Mortgage credit interest rate, percent in Denmark, March, 2025 The most recent value is 4.58 percent as of March 2025, a decline compared to the previous value of 4.65 percent. Historically, the average for Denmark from January 2003 to March 2025 is 4.55 percent. The minimum of 2.58 percent was recorded in June 2022, while the maximum of 7.76 percent was reached in November 2008. | TheGlobalEconomy.com

The official bank base interest rate in Denmark was **** percent as of May 2020. The lending rate has been stable at this level since it was applied on January 20, 2015. It then dropped from *** percent down to the current level.

Graph and download economic data for Interest Rates: 3-Month or 90-Day Rates and Yields: Interbank Rates: Total for Denmark (IR3TIB01DKQ156N) from Q1 1987 to Q2 2025 about Denmark, interbank, 3-month, yield, interest rate, interest, and rate.

The average interest rate on bank loans to households in Denmark was **** percent in the first quarter of 2025, higher than the rate for business loans and mortgages. Interest rates grew quickly starting in late 2022. However, they started declining again in 2024.

Denmark - 3 Month Interest Rate was 1.97% in June of 2025, according to the EUROSTAT. Trading Economics provides the current actual value, an historical data chart and related indicators for Denmark - 3 Month Interest Rate - last updated from the EUROSTAT on July of 2025. Historically, Denmark - 3 Month Interest Rate reached a record high of 3.97% in October of 2023 and a record low of -0.29% in January of 2022.

Business credit interest rate, percent in Denmark, March, 2025 The most recent value is 4.45 percent as of March 2025, a decline compared to the previous value of 4.63 percent. Historically, the average for Denmark from January 2003 to March 2025 is 4.07 percent. The minimum of 1.95 percent was recorded in January 2022, while the maximum of 7.38 percent was reached in November 2008. | TheGlobalEconomy.com

Between 2014 and 2024, most of the loans from banks to non-financial corporations in Denmark had variable interest rates. The value of fixed interest rate loans peaked in 2021, when they amounted to **** billion Danish kroner. Meanwhile, the value of variable interest rate loans has been more stable. Most domestic loans to businesses have an original maturity of up to *** year.

Key information about Denmark Bank Lending Rate

• Denmark Bank Lending Rate was reported at 2.500 % pa in Feb 2025.
• This stayed constant from the previous number of 2.500 % pa for Jan 2025.
• Denmark Bank Lending Rate data is updated monthly, averaging 2.250 % pa from Apr 1992 to Feb 2025, with 395 observations.
• The data reached an all-time high of 15.000 % pa in Nov 1992 and a record low of 0.050 % pa in Aug 2022.
• Denmark Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.

Graph and download economic data for Interest Rates: Immediate Rates (< 24 Hours): Call Money/Interbank Rate: Total for Denmark (IRSTCI01DKM156N) from Jan 1997 to Jun 2025 about Denmark, interbank, overnight, interest rate, interest, and rate.

Deposit Interest Rate in Denmark decreased to 1.85 percent in April from 2.10 percent in March of 2025. This dataset includes a chart with historical data for Deposit Interest Rate in Denmark.

Key information about Denmark Policy Rate

• Denmark cash rate (Policy Rate: Month End: Discount Rate) was set at 2.35 % pa in Feb 2025, compared with 2.35 % pa in the previous Jan 2025.
• Denmark Policy Rate averaged 5.00 % pa and is updated monthly, available from Aug 1914 to Feb 2025.
• The data reached an all-time high of 13.00 % pa in Aug 1980 and a record low of 0.00 % pa in Aug 2022.
• Its Long Term Interest Rate (Long Term Interest Rate: Month Avg: Denmark: ECB Harmonised) was reported at 2.21 % pa in Jan 2025.
• Denmark Exchange Rate against USD averaged 6.87 (USD/DKK) in Jun 2023.
• Its Real Effective Exchange Rate was 95.87 in Dec 2024.

Interest Rate: Denmark National Bank: Lending Rate data was reported at 2.000 % pa in Apr 2025. This records a decrease from the previous number of 2.250 % pa for Mar 2025. Interest Rate: Denmark National Bank: Lending Rate data is updated monthly, averaging 2.250 % pa from Apr 1992 (Median) to Apr 2025, with 397 observations. The data reached an all-time high of 15.000 % pa in Nov 1992 and a record low of 0.050 % pa in Aug 2022. Interest Rate: Denmark National Bank: Lending Rate data remains active status in CEIC and is reported by Danmarks Nationalbank. The data is categorized under Global Database’s Denmark – Table DK.M001: Bank Interest Rate.

Graph and download economic data for Interest Rates: Long-Term Government Bond Yields: 10-Year: Main (Including Benchmark) for Denmark (IRLTLT01DKQ156N) from Q1 1987 to Q2 2025 about Denmark, long-term, 10-year, bonds, yield, government, interest rate, interest, and rate.

Key Interest Rate: Central Banks data was reported at 1.600 % in 2026. This records a decrease from the previous number of 1.975 % for 2025. Key Interest Rate: Central Banks data is updated yearly, averaging 2.938 % from Dec 1987 (Median) to 2026, with 40 observations. The data reached an all-time high of 9.750 % in 1990 and a record low of -0.525 % in 2021. Key Interest Rate: Central Banks data remains active status in CEIC and is reported by Organisation for Economic Co-operation and Development. The data is categorized under Global Database’s Denmark – Table DK.OECD.EO: Interest Rate: Forecast: OECD Member: Annual.

In the third quarter of 2024, the average deposit and lending interest rates in banks for credit in Denmark decreased by *** percent per year (***** percent) compared to the second quarter of 2024. Nevertheless, the last two quarters in this industry recorded a significantly higher average deposit and lending interest rates in banks than the preceding quarters.Find more statistics on credit in Denmark with key insights such as Average interest rate on household's bank deposits.