The Insurtech Market Report is Segmented by Product Line (Insurance Type) (Life Insurance, Health Insurance, and More), Distribution Channel (Direct-To-Consumer (D2C) Digital, Aggregators/Marketplaces, and More), End User (Retail/Individual, SME/Commercial, and More), and Geography (North America, South America, and More). The Market Forecasts are Provided in Terms of Value (USD).

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Insurtech Market Size 2025-2029

The insurtech market size is forecast to increase by USD 114.39 billion, at a CAGR of 43.6% between 2024 and 2029. The market is experiencing significant growth, driven by the increasing need for businesses to enhance operational efficiency in the insurance sector. Traditional insurance processes are being revolutionized through digital transformation, leading to increased productivity and customer satisfaction.

Major Market Trends & Insights

North America dominated the market and contributed 51% to the growth during the forecast period.
The market is expected to grow significantly in Europe region as well over the forecast period.
Based on the Application, the Marketing and distribution segment led the market and was valued at USD 9.02 billion of the global revenue in 2023.
Based on the Deployment, the On-premises segment accounted for the largest market revenue share in 2023.

Market Size & Forecast

Future Opportunities: USD 114.39 Billion
CAGR (2024-2029): 43.6%
North America: Largest market in 2023

The market continues to evolve, driven by advancements in technology and shifting customer expectations. Digital insurance solutions are revolutionizing the industry, with data analytics playing a pivotal role in shaping pricing strategies. Cloud computing enables insurtech platforms to offer enhanced customer experience and retention through personalized offerings. IoT sensors, wearable technology, and natural language processing are transforming risk assessment, while AI algorithms and machine learning optimize claims management and process automation. Search engine optimization and marketing automation enhance digital distribution, reaching customers more effectively. Insurtech startups are disrupting traditional insurance models with innovative solutions, such as peer-to-peer insurance and usage-based insurance.

What will be the Size of the Insurtech Market during the forecast period?

Explore in-depth regional segment analysis with market size data - historical 2019-2023 and forecasts 2025-2029 - in the full report.
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Remote monitoring and predictive modeling enable cost reduction and improved operational efficiency. Blockchain technology and API integrations ensure secure data exchange and streamlined policy administration. The market's continuous dynamism is further reflected in the integration of big data, financial modeling, and fraud detection, all aimed at enhancing sales growth and risk management. The ongoing digital transformation of the insurance sector is reshaping the industry landscape, with M&A activity and on-demand insurance models further fueling the market's evolution.

Moreover, strategic collaborations between investors and Insurtech firms are fueling innovation and investment in this sector. However, the high cost of investment remains a challenge for new entrants, requiring a substantial financial commitment to develop and scale their technologies. InsurTech innovations, such as telematics, blockchain, and artificial intelligence, are transforming the insurance landscape by offering personalized policies, real-time risk assessment, and automated claims processing. To succeed, companies must navigate this obstacle by securing adequate funding and forming strategic partnerships. By staying informed of these market dynamics, businesses can effectively capitalize on opportunities and overcome challenges in the evolving Insurtech landscape.

How is this Insurtech Industry segmented?

The insurtech industry research report provides comprehensive data (region-wise segment analysis), with forecasts and estimates in 'USD million' for the period 2025-2029, as well as historical data from 2019-2023 for the following segments.

Application

  Marketing and distribution
  IT support
  Claim management
  Policy administration and management
  Others


Deployment

  On-premises
  Cloud


End-User

  Insurance Companies
  Brokers
  Policyholders


Technology

  Artificial Intelligence
  Blockchain
  Internet of Things


Geography

  North America

    US
    Canada
    Mexico


  Europe

    France
    Germany
    Italy
    UK


  APAC

    China
    India
    Japan


  South America

    Brazil
    Argentina


  Middle East and Africa

    UAE


  Rest of World (ROW)

By Application Insights

The marketing and distribution segment is estimated to witness significant growth during the forecast period. The segment was valued at USD 9.02 billion in 2023. It continued to the largest segment at a CAGR of 28.26%.

The market is experiencing significant growth as digital insurance and customer service become increasingly important. Advanced technologies, such as data analytics, pricing strategies, cloud computing, and catastrophe modeling, are transforming the industry. InsurTech platforms facilitate customer interaction t

The global sales of insurtech market are estimated to be worth USD 25,406.2 million in 2025 and anticipated to reach a value of USD 257,816.7 million by 2035. Sales are projected to rise at a CAGR of 26.1%% over the forecast period between 2025 and 2035. The revenue generated by insurtech in 2024 was USD 20,267.4 million.

Attributes	Key Insights
Estimated Size, 2025	USD 25,406.2 million
Projected Size, 2035	USD 257,816.7 million
Value-based CAGR (2025 to 2035)	26.1%%

Semi Annual Market Update

Particular	Value CAGR
H1, 2024	25.8% (2024 to 2034)
H2, 2024	26.4% (2024 to 2034)
H1, 2025	25.6% (2025 to 2035)
H2, 2025	26.3% (2025 to 2035)

Country-wise Insights

Country	Value CAGR (2025 to 2035)
USA	24.3%
Germany	23.0%
China	27.3%
India	29.7%
Australia New Zealand	27.2%

Category-wise Insights

Insurance Type	Value Share (2025)
Health Insurance	35.5%

End User	Value Share (2025)
Insurance Companies	39.7%

The United States Insurtech Market is Segmented by Business Model (Carrier, Enabler, and Distributor), Insurance Line (Life Insurance, Non-Life Insurance), Distribution Channel (Direct To Consumer, Intermediate, and Embedded), and Region (South, West, Midwest, and Northeast). The Market Forecasts are Provided in Terms of Value (USD).

Insurtech Market Outlook

The global Insurtech market size is projected to grow from USD 12 billion in 2023 to an impressive USD 90 billion by 2032, reflecting a robust compound annual growth rate (CAGR) of 24.7% during the forecast period. This remarkable growth trajectory is primarily driven by the seamless integration of advanced technologies such as Artificial Intelligence and Blockchain into insurance processes, which is revolutionizing the way insurance services are delivered and consumed. The digitization of financial services, consumer demand for personalized products, and enhanced data analytics capabilities are further fueling this growth, creating a dynamic environment that is reshaping the entire insurance landscape.

The first major growth factor for the Insurtech market is the increasing consumer demand for personalized and flexible insurance solutions. As consumers become more tech-savvy and informed, there is a growing expectation for insurance products that can be tailored to individual needs and lifestyles. Insurtech companies leverage technologies like Artificial Intelligence and data analytics to analyze customer data and predict behavior, enabling them to offer highly customized insurance policies. This personalization extends beyond just policy terms to include personalized pricing and risk assessments, which are more accurate and fair. Such advancements not only improve customer satisfaction but also enhance the efficiency and profitability of insurers by reducing underwriting and claims costs.

Another significant driver of growth in the Insurtech market is the increasing adoption of digital platforms and the Internet of Things (IoT). With the rise of mobile technology and connected devices, insurers can collect and analyze vast amounts of data in real-time, leading to more precise risk assessments and proactive risk management strategies. This capability allows insurers to not only offer more competitive pricing but also to engage with customers in real-time through digital channels. The IoT extends to various applications such as telematics in automobiles for usage-based insurance, health monitoring for health insurance, and smart home devices for property and casualty insurance, each opening new avenues for insurers to innovate and expand their service offerings.

In addition, regulatory changes and the need for operational efficiency are prompting insurers to adopt Insurtech solutions. Traditional insurers are under pressure to comply with evolving regulations that demand greater transparency and efficiency in operations. Insurtech solutions such as Blockchain provide a secure and transparent way to manage transactions and customer data, enhancing compliance and reducing the risk of fraud. Moreover, cloud computing technologies enable insurers to streamline their operations, reduce costs, and improve agility by shifting to more flexible and scalable digital infrastructures. These technologies not only help insurers meet regulatory requirements more efficiently but also allow them to focus on core business activities and improve customer experiences.

Embedded Insurance is emerging as a transformative trend in the Insurtech landscape, offering a seamless integration of insurance products into the purchase journey of various goods and services. This approach allows consumers to access insurance coverage at the point of sale, simplifying the process and enhancing convenience. By embedding insurance into everyday transactions, companies can provide tailored coverage options that align with consumer needs, thereby increasing the uptake of insurance products. This model not only benefits consumers by offering immediate protection but also enables insurers to tap into new distribution channels and expand their market reach. As more businesses across different sectors adopt Embedded Insurance, it is set to play a crucial role in driving the future growth of the Insurtech market.

Regionally, North America remains the dominant market for Insurtech, driven by a combination of technological innovation, a strong presence of major Insurtech companies, and consumer openness to digital insurance solutions. However, other regions are catching up rapidly. Europe, with its mature insurance market, is experiencing significant adoption of Insurtech solutions, particularly in countries like the UK, Germany, and France. The Asia Pacific region, led by markets such as China and India, is projected to witness the highest CAGR, driven by a rapidly digitizing economy, increased smartphone penetration, and a large, underinsured po

The Report Covers North America Insurtech Companies and the Market is Segmented by Line of Insurance (Property and Casualty Insurance, Health Insurance, Life Insurance, and Others), by Business Model (Enabler, Carrier, and Distributor), and by Country (United States, Canada, ). The Market Size and Forecasts for North America Insurtech Market are Provided in Terms of Value (USD) for all the Above Segments.

The global Insurtech market is expected to grow at CAGR of 10.34% during forecast period 2018-2028.

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Market Size
Forecast Market Size
CAGR
Fastest Growing Segment
Largest Market
Key Players

APAC Insurtech Market Report is Segmented by Insurance Line (Health, Life, and Non-Life) and Country (China, India, Japan, Hong Kong, Singapore, Indonesia, and Rest of Asia-Pacific). The Market Sizes and Forecasts are Provided in Terms of Value (USD) for all the Above Segments.

Global InsurTech (Insurance Technology) market size is expected to reach $96.24 billion by 2029 at 38.8%, insurtech’s impact on insurance industry dynamics

Global Insurtech Market was valued at $5.48 Billion in 2022, and Projected to $146.43 Billion by 2030, CAGR of 50.78% from 2023 to 2030.

Explore the booming InsurTech Market with a projected 35% CAGR (2024-2030). Witness the digital transformation of insurance, offering operational efficiency, faster claim processing, and advanced communication platforms.

The United Kingdom Insurtech Market is Segmented by Product Line (Life Insurance, Health Insurance, Property & Casualty (P&C), and More), Distribution Channel (Direct-To-Consumer (D2C) Digital, Aggregators, Digital Brokers, and More), and End User (Retail, SME, Large Enterprise, and Government Sector). The Market Forecasts are Provided in Value (USD).

The European InsurTech market is experiencing robust growth, driven by increasing digital adoption, the demand for personalized insurance products, and the rise of innovative business models. With a Compound Annual Growth Rate (CAGR) exceeding 15% from 2019 to 2024, the market is projected to continue its upward trajectory through 2033. This expansion is fueled by several key factors: consumers' growing preference for seamless online experiences, the ability of InsurTech companies to leverage data analytics for improved risk assessment and pricing, and the emergence of embedded insurance, integrating insurance seamlessly into other services. The market is segmented by business model (carrier, enabler, distributor) and geography, with the United Kingdom, Germany, France, and other major European countries leading the growth. Competitive pressures are high, with established players like Wefox and Clark competing alongside newer entrants, fostering innovation and efficiency. However, regulatory hurdles and data security concerns pose potential restraints to market expansion. The strong growth is expected to continue, with a projected market value significantly exceeding the current size by 2033. While precise figures for each country within Europe are unavailable, we can project a distribution based on existing market shares and economic indicators. For instance, the UK and German markets are likely to maintain a significant share, given their advanced technological infrastructure and established InsurTech ecosystems. France and Italy, while slightly behind, will also see considerable growth. The "Other Countries" segment encompasses a diverse range of markets with varying levels of digital maturity, indicating further opportunities for expansion depending on specific market penetration strategies. The diversification across business models reflects the evolving nature of the industry, with carriers, enablers, and distributors playing increasingly interconnected roles in providing comprehensive insurance solutions. Recent developments include: In October 2021, GetSafe extended its Series B funding round. In addition to its original Series B funding of USD 30 million, the company added another USD 63 million in fresh capital. Overall, GetSafe raised USD 93 million in the Series B round. The investors included an unnamed family office, Earlybird, and Abacon Capital., In June 2021, the Berlin insurance company Wefox Group raised a record-breaking USD 650 million in funds, leading to a USD 3 billion valuation of the company. With this funding, the insurtech start-up's value has grown threefold since tapping investors in 2019.. Notable trends are: Investments in Insurtech Start-ups in Europe are Rising.

The Asia-Pacific (APAC) Insurtech market, valued at approximately $17.29 billion in 2025, is projected to experience robust growth, driven by increasing smartphone penetration, rising internet usage, and a growing preference for digital-first solutions in the insurance sector. This surge in demand is fueled by the region's large and rapidly developing economies, particularly in India and China, where a significant portion of the population is yet to fully embrace traditional insurance methods. The market's expansion is further accelerated by the emergence of innovative Insurtech platforms offering personalized, customized insurance products and streamlined claims processes. These platforms leverage technology such as AI, big data analytics, and blockchain to offer greater transparency, efficiency, and affordability. While regulatory hurdles and data privacy concerns present some challenges, the overall market outlook remains positive, with a considerable investment inflow anticipated in the coming years. Key players are focusing on strategic partnerships and acquisitions to expand their market reach and product offerings. The segments within APAC Insurtech are seeing significant growth across Health, Life and Non-life insurance lines. This is driven by increasing awareness of health and financial security coupled with the convenience and efficiency offered by digital insurance platforms. The continued expansion of the APAC Insurtech market is contingent upon several factors. Firstly, the increasing adoption of mobile technologies and the expansion of digital infrastructure are critical for market growth. Secondly, favorable government policies promoting financial inclusion and digitalization are likely to further catalyze the sector's development. Thirdly, the growing adoption of embedded insurance, which integrates insurance products into other digital platforms, is another major driver. Finally, the continuous innovation and development of advanced technologies like AI and machine learning will help personalize products, improve risk assessment, and ultimately enhance customer experiences. However, challenges such as cybersecurity risks and ensuring data security remain crucial concerns that require ongoing attention. Despite these challenges, the APAC Insurtech market's trajectory points towards sustained, high growth for the foreseeable future. Recent developments include: May 2024: MyGate, a housing society management app, entered the insurance distribution business. It obtained an aggregator license from the Insurance Regulatory and Development Authority of India (IRDAI) to distribute insurance policies.March 2023: BlackRock and Citi formed a technological partnership with insurer Singlife. Clients will have access to full portfolio management capabilities through integration with BlackRock Aladdin and Citi, which will increase productivity, automate controls, and facilitate a smooth front-to-back experience.. Key drivers for this market are: Increasing Adoption of Digital Technologies, Rise of Big Data and Advanced Analytics. Potential restraints include: Increasing Adoption of Digital Technologies, Rise of Big Data and Advanced Analytics. Notable trends are: Rise in Non-life Insurance Fueling the APAC Insurtech Market.

Global Insuretech is segmented by Application (Insurance firms, Brokers, Consumers), Type (Cloud-based, AI-driven, Blockchain-enabled, SaaS) and Geography(North America, LATAM, West Europe, Central & Eastern Europe, Northern Europe, Southern Europe, East Asia, Southeast Asia, South Asia, Central Asia, Oceania, MEA)

The APAC Insurtech market is experiencing explosive growth, projected to reach $17.29 billion in 2025 and maintain a robust Compound Annual Growth Rate (CAGR) of 20.34% from 2025 to 2033. This surge is fueled by several key drivers. Increasing smartphone penetration and internet usage across the region are creating a vast pool of digitally-savvy consumers readily adopting online insurance solutions. Furthermore, a growing preference for personalized and customized insurance products, coupled with the rising demand for efficient and transparent claims processes, is significantly boosting market expansion. The emergence of innovative technologies like AI, machine learning, and blockchain is further revolutionizing the insurance landscape, enabling insurers to offer more affordable and tailored products while improving operational efficiency. Within APAC, China and India are major contributors to this growth, driven by their large populations and burgeoning middle classes. However, regulatory hurdles and a lack of digital infrastructure in certain areas present challenges to market expansion. The market is segmented by insurance line (health, life, non-life), with health insurance anticipated to maintain a substantial share due to increasing health awareness and concerns. Key players like ZhongAn Insurance, PolicyBazaar, and others are driving innovation and competition, leading to better products and services for consumers. The competitive landscape is dynamic, with both established players and innovative startups vying for market dominance. The forecast period (2025-2033) promises continued expansion, with significant opportunities for companies leveraging data analytics to offer hyper-personalized insurance products and services. The focus will likely shift towards developing embedded insurance solutions within various platforms and applications, streamlining the customer experience. While challenges remain, such as addressing cybersecurity concerns and ensuring data privacy, the long-term outlook for the APAC Insurtech market remains exceptionally positive, driven by favorable demographics, technological advancements, and the increasing demand for convenient and accessible insurance solutions. The market's success hinges on players' ability to adapt to evolving consumer preferences and effectively navigate the regulatory landscape. Recent developments include: May 2024: MyGate, a housing society management app, entered the insurance distribution business. It obtained an aggregator license from the Insurance Regulatory and Development Authority of India (IRDAI) to distribute insurance policies.March 2023: BlackRock and Citi formed a technological partnership with insurer Singlife. Clients will have access to full portfolio management capabilities through integration with BlackRock Aladdin and Citi, which will increase productivity, automate controls, and facilitate a smooth front-to-back experience.. Key drivers for this market are: Increasing Adoption of Digital Technologies, Rise of Big Data and Advanced Analytics. Potential restraints include: Increasing Adoption of Digital Technologies, Rise of Big Data and Advanced Analytics. Notable trends are: Rise in Non-life Insurance Fueling the APAC Insurtech Market.

As per Cognitive Market Research's latest published report, the Global Insurtech market size will be USD 26.28 Billion by 2029. Insurtech Industry's Compound Annual Growth Rate will be 25.2% from 2023 to 2030. Market Dynamics of Insurtech Market

Key Drivers for Insurtech Market

Increasing Demand for Digital Insurance Solutions: Consumers are progressively favoring seamless, mobile-centric experiences, compelling insurers to implement digital platforms for policy issuance, claims processing, and service delivery.

Growing Penetration of Smartphones and Internet: The rise in internet accessibility and mobile device utilization in both emerging and developed markets is facilitating a wider acceptance of digital insurance models.

Cost Efficiency and Automation Advantages: Insurtech lowers operational expenses by automating underwriting, claims processing, and customer support through AI and machine learning technologies.

Enhanced Risk Assessment via Big Data and IoT: Real-time information from wearable technology, telematics, and smart homes enables insurers to provide tailored pricing and adaptive risk management.

Key Restraints for Insurtech Market

Data Privacy and Cybersecurity Threats: Insurtech platforms manage extensive amounts of sensitive information, rendering them susceptible to breaches, which can undermine customer confidence and result in regulatory penalties.

Regulatory Ambiguity and Fragmentation: The swift advancement of insurance technology frequently surpasses regulatory frameworks, resulting in compliance difficulties and postponed market entry strategies in specific areas.

Substantial Initial Investment in Technological Infrastructure: Established insurers and startups may encounter considerable expenses when integrating or developing scalable, secure, and compliant insurtech systems.

Customer Confidence in Digital-Only Models: Certain customer demographics continue to favor personal interaction or harbor doubts regarding entirely digital insurance processes, particularly for intricate policies.

Key Trends for Insurtech Market

AI-Driven Claims Management and Chatbots: Insurtech companies are leveraging artificial intelligence to expedite claims processing, identify fraud, and improve customer service through round-the-clock chatbots.

Usage-Based and On-Demand Insurance Models: Models such as pay-as-you-drive, microinsurance, and subscription-based coverage are becoming increasingly popular due to their flexibility and cost-effectiveness.

Blockchain for Smart Contracts and Transparency: Blockchain is being explored for automating claims settlements, improving transparency, and reducing fraud in policy administration.

Partnerships Between Insurtech Startups and Traditional Insurers: Legacy insurers are increasingly collaborating with or acquiring insurtech firms to accelerate digital transformation and stay competitive. What is Insurtech?

Insurtech is a term used to describe the integration of technological advancements into the insurance industry with the aim of enhancing its operational efficiency. This includes the development, dissemination, and management of insurance products and services. Insurtech helps large insurance companies explore new options outside of traditional human efforts. This could include dynamically-priced insurance policies, small business insurance, and social insurance options. Some crucial insurtech applications include risk prevention, fraud detection, claims management, and smart contract formulation.

InsureTech Products InsurTech products encompass a wide range of offerings, including digital insurance policies, on-demand insurance, and usage-based insurance.InsureTech Services InsurTech companies provide various services, such as insurance comparison, risk assessment, and claims processing.InsureTech Technologies InsurTech companies leverage technologies such as AI, blockchain, and IoT to improve insurance processes and create value for customers. Recent developments include: December 2021: The accident insurance company Metromile stated that customers would have the option to pay fees and ensure compensation using bitcoin. The association should improve its market position with the aid of this push., June 2021: A major player in providing traditional property and damage insurance to small businesses, General Fire and Liability Insurance Company, began permitting digital currencies for installment payments.. Notable trends are: The rising number of protections claims overall is driving the market growth.

United States Insurtech Market was valued at USD 50.32 Billion in 2024 and is expected to reach USD 71.10 Billion by 2030 with a CAGR of 5.93% during the forecast period.

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Market Size	2024: USD 50.32 Billion
Forecast Market Size	2030: USD 71.10 Billion
CAGR	2025-2030: 5.93%
Fastest Growing Segment	Non-Life Insurance
Largest Market	Northeast
Key Players	1. Gusto, Inc. 2. Oscar 3. Molina Healthcare, Inc. 4. Clover Health 5. Root Inc. 6. American Well Corporation 7. Lemonade Insurance Agency, LLC 8. Next Insurance, Inc. 9. Metromile, Inc. 10. Hippo Enterprises Inc.

According to Cognitive Market Research, the global Insuretech market size will be USD 5621.2 million in 2024. It will expand at a compound annual growth rate (CAGR) of 53.50% from 2024 to 2031.

North America held the major market share for more than 40% of the global revenue with a market size of USD 2248.48 million in 2024 and will grow at a compound annual growth rate (CAGR) of 51.7% from 2024 to 2031.
Europe accounted for a market share of over 30% of the global revenue with a market size of USD 1686.36 million in 2024 and will grow at a compound annual growth rate (CAGR) of 52.0% from 2024 to 2031.
Asia Pacific held a market share of around 23% of the global revenue with a market size of USD 1292.88 million in 2024 and will grow at a compound annual growth rate (CAGR) of 55.5% from 2024 to 2031.
Latin America had a market share of more than 5% of the global revenue with a market size of USD 281.06 million in 2024 and will grow at a compound annual growth rate (CAGR) of 52.9% from 2024 to 2031.
Middle East and Africa had a market share of around 2% of the global revenue and was estimated at a market size of USD 112.42 million in 2024 and will grow at a compound annual growth rate (CAGR) of 53.2% from 2024 to 2031.
The Auto category is the fastest growing segment of the Insuretech industry

According to Cognitive Market Research, the global Insuretech market size will be USD 5621.2 million in 2024. It will expand at a compound annual growth rate (CAGR) of 53.50% from 2024 to 2031.

North America held the major market share for more than 40% of the global revenue with a market size of USD 2248.48 million in 2024 and will grow at a compound annual growth rate (CAGR) of 51.7% from 2024 to 2031.
Europe accounted for a market share of over 30% of the global revenue with a market size of USD 1686.36 million in 2024 and will grow at a compound annual growth rate (CAGR) of 52.0% from 2024 to 2031.
Asia Pacific held a market share of around 23% of the global revenue with a market size of USD 1292.88 million in 2024 and will grow at a compound annual growth rate (CAGR) of 55.5% from 2024 to 2031.
Latin America had a market share of more than 5% of the global revenue with a market size of USD 281.06 million in 2024 and will grow at a compound annual growth rate (CAGR) of 52.9% from 2024 to 2031.
Middle East and Africa had a market share of around 2% of the global revenue and was estimated at a market size of USD 112.42 million in 2024 and will grow at a compound annual growth rate (CAGR) of 53.2% from 2024 to 2031.
The Auto category is the fastest growing segment of the Insuretech industry

Introduction of the Insuretech Market

The integration of technology-driven solutions in the insurance industry with the goals of increasing customer satisfaction, cutting costs, and increasing efficiency is known as the "Insuretech" market. It uses technological innovations like big data, blockchain, AI, and machine learning to expedite processes like policy management, underwriting, and claims processing. Automating procedures and developing more individualized insurance solutions are the main goals of insurtech startups and existing businesses. The need for cost-effective operations, changing client expectations, and rising demand for digital services are driving market expansion. The insurance industry is set to develop significantly as Insuretech challenges established insurance models despite security and regulatory obstacles.

In March 2024, an integrated full-service insurance agency was introduced by CNB Bank & Trust (CIBC) and Insuritas together. With great pride, Insuritas announces that CIBC has selected it to implement its highly regarded and fully operational digital insurance agency solution. The fully functional, award-winning insurance agency platform from Insuritas, called BUNDLE, is integrated into CIBC's ecosystem and designed to offer a comprehensive solution to the bank's retail and business clients. (Source: https://www.insuritas.com/cnb-bank-and-trust-1-6b-assets-partners-with-insuritas-to-launch-its-embedded-full-service-insurance-agency/)