Text source: https://www.huduser.gov/portal/datasets/HOME-Income-limits.htmlLanding page description:HOME Income Limits data are available from FY 1998 to the present. The HOME Income Limits are calculated using the same methodology that HUD uses for calculating the income limits for the Section 8 program, in accordance with Section 3(b)(2) of the U.S. Housing Act of 1937, as amended. These limits are based on HUD estimates of median family income, with adjustments based on family size. Please note that the 30 percent income limits for the HOME program have been calculated based on the definition of Extremely Low–Income Family (ELI) as described in Consolidated Submission for CPD Programs section of 24 CFR part 91.5. Therefore, the ELI Limit is calculated as 30 percent of median family income for the area and may not be the same as the Section 8 ELI Limit for your jurisdiction. The Section 8 Limit is calculated based on the definition of ELI as described in The 2014 Consolidated Appropriations Act, (Section 238 on page 128 Stat 635) which defines ELI as very low–income families whose incomes do not exceed the higher of the Federal poverty level or 30% of area median income. Family sizes in excess of 8 persons are calculated by adding 8% of the four-person income limit for each additional family member. That is, a 9-person limit should be 140% of the 4-person limit, the 10-person limit should be 148%.The HOME income limit values for large households (9-12 persons) must be rounded to the nearest $50. Therefore, all values from 1 to 24 are rounded down to 0, and all values from 25 to 49 are rounded up to 50.Note: The FY 2024 HOME Income Limits effective date is June 01, 2024.

HOME Income Limits are calculated using the same methodology that HUD uses for calculating the income limits for the Section 8 program. These limits are based on HUD estimates of median family income, with adjustments based on family size. The Department's methodology for calculating nationwide median family income figures is described in Notice PDR-2001-01. For more information about how HUD calculates the HOME Program income limits, visit huduser.gov, the website for HUD's Office of Policy Development and Research, for more general information.

Income limits used to determine the income eligibility of applicants for assistance under three programs authorized by the National Housing Act. These programs are the Section 221(d)(3) Below Market Interest Rate (BMIR) rental program, the Section 235 program, and the Section 236 program. These income limits are listed by dollar amount and family size, and they are effective on the date issued. Due to the Housing and Economic Recovery Act of 2008 (Public Law 110-289), Income Limits used to determine qualification levels as well as set maximum rental rates for projects funded with tax credits authorized under section 42 of the Internal Revenue Code (the Code) and projects financed with tax exempt housing bonds issued to provide qualified residential rental development under section 142 of the Code (hereafter referred to as Multifamily Tax Subsidy Projects (MTSPs)) are now calculated and presented separately from the Section 8 income limits.

HUD’s Office of Policy Development and Research (PD&R) is pleased to announce that Fair Market Rents and Income Limits data are now available via an application programming interface (API). With this API, developers can easily access and customize Fair Market Rents and Income Limits data for use in existing applications or to create new applications. To create an account and get an access token, please visit the API page here: https://www.huduser.gov/portal/dataset/fmr-api.html. The Department of Housing and Urban Development (HUD) sets income limits that determine eligibility for assisted housing programs including the Public Housing, Section 8 project-based, Section 8 Housing Choice Voucher, Section 202 housing for the elderly, and Section 811 housing for persons with disabilities programs. HUD develops income limits based on Median Family Income estimates and Fair Market Rent area definitions for each metropolitan area, parts of some metropolitan areas, and each non-metropolitan county.***Microdata: YesLevel of Analysis: Local - Counties, Localities Variables Present: YesFile Layout: .pdfCodebook: Yes Methods: YesWeights (with appropriate documentation): YesPublications: YesAggregate Data: Yes

HUD Income Limits are collected and published to determine the maximum income a household may earn to participate in certain housing subsidy programs. Home income limits from the year 2019 were used. Median income is developed for each metropolitan area (and applies to all counties in the metro area), and each non-metropolitan area (and is a county level measure). Data was obtained for communities in all 50 states, Puerto Rico and U.S. Virgin Islands. The calculations stem from median family income data provided by the Census and adjusted for certain local conditions.

Homeowner Assistance Fund (HAF) Income Limits are used for determining eligibility for HAF funds. HAF funds are used for qualified expenses that assist homeowners having incomes equal to or less than the greater of 150 percent of the area median income for their household size, or the median income for the United States, as determined by the Secretary of Housing and Urban Development.The Department of the Treasury's Homeowner Assistance Fund provides funds to prevent homeowner mortgage delinquencies, defaults, foreclosures, loss of utilities or home energy services, and homeowner displacement. For more information about the Homeowner Assistance Fund Program, please visit https://home.treasury.gov/policy-issues/coronavirus/assistance-for-state-local-and-tribal-governments/homeowner-assistance-fund

HOME Rent Limit data are available from FY 1998 to the present. Per 24 CFR Part 92.252, HUD provides the following maximum HOME rent limits. The maximum HOME rents are the lesser of: The fair market rent for existing housing for comparable units in the area as established by HUD under 24 CFR 888.111; or A rent that does not exceed 30 percent of the adjusted income of a family whose annual income equals 65 percent of the median income for the area, as determined by HUD, with adjustments for number of bedrooms in the unit. The HOME rent limits provided by HUD will include average occupancy per unit and adjusted income assumptions. In rental projects with five or more HOME-assisted rental units, twenty (20) percent of the HOME-assisted units must be occupied by very low-income families and meet one of following rent requirements: The rent does not exceed 30 percent of the annual income of a family whose income equals 50 percent of the median income for the area, as determined by HUD, with adjustments for smaller and larger families. HUD provides the HOME rent limits which include average occupancy per unit and adjusted income assumptions. However, if the rent determined under this paragraph is higher than the applicable rent under 24 CFR 92.252(a), then the maximum rent for units under this paragraph is that calculated under 24 CFR 92.252(a). The rent does not exceed 30 percent of the family's adjusted income. If the unit receives Federal or State project-based rental subsidy and the very low-income family pays as a contribution toward rent not more than 30 percent of the family's adjusted income, then the maximum rent (i.e., tenant contribution plus project-based rental subsidy) is the rent allowable under the Federal or State project-based rental subsidy program. Fair Market Rents are established by HUD each year for the Section 8 Program. For more information on the annual calculation of Fair Market Rents, visit the Fair Market Rents page. The FMRs for unit sizes larger than 4 bedroom are calculated by adding 15 percent to the 4 bedroom FMR for each extra bedroom. For example, the FMR for a 5 bedroom unit is 1.15 times the 4 bedroom FMR, and the FMR for a 6 bedroom unit is 1.30 times the 4 bedroom FMR, and so on... 5 BR = 1.15 x 4 BR FMR 6 BR = 1.30 x 4 BR FMR 7 BR = 1.45 x 4 BR FMR 8 BR = 1.60 x 4 BR FMR 9 BR = 1.75 x 4 BR FMR 10 BR = 1.90 x 4 BR FMR 11 BR = 2.05 x 4 BR FMR 12 BR = 2.20 x 4 BR FMR Note: The FY 2024 HOME Rent Limits effective date is June 01, 2024.

California State Income Limits reflect updated median income and household income levels for acutely low-, extremely low-, very low-, low- and moderate-income households for California’s 58 counties (required by Health and Safety Code Section 50093). These income limits apply to State and local affordable housing programs statutorily linked to HUD income limits and differ from income limits applicable to other specific federal, State, or local programs.

This dataset and map service provides information on the U.S. Housing and Urban Development's (HUD) low to moderate income areas. The term Low to Moderate Income, often referred to as low-mod, has a specific programmatic context within the Community Development Block Grant (CDBG) program. Over a 1, 2, or 3-year period, as selected by the grantee, not less than 70 percent of CDBG funds must be used for activities that benefit low- and moderate-income persons. HUD uses special tabulations of Census data to determine areas where at least 51% of households have incomes at or below 80% of the area median income (AMI). This dataset and map service contains the following layer.

This dataset provides information about the median family income in Austin (SD23 measure EOA.B.6). Median family income (MFI) is calculated annually by the U.S. Department of Housing and Urban Development (HUD) to help set income limits that determine eligibility for assisted housing programs. This dataset includes the MFI calculated by HUD for the Austin-Round Rock MSA and the United States. For years prior to FY 2016, HUD reported on the Austin-Round Rock-San Marcos MSA instead of the Austin-Round Rock MSA.

This information is important in understanding economic and affordability trends in Austin. Additionally, the Housing and Planning Department uses median family income data in setting income limits for affordable housing programs in Austin.

View more details and insights related to this dataset on the story page: https://data.austintexas.gov/stories/s/Median-Family-Income/r93e-edn2

Analysis of ‘Strategic Measure_Median Family Income’ provided by Analyst-2 (analyst-2.ai), based on source dataset retrieved from https://catalog.data.gov/dataset/ac3b4504-dfca-46e4-991f-49aad065559a on 26 January 2022.

--- Dataset description provided by original source is as follows ---

This dataset provides information about the median family income in Austin (SD23 measure EOA.B.6). Median family income (MFI) is calculated annually by the U.S. Department of Housing and Urban Development (HUD) to help set income limits that determine eligibility for assisted housing programs. This dataset includes the MFI calculated by HUD for the Austin-Round Rock MSA and the United States. For years prior to FY 2016, HUD reported on the Austin-Round Rock-San Marcos MSA instead of the Austin-Round Rock MSA.

This information is important in understanding economic and affordability trends in Austin. Additionally, the Housing and Planning Department uses median family income data in setting income limits for affordable housing programs in Austin.

View more details and insights related to this dataset on the story page: https://data.austintexas.gov/stories/s/Median-Family-Income/r93e-edn2

--- Original source retains full ownership of the source dataset ---

The Community Development Block Grant (CDBG) program requires that each CDBG funded activity must either principally benefit low- and moderate-income (LMI) persons, aid in the prevention or elimination of slums or blight, or meet a community development need having a particular urgency. Most activities funded by the CDBG program are designed to benefit low- and moderate-income (LMI) persons. That benefit may take the form of housing, jobs, and services. Additionally, activities may qualify for CDBG assistance if the activity will benefit all the residents of a primarily residential area where at least 51 percent of the residents are low- and moderate-income persons, i.e. area-benefit (LMA). [Certain exception grantees may qualify activities as area-benefit with fewer LMI persons than 51 percent.]The Office of Community Planning and Development (CPD) provides estimates of the number of persons that can be considered Low-, Low- to Moderate-, and Low-, Moderate-, and Medium-income persons based on special tabulations of data from the 2016-2020 ACS 5-Year Estimates and the 2020 Island Areas Census. The Low- and Moderate-Income Summary Data may be used by CDBG grantees to determine whether or not a CDBG-funded activity qualifies as an LMA activity. The LMI percentages are calculated at various principal geographies provided by the U.S. Census Bureau. CPD provides the following datasets:Geographic Summary Level "150": Census Tract-Block Group.The block groups are associated with the HUD Unit-of-Government-Identification-Code for the CDBG grantee jurisdiction by fiscal year that is associated with each block group.Local government jurisdictions include; Summary Level 160: Incorporated Cities and Census-Designated Places, i.e. "Places", Summary Level 170: Consolidated Cities, Summary Level 050: County, and Summary Level 060: County Subdivision geographies.In the data files, these geographies are identified by their Federal Information Processing Standards (FIPS) codes and names for the place, consolidated city, or block group, county subdivision, county, and state.The statistical information used in the calculation of estimates identified in the data sets comes from the 2016-2020 ACS, 2020 Island Areas Census, and the Income Limits for Metropolitan Areas and for Non Metropolitan Counties. The data necessary to determine an LMI percentage for an area is not published in the publicly-available ACS data tables. Therefore, the Bureau of Census matches family size, income, and the income limits in a special tabulation to produce the estimates.Estimates are provided at three income levels: Low Income (up to 50 percent of the Area Median Income (AMI)); Moderate Income (greater than 50 percent AMI and up to 80 percent AMI), and Medium Income (greater than 80 percent AMI and up to 120 AMI). HUD is publishing the margin of error (MOE) data for all block groups and all places in the 2020 ACS LMISD. These data are provided within the LMISD tables.The MOE does not provide an expanded range for compliance. For example, a service area of 50 percent LMI with a 2 percent MOE would still be just 50 percent LMI for compliance purposes. However, the 2 percent MOE would inform the grantee about the accuracy of the ACS data before undergoing the effort and cost of conducting a local income survey, which is the alternative to using the HUD-provided data.CPD Notice 24-04 announced the publication of LMISD based on the 2020 ACS, and updated CPD Notice 19-02 as well as explains policy about the accuracy of surveys conducted pursuant to CPD Notice 14-013.Questions about the calculation of the estimates may be directed to Formula Help Desk.Questions about the use of the data should be directed to the staff of the CPD Field Office.

The Community Development Block Grant (CDBG) program requires that each CDBG funded activity must either principally benefit low- and moderate-income persons, aid in the prevention or elimination of slums or blight, or meet a community development need having a particular urgency because existing conditions pose a serious and immediate threat to the health or welfare of the community and other financial resources are not available to meet that need. With respect to activities that principally benefit low- and moderate-income persons, at least 51 percent of the activity's beneficiaries must be low and moderate income. For CDBG, a person is considered to be of low income only if he or she is a member of a household whose income would qualify as "very low income" under the Section 8 Housing Assistance Payments program. Generally, these Section 8 limits are based on 50% of area median. Similarly, CDBG moderate income relies on Section 8 "lower income" limits, which are generally tied to 80% of area median. These data are from the 2011-2015 American Community Survey (ACS). To learn more about the Low to Moderate Income Populations visit: https://www.hudexchange.info/programs/acs-low-mod-summary-data/, for questions about the spatial attribution of this dataset, please reach out to us at GISHelpdesk@hud.gov. Data Dictionary: DD_Low to Moderate Income Populations by Block GroupDate of Coverage: ACS 2020-2016

Since passage of the U.S. Housing Act of 1937, the federal government has provided housing assistance to low-income renters. Most of these housing subsidies were provided under programs administered by the U.S. Department of Housing and Urban Development (HUD) or predecessor agencies. All programs covered in this report provide subsidies that reduce rents for low-income tenants who meet program eligibility requirements. Generally, households pay rent equal to 30 percent of their incomes, after deductions, while the federal government pays the remainder of rent or rental costs. To qualify for a subsidy, an applicant’s income must initially fall below a certain income limit. These income limits are HUD-determined, location specific, and vary by household size. Applicants for housing assistance are usually placed on a waiting list until a subsidized unit becomes available.Assistance provided under HUD programs falls into three categories: public housing, tenant-based, and privately owned, project-based.In public housing, local housing agencies receive allocations of HUD funding to build, operate or make improvements to housing. The housing is owned by the local agencies. Public housing is a form of project-based subsidy because households may receive assistance only if they agree to live at a particular public housing project.Currently, tenant based assistance is the most prevalent form of housing assistance provided. Historically, tenant based assistance began with the Section 8 certificate and voucher programs, which were created in 1974 and 1983, respectively. These programs were replaced by the Housing Choice Voucher program, under legislation enacted in 1998. Tenant based programs allow participants to find and lease housing in the private market. Local public housing agencies (PHAs) and some state agencies serving as PHAs enter into contracts with HUD to administer the programs. The PHAs then enter into contracts with private landlords. The housing must meet housing quality standards and other program requirements. The subsidies are used to supplement the rent paid by low-income households. Under tenant-based programs, assisted households may move and take their subsidy with them. The primary difference between certificates and vouchers is that under certificates, there was a maximum rent which the unit may not exceed. By contrast, vouchers have no specific maximum rent; the low-income household must pay any excess over the payment standard, an amount that is determined locally and that is based on the Fair Market Rent. HUD calculates the Fair Market Rent based on the 40th percentile of the gross rents paid by recent movers for non-luxury units meeting certain quality standards.The third major type of HUD rental assistance is a collection of programs generally referred to as multifamily assisted, or, privately-owned, project-based housing. These types of housing assistance fall under a collection of programs created during the last four decades. What these programs have in common is that they provide rental housing that is owned by private landlords who enter into contracts with HUD in order to receive housing subsidies. The subsidies pay the difference between tenant rent and total rental costs. The subsidy arrangement is termed project-based because the assisted household may not take the subsidy and move to another location. The single largest project-based program was the Section 8 program, which was created in 1974. This program allowed for new construction and substantial rehabilitation that was delivered through a wide variety of financing mechanisms. An important variant of project-based Section 8 was the Loan Management Set Aside (LMSA) program, which was provided in projects financed under Federal Housing Administration (FHA) programs that were not originally intended to provide deep subsidy rental assistance. Projects receiving these LMSA “piggyback” subsidies were developed under the Section 236 program, the Section 221(d)(3) Below Market Interest Rate (BMIR) program, and others that were unassisted when originally developed.Picture of Subsidized Households does not cover other housing subsidy programs, such as those of the U.S. Department of Agriculture’s Rural Housing Service, unless they also receive subsidies referenced above. Other programs such as Indian Housing, HOME and Community Develo

A Qualified Census Tract (QCT) is any census tract (or equivalent geographic area defined by the Census Bureau) in which at least 50% of households have an income less than 60% of the Area Median Gross Income (AMGI). HUD has defined 60% of AMGI as 120% of HUD's Very Low Income Limits (VLILs), which are based on 50% of area median family income, adjusted for high cost and low income areas.

A Qualified Census Tract (QCT) is any census tract (or equivalent geographic area defined by the Census Bureau) in which at least 50% of households have an income less than 60% of the Area Median Gross Income (AMGI). HUD has defined 60% of AMGI as 120% of HUD's Very Low Income Limits (VLILs), which are based on 50% of area median family income, adjusted for high cost and low income areas.

The Community Development Block Grant (CDBG) program requires that each CDBG funded activity must either principally benefit low- and moderate-income (LMI) persons, aid in the prevention or elimination of slums or blight, or meet a community development need having a particular urgency. Most activities funded by the CDBG program are designed to benefit low- and moderate-income (LMI) persons. That benefit may take the form of housing, jobs, and services. Additionally, activities may qualify for CDBG assistance if the activity will benefit all the residents of a primarily residential area where at least 51 percent of the residents are low- and moderate-income persons, i.e. area-benefit (LMA). [Certain exception grantees may qualify activities as area-benefit with fewer LMI persons than 51 percent.]The Office of Community Planning and Development (CPD) provides estimates of the number of persons that can be considered Low-, Low- to Moderate-, and Low-, Moderate-, and Medium-income persons based on special tabulations of data from the 2016-2020 ACS 5-Year Estimates and the 2020 Island Areas Census. The Low- and Moderate-Income Summary Data may be used by CDBG grantees to determine whether or not a CDBG-funded activity qualifies as an LMA activity. The LMI percentages are calculated at various principal geographies provided by the U.S. Census Bureau. CPD provides the following datasets:Geographic Summary Level "150": Census Tract-Block Group.The block groups are associated with the HUD Unit-of-Government-Identification-Code for the CDBG grantee jurisdiction by fiscal year that is associated with each block group.Local government jurisdictions include; Summary Level 160: Incorporated Cities and Census-Designated Places, i.e. "Places", Summary Level 170: Consolidated Cities, Summary Level 050: County, and Summary Level 060: County Subdivision geographies.In the data files, these geographies are identified by their Federal Information Processing Standards (FIPS) codes and names for the place, consolidated city, or block group, county subdivision, county, and state.The statistical information used in the calculation of estimates identified in the data sets comes from the 2016-2020 ACS, 2020 Island Areas Census, and the Income Limits for Metropolitan Areas and for Non Metropolitan Counties. The data necessary to determine an LMI percentage for an area is not published in the publicly-available ACS data tables. Therefore, the Bureau of Census matches family size, income, and the income limits in a special tabulation to produce the estimates.Estimates are provided at three income levels: Low Income (up to 50 percent of the Area Median Income (AMI)); Moderate Income (greater than 50 percent AMI and up to 80 percent AMI), and Medium Income (greater than 80 percent AMI and up to 120 AMI). HUD is publishing the margin of error (MOE) data for all block groups and all places in the 2020 ACS LMISD. These data are provided within the LMISD tables.The MOE does not provide an expanded range for compliance. For example, a service area of 50 percent LMI with a 2 percent MOE would still be just 50 percent LMI for compliance purposes. However, the 2 percent MOE would inform the grantee about the accuracy of the ACS data before undergoing the effort and cost of conducting a local income survey, which is the alternative to using the HUD-provided data.CPD Notice 24-04 announced the publication of LMISD based on the 2020 ACS, and updated CPD Notice 19-02 as well as explains policy about the accuracy of surveys conducted pursuant to CPD Notice 14-013.Questions about the calculation of the estimates may be directed to Formula Help Desk.Questions about the use of the data should be directed to the staff of the CPD Field Office.

This dataset contains a list of the homes that the City has provided down payment assistance for purchase. The City of Little Rock has allocated funds to assist low and moderate income first time homebuyers to purchase owner occupancy residential properties within the city limits. Applicants must be pre-approved by a lender. The program funds are provided by HUD through the HOME Investment Partnership Program.

Urban Target Areas (UTAs) are Census Tracts designated by the U.S. Department of Housing and Urban Development (HUD). The benefits of buying a home in an Urban Target Area are the following: higher income limits are permitted in qualifying for a loan; higher housing purchase prices are permitted; and there is no first-time homebuyer requirement. Urban Target Areas are defined in Section 143(j) of the IRS Code and become effective upon publication by the IRS. The 2015 version of the NJ Urban Target Area table and feature class was updated based on a list published by the IRS on January 2014. The 2015 spatial view and resulting feature class for the Site Evaluator are created using the 2013 TIGER census tract boundaries, which have been re-projected by NJOIT, OGIS to NAD83 NJ State Plane feet.

The U.S. Department of Housing and Urban Development (HUD) requires local municipalities that receive Community Development Block Grant (CDBG or CD) formula Entitlement funds to use the 5-year 2016-2020 American Community Survey (ACS) Low and Moderate Income Summary Data (LMISD) data file to determine where CDBG funds may be used for activities that are available to all the residents in a particular area ("CD area benefit" or "CD-eligible area"). A CD-eligible census tract refers to 2020 census tracts where the area is primarily residential in nature and at least 51.00% of the residents are low- and moderate-income persons as per the LMISD data file. For New York City, a primarily residential area is defined as one where at least 50.00% of the total built floor area is residential. Low- and moderate-income persons are defined as persons living in households with incomes below 80 percent of the area median household income (AMI). In addition, floor area percentages have been updated with the most recent floor area data (PLUTO 24v4). Persons who are interested in determining their individual household eligibility for CD-funded programs should refer to HUD's household low- and moderate-income limits for the given year. For more information about how geographic datasets are used for compliance purposes, please refer to the following HUD Office of Community Planning and Development (CPD) Notice CPD-24-04.