Over the course of the 1920s, the value of money deposited in commercial banks grew at a fairly steady rate, rising from around 19 billion U.S. dollars in 1921 (the initial dip was due to the post-WWI recession), to 25 billion at the end of the decade. However, the onset of the Great Depression saw these figures drop drastically, and the value of deposits fell from around 26 to 16 billion dollars between 1930 and 1933. This was not only due to high unemployment and lower wages, but many Americans also lost faith in the banks during the Depression - many blamed the banks for the Depression as frivolous lending practices had contributed to the Wall Street Crash; banks demanded early repayment of debts and often repossessed the property of those who could not afford to do so (also leading to evictions), and many banks failed after the Crash and were not perceived as safe. It was not until 1936 where deposits in commercial banks returned to their pre-Depression levels, after the Roosevelt administration put a number of safeguards in place and helped restore public faith in the American banking system.

In contrast to commercial banks, the total amount of money deposited in savings accounts continued to rise throughout the Great Depression, albeit at a much slower rate than in the 1920s. The reason for continued increase was due to the disproportionate impact the Depression had across socioeconomic groups - most working and middle-class Americans did not have the means to have a savings account

Graph and download economic data for Deposits, All Commercial Banks (DPSACBW027SBOG) from 1973-01-03 to 2025-05-28 about deposits, banks, depository institutions, and USA.

The estimated number of banks and thrifts in the United States fell from around 31,000 in 1920 to 26,000 in 1929, when the onset of the Great Depression would then see it fall further, below 15,000 in 1933. This marks a cumulative decline of over 16,000 banks and thrifts, which is equal to a drop of more than 52 percent in 13 years. Tumultuous Twenties Despite the economic prosperity associated with the Roarin' 1920s in the U.S., it was a tumultuous decade in financial terms, with more separate recessions than any other decade. However, the 1920s was also privy to frivolous lending policies among many banks, which saw the banking sector collapse in the wake of the Wall Street Crash in 1929. Many banks failed as the Great Depression and unemployment spread across the country, and customers or businesses could not afford to repay their loans. It was only after this financial crisis where the federal government began keeping more stringent and accurate records on its banking sector, therefore precise figures and the reasons behind these bank failures are not always clear. Franklin D. Roosevelt Just two days after assuming office in 1933, Franklin D. Roosevelt drastically declared a bank holiday, and all banks in the country were closed from March 6 until March 13. This break allowed Congress to pass the Emergency Banking Act on March 9, which saw the Federal Reserve provide deposit insurance for all reopened banks thereafter. Through his first fireside chat, Roosevelt then encouraged Americans to re-deposit their money in the banks again, which successfully restored much of the public's faith in the banking system - it is estimated that over half of the cash withdrawn during the Great Depression was then returned to the banks by March 15.

Graph and download economic data for Deposit Money Bank Assets to GDP for United States (DDDI02USA156NWDB) from 1960 to 2020 about deposits, assets, banks, depository institutions, GDP, and USA.

In January 2025, the value of savings deposits, and other checkable deposits amounted to approximately 10.7 trillion U.S. dollars. Among the different types of deposits included in this data, savings deposits are the most popular. Until April 2020, the value of savings deposits in the United States amounted to nearly 11 trillion U.S. dollars by itself. After that, the source combined that data with that for other types of deposits.

Money Supply M0 in the United States decreased to 5732900 USD Million in April from 5775200 USD Million in March of 2025. This dataset provides - United States Money Supply M0 - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Graph and download economic data for Total Assets, All Commercial Banks (TLAACBW027SBOG) from 1973-01-03 to 2025-05-28 about assets, banks, depository institutions, and USA.

Deposit money banks'' assets to GDP (%) in United States was reported at 74.17 % in 2020, according to the World Bank collection of development indicators, compiled from officially recognized sources. United States - Deposit money banks' assets to GDP - actual values, historical data, forecasts and projections were sourced from the World Bank on May of 2025.

This data set is a digitized version of “All-Bank Statistics, United States, 1896-1955,” (ABS) which the Board of Governors of the Federal Reserve System published in 1959. That volume contained annual aggregate balance sheet aggregates for all depository institutions by state and class of institution for the years 1896 to 1955. The depository institutions include nationally chartered commercial banks, state chartered commercial banks, and private banks as well as mutual savings bank and building and loan societies. The data comes from the last business day of the year or the closest available data. This digital version of ABS contains all data in the original source and only data from the original source.This data set is similar to ICPSR 2393, “U.S. Historical Data on Bank Market Structure, ICPSR 2393” by Mark Flood. ICPSR 2393 reports data from ABS but excludes subcategories of data useful for analyzing the liquidity of bank balance sheets, the operation of financial markets, the functioning of the financial network, and depository institutions’ contribution to monetary aggregates. ICPSR 2393, for example, reports total cash assets from ABS but does not report the subcomponents of that total: bankers balances, cash in banks’ own vaults, and items in the process of collection. Those data are needed to understand how much liquidity banks kept on hand, how much liquidity banks stored in or hoped to draw from reserve depositories, and how much of the apparent cash in the financial system was double-counted checks in the process of collection, commonly called float. Those data are also needed to understand the contribution of commercial banks to the aggregate money supply since cash in banks’ vaults counts within monetary aggregates while interbank deposits and float do not. While this dataset provides comprehensive and complete data from ABS, ICPSR 2393 contains information from other sources that researchers may find valuable including data from the aggregate income statements of nationally chartered banks and regulatory variables. To facilitate the use of that information, the naming conventions in this data set are consistent with those in ICPSR 2393.

United States US: Broad Money: % of GDP data was reported at 90.282 % in 2016. This records an increase from the previous number of 89.429 % for 2015. United States US: Broad Money: % of GDP data is updated yearly, averaging 70.078 % from Dec 1960 (Median) to 2016, with 57 observations. The data reached an all-time high of 91.060 % in 2009 and a record low of 59.483 % in 1994. United States US: Broad Money: % of GDP data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s United States – Table US.World Bank.WDI: Money Supply. Broad money (IFS line 35L..ZK) is the sum of currency outside banks; demand deposits other than those of the central government; the time, savings, and foreign currency deposits of resident sectors other than the central government; bank and traveler’s checks; and other securities such as certificates of deposit and commercial paper.; ; International Monetary Fund, International Financial Statistics and data files, and World Bank and OECD GDP estimates.; Weighted average; The derivation of this indicator was simplified in September 2012 to be current-year broad money divided by current-year GDP times 100.

One purpose of this research is to suggest how the Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994 might alter the future structure of the United States banking industry by illustrating how branching restrictions have affected banking markets and performance in the past. The research also examines whether loan loss provisions taken by money center banks and other large banks in the 1980s contributed to the increased dispersion of state-level bank earnings in those years.

Money Supply M2 in the United States increased to 21862.50 USD Billion in April from 21706.80 USD Billion in March of 2025. This dataset provides - United States Money Supply M2 - actual values, historical data, forecast, chart, statistics, economic calendar and news.

United States US: Domestic Credit: Provided by Financial Sector: % of GDP data was reported at 241.891 % in 2016. This records an increase from the previous number of 235.955 % for 2015. United States US: Domestic Credit: Provided by Financial Sector: % of GDP data is updated yearly, averaging 145.154 % from Dec 1960 (Median) to 2016, with 57 observations. The data reached an all-time high of 250.601 % in 2014 and a record low of 101.084 % in 1960. United States US: Domestic Credit: Provided by Financial Sector: % of GDP data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s United States – Table US.World Bank.WDI: Bank Loans. Domestic credit provided by the financial sector includes all credit to various sectors on a gross basis, with the exception of credit to the central government, which is net. The financial sector includes monetary authorities and deposit money banks, as well as other financial corporations where data are available (including corporations that do not accept transferable deposits but do incur such liabilities as time and savings deposits). Examples of other financial corporations are finance and leasing companies, money lenders, insurance corporations, pension funds, and foreign exchange companies.; ; International Monetary Fund, International Financial Statistics and data files, and World Bank and OECD GDP estimates.; Weighted average;

Private credit by deposit money banks to GDP (%) in United States was reported at 54.57 % in 2020, according to the World Bank collection of development indicators, compiled from officially recognized sources. United States - Private credit by deposit money banks to GDP - actual values, historical data, forecasts and projections were sourced from the World Bank on April of 2025.

Central Bank Balance Sheet in the United States decreased to 6672885 USD Million in June 3 from 6673244 USD Million in the previous week. This dataset provides - United States Central Bank Balance Sheet - actual values, historical data, forecast, chart, statistics, economic calendar and news.

As of 2024, the average cost of a data breach in the financial industry worldwide was 6.08 million U.S. dollars, up from 5.90 U.S. dollars in 2024. The global average cost of a data breach across all studied industries was 4.88 million U.S. dollars.

This dataset provides values for PRIVATE CREDIT BY DEPOSIT MONEY BANKS TO GDP WB DATA.HTML reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

This repository contains the codes to generate all results in the paper "Foreign Currency Loans and Credit Risk: Evidence from U.S. Banks". As the Y-14 corporate loans data set is confidential, we are posting the codes but not the data. Researchers within the Federal Reserve System can apply for access to the Y-14 corporate loans data.

The value of bank assets worldwide increased gradually between 2002 and 2023, despite some fluctuation. In 2023, global bank assets amounted to more than 188 trillion U.S. dollars, up from 183.2 trillion U.S. dollars a year earlier.

About Dataset

  Context

Term deposits are a major source of income for a bank. A term deposit is a cash investment held at a financial institution. Your money is invested for an agreed rate of interest over a fixed amount of time, or term. The bank has various outreach plans to sell term deposits to their customers such as email marketing, advertisements, telephonic marketing, and digital marketing. Telephonic marketing campaigns still remain one of the most effective way… See the full description on the dataset page: https://huggingface.co/datasets/Andyrasika/banking-marketing.