Foreclosed rental properties registered with the Chicago Department of Housing under the Keep Chicago Renting ordinance.

Prior to 12/12/2022, Owner and Owner Management Agent addresses could not be registered through the registration site so no City, State, or ZIP columns were present in this dataset. Because all previously existing records had Chicago addresses for Owner and Owner Agent, the City and State columns were populated when added to this dataset but ZIP values are only available from 12/12/2022 forward.

The Property Address is always in Chicago.

Monthly foreclosures in Connecticut by county, 2008 through the present. Data updated monthly by the Connecticut Housing Finance Authority and tracked in the following dashboard: https://www.chfa.org/about-us/ct-monthly-housing-market-dashboard/. CHFA has stopped maintaining the dashboard and associated datasets, and this dataset will no longer be updated as of 2022.

Data provides current information regarding single family homes and ranches for sale by the U.S. Federal Government. These previously owned properties are for sale by public auction or other method depending on the property.

Provides monthly totals of Notices of Intent (NOI), Notices of Foreclosure (NOF), and Foreclosure Property Registrations (FPR) for Maryland Counties as reported to the Office of Financial Regulation (OFR). For additional information and definitions, please see the OFR's Foreclosure Data Tracker: https://www.labor.maryland.gov/finance/consumers/frforeclosuredatatracker.shtml. NOTE: The data provided is for informational and research purposes only and is not intended to guide policy or provide specific outreach targets. The data provided is compiled from third-party filings with the Office of Financial Regulation (OFR) pursuant to applicable law. These third-party filings may contain duplicates and other errors and the OFR cannot guarantee the accuracy and quality of the submissions upon which the data is based. The data does not constitute foreclosure case records and may differ from the official foreclosure records contained in the court records of the State of Maryland. OFR makes no express or implied warranties or representations concerning the data contained in this report.

2023 Foreclosure Properties registered with the LAHD from January 1, 2023 through December 31, 2023.

Our foreclosure data offering provides an extensive suite of real-time real estate data, available through both API integration and bulk data delivery. This rich dataset is designed to meet the needs of a variety of users, from real estate investors to foreclosure prevention services and market analysts. With over 31 data points available, this dataset covers multiple aspects of foreclosure processes, including auction details, loan information, foreclosure status, and trustee data. Below is a detailed description of the data points and their potential use cases.

Data Points Overview for Foreclosure Data:

1. Auction Data (9+ Data Points) Auction Location, Auction Time, Case Number, Bid Parameters

2. Loans/Lender Data (9+ Data Points) Lender Name, Original Loan Details, Unpaid Balances, Pre-Foreclosure Flags, Related Documents

3. Foreclosure Status Data (7+ Data Points) Recording Date, Release Date, Status Indicators and Codes

4. Trustee Data (6+ Data Points) Trustee Name, Trustee Address, Trustee Phone Number, Sale Number

Top Use Cases

1. Surface Investment Opportunities Websites and Applications: Integrate our foreclosure data into real estate platforms to provide users with up-to-date information on potential investment properties. This can enhance search functionality and deliver greater value by identifying promising foreclosure opportunities.

2. Foreclosure Prevention Services Sales and Marketing: Leverage foreclosure data to target homeowners in distress with tailored marketing efforts. By identifying properties in pre-foreclosure status, you can focus your outreach to offer services designed to prevent foreclosure, such as financial counseling or loan modification programs.

3. Market Analysis and Predictive Analytics Data-Driven Insights: Utilize the comprehensive dataset to perform in-depth market analysis and develop predictive models. This can help forecast foreclosure trends, assess market conditions, and make informed decisions based on historical and current foreclosure activity.

Access and Delivery

Our foreclosure data is accessible through two primary methods: - API Integration: Seamlessly integrate the data into your applications or platforms with our robust API, offering real-time access and automated updates. - Bulk Data Delivery: Obtain large datasets for offline analysis or integration into internal systems through bulk delivery options, providing flexibility in how you utilize the information.

This comprehensive data listing is designed to empower users with detailed and actionable foreclosure data, facilitating a range of applications from investment analysis to foreclosure prevention and market forecasting.

This data includes filings related to mortgage foreclosure in Allegheny County. The foreclosure process enables a lender to take possession of a property due to an owner's failure to make mortgage payments. Mortgage foreclosure differs from tax foreclosure, which is a process enabling local governments to take possession of a property if the owner fails to pay property taxes. As Pennsylvania is a judicial foreclosure state, a lender files for foreclosure through the court system. Foreclosure data in the court system is maintained by the Allegheny County Department of Court Records. Data included here is from the general docket, and a mortgage foreclosure docket created to help homeowners maintain ownership of their property following an initial filing. Several different types of legal filings may occur on a property involved in the foreclosure process. At this time, only the most recent filing in a case is included in the data found here, but we hope to add all filings for a case in the coming months. After a property enters the foreclosure process, several potential outcomes are possible. Some of the more common outcomes include: borrowers may come to an agreement with the lender for unpaid debt; borrowers may sell the property to satisfy part or all of the debt; borrowers may voluntarily relinquish ownership to the lender; lenders may decide not to pursue the foreclosure any further; and the property may proceed all the way through a sheriff sale, where it is sold to a new owner. Before September 2022, the data presented here included only the final filing for the month in which each case (represented by Case ID) is opened; since then the feed has changed so we now have a new last_activity field, which gets updated whenever there is a new filing in the case with the date of the last filing for the month. The last_activity value gives some indication of which cases are still ongoing. (However, the new feed does not include the docket_type field, so these are blank for cases started after August 2022.) To view the detailed mortgage foreclosure filings for each property represented in this dataset, please visit the Department of Court Records Website, and enter the Case ID for a property to pull-up detailed information about each foreclosure case, including parties, docket entries, and services. Changelog 2022-12-14: Loaded data back to September (which had been missing due to the schema migration). Added a new last_activity field. Data since September 2022 is missing the docket_type value, for now those new values will be set to '' (empty string). Visualizations

Product Overview

You’re a few short steps away from accessing the largest and most comprehensive Pre-Foreclosure and Foreclosure database in the country. Whether you want to conduct property research, data analysis, purchase distressed properties, or market your services, licensing Pre-Foreclosure and Foreclosure Data provides in-depth intelligence on distressed properties across the country that will inform your next move.

What is Foreclosure?

Foreclosure is the legal process of taking possession of a mortgaged property when the borrower fails to keep up with mortgage payments. The foreclosure process varies from state to state, depending on whether the state has a judicial or nonjudicial process. Judicial process requires court action on a foreclosed property, where a nonjudicial process does not.

Foreclosure and Pre-Foreclosure Data Includes:

• 9 Different types of Judicial vs Non-Judicial
• Auctions
• Public Notices
• Lis Pendens
• Releases
• Defendant and Plaintiff Names
• Recording Dates, Published Dates, and Auction Dates
• Original Mortgage Information

Provides each month the total number of Maryland Notices of Intent to Foreclose (NOI) by zip code as reported to the Office of Financial Regulation (OFR). For more information and definitions, please see OFR's Foreclosure Data Tracker: https://www.labor.maryland.gov/finance/consumers/frforeclosuredatatracker.shtml. NOTE: The data provided is for informational and research purposes only and is not intended to guide policy or provide specific outreach targets. The data provided is compiled from third-party filings with the Office of Financial Regulation (OFR) pursuant to applicable law. These third-party filings may contain duplicates and other errors and the OFR cannot guarantee the accuracy and quality of the submissions upon which the data is based. The data does not constitute foreclosure case records and may differ from the official foreclosure records contained in the court records of the State of Maryland. OFR makes no express or implied warranties or representations concerning the data contained in this report.

To prevent homeowners from becoming homeless due to foreclosure, the City initiated the Residential Mortgage Foreclosure Prevention Program, an innovative program that links a Court of Common Pleas order requiring that homeowners facing foreclosure have an opportunity to meet with their lenders to negotiate an alternative to foreclosure with City-funded housing counseling, outreach, a hotline and legal assistance. Working together, the City and the Court have created and implemented a national model. - SaveYourHomePhilly Hotline - To help keep Philadelphians in their homes, the City supports a hotline that enables homeowners to seek assistance as soon as they begin to have mortgage problems. At the SaveYourHomePhilly hotline (215-334-HOME), trained operators evaluate callers’ needs and make appointments with housing counselors or make other referrals. Since the hotline began focusing on foreclosure prevention (its previous focus was on anti-predatory lending), the City has promoted it with inserts into utility bills, public service announcements, and through the outreach efforts outlined below. Philadelphia Legal Assistance manages and staffs the SaveYourHomePhilly hotline. - Foreclosure Prevention Outreach - A roadblock to saving the homes of households facing foreclosure is the paralysis many homeowners feel upon receiving a foreclosure notice. To combat that inertia the City funds proactive outreach to provide information on the services available to homeowners as early in the process as possible. Utilizing its network of Neighborhood Advisory Committees and select citywide organizations, the City supports door-to-door outreach to educate homeowners about their rights in the foreclosure process, the availability of housing counseling and legal support, and the SaveYourHomePhilly hotline through which homeowners can begin to access these services. - Housing Counseling - A key element of the success of the Foreclosure Prevention Program is that every homeowner is matched with an OHCD-funded housing counselor. These counselors are knowledgeable about available sources of mortgage support, have experience negotiating with lenders, and have worked with homeowners in and out of foreclosure on issues such as budgeting, credit repair and meeting the responsibilities of owning a home. For those homeowners who are able to save their homes – more than 40 percent of program participants to date – they emerge from the process not only still in their homes but also more prepared to avoid future financial problems. - Community Legal Services - Although the housing counselors in the Foreclosure Prevention Program are skilled in negotiating with lenders and their attorneys, there are instances in which homeowners facing foreclosure require legal support to resolve their cases. To that end, OHCD funds Community Legal Services (CLS) to provide mortgage foreclosure legal services to homeowners facing foreclosure. CLS attorney/paralegal teams help homeowners responding to foreclosure lawsuits to negotiate with lenders to modify mortgage loan terms to preserve homeownership, or will represent the homeowner to defend foreclosure, as appropriate.

This data includes filings related to mortgage foreclosure in Allegheny County. The foreclosure process enables a lender to take possession of a property due to an owner's failure to make mortgage payments. Mortgage foreclosure differs from tax foreclosure, which is a process enabling local governments to take possession of a property if the owner fails to pay property taxes.

As Pennsylvania is a judicial foreclosure state, a lender files for foreclosure through the court system. Foreclosure data in the court system is maintained by the Allegheny County Department of Court Records. Data included here is from the general docket, and a mortgage foreclosure docket created to help homeowners maintain ownership of their property following an initial filing. Several different types of legal filings may occur on a property involved in the foreclosure process. At this time, only the most recent filing in a case is included in the data found here, but we hope to add all filings for a case in the coming months.

After a property enters the foreclosure process, several potential outcomes are possible. Some of the more common outcomes include: borrowers may come to an agreement with the lender for unpaid debt; borrowers may sell the property to satisfy part or all of the debt; borrowers may voluntarily relinquish ownership to the lender; lenders may decide not to pursue the foreclosure any further; and the property may proceed all the way through a sheriff sale, where it is sold to a new owner.

Before September 2022, the data presented here included only the final filing for the month in which each case (represented by Case ID) is opened; since then the feed has changed so we now have a new last_activity field, which gets updated whenever there is a new filing in the case with the date of the last filing for the month. The last_activity value gives some indication of which cases are still ongoing. (However, the new feed does not include the docket_type field, so these are blank for cases started after August 2022.) To view the detailed mortgage foreclosure filings for each property represented in this dataset, please visit the Department of Court Records Website, and enter the Case ID for a property to pull-up detailed information about each foreclosure case, including parties, docket entries, and services.

CHANGELOG

2022-12-14: Loaded data back to September (which had been missing due to the schema migration). Added a new last_activity field. Data since September 2022 is missing the docket_type value, for now those new values will be set to '' (empty string).

Click here for metadata (descriptions of the fields).

Context

Zillow provides data on sold homes, including sales counts (for which there’s detailed methodology), median sale price for various housing types, and foreclosures provided as a share of all sales in which the home was previously foreclosed upon. There are current and historical listings data, ranging from median list prices and inventory counts to share of listings with a price cut, median price cut size, age of inventory, and the days a listing spent on Zillow before the sale was final. See below for full list with definitions.

Acknowledgements

Data courtesy of Zillow

This hosted feature layer has been published in RI State Plane Feet NAD 83.The RI Neighborhood Stabilization Program (NSP) Mapping analysis was performed to assist the Office of Housing and Community Development in identifying target areas with both a Foreclosure Rate (Block Group Level) >=6.5% and a Subprime Loan percentage rate >= 1.4% (Zip Code Level). Based on these criteria the following communities were identified as containing such target areas: Central Falls, Cranston, Cumberland, East Providence, Johnston, North Providence, Pawtucket, Providence, Warwick, West Warwick, and Woonsocket. Federal funding, under the Housing and Economic Recovery Act of 2008 (HERA), Neighborhood Stabilization Program (NSP), totaling $19.6 will be expended in these NSP Target Areas to assist in the rehabilitation and redevelopment of abandoned and foreclosed homes, stabilizing communities.The State of Rhode Island distributes funds allocated, giving priority emphasis and consideration to those areas with the greatest need, including those areas with - 1) Highest percentage of home foreclosures; 2) Highest percentage of homes financed by subprime mortgage loans; and 3) Anticipated increases in rate of foreclosure. The RI Office of Housing and Community Development, with the assistance of Rhode Island Housing, utilized the following sources to meet the above requirements. 1) U.S. Department of Housing & Urban Development (HUD) developed foreclosure data to assist grantees in identification of Target Areas. The State utilized HUD's predictive foreclosure rates to identify those areas which are likely to face a significant rise in the rate of home foreclosures. HUD's methodology factored in Home Mortgage Disclosure Act, income, unemployment, and other information in its calculation. The results were analyzed and revealed a high level of consistency with other needs data available. 2) The State obtained subprime mortgage loan information from the Federal Reserve Bank of Boston. Though the data does not include all mortgages, and was only available at the zip code level rather than Census Tract, findings were generally consistent with other need categories. This data was joined to the Foreclosure dataset in order to select areas with both a Foreclosure Rate >=6.5% and a Subprime Loan Rate >=1.4%. 3) The State also obtained, from the Warren Group, actual local foreclosure transaction records. The Warren Group is a source for real estate and banking news and transaction data throughout New England. This entity has analyzed local deed records in assembling information presented. The data set was normalized due to potential limitations. An analysis revealed a high level of consistency with HUD-predictive foreclosure rates.

Provides the annual total number of Maryland Notices of Intent to Foreclose (NOI) by census tract as reported to the Office of Financial Regulation (OFR). For more information and definitions, please see OFR's Foreclosure Data Tracker: https://www.labor.maryland.gov/finance/consumers/frforeclosuredatatracker.shtml. NOTE: The data provided is for informational and research purposes only and is not intended to guide policy or provide specific outreach targets. The data provided is compiled from third-party filings with the OFR pursuant to applicable law. These third-party filings may contain duplicates and other errors and the OFR cannot guarantee the accuracy and quality of the submissions upon which the data is based. The data does not constitute foreclosure case records and may differ from the official foreclosure records contained in the court records of the State of Maryland. In addition, errors in reported street addresses mean that some NOIs are not able to be matched with a census tract. This may result in a different total number of annual NOIs than the total number in other related reports. OFR makes no express or implied warranties or representations concerning the data contained in this report. Blank values indicate census tracts with fewer than 10 NOIs.

In 2008, the Department of Housing and Urban Development (HUD) created a Neighborhood Stabilization Program to provide emergency assistance to state and local governments to acquire and redevelop foreclosed properties that might otherwise become sources of abandonment and blight within their communities. This program provides grants to every state, certain local communities, and other organizations to purchase foreclosed or abandoned homes and to rehabilitate, resell, or redevelop these homes in order to stabilize neighborhoods and stem the decline of house values of neighboring homes. This map scores neighborhoods in the bay area on a scale of 1 to 20 where 20 indicates areas in the highest 20% of risk nationwide for home foreclosures and abandonment. 1 indicates areas with lowest risk.This ranking is based upon the following factors developed by HUD:whether or not loans are high cost or highly leveraged in the neighborhoodchange in home values for the metropolitan, or non-metropolitan portion of the stateunemployment rate for the county in 2008, andthe change in unemployment in the county between 2007 and 2008.HUD is providing its data on estimated foreclosures (based on risk) and vacancy data to assist state and local governments in their efforts to target the communities and neighborhoods with the greatest needs. HUD recommends that if states and local governments have local data, such as county data on foreclosure filings, that those data also be given serious consideration in identifying areas of greatest needs.Map Source: https://www.huduser.org/portal/datasets/nsp.html

The emerging body of research suggests the unprecedented increase in housing foreclosures and unemployment between 2007 and 2009 had detrimental effects on health. Using data from electronic health records of 105,919 patients with diabetes in Northern California, this study examined how increases in foreclosure rates from 2006 to 2010 affected weight change. We anticipated that two of the pathways that explain how the spike in foreclosure rates affects weight gain—increasing stress and declining salutary health behaviors- would be acute in a population with diabetes because of metabolic sensitivity to stressors and health behaviors. Controlling for unemployment, housing prices, temporal trends, and time-invariant confounders with individual fixed effects, we found no evidence of an association between the foreclosure rate in each patient's census block of residence and body mass index. Our results suggest, although more than half of the population was exposed to at least one foreclosure within their census block, the foreclosure crisis did not independently impact weight change.

Displacement risk indicator showing the number of property transactions recorded by the King County Assessor as foreclosures; available for every year from 2004 through the most recent year of available data.

description:

Upcoming foreclosed home sales.

Upcoming foreclosed home sales.

The purpose of the Making Home Affordable © (MHA) Data File is to provide the general public with a comprehensive view of the Obama Administration's MHA programs to more fully understand their impact in a continued commitment to transparency. Because protecting the identities of MHA participants is of primary importance, the Treasury Department conducts a thorough analysis and takes steps to ensure the anonymity of individual borrowers.

The MHA Data File consists of three sets of loan-level mortgage modification data: The First Lien Modification Program, the Second Lien Modification Program, and the Home Affordable Foreclosure Alternatives Program. The First Lien Modification Program also contains one additional subset - the net present value (NPV) file. Each set is subdivided into ten geographic regions that cover the United States and its territories. The data are presented in comma separated value (CSV) format and total roughly 3 gigabytes in size.

The information contained in these files is data reported by servicers. Please consult the MHA Data File User Guide for a description of certain data quality issues and variances which could affect the use or interpretation of the data. Treasury and the MHA Program Administrator continue to work with servicers to monitor data quality and remediate known issues.

These files are cumulative and will be refreshed monthly, providing users with up-to-date MHA data. The Making Home Affordable Data Files include information on:

•Home Affordable Foreclosure Alternatives (HAFA) Program, •Principal Reduction Alternative (PRA), •Second Lien Modification Program (2MP), •Home Affordable Unemployment Program (UP), •FHA-HAMP and •Rural Development HAMP (RD-HAMP). PRA, UP, Treasury FHA-HAMP, and RD-HAMP are included in the First Lien Modification files, with 2MP and HAFA in separate files. The Making Home Affordable Data File User Guide has been updated to reflect these additions.