Lending Rate in Indonesia remained unchanged at 6.25 percent in June. This dataset provides - Indonesia Lending Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Key information about Indonesia Bank Lending Rate

• Indonesia Bank Lending Rate was reported at 8.620 % pa in Jan 2025.
• This stayed constant from the previous number of 8.620 % pa for Dec 2024.
• Indonesia Bank Lending Rate data is updated monthly, averaging 13.335 % pa from Apr 1993 to Jan 2025, with 382 observations.
• The data reached an all-time high of 35.720 % pa in Sep 1998 and a record low of 8.400 % pa in Jun 2022.
• Indonesia Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.

The benchmark interest rate in Indonesia was last recorded at 5.50 percent. This dataset provides - Indonesia Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

In August 2024, the prime lending rate for mortgage loans (KPR) at Bank Rakyat Indonesia, the largest bank in terms of assets in Indonesia was at 7.25 percent. One of its biggest competitors, Bank Mandiri, offered a prime lending rate of 7.3 percent. Meanwhile, BCA offered 7.2 percent in that period.

Indonesia Lending Rate IDR: Consumption: Commercial Bank data was reported at 10.380 % pa in Feb 2025. This stayed constant from the previous number of 10.380 % pa for Jan 2025. Indonesia Lending Rate IDR: Consumption: Commercial Bank data is updated monthly, averaging 13.855 % pa from Jan 2001 (Median) to Feb 2025, with 290 observations. The data reached an all-time high of 20.280 % pa in Jun 2002 and a record low of 10.100 % pa in Aug 2024. Indonesia Lending Rate IDR: Consumption: Commercial Bank data remains active status in CEIC and is reported by Bank Indonesia. The data is categorized under Global Database’s Indonesia – Table ID.MB003: Lending Rate: By Banks. [COVID-19-IMPACT]

As of January 2025, the average monthly interest rate for house loans in Indonesia was 6.87 percent. The country's house loan interest rate has gradually decreased over the past few years, with a drop of around 1.4 percent compared to the rate in January 2021. House financing and ownership in Indonesia With mortgage interest rates anticipated to remain lower compared to the pre-COVID-19 pandemic level, Indonesia's residential property market is expected to continue growing. Indonesian banks provided mortgage loans exceeding 730 trillion Indonesian as of January 2025, catering to the majority of Indonesians who rely on loans to finance their homeownership needs. Notably, house ownership rates in Indonesian rural areas are significantly higher compared to urban areas. Amid its soaring land and house prices, Jakarta struggled with the lowest house ownership rate of any province in Indonesia. Housing prices Despite its significant housing backlog, which underscores the need for affordable housing, Indonesia's residential property price index has steadily increased in recent years. At the end of 2024, cities like Batam, Pontianak, Pekanbaru, and Samarinda saw the highest increases in property prices. This trend is not limited to primary properties, as the resale price index of second-hand houses has also shown consistent growth over the past few years.

Indonesia Lending Rate USD: Working Capital: Commercial Bank data was reported at 4.470 % pa in Jun 2019. This records an increase from the previous number of 4.390 % pa for May 2019. Indonesia Lending Rate USD: Working Capital: Commercial Bank data is updated monthly, averaging 5.520 % pa from Sep 2000 (Median) to Jun 2019, with 226 observations. The data reached an all-time high of 10.170 % pa in Nov 2000 and a record low of 3.760 % pa in Apr 2014. Indonesia Lending Rate USD: Working Capital: Commercial Bank data remains active status in CEIC and is reported by Bank of Indonesia. The data is categorized under Global Database’s Indonesia – Table ID.MB003: Lending Rate: By Banks.

Lending interest rate (%) in Indonesia was reported at 8.7957 % in 2024, according to the World Bank collection of development indicators, compiled from officially recognized sources. Indonesia - Lending interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on June of 2025.

Forecast: Bank Lending Interest Rate in Indonesia 2024 - 2028 Discover more data with ReportLinker!

Indonesia Lending Rate USD: Investment: Commercial Bank data was reported at 5.330 % pa in Jun 2019. This records a decrease from the previous number of 5.350 % pa for May 2019. Indonesia Lending Rate USD: Investment: Commercial Bank data is updated monthly, averaging 6.240 % pa from Sep 2000 (Median) to Jun 2019, with 226 observations. The data reached an all-time high of 10.420 % pa in Nov 2000 and a record low of 4.730 % pa in Aug 2011. Indonesia Lending Rate USD: Investment: Commercial Bank data remains active status in CEIC and is reported by Bank of Indonesia. The data is categorized under Global Database’s Indonesia – Table ID.MB003: Lending Rate: By Banks.

Bank of Indonesia: Lending Facility Rate: Overnight data was reported at 6.500 % pa in 22 Aug 2019. This stayed constant from the previous number of 6.500 % pa for 21 Aug 2019. Bank of Indonesia: Lending Facility Rate: Overnight data is updated daily, averaging 6.500 % pa from Jan 2015 (Median) to 22 Aug 2019, with 1116 observations. The data reached an all-time high of 8.000 % pa in 13 Jan 2016 and a record low of 5.000 % pa in 17 May 2018. Bank of Indonesia: Lending Facility Rate: Overnight data remains active status in CEIC and is reported by Bank of Indonesia. The data is categorized under Daily Database’s Government & Other Securities – Table ID.MB001: Bank of Indonesia: Monetary Policy Rate. Starting from August 19th, 2016 the series follows 7 Days Reverse Repo Rate figure (ID 376154047). Mulai dari 19 Agustus 2016, seri mengikuti angka Repo Rate 7 Hari (ID 376154047).

In the fourth quarter of 2024, the average mortgage rate in Indonesia stood at 7.43 percent. This marked the lowest average mortgage rate in the country since the first quarter of 2020.

In 2023, the real interest rate in Indonesia increased by 8.2 percentage points compared to 2022. The year 2023 therefore marks a significant change in the real interest rate compared to the previous year. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator.Find more statistics on other topics about Indonesia with key insights such as broad money as a percentage of GDP, deposit interest rate, and domestic credit to the private sector as a share of GDP.

As of January 2025, the total value of mortgage loans from banks in Indonesia amounted to nearly 733 trillion Indonesian rupiah. The value of mortgage loans has gradually increased while the loan interest rate decreased over the past year.

Interest rate spread (lending rate minus deposit rate, %) in Indonesia was reported at 4.2925 % in 2023, according to the World Bank collection of development indicators, compiled from officially recognized sources. Indonesia - Interest rate spread (lending rate minus deposit rate, %) - actual values, historical data, forecasts and projections were sourced from the World Bank on June of 2025.

Indonesia Prime Lending Rate: Corporate Credit: Bank Panin Tbk data was reported at 10.650 % pa in Jul 2019. This stayed constant from the previous number of 10.650 % pa for Jun 2019. Indonesia Prime Lending Rate: Corporate Credit: Bank Panin Tbk data is updated monthly, averaging 10.625 % pa from Oct 2011 (Median) to Jul 2019, with 94 observations. The data reached an all-time high of 12.100 % pa in Dec 2014 and a record low of 9.500 % pa in Apr 2013. Indonesia Prime Lending Rate: Corporate Credit: Bank Panin Tbk data remains active status in CEIC and is reported by Bank of Indonesia. The data is categorized under Indonesia Premium Database’s Interest and Foreign Exchange Rates – Table ID.MB002: Prime Lending Rate: By Banks.

The value of loans in Indonesia increased 8.43 percent in May of 2025 over the same month in the previous year. This dataset provides the latest reported value for - Indonesia Loan Growth - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Prime Lending Rate: Corporate Credit: Bank Sumitomo Mitsui Indonesia data was reported at 8.390 % pa in Jul 2019. This stayed constant from the previous number of 8.390 % pa for Jun 2019. Prime Lending Rate: Corporate Credit: Bank Sumitomo Mitsui Indonesia data is updated monthly, averaging 8.000 % pa from Oct 2011 (Median) to Jul 2019, with 94 observations. The data reached an all-time high of 9.670 % pa in Jan 2016 and a record low of 6.320 % pa in Jun 2013. Prime Lending Rate: Corporate Credit: Bank Sumitomo Mitsui Indonesia data remains active status in CEIC and is reported by Bank of Indonesia. The data is categorized under Indonesia Premium Database’s Interest and Foreign Exchange Rates – Table ID.MB002: Prime Lending Rate: By Banks.

Interbank Rate in Indonesia remained unchanged at 6.44 percent on Tuesday June 24. This dataset provides - Indonesia Interbank Call Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Indonesia Prime Lending Rate: Corporate Credit: Bank Mandiri Tbk data was reported at 9.950 % pa in Jul 2019. This stayed constant from the previous number of 9.950 % pa for Jun 2019. Indonesia Prime Lending Rate: Corporate Credit: Bank Mandiri Tbk data is updated monthly, averaging 10.001 % pa from Oct 2011 (Median) to Jul 2019, with 94 observations. The data reached an all-time high of 11.000 % pa in Dec 2011 and a record low of 9.950 % pa in Jul 2019. Indonesia Prime Lending Rate: Corporate Credit: Bank Mandiri Tbk data remains active status in CEIC and is reported by Bank of Indonesia. The data is categorized under Global Database’s Indonesia – Table ID.MB002: Prime Lending Rate: By Banks.