Graph and download economic data for Personal Saving Rate (PSAVERT) from Jan 1959 to May 2025 about savings, personal, rate, and USA.

In the 1st quarter of 2025, personal savings amounted to 3.97 percent of the disposable income in the United States. The personal savings rate peaked in 2020, when U.S. households saved on average over 15 percent of their income. After that, it has remained between three and five percent. Savings during recessions During recessions, households often tend to increase their savings due to economic uncertainty and to compensate for any possible loss of income, which could occur, for example, in the case of falling into unemployment. For example, as seen in this statistic, the savings rate increased noticeably between 2007 and 2012, coinciding with a period of crisis. However, there are also factors that affect the amount of money that households can manage to set aside, such as inflation. Saving can be particularly difficult during periods when the inflation rate has been higher than the growth rates of wages. Savings accounts The value of savings deposits and other checkable deposits in the U.S. amounted to roughly 11 trillion U.S. dollars in early 2025, even after a significant fall in the amount of money placed in those types of instruments. In other words, savings accounts are a type of financial asset that is very widely used among households to save money. Nevertheless, interest rates of savings’ accounts differ a lot from one financial institution to another. Some of the lesser-known online banks had the highest interest rates, while the major banks often offered lower interest rates.

Personal savings in the United States reached a value of 975 billion U.S. dollars in 2024, marking a slight increase compared to 2023. Personal savings peaked in 2020 at nearly 2.7 trillion U.S. dollars. Those figures remained very high until 2021. The excess savings during the COVID-19 pandemic in the U.S. and other countries were the main reason for that increase, as the measures implemented to contain the spread of the virus had an impact on consumer spending. Saving before and after the 2008 financial crisis During the periods of growth and certain economic stability in the pre-2008 crisis period, there were falling savings rates. People were confident the good times would stay and felt comfortable borrowing money. Credit was easily accessible and widely available, which encouraged people to spend money. However, in times of austerity, people generally tend to their private savings due to a higher economic uncertainty. That was also the case in the wake of the 2008 financial crisis. Savings and inflation The economic climate of high inflation and rising Federal Reserve interest rates in the U.S. made it increasingly difficult to save money in 2022. Not only does inflation affect the ability of people to save, but reversely, consumer behavior also affects inflation. On the one hand, prices can increase when the production costs are higher. That can be the case, for example, when the price of West Texas Intermediate crude oil or other raw materials increases. On the other hand, when people have a lot of savings and the economy is strong, high levels of consumer demand can also increase the final price of products.

Graph and download economic data for Personal Saving (PSAVE) from Q1 1947 to Q1 2025 about savings, personal, GDP, and USA.

Serbia Household Savings data was reported at 1,158,961.030 RSD mn in Jun 2018. This records an increase from the previous number of 1,153,155.950 RSD mn for May 2018. Serbia Household Savings data is updated monthly, averaging 578,577.000 RSD mn from Dec 1999 (Median) to Jun 2018, with 205 observations. The data reached an all-time high of 1,158,961.030 RSD mn in Jun 2018 and a record low of 1,033.000 RSD mn in Dec 1999. Serbia Household Savings data remains active status in CEIC and is reported by National Bank of Serbia. The data is categorized under Global Database’s Serbia – Table RS.KB001: Banks Deposits.

China Deposit: New Increased: Household Saving data was reported at 3,090.000 RMB bn in Mar 2025. This records an increase from the previous number of 610.000 RMB bn for Feb 2025. China Deposit: New Increased: Household Saving data is updated monthly, averaging 340.400 RMB bn from Feb 2005 (Median) to Mar 2025, with 223 observations. The data reached an all-time high of 6,200.000 RMB bn in Jan 2023 and a record low of -1,850.000 RMB bn in Apr 2024. China Deposit: New Increased: Household Saving data remains active status in CEIC and is reported by The People's Bank of China. The data is categorized under China Premium Database’s Money and Banking – Table CN.KB: Deposit.

Individuals and couples without children were the types of households with the largest amount of money in deposits in Iceland in 2022. While couples with children had ***** billion Icelandic krónur in bank deposits that year, single parents only had **** billion Icelandic krónur in deposits. As of September 2023, most of the money in bank deposits in Norway came from households, with another big share of money in deposits coming from abroad.

This dataset provides values for PERSONAL SAVINGS reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

Graph and download economic data for Households; Other Deposits Including Time and Savings Deposits; Asset (IMA), Level (BOGZ1FL193030205Q) from Q4 1987 to Q1 2025 about IMA, savings, deposits, assets, households, and USA.

China Household Savings Deposits Rate: Time: 1 Year data was reported at 1.500 % pa in 18 May 2025. This stayed constant from the previous number of 1.500 % pa for 17 May 2025. China Household Savings Deposits Rate: Time: 1 Year data is updated daily, averaging 1.500 % pa from Sep 1988 (Median) to 18 May 2025, with 13409 observations. The data reached an all-time high of 2.250 % pa in 27 Jun 2015 and a record low of 1.500 % pa in 18 May 2025. China Household Savings Deposits Rate: Time: 1 Year data remains active status in CEIC and is reported by The People's Bank of China. The data is categorized under High Frequency Database’s Deposit Rates – Table CN.MB: Saving Deposit Rate.

In the first quarter of 2025, outstanding deposits by households in Japan amounted to over *** quadrillion Japanese yen. Broken down by type of financial institution, domestically licensed banks accounted for the largest share of household deposits.

Indonesia Households Sector: Total Account: Saving data was reported at 600.000 Unit mn in Feb 2025. This records an increase from the previous number of 595.208 Unit mn for Jan 2025. Indonesia Households Sector: Total Account: Saving data is updated monthly, averaging 300.000 Unit mn from Dec 2013 (Median) to Feb 2025, with 135 observations. The data reached an all-time high of 600.000 Unit mn in Feb 2025 and a record low of 145.000 Unit mn in May 2014. Indonesia Households Sector: Total Account: Saving data remains active status in CEIC and is reported by Bank Indonesia. The data is categorized under Indonesia Premium Database’s Monetary – Table ID.KAI023: Financial System Statistics: Household Support Sector.

Household Saving Rate in Australia increased to 5.20 percent in the first quarter of 2025 from 3.90 percent in the fourth quarter of 2024. This dataset provides - Australia Households Savings - actual values, historical data, forecast, chart, statistics, economic calendar and news.

In 2024, average savings held by households comprising two or more people in Japan amounted to approximately **** million Japanese yen, an increase of *** percent year on year. Multi-person households Savings held by multi-person households increased proportionally with the age of the household head. Over **-year-olds saw a decline in their savings. The average net savings, the current savings minus current liabilities, of multi-person households amounted to around **** million Japanese yen in 2024. Among households with household heads aged ** years and younger, net savings were negative, indicating that liabilities exceeded the amount of savings held among households in younger age groups. Working multi-person households Among all multi-person households, working households held savings of around **** million yen on average, up by *** percent. Almost ** percent of the savings held by working multi-person households were ***********************. This reflects the overall trend that a substantial part of Japanese households' financial assets are cash and deposits, while investments in securities make up a small share. In 2024, the share of securities in working households' savings increased by **** percent.

This study examines the effect of access to formal banking services on households’ ability to smooth consumption in response to illness of adult workers. The institutional peculiarities of Indonesia’s largest commercial bank are exploited to separately estimate the effects of access to formal credit from savings. The means by which households smooth consumption differs depending on their access to formal services. Those with access to formal credit increase borrowing from banks, while those with access only to formal savings, but not credit, draw down on savings. Households without access to formal banking services end up liquidating productive assets.

China Deposit: New Increased: Year to Date: Household Saving data was reported at 9,220.000 RMB bn in Mar 2025. This records an increase from the previous number of 6,130.000 RMB bn for Feb 2025. China Deposit: New Increased: Year to Date: Household Saving data is updated monthly, averaging 3,900.000 RMB bn from Dec 2004 (Median) to Mar 2025, with 214 observations. The data reached an all-time high of 17,840.000 RMB bn in Dec 2022 and a record low of 24.900 RMB bn in Jan 2007. China Deposit: New Increased: Year to Date: Household Saving data remains active status in CEIC and is reported by The People's Bank of China. The data is categorized under China Premium Database’s Money and Banking – Table CN.KB: Deposit.

Quarterly Data from March 2001 Made up of : -Patterns of Savings - Deposit with Bank. -Patterns of Savings - Managed Trust. -Patterns of Savings - Ownership Shares. -Patterns of Savings - Investment Properties. -Patterns of Savings - Superannuation. -Patterns of Savings - Others. -Patterns of Savings - Don't Know. -Patterns of Savings - No Saving. -Forms of Household Savings - Bank Debt. -Forms of Household Savings - Credit Card Debt. -Forms of Household Savings - Hire Purchase Store Credit. -Forms of Household Savings - Car Finance/Leasing. -Forms of Household Savings - Owe Money Family/Friends. -Forms of Household Savings - Others. -Forms of Household Savings - No Debt. -Forms of Household Savings - HECS Debt. -Forms of Household Savings - Mortgage.

  Part of Consumer Attitudes, Sentiments & Expectations (CASiE) in Australia. The survey is conduct monthly by telephone and the sample size is typically 1200 households. Each respondent is characterized by: gender, age, occupation, education, political party preference, home ownership, household income, and postcode. The Household savings part of this survey is used to compile the following Report:
  Melbourne Institute Household Saving and Investment Report. The report contains information about households' current and future saving behaviour, their reasons for saving, and the structure of household assets and debts. The Melbourne Institute Household Saving and Investment Report is produced quarterly.

The households' saving rate is the ratio between the gross saving and the adjusted gross disposable income. Favorable economic conditions encourage higher spending, leading to a consequent drop in the savings rates. Between 2016 and 2023, the saving rate of Italian households stood stable at about ten percent. However, in 2020 it reached 17.4 percent due to an uncertain economic situation brought in by the COVID-19 pandemic, leading to a more precautionary behavior among consumers, that resulted in a higher saving rate. From 2024 on, the saving rate is forecasted to reach twelve percent of the adjusted gross disposable income.

Each bank publishes information on current accounts, savings deposits, fixed deposits, fixed-term savings deposits, and various interest rates such as mortgage index rates and benchmark rates. (Data for that day)

China Household Savings Deposits Rate: Demand data was reported at 0.350 % pa in 18 May 2025. This stayed constant from the previous number of 0.350 % pa for 17 May 2025. China Household Savings Deposits Rate: Demand data is updated daily, averaging 0.350 % pa from Sep 1988 (Median) to 18 May 2025, with 13409 observations. The data reached an all-time high of 0.350 % pa in 18 May 2025 and a record low of 0.350 % pa in 18 May 2025. China Household Savings Deposits Rate: Demand data remains active status in CEIC and is reported by The People's Bank of China. The data is categorized under High Frequency Database’s Deposit Rates – Table CN.MB: Saving Deposit Rate. [COVID-19-IMPACT]