30 Year Mortgage Rate in the United States increased to 6.75 percent in July 17 from 6.72 percent in the previous week. This dataset includes a chart with historical data for the United States 30 Year Mortgage Rate.

Fixed 30-year mortgage rates in the United States averaged 6.82 percent in the week ending July 11 of 2025. This dataset provides the latest reported value for - United States MBA 30-Yr Mortgage Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

United States Mortgage Debt Outstanding: Effective Interest Rate data was reported at 3.799 % in Mar 2020. This records a decrease from the previous number of 3.872 % for Dec 2019. United States Mortgage Debt Outstanding: Effective Interest Rate data is updated quarterly, averaging 7.677 % from Mar 1977 (Median) to Mar 2020, with 173 observations. The data reached an all-time high of 11.449 % in Mar 1985 and a record low of 3.750 % in Dec 2017. United States Mortgage Debt Outstanding: Effective Interest Rate data remains active status in CEIC and is reported by Bureau of Economic Analysis. The data is categorized under Global Database’s United States – Table US.KB025: Mortgage Interest Paid. [COVID-19-IMPACT]

The benchmark interest rate in China was last recorded at 3 percent. This dataset provides the latest reported value for - China Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The benchmark interest rate in Sweden was last recorded at 2 percent. This dataset provides the latest reported value for - Sweden Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Indonesia Banking Survey: Loan Interest Rate: Whole Year Estimation: in USD: Investment data was reported at 6.566 % in Mar 2025. This records an increase from the previous number of 6.446 % for Dec 2024. Indonesia Banking Survey: Loan Interest Rate: Whole Year Estimation: in USD: Investment data is updated quarterly, averaging 6.330 % from Mar 2012 (Median) to Mar 2025, with 53 observations. The data reached an all-time high of 6.961 % in Sep 2023 and a record low of 4.454 % in Mar 2022. Indonesia Banking Survey: Loan Interest Rate: Whole Year Estimation: in USD: Investment data remains active status in CEIC and is reported by Bank Indonesia. The data is categorized under Indonesia Premium Database’s Business and Economic Survey – Table ID.SE003: Banking Survey: Interest Rate. [COVID-19-IMPACT]

Canada Conventional Mortgage: 5 Years: Weekly data was reported at 6.490 % pa in 07 May 2025. This stayed constant from the previous number of 6.490 % pa for 30 Apr 2025. Canada Conventional Mortgage: 5 Years: Weekly data is updated weekly, averaging 5.700 % pa from Jan 2000 (Median) to 07 May 2025, with 1323 observations. The data reached an all-time high of 8.750 % pa in 31 May 2000 and a record low of 4.640 % pa in 12 Jul 2017. Canada Conventional Mortgage: 5 Years: Weekly data remains active status in CEIC and is reported by Bank of Canada. The data is categorized under Global Database’s Canada – Table CA.M005: Conventional Mortgage Rate. [COVID-19-IMPACT]

The benchmark interest rate in Japan was last recorded at 0.50 percent. This dataset provides - Japan Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

HFC2056 - Households loan interest rate. Published by Central Statistics Office. Available under the license Creative Commons Attribution 4.0 (CC-BY-4.0).Households loan interest rate...

This table contains 38 series, with data starting from 1957 (not all combinations necessarily have data for all years). This table contains data described by the following dimensions (Not all combinations are available): Geography (1 item: Canada), Rates (38 items: Bank rate; Chartered bank administered interest rates - prime business; Chartered bank - consumer loan rate; Forward premium or discount (-), United States dollars in Canada: 1 month; ...).

The benchmark interest rate in Mexico was last recorded at 8 percent. This dataset provides - Mexico Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The dataset under scrutiny pertains to an empirical study focused on understanding the factors influencing lending patterns within scheduled commercial banks participating in the Credit Guarantee Fund Trust for Small and Medium Enterprises (CGTSME) Scheme. This dataset comprises a comprehensive array of critical variables to shed light on the multifaceted dynamics at play in this lending environment. It encompasses borrower-specific information, including unique identifiers, demographic details such as age, gender, and location, and the nature of the borrower's business. Moreover, it delves into loan particulars, including the loan amount, term, interest rate, purpose, and crucially, the loan's approval status. The financial context is enriched with indicators like annual revenue, credit scores, profit margins, and debt-to-equity ratios. Behavioral data introduces elements such as loan history, credit behavior, and past defaults. In parallel, psychological factors are examined, including attitudes toward borrowing, subjective norms, and perceived behavioral control, all integral to the Theory of Planned Behaviour. Furthermore, the dataset encapsulates scheme-specific features such as CGTSME coverage and details of guarantors. Economic and market data present information on macroeconomic conditions and market competition, offering a holistic view of the external context. Time-series data, featuring loan disbursement and repayment dates, ensures a dynamic analysis. Ultimately, the dataset provides insight into outcome variables, specifically repayment performance and lending patterns, while also accounting for control variables that might influence lending decisions. The integration of the Theory of Planned Behaviour into the analysis promises a more nuanced understanding of the psychological drivers behind lending patterns within this financial landscape.

Research in modelling housing market dynamics using agent-based models (ABMs) has grown due to the rise of accessible individual-level data. This research involves forecasting house prices, analysing urban regeneration, and the impact of economic shocks. There is a trend towards using machine learning (ML) algorithms to enhance ABM decision-making frameworks. This study investigates exogenous shocks to the UK housing market and integrates reinforcement learning (RL) to adapt housing market dynamics in an ABM. Results show agents can learn real-time trends and make decisions to manage shocks, achieving goals like adjusting the median house price without pre-determined rules. This model is transferable to other housing markets with similar complexities. The RL agent adjusts mortgage interest rates based on market conditions. Importantly, our model shows how a central bank agent learned conservative behaviours in sensitive scenarios, aligning with a 2009 study, demonstrating emergent behavioural patterns.

SIA105 - Poverty and Deprivation Rates Before and After Rent and Mortgage Interest. Published by Central Statistics Office. Available under the license Creative Commons Attribution 4.0 (CC-BY-4.0).Poverty and Deprivation Rates Before and After Rent and Mortgage Interest...

SIA101 - Poverty and Deprivation Rates Before and After Rent and Mortgage Interest. Published by Central Statistics Office. Available under the license Creative Commons Attribution 4.0 (CC-BY-4.0).Poverty and Deprivation Rates Before and After Rent and Mortgage Interest...

SIA107 - Poverty and Deprivation Rates Before and After Rent and Mortgage Interest. Published by Central Statistics Office. Available under the license Creative Commons Attribution 4.0 (CC-BY-4.0).Poverty and Deprivation Rates Before and After Rent and Mortgage Interest...

SIA108 - Poverty and Deprivation Rates Before and After Rent and Mortgage Interest. Published by Central Statistics Office. Available under the license Creative Commons Attribution 4.0 (CC-BY-4.0).Poverty and Deprivation Rates Before and After Rent and Mortgage Interest...

SIA106 - Poverty and Deprivation Rates Before and After Rent and Mortgage Interest. Published by Central Statistics Office. Available under the license Creative Commons Attribution 4.0 (CC-BY-4.0).Poverty and Deprivation Rates Before and After Rent and Mortgage Interest...

The benchmark interest rate in Russia was last recorded at 20 percent. This dataset provides the latest reported value for - Russia Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The benchmark interest rate in Poland was last recorded at 5 percent. This dataset provides - Poland Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.