Graph and download economic data for 5-Year Breakeven Inflation Rate (T5YIE) from 2003-01-02 to 2025-07-30 about spread, interest rate, interest, 5-year, inflation, rate, and USA.

Inflation Rate In the Euro Area remained unchanged at 2 percent in July. This dataset provides the latest reported value for - Euro Area Inflation Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The inflation rates of energy commodity prices in Germany began to significantly increase in 2021, a rise that continued throughout 2022. The gas inflation rate peaked in November 2022 at 82 percent. These increases in inflation were driven by tighter fossil fuel supplies since many economies began recovering from the coronavirus pandemic, and further worsened by supply fears following the Russia-Ukraine war. However, in 2024, the HCIP has decreased compared to the previous year.

By April 2026, it is projected that there is a probability of ***** percent that the United States will fall into another economic recession. This reflects a significant decrease from the projection of the preceding month.

In case prices for goods and services go up significantly in 2023, over ** percent of consumers around the world said they would shop less in general and cut down on spending as a response. A fifth of survey respondents said they would look for and purchase cheaper and better value products. Less than **** percent of those surveyed worldwide believed inflation would be unlikely to impact their habits. What does inflation look like? The world entered a new inflation crisis in 2021, driven by a confluence of factors including the COVID-19 pandemic which restricted global supply chains, and the Russian-Ukraine war which exacerbated food and energy shortages. In 2022, global inflation hit **** percent, the highest annual increase in decades. The rate of inflation is estimated to remain high in the near future, at around *** percent in 2023 and *** percent in 2024. Inflation dominated the list of most important problems facing the world according to a survey conducted in October 2023 – leading ahead of poverty and social inequality, crime and violence, and unemployment. In a global consumer trends survey, the majority of respondents said that inflation impacted them completely or a lot – for instance, ***** in ** respondents in the United States admitted they had been seriously impacted. Inflation’s impact on the holidays The end-of-year holiday season is typically regarded as a period of increased retail spending, driven by a series of major shopping events such as Black Friday and Cyber Monday, as well as the public holidays Thanksgiving and Christmas. However, inflation has put a damper on the holiday cheer, with consumers expressing their intentions to cut back spending amid the cost-of-living crisis. In 2022, a significant share of consumers in Europe said they planned to cut at least some related expenses. In fact, ** percent of respondents in the United Kingdom planned to cut all expenses related to Black Friday and Christmas.

Credit card processors and money transferring companies have witnessed substantial growth fueled by an expanding adoption of electronic payments. Recent trends show a remarkable increase in electronic transactions, with more businesses embracing a credit card-friendly approach. This has directly contributed to burgeoning revenue streams for providers. The heightened use of debit and credit cards, along with solid economic growth that has bolstered consumer spending and per capita disposable income, underpin this upward trajectory. Additionally, digitization trends, accelerated by the push towards e-commerce, have further cemented the integration of cards in everyday transactions, demonstrating the industry's resilience and adaptability to evolving market demands. Shifting economic conditions have significantly impacted revenue volatility for credit card processors and money transfer services. Initially, the pandemic reduced consumer spending, leading to a decreased demand for these services in 2020. Despite this, e-commerce sales surged, permitting some stability in revenue. As the US economy reopened, consumer spending increased, leading to substantial revenue growth in 2021. However, rampant inflation in 2022 dampened e-commerce performance, yet high wage growth kept revenue positive. This inflation also caused consumers to bolster their use of credit cards to cover rising expenses, raising profit. More recently, recessionary fears, spurred by higher interest rates, further constrained consumer spending and corporate expenditures, slowing growth. Despite these challenges, strong e-commerce activities have kept the industry resilient. Overall, revenue for credit card processing and money transferring companies has swelled at a CAGR of 6.9% over the past five years, reaching $147.7 billion in 2025. This includes a 2.7% rise in revenue in that year. Looking forward, economic growth is expected to alleviate recessionary fears and reinvigorate consumer spending. This, coupled with falling interest rates, should enhance market conditions and foster stronger revenue growth trajectories for providers. Increasing emphasis on security through biometric authentication and AI-driven solutions promises to elevate user confidence, making digital payment methods even more attractive. As cash use dwindles, the reliance on digital payment forms will surge, creating opportunities for both established players and emerging entrants. Larger providers will likely wield their financial clout to innovate and expand market reach, while smaller entities may need to differentiate and innovate to sustain competitive advantages. Overall, revenue for credit card processors and money transferrers is forecast to expand at a CAGR of 3.1% over the next five years, reaching $171.9 billion in 2030.

Graph and download economic data for Dates of U.S. recessions as inferred by GDP-based recession indicator (JHDUSRGDPBR) from Q4 1967 to Q1 2025 about recession indicators, GDP, and USA.

The DXY exchange rate rose to 99.9812 on August 1, 2025, up 0.01% from the previous session. Over the past month, the United States Dollar has strengthened 3.31%, but it's down by 3.13% over the last 12 months. United States Dollar - values, historical data, forecasts and news - updated on August of 2025.

In 2024, the salary increase across India was *** percent, a slight decline since last year. The salary increase in India was the highest among the Asia-Pacific countries. The salary growth is expected to stay the same in 2025 at *** percent. Sectors driving growth Sectors like Pharmaceuticals, manufacturing, insurance, captives, and SSO are projecting above the general industry salary median for 2025. With its highly skilled talent pool, India’s global capability centers (GCCs) are driving the projected salary increases. Outlook The projected increase in salary in 2025 is expected to be similar to 2024. Cost management, inflation, fear of recession, and a tighter labor market are some factors leading to 2025 projections. 2023 witnessed the highest salary increase during the recorded period, with a ** percent growth.

Business process outsourcing (BPO) companies provide services to clients in all sectors of the economy, with the financial services and public sectors being particularly important markets. Expanding IT adoption and government expenditure have incentivised businesses to invest more heavily in IT systems and upgrades, supporting demand for BPO services. Industry revenue is expected to contract at a compound annual rate of 3% over the five years through 2024-25 to £73.4 billion, including estimated growth of 3.7% in 2024-25. Advances in cloud computing, mobile technology and big data have created new opportunities for BPO service providers to add value to their services. Even so, tumbling business confidence and the freezing of hiring and expansion initiatives following the COVID-19 outbreak took a steep toll on demand for BPO services. In 2021-22, business hiring and expansionary activities picked up as the economy gradually recovered from the pandemic, fuelling demand for BPO services. However, challenging economic conditions have clouded revenue growth in 2022-23 and 2023-24. Soaring inflation and high interest rates subdued business confidence and weakened business activity, constraining spending on outsourcing. Despite lingering economic fears, subsiding inflation and falling interest rates provide a boost to business confidence and encourage greater business expenditure, driving revenue growth in 2024-24. Inflationary pressures and intense competition have weighed on the industry’s average profit margin, which is estimated at 13.2% in 2024-25. Industry revenue is forecast to swell at a compound annual rate of 4.5% over the five years through 2029-30 to £91.7 billion. A positive economic outlook, thanks to normalising inflation and interest rate levels, and the growing adoption of new IT and telecommunications technology will drive revenue growth. Strong appetite from businesses to outsource non-core activities and to cut costs will also fuel demand for BPO service providers. Although public-sector spending on outsourcing has been significant for BPO firms, government plans to cut expenditure on private consultants going forward would hinder growth in demand from this market. Intense competition from in-house services and overseas BPO firms will restrict revenue and profit growth.

Steel fell to 3,188 CNY/T on July 31, 2025, down 1.24% from the previous day. Over the past month, Steel's price has risen 5.21%, and is up 6.27% compared to the same time last year, according to trading on a contract for difference (CFD) that tracks the benchmark market for this commodity. Steel - values, historical data, forecasts and news - updated on August of 2025.

Security service companies have experienced substantial upheaval, with providers facing significant revenue volatility. The onset of COVID-19 forced a wave of business closures and a mass shift to remote work. This led to a sharp decline in demand for security services, as physical premises were left unattended and corporate profit stagnated, prompting businesses to cut back on expenses. As a result, the industry witnessed a pronounced drop in revenue throughout 2020. In 2021, although pandemic restrictions eased and economic activity picked up, the reluctance of a substantial portion of the workforce to return to offices continued to constrain demand. It wasn't until 2022 that a notable recovery took place when more employees returned to workplaces, fueling an uptick in demand for security personnel. Despite the rebound in 2022, the industry has faced further challenges due to broader economic conditions. In particular, inflationary pressures prompted the Federal Reserve to hike interest rates, bringing recessionary fears to the fore. This stifled demand for security services in 2023 and 2024 as companies hesitated over investments amid economic uncertainty. Meanwhile, the industry has seen consolidation through mergers and acquisitions, as major players like Allied Universal and Securitas AB expanded their foothold by acquiring competing firms. Rising labor costs and fierce competition have also exerted pressure on profit, driving some companies to seek niche markets or diversify their service offerings. Overall, revenue for security service providers in the United States has dwindled at a CAGR of 1.2% over the past five years, reaching $46.0 billion in 2025. This includes a 1.0% rise in revenue in that year. Looking ahead, security companies are expected to gradually regain strength over the next five years, assuming macroeconomic stability prevails. As the Federal Reserve starts easing interest rates in response to cooling inflation and a moderating job market, the environment for investment will improve, potentially boosting demand for security services. Urbanization trends and increasing business formation are expected to prop up revenue, along with a rise in corporate profit leading to greater spending on security measures. However, potential changes in economic policy, such as tariffs, could pose challenges, while declining crime rates may reduce the necessity for traditional security services. Overall, revenue for security service companies in the United States is forecast to creep upward at a CAGR of 1.0% over the next five years, reaching $48.4 billion in 2030.

Copper rose to 4.42 USD/Lbs on August 1, 2025, up 0.29% from the previous day. Over the past month, Copper's price has fallen 14.18%, but it is still 7.63% higher than a year ago, according to trading on a contract for difference (CFD) that tracks the benchmark market for this commodity. Copper - values, historical data, forecasts and news - updated on August of 2025.

Gold rose to 3,362.51 USD/t.oz on August 1, 2025, up 2.25% from the previous day. Over the past month, Gold's price has risen 0.15%, and is up 37.65% compared to the same time last year, according to trading on a contract for difference (CFD) that tracks the benchmark market for this commodity. Gold - values, historical data, forecasts and news - updated on August of 2025.

The Consumer Confidence Index (CCI) of Germany was ***** in September 2024, compared with ***** a year earlier. Consumer confidence in Germany had been falling from Summer 2021 until November 2022, with fears that the German economy's reopening after the COVID-19 pandemic would not be as positive as was initially imagined due to inflationary pressures, while the Russian invasion of Ukraine in February 2022, causing energy prices in Germany to spike, further dampened business confidence. In spite of relatively slow growth between 2023 and 2024, business confidence has somewhat returned to Germany, likely due to falling energy prices and decreases in inflation.

The global reinsurance industry, a crucial element of the worldwide financial ecosystem, hinges closely on the performance of worldwide equity markets. Reinsurance carriers often invest in equities to generate investment income, thereby funding the payment of claims. When COVID-19 first struck, equity markets plummeted due to widespread uncertainty. As central banks injected liquidity into the market, equity prices rebounded in late 2020, increasing revenue for reinsurance carriers. This momentum continued in 2021 as the economic recovery was underway. However, the geopolitical instability following Russia's exclusion from the MSCI World Index in 2022, coupled with soaring inflation and recessionary fears, resulted in a downturn for the reinsurance sector, reflecting a more than 10.0% decline in revenue that year. Reinsurance carriers have also navigated a complex landscape shaped by healthcare expenditures and increasing interest rates. Expenditure on healthcare, driven by an aging population and medical advancements, has surged, leading insurers to seek reinsurance products to mitigate risk, enhancing industry revenue during this period. Rising interest rates introduced challenges by curbing property investment and many types of durable goods, reducing demand for many types of insurance. This dynamic constrained the growth of reinsurance revenue in 2022 and 2023 before seeing a partial rebound as interest rates began to ease by 2025. Regardless, profit still performed relatively well while borrowing costs were high since many reinsurance companies were able to salvage some of their investment income by purchasing fixed-income products. Overall, revenue for global reinsurance carriers is anticipated to inch downward at a CAGR of 0.1% during the current period, reaching $339.7 billion in 2025, which includes a 1.2% jump in revenue in that year. Looking ahead, the next five years present a mix of challenges and opportunities for the industry. Global economic growth and technological advancements in data analytics and climate modeling signal potential growth for the sector, especially as emerging markets like China and India develop further. These advancements are expected to enable more refined risk assessment and opportunities for geographical expansion. However, declining global stock prices resulting from economic and political uncertainty will likely dampen growth. Competition from financial substitutes like catastrophe bonds and self-insurance poses additional pressure. Overall, revenue for global reinsurance companies is forecast to expand at a CAGR of 1.4% during the outlook period, reaching $363.8 billion in 2030.

Sugar fell to 16.19 USd/Lbs on August 1, 2025, down 1.03% from the previous day. Over the past month, Sugar's price has risen 4.11%, but it is still 10.88% lower than a year ago, according to trading on a contract for difference (CFD) that tracks the benchmark market for this commodity. Sugar - values, historical data, forecasts and news - updated on August of 2025.

The global buy now, pay later (BNPL) market size is predicted to increase by nearly ** percent between 2024 and 2030. Regardless, BNPL reached a global market share of around **** percent in 2024 - with ***** out of 10 top global buy now, pay later markets worldwide being located in northwestern Europe. The market share of BNPL services in domestic e-commerce payments in both Sweden and Germany, for instance, was around *** times higher than the market share in global e-commerce payments. Big international names, local competition? Common names that spring to mind when it comes to BNPL include Klarna (Sweden), Affirm (United States), and Afterpay (Australia), as all three providers had millions of active users in 2021. The three are sometimes joined by Quadpay/Zip (United States) in some sources. These apps are popular in the United States, Canada, and Europe. Europeans, for instance, downloaded Klarna significantly more than other BNPL apps available to them. That is not to say all countries prefer BNPL through Klarna, however: In Switzerland, it is expected that one of the country’s most popular payment methods - mobile payment option TWINT – will implement payments in installments to compete with Klarna. Uncertainty going forward It is uncertain whether the initial success of buy now, pay later will hold. In May 2022 – shortly after the figures provided here were released – Klarna announced it would cut roughly ** percent of its global staff. CEO and co-founder Sebastian Siemiatkowski cited an expected decline in consumer spending, caused by the war in Ukraine and growing inflation worldwide since. Regardless, some experts still fear that having the option to make payments might be too enticing for low-income households – especially in a time of uncertainty when it comes to personal finance.

Australia's main stock market index, the ASX200, fell to 8662 points on August 1, 2025, losing 0.92% from the previous session. Over the past month, the index has climbed 0.75% and is up 9.05% compared to the same time last year, according to trading on a contract for difference (CFD) that tracks this benchmark index from Australia. Australia Stock Market Index - values, historical data, forecasts and news - updated on August of 2025.

Online retail is characterised by intense competition within the industry, which is likely to intensify in the future as more players enter the market. The competition between individual providers in terms of customer acquisition and retention across multiple sales channels is intensified by the lack of physical proximity to customers in online retail. In the period from 2020 to 2025, sales in the sector increased by an average of 4% per year. Due to high energy prices and inflation, the consumer climate deteriorated in 2022 and has only slowly improved since then. This in turn has had an impact on the sales development of the retail sector as a whole and thus also on mail order and online retail, which even recorded a small decline in sales in 2023. Sales growth of 3.5% to €151.2 billion is expected for 2025 due to the slowdown in inflation. Despite the considerable fluctuations in sales, the profit margin of online retail has remained relatively stable in recent years. Only in 2021 did the profit margin increase significantly, as industry sales grew faster than costs.Industry growth in 2021 was primarily driven by the positive economic development and the resulting increase in income as well as the rise in online consumer spending by private households. While the coronavirus pandemic had a negative impact on the economy and brick-and-mortar retail in 2020, online consumer spending increased more than in previous years due to the temporary closure of many shops and consumers' fear of infection. Ongoing intense competition and increasing digitalisation are driving innovation in e-commerce. In order to continue to achieve long-term success, industry players must continuously develop their online system applications, products and services, particularly in relation to mobile shopping trends, identify the right media marketing mix and minimise the risks prevalent in online retail by taking adequate security precautions. In view of the increasing external competition from foreign online platforms such as Temu or Shein as well as bricks-and-mortar retailers who are establishing a web presence including an online shop or expanding their existing internet presence, only moderate sales growth in mail order and online retail is expected in the coming years. Nevertheless, pure mail order and online retail should continue to account for the majority of online retail sales. Between 2025 and 2030, industry sales are expected to grow by an average of 4.8% per year to 190.8 billion euros. The number of companies operating in the sector is expected to increase further.