The benchmark interest rate in Indonesia was last recorded at 4.75 percent. This dataset provides - Indonesia Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Key information about Indonesia Policy Rate

• Indonesia cash rate (Policy Rate: Month End: Indonesia: BI-Rate) was set at 4.75 % pa in Nov 2025, compared with 4.75 % pa in the previous Oct 2025.
• Indonesia Policy Rate averaged 4.00 % pa and is updated monthly, available from Jun 2015 to Nov 2025.
• The data reached an all-time high of 6.25 % pa in Aug 2024 and a record low of 3.50 % pa in Jul 2022.

The Bank of Indonesia announced 7 Days Reverse Repo Rate as new policy rate effective August 19th, 2016. For Policy Rate prior to August 2016, please refer to the 1 Month Bank Indonesia Certificates Auction Rate. From 21 December 2023, Bank Indonesia will change the name of its policy rate to BI Rate, replacing the BI 7-Day Reverse Repo. The new name doesn't change the meaning or objectives of the BI-Rates as the monetary policy stance of Bank Indonesia, with operationalisation still referring to Bank Indonesia reverse repo transaction with a tenor of seven days. [COVID-19-IMPACT]


Related information about Indonesia Policy Rate

• In the latest reports, Indonesia Short Term Interest Rate: Month End: Indonesia: 3 Months Interbank was reported at 5.46 % pa in Nov 2025.
• Its Long Term Interest Rate (Long Term Interest Rate: Month End: Indonesia: Government Bond Yield: 10 Years) was reported at 6.27 % pa in Nov 2025.
• Indonesia Exchange Rate against USD averaged 16,703.05 (USD/IDR) in Nov 2025.
• Its Real Effective Exchange Rate was 106.42 in Oct 2025.

Graph and download economic data for Interest Rates: Immediate Rates (< 24 Hours): Central Bank Rates: Total for Indonesia (IRSTCB01IDM156N) from Jan 1990 to Dec 2023 about Indonesia, overnight, interest rate, banks, depository institutions, interest, and rate.

Key information about Indonesia Short Term Interest Rate

• Indonesia Short Term Interest Rate: Month End: Indonesia: 3 Months Interbank was reported at 6.76 % pa in May 2023, compared with 6.76 % pa in the previous month.
• Indonesia Short Term Interest Rate data is updated monthly, available from Dec 1995 to May 2023.
• The data reached an all-time high of 57.58 % pa in Aug 1998 and a record low of 3.75 % pa in Apr 2022.
• Short Term Interest Rate is reported by reported by CEIC Data.

CEIC calculates monthly Short Term Interest Rate from daily Jakarta Interbank Offered Rate. Bank Indonesia provides Jakarta Interbank Offered Rate.


Related information about Indonesia Short Term Interest Rate

• In the latest reports, Indonesia Long Term Interest Rate: Month End: Indonesia: Government Bond Yield: 10 Years was reported at 6.47 % pa in May 2023.
• The cash rate (Policy Rate: Month End: Indonesia: 7 Days Reverse Repo Rate) was set at 5.75 % pa in May 2023.
• Indonesia Exchange Rate against USD averaged 14,810.86 (USD/IDR) in May 2023.

Graph and download economic data for Interest Rates: Immediate Rates (< 24 Hours): Central Bank Rates: Total for Indonesia (IRSTCB01IDQ156N) from Q1 1990 to Q4 2023 about Indonesia, overnight, interest rate, banks, depository institutions, interest, and rate.

As of March 2025, the average interest rate on savings of commercial banks in Indonesia amounted to **** percent. Both commercial and state owned banks share a similar average interest rate for this month.

Key information about Indonesia Bank Lending Rate

• Indonesia Bank Lending Rate was reported at 8.270 % pa in Oct 2025.
• This records a decrease from the previous number of 8.455 % pa for Sep 2025.
• Indonesia Bank Lending Rate data is updated monthly, averaging 14.450 % pa from Apr 1993 to Oct 2025, with 391 observations.
• The data reached an all-time high of 35.720 % pa in Sep 1998 and a record low of 8.270 % pa in Oct 2025.
• Indonesia Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.

Bank Indonesia provides monthly weighted average Bank Lending Rate.

Indonesia Lending Rate IDR: Consumption: Commercial Bank data was reported at 10.380 % pa in Feb 2025. This stayed constant from the previous number of 10.380 % pa for Jan 2025. Indonesia Lending Rate IDR: Consumption: Commercial Bank data is updated monthly, averaging 13.855 % pa from Jan 2001 (Median) to Feb 2025, with 290 observations. The data reached an all-time high of 20.280 % pa in Jun 2002 and a record low of 10.100 % pa in Aug 2024. Indonesia Lending Rate IDR: Consumption: Commercial Bank data remains active status in CEIC and is reported by Bank Indonesia. The data is categorized under Global Database’s Indonesia – Table ID.MB003: Lending Rate: By Banks. [COVID-19-IMPACT]

In 2023, the real interest rate in Indonesia was 7.28 percent. Between 1986 and 2023, the figure dropped by 11.55 percentage points, though the decline followed an uneven course rather than a steady trajectory.

As of March 2025, the average interest rate on a demand deposit of commercial banks in Indonesia amounted to **** percent. On the other hand, the average interest rate on demand deposits for state owned banks are slightly higher at around **** percent.

Bank Lending Rate Indonesia dilaporkan sebesar 8.270 % pa pada 2025-10. Rekor ini turun dibanding sebelumnya yaitu 8.455 % pa untuk 2025-09. Data Bank Lending Rate Indonesia diperbarui bulanan, dengan rata-rata 14.450 % pa dari 1993-04 sampai 2025-10, dengan 391 observasi. Data ini mencapai angka tertinggi sebesar 35.720 % pa pada 1998-09 dan rekor terendah sebesar 8.270 % pa pada 2025-10. Data Bank Lending Rate Indonesia tetap berstatus aktif di CEIC dan dilaporkan oleh CEIC Data. Data dikategorikan dalam Global Economic Monitor World Trend Plus – Table: Bank Lending Rate: Monthly.

Forecast: Bank Lending Interest Rate in Indonesia 2024 - 2028 Discover more data with ReportLinker!

Lending Rate in Indonesia remained unchanged at 5.50 percent in November. This dataset provides - Indonesia Lending Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.

In August 2024, the prime lending rate for mortgage loans (KPR) at Bank Rakyat Indonesia, the largest bank in terms of assets in Indonesia was at **** percent. One of its biggest competitors, Bank Mandiri, offered a prime lending rate of *** percent. Meanwhile, BCA offered *** percent in that period.

Indonesia Saving Deposit Rate: Commercial Banks data was reported at 0.680 % pa in Feb 2025. This stayed constant from the previous number of 0.680 % pa for Jan 2025. Indonesia Saving Deposit Rate: Commercial Banks data is updated monthly, averaging 1.880 % pa from Dec 2000 (Median) to Feb 2025, with 291 observations. The data reached an all-time high of 9.300 % pa in Mar 2002 and a record low of 0.620 % pa in Apr 2022. Indonesia Saving Deposit Rate: Commercial Banks data remains active status in CEIC and is reported by Bank Indonesia. The data is categorized under Global Database’s Indonesia – Table ID.MA002: Saving Deposit Rate.

As of March 2025, the average interest rate on a demand deposit of foreign banks in Indonesia amounted to **** percent, showing a slight decrease in comparison to the previous year.

Deposit Interest Rate in Indonesia remained unchanged at 3.75 percent in November. This dataset includes a chart with historical data for Deposit Interest Rate in Indonesia.

Forecast: 3-Month Bank Deposit Interest Rates in Indonesia 2023 - 2027 Discover more data with ReportLinker!

Graph and download economic data for Interest Rates: Other 3-Month Rates: Bank Deposit Rates: Total for Indonesia (IR3OBD01IDM156N) from Jan 1998 to Nov 2023 about Indonesia, 3-month, deposits, interest rate, banks, depository institutions, interest, and rate.

Actual value and historical data chart for Indonesia Deposit Interest Rate Percent