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TwitterAccording to a survey conducted from April to May 2025, the largest share of home loan borrowers in Japan, around ** percent, had a borrowing rate of over *** to *** percent per annum. According to the same survey, over ** percent of home loan borrowers chose a variable rate housing loan.
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TwitterOn July 8, 2025, the lowest interest rate on variable-rate housing loans posted by financial institutions in Japan was **** percent. The median floating-rate mortgage rate set by city banks in Japan was around **** percent.
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30 Year Mortgage Rate in the United States decreased to 6.23 percent in November 26 from 6.26 percent in the previous week. This dataset includes a chart with historical data for the United States 30 Year Mortgage Rate.
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TwitterIn the second quarter of 2025, outstanding housing loans granted to households in Japan amounted to around ***** trillion Japanese yen. With about **** trillion yen in outstanding home loans, public lenders accounted for roughly nine percent of the total amount. Leading types of lenders in Japan Domestically licensed banks represented the leading type of lender in the fiscal year 2024, accounting for more than ** percent of outstanding mortgages. They were followed by the Japan Housing Finance Agency, Shinkin banks, and labor banks. The value of new home loans originated grew by around **** percent compared to the previous year. Japan Housing Finance Agency The Japan Housing Finance Agency was the largest public housing loan lender. In cooperation with private institutions, the government-affiliated organization ensures the provision of long-term fixed-rate housing loans, such as the Flat 35 loan, by securitizing them under its loan purchase program. Next to securitization support, the JHF also offers housing loan insurance services and direct lending for reconstruction and maintenance.
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The FCA and the Prudential Regulatory Authority (PRA) both have responsibility for the regulation of mortgage lenders and administrators. They jointly publish the mortgage lending statistics every quarter. Since the beginning of 2007, around 340 regulated mortgage lenders and administrators have been required to submit a Mortgage Lending and Administration Return (MLAR) each quarter, providing data on their mortgage lending activities. Latest findings The outstanding value of all residential mortgage loans increased by 0.5% from the previous quarter to £1,678.2 billion, the highest stock of outstanding mortgage loans since reporting began in 2007, and was 1.3% higher than a year earlier.
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This dataset provides values for HOME LOANS reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.
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Average Mortgage Size in the United States increased to 381.40 Thousand USD in October from 379.11 Thousand USD in September of 2025. This dataset includes a chart with historical data for the United States Average Mortgage Size.
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Mortgage Rate in Sweden decreased to 2.80 percent in September from 2.84 percent in August of 2025. This dataset includes a chart with historical data for Sweden Average Interest Rate on New Agreements for Mortgages to Households.
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The global mortgage loan service market is experiencing robust growth, driven by factors such as increasing urbanization, rising disposable incomes, and favorable government policies promoting homeownership. The market, valued at approximately $2 trillion in 2025, is projected to exhibit a Compound Annual Growth Rate (CAGR) of 6% from 2025 to 2033. This expansion is fueled by a burgeoning demand for both residential and commercial mortgages, particularly in emerging economies with rapidly expanding middle classes. The residential segment currently dominates the market share, accounting for approximately 70%, with individual borrowers representing the largest application segment. However, the commercial estate and enterprise segments are witnessing significant growth, driven by increased corporate investments and infrastructural development. Key players like Rocket Mortgage, United Shore Financial Services, and Quicken Loans are leveraging technological advancements such as online platforms and AI-powered loan processing to enhance efficiency and customer experience, shaping the competitive landscape. The growth trajectory is expected to be influenced by fluctuating interest rates, macroeconomic conditions, and evolving regulatory frameworks. Nevertheless, the long-term outlook remains positive, underpinned by the fundamental drivers mentioned above. Technological advancements, particularly in fintech, are reshaping the mortgage loan service landscape. The rise of digital platforms, streamlined application processes, and enhanced data analytics are significantly improving accessibility and speed of loan approvals. This efficiency boost is leading to increased competition, encouraging lenders to offer more competitive interest rates and flexible repayment options to attract borrowers. Furthermore, the increasing adoption of alternative credit scoring models is broadening access to mortgage loans for previously underserved populations. Regional variations in market growth are expected, with North America and Asia-Pacific representing the largest markets. However, emerging economies in regions like South America and Africa hold significant potential for future growth, given the increasing demand for housing and infrastructural development within these markets. Geographic expansion and strategic partnerships remain key strategies for players aiming for market dominance within this evolving sector.
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Fixed 30-year mortgage rates in the United States averaged 6.40 percent in the week ending November 21 of 2025. This dataset provides the latest reported value for - United States MBA 30-Yr Mortgage Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.
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TwitterMortgage lending in the UK refers to the process by which financial institutions provide loans to individuals or entities for the purchase of real estate.-2025-12-01
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The FCA and the Prudential Regulatory Authority (PRA) both have responsibility for the regulation of mortgage lenders and administrators. They jointly publish the mortgage lending statistics every quarter. Since the beginning of 2007, around 340 regulated mortgage lenders and administrators have been required to submit a Mortgage Lending and Administration Return (MLAR) each quarter, providing data on their mortgage lending activities. Latest findings The outstanding value of all residential mortgage loans increased by 0.3% from the previous quarter to £1,703.6 billion, and was 2.6% higher than a year earlier.
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TwitterAs of January 2025, the average monthly interest rate for house loans in Indonesia was **** percent. The country's house loan interest rate has gradually decreased over the past few years, with a drop of around *** percent compared to the rate in January 2021. House financing and ownership in Indonesia With mortgage interest rates anticipated to remain lower compared to the pre-COVID-19 pandemic level, Indonesia's residential property market is expected to continue growing. Indonesian banks provided mortgage loans exceeding *** trillion Indonesian as of January 2025, catering to the majority of Indonesians who rely on loans to finance their homeownership needs. Notably, house ownership rates in Indonesian rural areas are significantly higher compared to urban areas. Amid its soaring land and house prices, Jakarta struggled with the lowest house ownership rate of any province in Indonesia. Housing prices Despite its significant housing backlog, which underscores the need for affordable housing, Indonesia's residential property price index has steadily increased in recent years. At the end of 2024, cities like Batam, Pontianak, Pekanbaru, and Samarinda saw the highest increases in property prices. This trend is not limited to primary properties, as the resale price index of second-hand houses has also shown consistent growth over the past few years.
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Dataset extracted from the post 2025 Guide to Home Loans: Maximize Your EMI, Tenure, and Down Payment for Success on Smart Investello.
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TwitterMortgage lending in the UK refers to the process by which financial institutions provide loans to individuals or entities for the purchase of real estate.-2025-01-03
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TwitterThe 'Home Loans QoQ' in Australia measures the quarter-over-quarter change in the number of new home loan approvals.-2025-11-11
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TwitterOpen Government Licence 3.0http://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/
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The FCA and the Prudential Regulatory Authority (PRA) both have responsibility for the regulation of mortgage lenders and administrators. They jointly publish the mortgage lending statistics every quarter. Since the beginning of 2007, around 340 regulated mortgage lenders and administrators have been required to submit a Mortgage Lending and Administration Return (MLAR) each quarter, providing data on their mortgage lending activities. Latest findings The outstanding value of all residential mortgage loans increased by 1.2% from the previous quarter to £1,698.5 billion, and was 2.6% higher than a year earlier.
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Fair lending statistics from 100+ million mortgage applications showing approval rates and demographic patterns by Homebuyer.com.
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TwitterMortgage lending in the UK refers to the process by which financial institutions provide loans to individuals or entities for the purchase of real estate.-2025-06-30
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Conventional, FHA, VA, and USDA mortgage loan limits for Bergen County in 2025. Includes limits for 1-4 unit properties and historical data.
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TwitterAccording to a survey conducted from April to May 2025, the largest share of home loan borrowers in Japan, around ** percent, had a borrowing rate of over *** to *** percent per annum. According to the same survey, over ** percent of home loan borrowers chose a variable rate housing loan.