time high of 13.350 % pa in May 2018 and a record low of 8.400 % pa in Aug 2012. Prime Lending Rate: Consumer's Credit: Non House Ownership Credit: Bank ANZ Indonesia data remains active status in CEIC and is reported by Bank of Indonesia. The data is categorized under Indonesia Premium Database’s Interest and Foreign Exchange Rates – Table ID.MB002: Prime Lending Rate: By Banks.