Mortgage Rate in Australia decreased to 5.76 percent in June from 5.84 percent in May of 2025. This dataset includes a chart with historical data for Australia Mortgage Rate.

Australia Residential Mortgages: ADIs: Credit Outstanding data was reported at 2,288,546.400 AUD mn in Sep 2024. This records an increase from the previous number of 2,262,093.500 AUD mn for Jun 2024. Australia Residential Mortgages: ADIs: Credit Outstanding data is updated quarterly, averaging 2,000,551.000 AUD mn from Mar 2019 (Median) to Sep 2024, with 23 observations. The data reached an all-time high of 2,288,546.400 AUD mn in Sep 2024 and a record low of 1,790,106.800 AUD mn in Mar 2019. Australia Residential Mortgages: ADIs: Credit Outstanding data remains active status in CEIC and is reported by Australian Prudential Regulation Authority. The data is categorized under Global Database’s Australia – Table AU.KB024: Residential Mortgage: Credit Outstanding.

The qualitative data include: housing market experiences; how people choose and use their mortgages(as leverage for housing investments and as a way of spending from housing wealth); and home owners and buyers' attitudes to housing wealth. The data collection comprises 8 transcripts from 8 focus groups with a total of 73 participants, recruited by post, flier, and word of mouth. The interviews were conducted in mid-late 2007 in Melbourne, Australia. This data collection is the Australian component of a study aiming at enlarging understandings of the beliefs and behaviors around housing wealth and mortgage debt in the ‘home ownership’ societies of the more developed world. The data include: housing market experiences; how people choose and use their mortgages (as leverage for housing investments and as a way of spending from housing wealth); and home owners and buyers’ attitudes to housing wealth. This complements data already deposited from the UK component: the ESRC-funded study deposited as SN 5849 - 'Banking on housing; Spending the home'. This is a (one-time) cross-sectional study, with participants being mainly mortgaged home-buyers, but the study also includes renters and outright owners (some with investment properties). The data refer specifically to the Melbourne housing market, and more generally to trends in Australia. Focus groups with home owners, buyers and renters looking to own their own homes: (1) first-time buyers; (2) established home buyers;(3) established home buyers; (4) enters in the process of buying a home; (5) high income home occupiers; (6) buyers in mortgage stress; (7) home sellers; (8) outright owners. The time period covered by the data is the early 2000s, reflecting on a phase unprecedented house price appreciation. Participants were the result of non-random, purposive selection(volunteer sample).

The benchmark interest rate in Australia was last recorded at 3.60 percent. This dataset provides - Australia Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Home Loans in Australia decreased to 53168.90 AUD Million in the first quarter of 2025 from 54510.80 AUD Million in the fourth quarter of 2024. This dataset provides - Australia Home Loans- actual values, historical data, forecast, chart, statistics, economic calendar and news.

LGA based data for Mortgage Repayment (Monthly) by Dwelling Structure, in Place of Enumeration Profile (PEP), 2016 Census. Count of occupied private dwellings being purchased. Mortgage repayments are derived from responses to a number of questions and records the amount of money spent monthly paying off a mortgage. Includes dwellings being purchased under a shared equity scheme. The data is by LGA 2016 boundaries. Periodicity: 5-Yearly. Note: There are small random adjustments made to all cell values to protect the confidentiality of data. These adjustments may cause the sum of rows or columns to differ by small amounts from table totals. For more information visit the data source: http://www.abs.gov.au/census.

Households Debt in Australia increased to 112.10 percent of GDP in the fourth quarter of 2024 from 111.50 percent of GDP in the third quarter of 2024. This dataset provides - Australia Households Debt To Gdp- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Key information about Australia Household Debt: % of GDP

• Australia household debt accounted for 116.6 % of the country's Nominal GDP in Mar 2023, compared with the ratio of 118.0 % in the previous quarter.
• Australia household debt to GDP ratio is updated quarterly, available from Jun 1988 to Mar 2023.
• The data reached an all-time high of 129.4 % in Sep 2016 and a record low of 44.2 % in Sep 1988.

• In the latest reports, Australia Household Debt reached 1,957.6 USD bn in Mar 2023.
• Money Supply M2 in Australia increased 4.1 % YoY in Jun 2023.
• Australia Foreign Exchange Reserves was measured at 37.1 USD bn in Jun 2023.
• The Foreign Exchange Reserves equaled 1.5 Months of Import in May 2023.
• Australia Domestic Credit reached 3,627.0 USD bn in May 2023, representing an increased of 1.9 % YoY.
• The country's Non Performing Loans Ratio stood at 0.8 % in Mar 2023, compared with the ratio of 0.8 % in the previous quarter.