Credit card debt in the United States has been growing at a fast pace between 2021 and 2025. In the fourth quarter of 2024, the overall amount of credit card debt reached its highest value throughout the timeline considered here. COVID-19 had a big impact on the indebtedness of Americans, as credit card debt decreased from *** billion U.S. dollars in the last quarter of 2019 to *** billion U.S. dollars in the first quarter of 2021. What portion of Americans use credit cards? A substantial portion of Americans had at least one credit card in 2025. That year, the penetration rate of credit cards in the United States was ** percent. This number increased by nearly seven percentage points since 2014. The primary factors behind the high utilization of credit cards in the United States are a prevalent culture of convenience, a wide range of reward schemes, and consumer preferences for postponed payments. Which companies dominate the credit card issuing market? In 2024, the leading credit card issuers in the U.S. by volume were JPMorgan Chase & Co. and American Express. Both firms recorded transactions worth over one trillion U.S. dollars that year. Citi and Capital One were the next banks in that ranking, with the transactions made with their credit cards amounting to over half a trillion U.S. dollars that year. Those industry giants, along with other prominent brand names in the industry such as Bank of America, Synchrony Financial, Wells Fargo, and others, dominate the credit card market. Due to their extensive customer base, appealing rewards, and competitive offerings, they have gained a significant market share, making them the preferred choice for consumers.

Debt Balance Credit Cards in the United States decreased to 1.18 Trillion USD in the first quarter of 2025 from 1.21 Trillion USD in the fourth quarter of 2024. This dataset includes a chart with historical data for the United States Debt Balance Credit Cards.

Households Debt in the United States decreased to 69.20 percent of GDP in the fourth quarter of 2024 from 70.50 percent of GDP in the third quarter of 2024. This dataset provides - United States Households Debt To Gdp- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Key information about United States Household Debt

• United States Household Debt reached 18,036.0 USD bn in Dec 2024, compared with the reported number of 17,943.0 USD bn in the previous quarter
• US Household Debt: USD mn data is updated quarterly, available from Mar 1999 to Dec 2024
• The data reached an all-time high of 18,036.0 USD bn in Dec 2024 and a record low of 4,540.0 USD bn in Mar 1999

• In the latest reports, United States Household Debt accounted for 61.7 % of the country's Nominal GDP in Dec 2024
• Money Supply M2 in United States increased 21,533.8 USD bn YoY in Dec 2024
• United States Foreign Exchange Reserves was measured at 34.9 USD bn in Dec 2024
• The Foreign Exchange Reserves equaled 0.1 Months of Import in Dec 2024
• United States Domestic Credit reached 30,648.3 USD bn in Mar 2024, representing an drop of 0.3 % YoY

Demographic based features.

Private Debt to GDP in the United States decreased to 142 percent in 2024 from 147.50 percent in 2023. United States Private Debt to GDP - values, historical data, forecasts and news - updated on July of 2025.

Dataset summary for various data sources used in the study.

Call/Call duration data based features.

T-test for AUCROC.

Trouble variable summary.

Debt Balance Auto Loans in the United States decreased to 1.64 Trillion USD in the first quarter of 2025 from 1.66 Trillion USD in the fourth quarter of 2024. This dataset includes a chart with historical data for the United States Debt Balance Auto Loans.

Transaction based features.

T-test comparing call only and transaction only model.

This special topic poll, fielded September 10, 2009, re-interviewed 648 adults first surveyed August 27-31 2009. This continuing series of monthly surveys solicit public opinion on the presidency and on a range of other political and social issues. The dataset includes their responses to call-back questions as well as to selected questions in the original poll (ICPSR 27803) which asked whether they approved of the way Barack Obama was handling the presidency, the war in Afghanistan, health care, and the economy. Several questions addressed health care, including whether respondents thought the health care system in the United States worked well, whether Medicare worked well, and whether the government would do a better job than private health care companies in keeping health care costs down and providing medical coverage. Respondents were also asked their opinions on whether President Obama's proposals for reform would increase competition in the private insurance market, the health insurance industry, whether they believed in the possibility of expanding health care coverage without increasing budget deficits or taxes on the middle class, whether President Obama or the Republicans in Congress had better ideas about reforming the health care system, and whether they understood the health care reforms that Congress was considering. Whether President Obama's proposals for reform would increase competition in the private insurance market, whether the health care reform proposed by President Obama would make health care better in the United States and would help the respondent personally, and whether respondents favored the ideas of requiring all Americans to buy health insurance and the government offering everyone a government administered health insurance plan. Information was collected on how respondents thought health care reforms under consideration in Congress would effect the middle class, senior citizens, small businesses, the respondent personally, their health care costs, and the quality of health care. Additional topics that were covered included the pullout of troops from Iraq, credit card debt, how the federal government should use taxpayer's money, personal finances, the best way to discourage obesity, terrorist attacks, the war in Afghanistan, the swine flu, and job security. Respondents were re-interviewed on September 10, 2009, and asked whether they approved of the way Barak Obama was handling health care, if they had listened to the president's address of September 9th, the clarity of his explanation in regard to reform, if they agreed with the proposed reforms, whether Congress would pass and President Obama would sign a bill reforming the system. Questions in regard to budget deficit, expanded health care, regulation of the health insurance industry were also asked. Demographic variables include sex, age, race, marital status, education level, household income, political party affiliation, political philosophy, perceived social class, religious preference, and voter registration status and participation history.

External Debt in Pakistan decreased to 130310 USD Million in the first quarter of 2025 from 130921 USD Million in the fourth quarter of 2024. This dataset provides - Pakistan External Debt - actual values, historical data, forecast, chart, statistics, economic calendar and news.