In 2025, just over 45 percent of American households had an annual income that was less than 75,000 U.S. dollars. On the other hand, some 16 percent had an annual income of 200,000 U.S. dollars or more. The median household income in the country reached almost 84,000 U.S. dollars in 2024. Income and wealth in the United States After the economic recession in 2009, income inequality in the U.S. is more prominent across many metropolitan areas. The Northeast region is regarded as one of the wealthiest in the country. Massachusetts, New Hampshire, and Maryland were among the states with the highest median household income in 2024. In terms of income by race and ethnicity, the average income of Asian households was highest, at over 120,000 U.S. dollars, while the median income among Black households was around half of that figure. What is the U.S. poverty threshold? The U.S. Census Bureau annually updates the poverty threshold based on the income of various household types. As of 2023, the threshold for a single-person household was 15,480 U.S. dollars. For a family of four, the poverty line increased to 31,200 U.S. dollars. There were an estimated 38.9 million people living in poverty across the United States in 2024, which reflects a poverty rate of 10.6 percent.

In 2023, the real median household income for householders aged 15 to 24 was at 54,930 U.S. dollars. The highest median household income was found amongst those aged between 45 and 54. Household median income for the United States since 1990 can be accessed here.

Graph and download economic data for Minimum Wealth Cutoff for the Top 0.1% (99.9th to 100th Wealth Percentiles) (WFRBLTP1311) from Q3 1989 to Q3 2022 about wealth, percentile, and USA.

In 2024, households with incomes between 100,000 and 149,999 U.S. dollars accounted for 16.7 percent of household in the United States. The highest earning group, who bring in over 200,000 U.S. dollars annually, accounted for 16 percent of households.

In 2024, about 44.7 percent of White households in the United States had an annual median income of over 100,000 U.S. dollars. By comparison, only 26.8 percent of Black households were in this income group. Asian Americans, on the other hand, had the highest median income per household that year.

Graph and download economic data for Net Worth Held by the Top 0.1% (99.9th to 100th Wealth Percentiles) (WFRBLTP1246) from Q3 1989 to Q2 2025 about net worth, wealth, percentile, Net, and USA.

In the third quarter of 2024, the top ten percent of earners in the United States held over ** percent of total wealth. This is fairly consistent with the second quarter of 2024. Comparatively, the wealth of the bottom ** percent of earners has been slowly increasing since the start of the *****, though remains low. Wealth distribution in the United States by generation can be found here.

Graph and download economic data for Consumer Unit Characteristics: Age of Reference Person by Deciles of Income Before Taxes: Fourth 10 Percent (31st to 40th Percentile) (CXU980020LB1505M) from 2014 to 2023 about consumer unit, age, percentile, tax, personal, income, and USA.

This map is visualizing the changes in average individual income (in 2023 dollars) for individuals at the county level, based on their parents' income level (see table below). Changes are defined by the mean individual income earned by individuals born in 1978 and individuals born in 1992 (measured at age 27). Income is an important measure of economic mobility, which is the ability to improve economic status over time. The data is sourced from the Opportunity Atlas, a comprehensive dataset developed through a collaboration between researchers at the U.S. Census Bureau and Opportunity Insights at Harvard University. It includes data from the 2000 and 2010 decennial Census, Federal Income Tax returns, and the 2005-2015 American Community Surveys (ACS).Parent income percentileAverage household income (2023 dollars)Lowest (1st percentile)$1,150Low (25th percentile)$33,320Middle (50th percentile)$69,520High (75th percentile)$122,040Highest (100th percentile)$1,840,000 The table outlines the approximate dollar values for each parent percentile group that are referenced in the datasets. See more information on the Opportunity Insights FAQ page.

Cumulative Percentage of American Adults Experiencing Poverty by Age. (Standard Errors in Parentheses)

The Distributional Financial Accounts (DFAs) provide a quarterly measure of the distribution of U.S. household wealth since 1989, based on a comprehensive integration of disaggregated household-level wealth data with official aggregate wealth measures. The data set contains the level and share of each balance sheet item on the Financial Accounts' household wealth table (Table B.101.h), for various sub-populations in the United States. In our core data set, aggregate household wealth is allocated to each of four percentile groups of wealth: the top 1 percent, the next 9 percent (i.e., 90th to 99th percentile), the next 40 percent (50th to 90th percentile), and the bottom half (below the 50th percentile). Additionally, the data set contains the level and share of aggregate household wealth by income, age, generation, education, and race. The quarterly frequency makes the data useful for studying the business cycle dynamics of wealth concentration--which are typically difficult to observe in lower-frequency data because peaks and troughs often fall between times of measurement. These data will be updated about 10 or 11 weeks after the end of each quarter, making them a timely measure of the distribution of wealth.

A dataset listing the richest zip codes in New York per the most current US Census data, including information on rank and average income.

The Survey of Consumer Finances (SCF) is normally a triennial cross-sectional survey of U.S. families. The survey data include information on families' balance sheets, pensions, income, and demographic characteristics.

Comprehensive demographic dataset for Fairfax County, VA, US including population statistics, household income, housing units, education levels, employment data, and transportation with year-over-year changes.

A dataset listing the richest zip codes in Missouri per the most current US Census data, including information on rank and average income.

A dataset listing the richest zip codes in North Dakota per the most current US Census data, including information on rank and average income.

A dataset listing the richest zip codes in Puerto Rico per the most current US Census data, including information on rank and average income.

In the first quarter of 2025, almost ********** of the total wealth in the United States was owned by the top 10 percent of earners. In comparison, the lowest ** percent of earners only owned *** percent of the total wealth. Income inequality in the U.S. Despite the idea that the United States is a country where hard work and pulling yourself up by your bootstraps will inevitably lead to success, this is often not the case. In 2024, *** percent of U.S. households had an annual income under 15,000 U.S. dollars. With such a small percentage of people in the United States owning such a vast majority of the country’s wealth, the gap between the rich and poor in America remains stark. The top one percent The United States was the country with the most billionaires in the world in 2025. Elon Musk, with a net worth of *** billion U.S. dollars, was among the richest people in the United States in 2025. Over the past 50 years, the CEO-to-worker compensation ratio has exploded, causing the gap between rich and poor to grow, with some economists theorizing that this gap is the largest it has been since right before the Great Depression.

In 2021, the birth rate in the United States was highest in families that had under 10,000 U.S. dollars in income per year, at 62.75 births per 1,000 women. As the income scale increases, the birth rate decreases, with families making 200,000 U.S. dollars or more per year having the second-lowest birth rate, at 47.57 births per 1,000 women. Income and the birth rate Income and high birth rates are strongly linked, not just in the United States, but around the world. Women in lower income brackets tend to have higher birth rates across the board. There are many factors at play in birth rates, such as the education level of the mother, ethnicity of the mother, and even where someone lives. The fertility rate in the United States The fertility rate in the United States has declined in recent years, and it seems that more and more women are waiting longer to begin having children. Studies have shown that the average age of the mother at the birth of their first child in the United States was 27.4 years old, although this figure varies for different ethnic origins.