Graph and download economic data for Personal Saving Rate (PSAVERT) from Jan 1959 to Aug 2025 about savings, personal, rate, and USA.

In June 2025, the personal savings rate in the United States amounted to 4.5 percent. That was a slightly lower figure than a year earlier. The personal savings rate is calculated as the ratio of personal savings to disposable personal income. Within the topic of personal savings in the U.S., there are different goals and reasons for saving. What are personal savings? Saving refers to strategies of accumulating capital for future use by either not spending a part of one’s income or cutting down on certain costs. Saved money may be preserved as cash, put on a deposit account, or invested in various financial instruments. Investing usually incorporates some level of risk which means that part of the invested money can be gone. An example of a relatively safe investment would be saving bonds, such as the debt securities issued by the U.S. Department of the Treasury. Saving trends in the U.S. and abroad Looking at the personal saving rate in the United States throughout the past decades, it can be observed that savings had been decreasing until the mid-2000s, and they increased after the 2008 financial crisis. Still, the largest savings rates were reached in 2020 and 2021. The reason for that increase in the savings rate that year might be related to the measures to contain the COVID-19 pandemic. The value of personal savings in the United Kingdom has also followed a similar trend. Although events like the COVID-19 pandemic may have affect many countries in a similar way, the ability to save, as well as the average savings as a share of personal income across countries can vary significantly depending on multiple factors affecting each territory.

Household Saving Rate in the United States decreased to 4.60 percent in August from 4.80 percent in July of 2025. This dataset provides - United States Personal Savings Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

View monthly updates and historical trends for US Personal Saving Rate. from United States. Source: Bureau of Economic Analysis. Track economic data with …

Personal savings in the United States reached a value of 975 billion U.S. dollars in 2024, marking a slight increase compared to 2023. Personal savings peaked in 2020 at nearly 2.7 trillion U.S. dollars. Those figures remained very high until 2021. The excess savings during the COVID-19 pandemic in the U.S. and other countries were the main reason for that increase, as the measures implemented to contain the spread of the virus had an impact on consumer spending. Saving before and after the 2008 financial crisis During the periods of growth and certain economic stability in the pre-2008 crisis period, there were falling savings rates. People were confident the good times would stay and felt comfortable borrowing money. Credit was easily accessible and widely available, which encouraged people to spend money. However, in times of austerity, people generally tend to their private savings due to a higher economic uncertainty. That was also the case in the wake of the 2008 financial crisis. Savings and inflation The economic climate of high inflation and rising Federal Reserve interest rates in the U.S. made it increasingly difficult to save money in 2022. Not only does inflation affect the ability of people to save, but reversely, consumer behavior also affects inflation. On the one hand, prices can increase when the production costs are higher. That can be the case, for example, when the price of West Texas Intermediate crude oil or other raw materials increases. On the other hand, when people have a lot of savings and the economy is strong, high levels of consumer demand can also increase the final price of products.

Key information about Brazil Gross Savings Rate

• Brazil Gross Savings Rate was measured at 17.2% in Jun 2025, compared with 17.2% in the previous quarter.
• Brazil Gross Savings Rate is updated quarterly, with data available from Mar 1991 to Jun 2025, and an average rate of 17.2%.
• The data reached an all-time high of 17.2% in Sep 1994 and a record low of 4.8% in Mar 1994.
• CEIC calculates Gross National Savings Rate from quarterly Gross Savings and quarterly Gross National Income. The Brazilian Institute of Geography and Statistics provides Gross Savings in local currency and Gross National Income in local currency, based on SNA 2008 and BPM6. Gross National Savings Rate prior to Q1 2000 is based on benchmark year 1985.
• In the latest reports, Brazil GDP expanded 2.6% YoY in Jun 2025.
• Brazil Nominal GDP reached 587,698.0 USD mn in Sep 2025. Its GDP deflator (implicit price deflator) increased 6.4% in Jun 2025.
• Brazil GDP Per Capita reached 10,247.3 USD in Dec 2024.

Household Saving Rate in Japan increased to 4.10 percent in the second quarter of 2025 from -3.20 percent in the first quarter of 2025. This dataset provides - Japan Workers Savings - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Graph and download economic data for Personal Saving (PSAVE) from Q1 1947 to Q2 2025 about savings, personal, GDP, and USA.

Key information about India Gross Savings Rate

• India Gross Savings Rate was measured at 30.7% in Mar 2024, compared with 30.7% in the previous year.
• India Gross Savings Rate is updated yearly, with data available from Mar 1951 to Mar 2024, and an average rate of 30.7%.
• The data reached an all-time high of 30.7% in Mar 2008 and a record low of 7.9% in Mar 1954.
• *This indicator will be no longer available from March 2026, 4th onwards. CEIC has a plan to remove the non-standard frequency indicator after the standard frequency indicator has been added and be available on this table. CEIC calculates Gross Domestic Savings Rate from annual Gross Domestic Savings and annual Nominal GDP. Ministry of Statistics and Programme Implementation provides Gross Domestic Savings in local currency and Nominal GDP in local currency based on SNA 2008, at 2011-2012 prices. Gross Domestic Savings Rate is annual frequency, ending in March of each year.
• In the latest reports, India GDP expanded 8.2% YoY in Sep 2025.
• India Nominal GDP reached 975,920.9 USD mn in Sep 2025. Its GDP deflator (implicit price deflator) increased 0.5% in Sep 2025.
• India GDP Per Capita reached 2,777.6 USD in Mar 2025.

In 2019, the household savings rates in these selected developed countries ranged from *** percent of disposable income in Finland to **** percent in Switzerland. In 2020, the coronavirus (COVID-19) outbreak and lockdowns implemented by governments led to an increase in the savings rate worldwide, due to reduced consumption expenditure. Why do people save? Savings behavior differs from country, as shown in this statistic. In the United States, most people save for unexpected expenses or retirement. In countries such as Finland, the savings rate may be lower because retirees can rely on generous pension funds. Other reasons that households save include vacation, educational expenses, and home purchase. Factors that affect saving High inflation leads to lower household savings. The projected increase in prices means that people would rather buy immediately, because saving and buying later means paying a higher price. As such, countries with an inflation rate are less likely to have a high savings rate. Other factors include a cultural disposition towards saving mechanisms, such as the emphasis on home ownership seen in the United States.

Household Saving Rate in Germany increased to 10.70 percent in the third quarter of 2025 from 10.20 percent in the second quarter of 2025. This dataset provides the latest reported value for - Germany Personal Savings - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

According to the OECD, household gross savings rate compares the savings activities and consumption activities of households. It is an indicator of the financial security in bad times, for example, job loss. The household gross savings rate measures how much households are saving from their current income, but also what is added to the net wealth of a household to fund their future.It is likely that household saving rates increase during periods of economic uncertainty, as purchases are deferred from many non-essential goods and services. Household savings are often the main domestic source of funds to finance investments in the decrease in liabilities or financial assets. In Poland, the household gross savings rate fluctuated in the observed period. As of the first quarter of 2024, the household gross savings rate amounted to **** percent.

Household Saving Rate in European Union increased to 18.79 percent in the second quarter of 2025 from 13.52 percent in the first quarter of 2025. This dataset provides - European Union Personal Savings - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Household Saving Rate in Canada decreased to 5 percent in the second quarter of 2025 from 6 percent in the first quarter of 2025. This dataset provides - Canada Personal Savings - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Key information about Argentina Gross Savings Rate

• Argentina Gross Savings Rate was measured at 12.3% in Jun 2025, compared with 12.3% in the previous quarter.
• Argentina Gross Savings Rate is updated quarterly, with data available from Mar 2004 to Jun 2025, and an average rate of 12.3%.
• The data reached an all-time high of 12.3% in Dec 2007 and a record low of 10.0% in Mar 2025.
• CEIC calculates Gross Domestic Savings Rate from quarterly Gross Domestic Savings and quarterly Nominal GDP. Gross Domestic Savings is calculated as Nominal GDP less Final Consumption Expenditure. Final Consumption Expenditure is calculated as the sum of Public and Private Consumption Expenditure. The National Institute of Statistics and Censuses provides Final Consumption Expenditure in local currency and Nominal GDP in local currency.
• In the latest reports, Argentina GDP expanded 6.7% YoY in Jun 2025.
• Argentina Nominal GDP reached 182,517.3 USD mn in Jun 2025. Its GDP deflator (implicit price deflator) increased 40.8% in Jun 2025.
• Argentina GDP Per Capita reached 13,765.3 USD in Dec 2024.

The private household saving rate in Germany households was around **** percent in 2023. This was a small increase compared to the previous year. The savings rate is the share of gross disposable household income that is not part of final consumer spending.

Graph and download economic data for Personal saving as a percentage of disposable personal income (A072RC1Q156SBEA) from Q1 1947 to Q2 2025 about disposable, savings, personal income, percent, personal, income, GDP, and USA.

The gross national savings rate in Russia was forecast to continuously increase between 2024 and 2029 by in total *** percentage points. According to this forecast, in 2029, the savings rate will have increased for the fifth consecutive year to ***** percent. The savings rate here refers to the gross domestic saving by the state, private households, and corporations and is shown as a percentage of total gross domestic product (GDP).The shown data are an excerpt of Statista's Key Market Indicators (KMI). The KMI are a collection of primary and secondary indicators on the macro-economic, demographic and technological environment in more than *** countries and regions worldwide. All input data are sourced from international institutions, national statistical offices, and trade associations. All data has been are processed to generate comparable datasets (see supplementary notes under details for more information).

The household savings rate in France dropped slightly in 2022. That savings rate peaked in 2021, when it reached 19.6 percent of their disposable income. However, the biggest year to year increase was in 2020. While French households saved 14.8 percent of their disposable personal income in 2019, that figure reached 18.6 percent in 2020. From 2010 to 2019, the savings rate was relatively stable, fluctuating between 13.8 and 15.8 percent.

Household Saving Rate in the United Kingdom increased to 10.70 percent in the second quarter of 2025 from 10.50 percent in the first quarter of 2025. This dataset provides - United Kingdom Households Saving Ratio - actual values, historical data, forecast, chart, statistics, economic calendar and news.