The benchmark interest rate in Indonesia was last recorded at 5.50 percent. This dataset provides - Indonesia Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Interbank Rate in Indonesia remained unchanged at 6.44 percent on Monday June 30. This dataset provides - Indonesia Interbank Call Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Graph and download economic data for Interest Rates: 3-Month or 90-Day Rates and Yields: Interbank Rates: Total for Indonesia (IR3TIB01IDM156N) from Jan 1998 to May 2025 about Indonesia, interbank, 3-month, yield, interest rate, interest, and rate.

Suku Bunga Acuan Indonesia dilaporkan sebesar 5.75 % pa pada 2025-02. Angka ini tetap dibanding sebelumnya yaitu 5.75 % pa untuk 2025-01. Data Suku Bunga Acuan Indonesia diperbarui bulanan, dengan rata-rata 5.25 % pa dari 2015-06 sampai 2025-02, dengan 117 observasi. Data ini mencapai angka tertinggi sebesar 6.25 % pa pada 2024-08 dan rekor terendah sebesar 3.50 % pa pada 2022-07. Data Suku Bunga Acuan Indonesia tetap berstatus aktif di CEIC dan dilaporkan oleh Bank Indonesia. Data dikategorikan dalam Indonesia Global Database – Table ID.MB001: Bank of Indonesia: Monetary Policy Rate.

Graph and download economic data for Interest Rates: Immediate Rates (< 24 Hours): Call Money/Interbank Rate: Total for Indonesia (IRSTCI01IDM156N) from Jan 1990 to May 2025 about Indonesia, interbank, overnight, interest rate, interest, and rate.

Key information about Indonesia Short Term Interest Rate

• Indonesia Short Term Interest Rate: Month End: Indonesia: 3 Months Interbank was reported at 6.76 % pa in May 2023, compared with 6.76 % pa in the previous month.
• Indonesia Short Term Interest Rate data is updated monthly, available from Dec 1995 to May 2023.
• The data reached an all-time high of 57.58 % pa in Aug 1998 and a record low of 3.75 % pa in Apr 2022.
• Short Term Interest Rate is reported by reported by CEIC Data.

CEIC calculates monthly Short Term Interest Rate from daily Jakarta Interbank Offered Rate. Bank Indonesia provides Jakarta Interbank Offered Rate.


Related information about Indonesia Short Term Interest Rate

• In the latest reports, Indonesia Long Term Interest Rate: Month End: Indonesia: Government Bond Yield: 10 Years was reported at 6.47 % pa in May 2023.
• The cash rate (Policy Rate: Month End: Indonesia: 7 Days Reverse Repo Rate) was set at 5.75 % pa in May 2023.
• Indonesia Exchange Rate against USD averaged 14,810.86 (USD/IDR) in May 2023.

In 2023, the real interest rate in Indonesia increased by 8.2 percentage points compared to 2022. The year 2023 therefore marks a significant change in the real interest rate compared to the previous year. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator.Find more statistics on other topics about Indonesia with key insights such as broad money as a percentage of GDP, deposit interest rate, and domestic credit to the private sector as a share of GDP.

Real interest rate (%) in Indonesia was reported at 7.282 % in 2023, according to the World Bank collection of development indicators, compiled from officially recognized sources. Indonesia - Real interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on July of 2025.

Indonesia Interbank Call Money Rate: 1 Day data was reported at 5.595 % pa in Jul 2019. This records a decrease from the previous number of 5.773 % pa for Jun 2019. Indonesia Interbank Call Money Rate: 1 Day data is updated monthly, averaging 8.159 % pa from Feb 1989 (Median) to Jul 2019, with 366 observations. The data reached an all-time high of 81.010 % pa in Aug 1998 and a record low of 0.409 % pa in Jun 2005. Indonesia Interbank Call Money Rate: 1 Day data remains active status in CEIC and is reported by Bank of Indonesia. The data is categorized under Global Database’s Indonesia – Table ID.MC001: Interbank Call Money Rate.

Key information about Indonesia Long Term Interest Rate

• Indonesia Long Term Interest Rate: Month End: Indonesia: Government Bond Yield: 10 Years was reported at 6.93 % pa in Feb 2025, compared with 7.07 % pa in the previous month.
• Indonesia Long Term Interest Rate data is updated monthly, available from Oct 2008 to Feb 2025.
• The data reached an all-time high of 17.78 % pa in Oct 2008 and a record low of 5.29 % pa in Jan 2012.
• Long Term Interest Rate is reported by reported by CEIC Data.

CEIC calculates monthly Long Term Interest Rate from daily 10 year Government Securities Yield. PT Penilai Harga Efek Indonesia provides 10 year Government Securities Yield.


Related information about Indonesia Long Term Interest Rate

• In the latest reports, Indonesia Short Term Interest Rate: Month End: Indonesia: 3 Months Interbank was reported at 6.74 % pa in Jun 2023.
• The cash rate (Policy Rate: Month End: Indonesia: BI-Rate) was set at 5.75 % pa in Jan 2025.
• Indonesia Exchange Rate against USD averaged 14,932.00 (USD/IDR) in Jun 2023.

In August 2024, the prime lending rate for mortgage loans (KPR) at Bank Rakyat Indonesia, the largest bank in terms of assets in Indonesia was at **** percent. One of its biggest competitors, Bank Mandiri, offered a prime lending rate of *** percent. Meanwhile, BCA offered *** percent in that period.

In 2020, the internet penetration rate in Indonesia stood at 69.8 percent. This value is estimated to increase in the years to follow and reach 82.53 percent by 2026. The internet has been an increasingly important part of most Indonesians’ daily life.

Time spent on the internet in Indonesia

With a rapidly growing number of internet users in recent years, Indonesia may have one of the largest online populations globally. Not only do most Indonesians have access to the internet these days, but they are also relatively active on the internet, with an average of nearly eight hours of internet use per day. Out of all the time they spent on online media, Indonesian internet users spent around three hours on their favourite social media.

Internet usage trends in Indonesia  

In a recent survey on attitudes towards the internet in Indonesia, the majority of respondents claimed it was very important for them to have access to mobile internet at all times wherever they were. This may be due to the convenience of accessing the internet or social media they are on. As of the third quarter of 2019, watching videos and listening to music services were among the most popular activities done by Indonesians online.

In the fourth quarter of 2024, the average mortgage rate in Indonesia stood at 7.43 percent. This marked the lowest average mortgage rate in the country since the first quarter of 2020.

Lending interest rate (%) in Indonesia was reported at 8.7957 % in 2024, according to the World Bank collection of development indicators, compiled from officially recognized sources. Indonesia - Lending interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on July of 2025.

The deposit interest rate in Indonesia increased by 1.4 percentage points (+43.61 percent) in 2023. In total, the deposit interest rate amounted to 4.63 percent in 2023. This increase was preceded by a declining deposit interest rate.The deposit interest rate is paid by financial institutions to deposit account holders.Find more statistics on other topics about Indonesia with key insights such as domestic credit to the private sector as a share of GDP, real interest rate, and broad money as a percentage of GDP.

Business credit interest rate, percent in Indonesia, March, 2025 The most recent value is 8.62 percent as of March 2025, a decline compared to the previous value of 8.65 percent. Historically, the average for Indonesia from January 1999 to March 2025 is 13.15 percent. The minimum of 8.28 percent was recorded in June 2022, while the maximum of 30.29 percent was reached in January 1999. | TheGlobalEconomy.com

As of January 2025, the average monthly interest rate for house loans in Indonesia was 6.87 percent. The country's house loan interest rate has gradually decreased over the past few years, with a drop of around 1.4 percent compared to the rate in January 2021. House financing and ownership in Indonesia With mortgage interest rates anticipated to remain lower compared to the pre-COVID-19 pandemic level, Indonesia's residential property market is expected to continue growing. Indonesian banks provided mortgage loans exceeding 730 trillion Indonesian as of January 2025, catering to the majority of Indonesians who rely on loans to finance their homeownership needs. Notably, house ownership rates in Indonesian rural areas are significantly higher compared to urban areas. Amid its soaring land and house prices, Jakarta struggled with the lowest house ownership rate of any province in Indonesia. Housing prices Despite its significant housing backlog, which underscores the need for affordable housing, Indonesia's residential property price index has steadily increased in recent years. At the end of 2024, cities like Batam, Pontianak, Pekanbaru, and Samarinda saw the highest increases in property prices. This trend is not limited to primary properties, as the resale price index of second-hand houses has also shown consistent growth over the past few years.

Key information about Indonesia Policy Rate

• Indonesia cash rate (Policy Rate: Month End: Indonesia: BI-Rate) was set at 5.75 % pa in Feb 2025, compared with 5.75 % pa in the previous Jan 2025.
• Indonesia Policy Rate averaged 5.25 % pa and is updated monthly, available from Jun 2015 to Feb 2025.
• The data reached an all-time high of 6.25 % pa in Aug 2024 and a record low of 3.50 % pa in Jul 2022.

The Bank of Indonesia announced 7 Days Reverse Repo Rate as new policy rate effective August 19th, 2016. For Policy Rate prior to August 2016, please refer to the 1 Month Bank Indonesia Certificates Auction Rate. From 21 December 2023, Bank Indonesia will change the name of its policy rate to BI Rate, replacing the BI 7-Day Reverse Repo. The new name doesn't change the meaning or objectives of the BI-Rates as the monetary policy stance of Bank Indonesia, with operationalisation still referring to Bank Indonesia reverse repo transaction with a tenor of seven days. [COVID-19-IMPACT]


Related information about Indonesia Policy Rate

• In the latest reports, Indonesia Short Term Interest Rate: Month End: Indonesia: 3 Months Interbank was reported at 6.74 % pa in Jun 2023.
• Its Long Term Interest Rate (Long Term Interest Rate: Month End: Indonesia: Government Bond Yield: 10 Years) was reported at 6.93 % pa in Feb 2025.
• Indonesia Exchange Rate against USD averaged 14,932.00 (USD/IDR) in Jun 2023.
• Its Real Effective Exchange Rate was 111.62 in Jan 2025.

Graph and download economic data for Interest Rates: Other 3-Month Rates: Bank Deposit Rates: Total for Indonesia (IR3OBD01IDM156N) from Jan 1998 to Nov 2023 about Indonesia, 3-month, deposits, interest rate, banks, interest, depository institutions, and rate.

The death rate in Indonesia saw no significant changes in 2023 in comparison to the previous year 2022 and remained at around **** deaths per 1,000 inhabitants. The crude death rate refers to the number of deaths in a given year, expressed per 1,000 population. When studied in combination with the crude birth rate, the rate of natural population increase can be determined.Find more statistics on other topics about Indonesia with key insights such as rate of children immunized against measles in the age group of 12 to 23 months, infant mortality rate, share of children aged 12-23 months immunized against diphtheria, and pertussis and tetanus (DPT).