92 datasets found
  1. H

    Transaction Cost Index (TCI)

    • dataverse.harvard.edu
    Updated Mar 26, 2025
    + more versions
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    Francis Annan; William Blackmon; Xavier Giné; Brian Mwesigwa; Arianna Zapanta (2025). Transaction Cost Index (TCI) [Dataset]. http://doi.org/10.7910/DVN/ESPXFK
    Explore at:
    CroissantCroissant is a format for machine-learning datasets. Learn more about this at mlcommons.org/croissant.
    Dataset updated
    Mar 26, 2025
    Dataset provided by
    Harvard Dataverse
    Authors
    Francis Annan; William Blackmon; Xavier Giné; Brian Mwesigwa; Arianna Zapanta
    License

    CC0 1.0 Universal Public Domain Dedicationhttps://creativecommons.org/publicdomain/zero/1.0/
    License information was derived automatically

    Dataset funded by
    Gates Foundation
    Description

    Costs are a leading driver of take-up and usage of digital financial services (DFS), yet little work has been done to measure these costs systematically. The Transaction Cost Index (TCI) seeks to fill this gap by systematically measuring the costs of using mobile money. We consider a broad definition of cost, inclusive of official fees and taxes, informal extra fees charged by agents, and non-pecuniary costs such as the opportunity cost of time wasted on failed transactions and exposure to consumer protection risks. Data was collected in two rounds. We conducted two activities: 1) Desk work: we systematically scraped official price lists from leading mobile money providers across 16 countries. We additionally collected information on tax treatment of mobile money transactions and regulations related to mobile money pricing. We additionally measured the ease of accessing providers’ pricing information 2) Fieldwork: to measure costs beyond official fees, in our first year, we tested three approaches to measuring the true cost of making mobile money transactions with agents, including overcharging and non-monetary costs. In our second year, we additionally modified our data collection approach based on lessons learned in the first year of work, focusing on only one approach. This work was conducted in Bangladesh, Tanzania, and Uganda.

  2. U

    Replication Data for: Assessing the full costs of floodplain buyouts

    • dataverse.unc.edu
    • dataverse-staging.rdmc.unc.edu
    bin, tsv, txt
    Updated Mar 1, 2022
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    UNC Dataverse (2022). Replication Data for: Assessing the full costs of floodplain buyouts [Dataset]. http://doi.org/10.15139/S3/IARBJE
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    tsv(551539), tsv(23031011), tsv(119972), tsv(23359691), txt(2214), bin(8671), tsv(11356241)Available download formats
    Dataset updated
    Mar 1, 2022
    Dataset provided by
    UNC Dataverse
    License

    CC0 1.0 Universal Public Domain Dedicationhttps://creativecommons.org/publicdomain/zero/1.0/
    License information was derived automatically

    Dataset funded by
    North Carolina Policy Collaboratory
    Description

    Using a transaction cost framework, we analyze the costs of activities that comprise floodplain buyouts. Federal data do not distinguish transaction costs, but they do suggest that the cost of purchasing properties often accounts for 80% or less of total project costs. Through a systematic review (n = 1103 publications) and an analysis of government budgets (across n = 859 jurisdiction-years), we find limited sources with relevant cost information, none of which reports transaction costs.

  3. H

    Replication Data for: "The Global Costs of Extreme Weather that are...

    • dataverse.harvard.edu
    • dataone.org
    Updated Jul 27, 2024
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    Ilan Noy (2024). Replication Data for: "The Global Costs of Extreme Weather that are Attributable to Climate Change" [Dataset]. http://doi.org/10.7910/DVN/N3ED1N
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    CroissantCroissant is a format for machine-learning datasets. Learn more about this at mlcommons.org/croissant.
    Dataset updated
    Jul 27, 2024
    Dataset provided by
    Harvard Dataverse
    Authors
    Ilan Noy
    License

    CC0 1.0 Universal Public Domain Dedicationhttps://creativecommons.org/publicdomain/zero/1.0/
    License information was derived automatically

    Description

    Data includes the attribution FARs obtained from published research papers and the economic cost data obtained from EMDAT.

  4. H

    Database for Cost of Delivering Vaccines Using Different Delivery Strategies...

    • dataverse.harvard.edu
    Updated Dec 18, 2019
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    Immunization Costing Action Network (2019). Database for Cost of Delivering Vaccines Using Different Delivery Strategies in High Coverage Areas in Indonesia [Dataset]. http://doi.org/10.7910/DVN/O4ZFYM
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    CroissantCroissant is a format for machine-learning datasets. Learn more about this at mlcommons.org/croissant.
    Dataset updated
    Dec 18, 2019
    Dataset provided by
    Harvard Dataverse
    Authors
    Immunization Costing Action Network
    License

    CC0 1.0 Universal Public Domain Dedicationhttps://creativecommons.org/publicdomain/zero/1.0/
    License information was derived automatically

    Area covered
    Indonesia
    Description

    The Immunization Costing Action Network (ICAN) was a three-year project, supported by the Bill & Melinda Gates Foundation and facilitated by ThinkWell and JSI, which included the implementation of costing studies in Indonesia, Tanzania, and Vietnam. This dataset provides the original data collected during the Indonesia country study as well as the analysis undertaken on those data. The study, undertaken by team of researchers from the University of Indonesia between 2017 and 2019, aims to provide evidence to support appropriate allocation of resources to the Indonesian immunization budget. The study's research question was: "Using a combination of different delivery strategies, what are the district/city-level costs incurred for immunization delivery that contribute to achievement of high coverage?" The study collected financial costs. The final report on the Indonesia country study and a summary presentation can be found here: http://immunizationeconomics.org/ican-country-research

  5. d

    Data from: How Much Does College Cost and How Does it Relate to Student...

    • search.dataone.org
    • dataverse.harvard.edu
    Updated Sep 24, 2024
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    Looney, Adam (2024). How Much Does College Cost and How Does it Relate to Student Borrowing? [Dataset]. http://doi.org/10.7910/DVN/JVBCBK
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    Dataset updated
    Sep 24, 2024
    Dataset provided by
    Harvard Dataverse
    Authors
    Looney, Adam
    Description

    The replication file includes the raw data extracted from the NCES NPSAS PowerStats batch processor, CPI inflation data from the Bureau of Labor Statistics, Nominal Personal Consumption Expenditures on Postsecondary Education from the Bureau of Economic Analysis, a Stata do file (replication.do) which uses these datasets to produce the figures in the text, and an archive of those visuals.

  6. d

    Replication Data for: \"Risk Sharing and Transaction Costs: A Replication...

    • dataone.org
    • dataverse.harvard.edu
    Updated Nov 22, 2023
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    Alinaghi, Nazila (2023). Replication Data for: \"Risk Sharing and Transaction Costs: A Replication Study of Evidence from Kenya's Mobile Money Revolution\" [Dataset]. http://doi.org/10.7910/DVN/KFXQEC
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    Dataset updated
    Nov 22, 2023
    Dataset provided by
    Harvard Dataverse
    Authors
    Alinaghi, Nazila
    Description

    This file contains the Stata codes for the replication study, “Risk Sharing and Transaction Costs: A Replication Study of Evidence from Kenya's Mobile Money Revolution .” These Stata codes were used to produce tables and figures included in the replication paper. The paper was funded by 3ie’s Replication Window, supported by the Bill and Melinda Gates Foundation. Go to http://dx.doi.org/10.1257/aer.104.1.183 to visit the original article’s page for additional materials and author disclosure statement(s). To access to the four rounds of survey data conducted by Professors Tavneet Suri and William Jack go to https://dataverse.harvard.edu/dataverse/mobilemoney. Please direct any comments or queries to the corresponding author, Nazila Alinaghi at nazila.alinaghi@vuw.ac.nz .

  7. H

    The Social Cost of Carbon: Trends, Outliers and Catastrophes [Dataset]

    • data.niaid.nih.gov
    • dataverse.harvard.edu
    xls, zip
    Updated Nov 25, 2009
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    Richard S.J. Tol (2009). The Social Cost of Carbon: Trends, Outliers and Catastrophes [Dataset] [Dataset]. http://doi.org/10.7910/DVN/LGIF0V
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    xls, zipAvailable download formats
    Dataset updated
    Nov 25, 2009
    Dataset provided by
    Economic and Social Research Institute, Dublin
    Authors
    Richard S.J. Tol
    License

    CC0 1.0 Universal Public Domain Dedicationhttps://creativecommons.org/publicdomain/zero/1.0/
    License information was derived automatically

    Area covered
    Global
    Description

    211 estimates of the social cost of carbon are included in a meta-analysis. The results confirm that a lower discount rate implies a higher estimate; and that higher estimates are found in the gray literature. It is also found that there is a downward trend in the economic impact estimates of the climate; that the Stern Review’s estimates of the social cost of carbon is an outlier; and that the right tail of the distribution is fat. There is a fair chance that the annual climate liability exceeds the annual income of many people.

  8. d

    Replication Data for: Managing the Costs of Backing Down: A “Mirror...

    • search.dataone.org
    • dataverse.harvard.edu
    Updated Nov 8, 2023
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    TAGO, ATSUSHI (2023). Replication Data for: Managing the Costs of Backing Down: A “Mirror Experiment” on Reputations and Audience Costs in a Real-World Conflict [Dataset]. http://doi.org/10.7910/DVN/Z4GY1O
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    Dataset updated
    Nov 8, 2023
    Dataset provided by
    Harvard Dataverse
    Authors
    TAGO, ATSUSHI
    Description

    What are the consequences of backing down in a foreign crisis? Empirical research on this question has mostly focused on domestic audience costs in hypothetical crisis settings. Using experiments in Japan based on an ongoing real-world dispute between China and Japan, we investigate how domestic and international reputations as well as domestic support are affected by the leader backing down and the strategies the leader uses for backing down. We also test for the first time whether and how the strategies used by one leader to de-escalate a crisis might impact the rival state’s leader. We find that strategies which mitigated the domestic costs of backing down also reduced the reputational damage assessed by the domestic public. However, they generally did not change the international reputational damage imposed from outside. Leaders can reduce their domestic costs of backing down, but are less able to do the same for their international audience costs. These findings have important substantive implications; they also showcase the methodological value of a “mirror experiment” reproducing a past experiment in a real-world dispute on the rival side in the same dispute.

  9. D

    Replication Data for: The anticipated social cost of disclosing a rejection...

    • dataverse.nl
    csv, pdf +1
    Updated Sep 7, 2022
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    Erdem O. Meral; Erdem O. Meral; Yvette van Osch; Yvette van Osch; Dongning Ren; Dongning Ren; Eric van Dijk; Eric van Dijk; Ilja van Beest; Ilja van Beest (2022). Replication Data for: The anticipated social cost of disclosing a rejection experience [Dataset]. http://doi.org/10.34894/381PFS
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    pdf(438235), type/x-r-syntax(14742), type/x-r-syntax(22622), type/x-r-syntax(15163), type/x-r-syntax(10820), pdf(28023), pdf(88458), csv(167963), pdf(152933), pdf(147009), pdf(159467), csv(119028), pdf(206659), csv(116546), csv(157643), pdf(90124), pdf(138758), type/x-r-syntax(16856), pdf(87311), pdf(148131), csv(168252), pdf(88916), pdf(87315)Available download formats
    Dataset updated
    Sep 7, 2022
    Dataset provided by
    DataverseNL
    Authors
    Erdem O. Meral; Erdem O. Meral; Yvette van Osch; Yvette van Osch; Dongning Ren; Dongning Ren; Eric van Dijk; Eric van Dijk; Ilja van Beest; Ilja van Beest
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Description

    This data package includes data, syntax, and materials for the publication "The anticipated social costs of disclosing a rejection experience".

  10. H

    A Study of Pricing Evolution in the Online Toy Market [Dataset]

    • data-staging.niaid.nih.gov
    • dataverse.harvard.edu
    xls
    Updated Oct 14, 2010
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    Zhenlin Yang; Lydia Gan; Fang-Fang Tang (2010). A Study of Pricing Evolution in the Online Toy Market [Dataset] [Dataset]. http://doi.org/10.7910/DVN/DYL91J
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    xlsAvailable download formats
    Dataset updated
    Oct 14, 2010
    Dataset provided by
    Singapore Management University
    University of North Carolina at Pembroke
    Chinese University of Hong Kong
    Authors
    Zhenlin Yang; Lydia Gan; Fang-Fang Tang
    License

    CC0 1.0 Universal Public Domain Dedicationhttps://creativecommons.org/publicdomain/zero/1.0/
    License information was derived automatically

    Description

    We examine the pricing trends in the online toy markets by using panel data regression models with error components and serial correlation. Our results indicate that both online branch of multi-channel retailers (OBMCRS) and dotcoms charge similar prices on average, and that over time their prices move in tandem. Although the OBMCR retailers charge significantly different prices, the dotcoms do charge similar prices. Moreover, both retailer types demonstrate different magnitudes of price dispersion that move at different rates over time. Although the price dispersion of OBMCRS is higher than that of the dotcoms at the beginning, the gap narrows over time.

  11. d

    Data from: How Much Do Public Schools Really Cost? Estimating the...

    • search.dataone.org
    • dataverse.harvard.edu
    Updated Nov 20, 2023
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    Davidoff, Ian; Leigh, Andrew (2023). How Much Do Public Schools Really Cost? Estimating the Relationship Between House Prices and School Quality [Dataset]. http://doi.org/10.7910/DVN/JCBEUT
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    Dataset updated
    Nov 20, 2023
    Dataset provided by
    Harvard Dataverse
    Authors
    Davidoff, Ian; Leigh, Andrew
    Description

    This paper investigates the relationship between housing prices and the quality of public schools in the Australian Capital Territory. To disentangle the effects of schools and other neighbourhood characteristics on the value of residential properties, we compare sale prices of homes on either side of high school attendance boundaries. We find that a 5 percent increase in test scores (approximately one standard deviation) is associated with a 3.5 percent increase in house prices. Our result is in line with private school tuition costs, and accords with prior research from Britain and the United States. Estimating the effect of school quality on house prices provides a possible measure of the extent to which parents value better educational outcomes.

  12. d

    Replication data for: Do Export Support Programs affect Prices, Quality,...

    • search.dataone.org
    • dataverse.harvard.edu
    Updated Nov 8, 2023
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    Munch, Jakob Roland; Buus, Magnus Tolum; Rodrigue, Joel; Schaur, Georg (2023). Replication data for: Do Export Support Programs affect Prices, Quality, Markups, and Marginal Costs? Evidence from a Natural Policy Experiment [Dataset]. http://doi.org/10.7910/DVN/G4FOWA
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    Dataset updated
    Nov 8, 2023
    Dataset provided by
    Harvard Dataverse
    Authors
    Munch, Jakob Roland; Buus, Magnus Tolum; Rodrigue, Joel; Schaur, Georg
    Description

    Replication package for: "Do Export Support Programs affect Prices, Quality, Markups, and Marginal Costs? Evidence from a Natural Policy Experiment"

  13. U

    Fruit and Vegetable Prices

    • dataverse-staging.rdmc.unc.edu
    • cloud.csiss.gmu.edu
    • +7more
    tsv, xlsx
    Updated Apr 18, 2019
    + more versions
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    UNC Dataverse (2019). Fruit and Vegetable Prices [Dataset]. http://doi.org/10.15139/S3/FADQ33
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    xlsx(15944), tsv(1532), tsv(849), tsv(1014), tsv(989), tsv(994), tsv(1824), tsv(734), tsv(1970), tsv(1403), tsv(1524), tsv(841), tsv(972), tsv(2699), tsv(1071), tsv(1511), tsv(640), tsv(1778), tsv(2208), tsv(1055), tsv(1578), tsv(1123), tsv(1112), tsv(2008), tsv(817), tsv(1064), tsv(730), tsv(1632), tsv(1491), tsv(2094), tsv(1193), tsv(1549), tsv(1158), tsv(809), tsv(2069), tsv(829), tsv(819), xlsx(17985), tsv(1915), tsv(781), tsv(2071), tsv(834), tsv(1119), tsv(882), xlsx(15779), tsv(786), tsv(815), xlsx(18601), tsv(1899), tsv(818), tsv(2643), tsv(2033), tsv(1964), tsv(1084), tsv(999), tsv(1960), tsv(1667), tsv(1489), tsv(2383), tsv(811), tsv(1012), tsv(792), tsv(2051), tsv(1151), tsv(908), tsv(1161), tsv(1888), tsv(1792), tsv(1897), tsv(840), tsv(1523), tsv(550)Available download formats
    Dataset updated
    Apr 18, 2019
    Dataset provided by
    UNC Dataverse
    License

    CC0 1.0 Universal Public Domain Dedicationhttps://creativecommons.org/publicdomain/zero/1.0/
    License information was derived automatically

    Description

    How much do fruits and vegetables cost? ERS estimated average prices for 153 commonly consumed fresh and processed fruits and vegetables.

  14. d

    Emigration plans, costs and (non-) refundable fees

    • search.dataone.org
    • dataverse.harvard.edu
    Updated Nov 21, 2023
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    Ruedin, Didier (2023). Emigration plans, costs and (non-) refundable fees [Dataset]. http://doi.org/10.7910/DVN/NHY9L9
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    Dataset updated
    Nov 21, 2023
    Dataset provided by
    Harvard Dataverse
    Authors
    Ruedin, Didier
    Description

    Non-random survey with university students in Germany (Osnabrück) and Albania (Tirana) about their plans to emigrate, the importance of costs, and whether the prospects of an immigration "tax" (refundable deposit, non-refundable fee) would affect their plan. The data were collected in April 2011 using a self-administered online survey.

  15. d

    Non-market household time and the cost of children [Dataset]

    • search.dataone.org
    • dataverse.harvard.edu
    Updated Nov 21, 2023
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    C. Koulovatianos; C. Schröder; U. Schmidt (2023). Non-market household time and the cost of children [Dataset] [Dataset]. http://doi.org/10.7910/DVN/3KLMMB
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    Dataset updated
    Nov 21, 2023
    Dataset provided by
    Harvard Dataverse
    Authors
    C. Koulovatianos; C. Schröder; U. Schmidt
    Description

    A distinguishing feature among households is whether adult members work or not, since the occupational status of adults affects their available time for home activities. Using a survey method in two countries, Belgium and Germany, we provide household incomes that retain the level of well-being across different family types, distinguished by family size and occupational status of adults. Our tests support that childcare-time costs are important determinants of household well-being. Estimates of child costs relative to an adult are higher for households that are time-constrained (all adults in the household work). Moreover, we find supportive evidence for the hypothesis that, in two-adult households, there is a potential for within-household welfare gains from specialization in market- vs. domestic activities,especially childcare.

  16. d

    Replication Data for The Costs of Policy Legitimation: A Test of the...

    • search.dataone.org
    • dataverse.harvard.edu
    Updated Nov 8, 2023
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    Krewson, Chris (2023). Replication Data for The Costs of Policy Legitimation: A Test of the Political Capital Hypothesis [Dataset]. http://doi.org/10.7910/DVN/AUJ90S
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    Dataset updated
    Nov 8, 2023
    Dataset provided by
    Harvard Dataverse
    Authors
    Krewson, Chris
    Description

    Replication dataset. Visit https://dataone.org/datasets/sha256%3A7e8c4bbb79ede504655b457f9ca918394d2824cf4f16389b8afd5c060e70692b for complete metadata about this dataset.

  17. d

    Data from: \"Backing Out but Backing In Audience Costs? A Replication of...

    • search.dataone.org
    • dataverse.harvard.edu
    Updated Sep 25, 2024
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    Paolino, Philip; Takei, Makito (2024). \"Backing Out but Backing In Audience Costs? A Replication of Levy et al. (2015) [Dataset]. http://doi.org/10.7910/DVN/2RMAPQ
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    Dataset updated
    Sep 25, 2024
    Dataset provided by
    Harvard Dataverse
    Authors
    Paolino, Philip; Takei, Makito
    Description

    Included here are the files necessary to replicate all the results in the manuscript and online appendix. Results were produced using Stata 16.0 and R. The do-file titled "TakeiPaolino_FPA.do" includes step-by-step Stata commands to replicate results.

  18. d

    Data from: Do Transfer Costs Matter for Foreign Remittances? A Gravity Model...

    • dataone.org
    • dataverse.harvard.edu
    Updated Nov 21, 2023
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    Ahmed, Junaid; Martinez-Zarzoso, Inmaculada (2023). Do Transfer Costs Matter for Foreign Remittances? A Gravity Model Approach [Dataset]. http://doi.org/10.7910/DVN/2HNZ2I
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    Dataset updated
    Nov 21, 2023
    Dataset provided by
    Harvard Dataverse
    Authors
    Ahmed, Junaid; Martinez-Zarzoso, Inmaculada
    Description

    Using bilateral data on remittance flows to Pakistan for 23 major host countries, this is the first study that examines the effect of transaction costs on foreign remittances. The authors find that the effect of transaction costs on remittance flows is negative and significant; suggesting that a high cost will either refrain migrants from sending money back home or make them remit through informal channels. They also find that remittances are facilitated by the existence of migrant networks and improvements in home and host country financial services. Distance, which has been used in previous studies as an indicator of the cost of remitting, is found to be a poor proxy.

  19. D

    Replication Data for: Long-term trends of Nordic power market: A review

    • dataverse.no
    • dataverse.azure.uit.no
    txt
    Updated Sep 28, 2023
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    Yi-kuang Chen; Yi-kuang Chen (2023). Replication Data for: Long-term trends of Nordic power market: A review [Dataset]. http://doi.org/10.18710/9EJYHX
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    txt(13090), txt(40278), txt(10582), txt(52379), txt(2743), txt(5161), txt(5181), txt(31266), txt(27303)Available download formats
    Dataset updated
    Sep 28, 2023
    Dataset provided by
    DataverseNO
    Authors
    Yi-kuang Chen; Yi-kuang Chen
    License

    CC0 1.0 Universal Public Domain Dedicationhttps://creativecommons.org/publicdomain/zero/1.0/
    License information was derived automatically

    Dataset funded by
    The Research Council of Norway
    Description

    This dataset contains collections of key parameters in the Nordic power market outlooks from 43 scenarios in 15 reports published between 2016 and 2019. The key parameters include fuel prices, carbon prices, electricity consumption, installed capacities, wind generation, and power price. All data are extracted directly from the material and converted to the same unit when necessary.

  20. U

    Replication Data for: Complexities and costs of floodplain buyout...

    • dataverse.unc.edu
    • dataverse-staging.rdmc.unc.edu
    bin, tsv, txt
    Updated Apr 11, 2022
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    UNC Dataverse (2022). Replication Data for: Complexities and costs of floodplain buyout implementation [Dataset]. http://doi.org/10.15139/S3/DXJGY7
    Explore at:
    txt(539), tsv(273386), bin(35779)Available download formats
    Dataset updated
    Apr 11, 2022
    Dataset provided by
    UNC Dataverse
    License

    CC0 1.0 Universal Public Domain Dedicationhttps://creativecommons.org/publicdomain/zero/1.0/
    License information was derived automatically

    Description

    Public acquisitions of floodplain properties, or “buyouts,” whereby governments purchase properties at risk of flooding from willing sellers and convert them to open space, are a widely used strategy for reducing risk. Since 1990, the U.S. Federal Emergency Management Agency (FEMA) has provided funding for more than 40,000 properties. Yet, little is known about the costs of buyout implementation, even though federal funding requirements mandate a complex set of activities undertaken by local, state, and federal government staff. This lack of understanding of buyout activity costs hinders development of evidence-based policy recommendations. To address this gap, we surveyed local and state government officials and consultants who have worked on floodplain buyout projects. Our survey results provide the first systematic, activity-level financial documentation of buyout projects in the U.S. Local and state government respondents reported median per-property activity costs of $14,428 and $8161 (or 9.64% and 6.95% of property purchase costs), respectively. Respondents also reported significant variation in the activities undertaken as part of each project; community engagement strategies were particularly diverse, suggesting some households may not be adequately informed as a result of insufficient funding, time, or technical capacity for these activities. The varied and complex structures of buyout projects, as well as the attendant activity costs, pose barriers to implementation for local governments. Our results suggest both that: a) additional support and flexibility may be needed for critical activities that improve the experience of buyout participants; and b) reducing other activity costs may produce significant savings, which in turn could be used to improve the quality and expand the scope of buyout projects.

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Francis Annan; William Blackmon; Xavier Giné; Brian Mwesigwa; Arianna Zapanta (2025). Transaction Cost Index (TCI) [Dataset]. http://doi.org/10.7910/DVN/ESPXFK

Transaction Cost Index (TCI)

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5 scholarly articles cite this dataset (View in Google Scholar)
CroissantCroissant is a format for machine-learning datasets. Learn more about this at mlcommons.org/croissant.
Dataset updated
Mar 26, 2025
Dataset provided by
Harvard Dataverse
Authors
Francis Annan; William Blackmon; Xavier Giné; Brian Mwesigwa; Arianna Zapanta
License

CC0 1.0 Universal Public Domain Dedicationhttps://creativecommons.org/publicdomain/zero/1.0/
License information was derived automatically

Dataset funded by
Gates Foundation
Description

Costs are a leading driver of take-up and usage of digital financial services (DFS), yet little work has been done to measure these costs systematically. The Transaction Cost Index (TCI) seeks to fill this gap by systematically measuring the costs of using mobile money. We consider a broad definition of cost, inclusive of official fees and taxes, informal extra fees charged by agents, and non-pecuniary costs such as the opportunity cost of time wasted on failed transactions and exposure to consumer protection risks. Data was collected in two rounds. We conducted two activities: 1) Desk work: we systematically scraped official price lists from leading mobile money providers across 16 countries. We additionally collected information on tax treatment of mobile money transactions and regulations related to mobile money pricing. We additionally measured the ease of accessing providers’ pricing information 2) Fieldwork: to measure costs beyond official fees, in our first year, we tested three approaches to measuring the true cost of making mobile money transactions with agents, including overcharging and non-monetary costs. In our second year, we additionally modified our data collection approach based on lessons learned in the first year of work, focusing on only one approach. This work was conducted in Bangladesh, Tanzania, and Uganda.

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