Lending Rate in Indonesia remained unchanged at 5.50 percent in November. This dataset provides - Indonesia Lending Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Key information about Indonesia Bank Lending Rate

• Indonesia Bank Lending Rate was reported at 8.270 % pa in Oct 2025.
• This records a decrease from the previous number of 8.455 % pa for Sep 2025.
• Indonesia Bank Lending Rate data is updated monthly, averaging 14.450 % pa from Apr 1993 to Oct 2025, with 391 observations.
• The data reached an all-time high of 35.720 % pa in Sep 1998 and a record low of 8.270 % pa in Oct 2025.
• Indonesia Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.

The benchmark interest rate in Indonesia was last recorded at 4.75 percent. This dataset provides - Indonesia Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate Indonesia dilaporkan sebesar 8.270 % pa pada 2025-10. Rekor ini turun dibanding sebelumnya yaitu 8.455 % pa untuk 2025-09. Data Bank Lending Rate Indonesia diperbarui bulanan, dengan rata-rata 14.450 % pa dari 1993-04 sampai 2025-10, dengan 391 observasi. Data ini mencapai angka tertinggi sebesar 35.720 % pa pada 1998-09 dan rekor terendah sebesar 8.270 % pa pada 2025-10. Data Bank Lending Rate Indonesia tetap berstatus aktif di CEIC dan dilaporkan oleh CEIC Data. Data dikategorikan dalam Global Economic Monitor World Trend Plus – Table: Bank Lending Rate: Monthly.

In August 2024, the prime lending rate for mortgage loans (KPR) at Bank Rakyat Indonesia, the largest bank in terms of assets in Indonesia was at **** percent. One of its biggest competitors, Bank Mandiri, offered a prime lending rate of *** percent. Meanwhile, BCA offered *** percent in that period.

Actual value and historical data chart for Indonesia Lending Interest Rate Percent

Indonesia Lending Rate IDR: Consumption: Commercial Bank data was reported at 10.380 % pa in Feb 2025. This stayed constant from the previous number of 10.380 % pa for Jan 2025. Indonesia Lending Rate IDR: Consumption: Commercial Bank data is updated monthly, averaging 13.855 % pa from Jan 2001 (Median) to Feb 2025, with 290 observations. The data reached an all-time high of 20.280 % pa in Jun 2002 and a record low of 10.100 % pa in Aug 2024. Indonesia Lending Rate IDR: Consumption: Commercial Bank data remains active status in CEIC and is reported by Bank Indonesia. The data is categorized under Global Database’s Indonesia – Table ID.MB003: Lending Rate: By Banks. [COVID-19-IMPACT]

Indonesia Lending Rate: IDR: Working Capital: Commercial Banks data was reported at 10.550 % pa in Feb 2019. This records an increase from the previous number of 10.520 % pa for Jan 2019. Indonesia Lending Rate: IDR: Working Capital: Commercial Banks data is updated monthly, averaging 14.610 % pa from Jun 1993 (Median) to Feb 2019, with 309 observations. The data reached an all-time high of 35.720 % pa in Sep 1998 and a record low of 10.340 % pa in Dec 2018. Indonesia Lending Rate: IDR: Working Capital: Commercial Banks data remains active status in CEIC and is reported by Bank of Indonesia. The data is categorized under Global Database’s Indonesia – Table ID.MB003: Lending Rate: By Banks.

Actual value and historical data chart for Indonesia Interest Rate Spread Lending Rate Minus Deposit Rate Percent

In 2023, the real interest rate in Indonesia was 7.28 percent. Between 1986 and 2023, the figure dropped by 11.55 percentage points, though the decline followed an uneven course rather than a steady trajectory.

As of January 2025, the average monthly interest rate for house loans in Indonesia was **** percent. The country's house loan interest rate has gradually decreased over the past few years, with a drop of around *** percent compared to the rate in January 2021. House financing and ownership in Indonesia With mortgage interest rates anticipated to remain lower compared to the pre-COVID-19 pandemic level, Indonesia's residential property market is expected to continue growing. Indonesian banks provided mortgage loans exceeding *** trillion Indonesian as of January 2025, catering to the majority of Indonesians who rely on loans to finance their homeownership needs. Notably, house ownership rates in Indonesian rural areas are significantly higher compared to urban areas. Amid its soaring land and house prices, Jakarta struggled with the lowest house ownership rate of any province in Indonesia. Housing prices Despite its significant housing backlog, which underscores the need for affordable housing, Indonesia's residential property price index has steadily increased in recent years. At the end of 2024, cities like Batam, Pontianak, Pekanbaru, and Samarinda saw the highest increases in property prices. This trend is not limited to primary properties, as the resale price index of second-hand houses has also shown consistent growth over the past few years.

Monthly and long-term Indonesia Interest Rate data: historical series and analyst forecasts curated by FocusEconomics.

Graph and download economic data for Interest Rates: Immediate Rates (< 24 Hours): Central Bank Rates: Total for Indonesia (IRSTCB01IDA156N) from 1990 to 2023 about Indonesia, overnight, interest rate, banks, depository institutions, interest, and rate.

Indonesia Lending Rate USD: Working Capital: Commercial Bank data was reported at 4.470 % pa in Jun 2019. This records an increase from the previous number of 4.390 % pa for May 2019. Indonesia Lending Rate USD: Working Capital: Commercial Bank data is updated monthly, averaging 5.520 % pa from Sep 2000 (Median) to Jun 2019, with 226 observations. The data reached an all-time high of 10.170 % pa in Nov 2000 and a record low of 3.760 % pa in Apr 2014. Indonesia Lending Rate USD: Working Capital: Commercial Bank data remains active status in CEIC and is reported by Bank of Indonesia. The data is categorized under Global Database’s Indonesia – Table ID.MB003: Lending Rate: By Banks.

Graph and download economic data for Interest Rates: Other 3-Month Rates: Bank Deposit Rates: Total for Indonesia (IR3OBD01IDQ156N) from Q1 1998 to Q3 2023 about Indonesia, 3-month, deposits, interest rate, banks, depository institutions, interest, and rate.

In the fourth quarter of 2024, the average mortgage rate in Indonesia stood at **** percent. This marked the lowest average mortgage rate in the country since the first quarter of 2020.

Actual value and historical data chart for Indonesia Deposit Interest Rate Percent

Indonesia Lending Rate USD: Investment: Commercial Bank data was reported at 5.330 % pa in Jun 2019. This records a decrease from the previous number of 5.350 % pa for May 2019. Indonesia Lending Rate USD: Investment: Commercial Bank data is updated monthly, averaging 6.240 % pa from Sep 2000 (Median) to Jun 2019, with 226 observations. The data reached an all-time high of 10.420 % pa in Nov 2000 and a record low of 4.730 % pa in Aug 2011. Indonesia Lending Rate USD: Investment: Commercial Bank data remains active status in CEIC and is reported by Bank of Indonesia. The data is categorized under Global Database’s Indonesia – Table ID.MB003: Lending Rate: By Banks.

Indonesia Lending Rate: IDR: Working Capital: Private National Banks data was reported at 10.900 % pa in Jun 2019. This records a decrease from the previous number of 10.910 % pa for May 2019. Indonesia Lending Rate: IDR: Working Capital: Private National Banks data is updated monthly, averaging 14.840 % pa from Jun 1993 (Median) to Jun 2019, with 313 observations. The data reached an all-time high of 39.940 % pa in Sep 1998 and a record low of 10.880 % pa in Jun 2018. Indonesia Lending Rate: IDR: Working Capital: Private National Banks data remains active status in CEIC and is reported by Bank of Indonesia. The data is categorized under Global Database’s Indonesia – Table ID.MB003: Lending Rate: By Banks.

Indonesia Lending Rate: IDR: Investment: Commercial Banks data was reported at 10.360 % pa in Feb 2019. This records a decrease from the previous number of 10.380 % pa for Jan 2019. Indonesia Lending Rate: IDR: Investment: Commercial Banks data is updated monthly, averaging 14.400 % pa from Jun 1993 (Median) to Feb 2019, with 309 observations. The data reached an all-time high of 26.230 % pa in Dec 1998 and a record low of 10.290 % pa in May 2018. Indonesia Lending Rate: IDR: Investment: Commercial Banks data remains active status in CEIC and is reported by Bank of Indonesia. The data is categorized under Global Database’s Indonesia – Table ID.MB003: Lending Rate: By Banks.