Real interest rates describe the growth in the real value of the interest on a loan or deposit, adjusted for inflation. Nominal interest rates on the other hand show us the raw interest rate, which is unadjusted for inflation. If the inflation rate in a certain country were zero percent, the real and nominal interest rates would be the same number. As inflation reduces the real value of a loan, however, a positive inflation rate will mean that the nominal interest rate is more likely to be greater than the real interest rate. We can see this in the recent inflationary episode which has taken place in the wake of the Coronavirus pandemic, with nominal interest rates rising over the course of 2022, but still lagging far behind the rate of inflation, meaning these rate rises register as smaller increases in the real interest rate.

Graph and download economic data for 1-Year Real Interest Rate (REAINTRATREARAT1YE) from Jan 1982 to Jun 2025 about 1-year, interest rate, interest, real, rate, and USA.

1-Month Real Interest Rate: 43 years of historical data from 1982 to 2025.

1-Year Real Interest Rate: 43 years of historical data from 1982 to 2025.

Graph and download economic data for 10-Year Real Interest Rate (REAINTRATREARAT10Y) from Jan 1982 to Jun 2025 about 10-year, interest rate, interest, real, rate, and USA.

Graph and download economic data for 1-Month Real Interest Rate (REAINTRATREARAT1MO) from Jan 1982 to Jun 2025 about 1-month, interest rate, interest, real, rate, and USA.

The Federal Reserve Bank of Cleveland estimates the expected rate of inflation over the next 30 years along with the inflation risk premium, the real risk premium, and the real interest rate.

Their estimates are calculated with a model that uses Treasury yields, inflation data, inflation swaps, and survey-based measures of inflation expectations.

For more information, please visit the "https://www.clevelandfed.org/indicators-and-data/inflation-expectations#background">Federal Reserve Bank of Cleveland.

The Federal Reserve Bank of Cleveland estimates the expected rate of inflation over the next 30 years along with the inflation risk premium, the real risk premium, and the real interest rate.

Their estimates are calculated with a model that uses Treasury yields, inflation data, inflation swaps, and survey-based measures of inflation expectations.

For more information, please visit the "https://www.clevelandfed.org/indicators-and-data/inflation-expectations#background">Federal Reserve Bank of Cleveland.

Deposit Interest Rate in Honduras increased to 8.21 percent in 2024 from 5.94 percent in 2023. This dataset includes a chart with historical data for Deposit Interest Rate in Honduras.

Costa Rica CR: Real Interest Rate data was reported at 9.193 % pa in 2023. This records an increase from the previous number of 1.017 % pa for 2022. Costa Rica CR: Real Interest Rate data is updated yearly, averaging 9.164 % pa from Dec 1982 (Median) to 2023, with 42 observations. The data reached an all-time high of 17.735 % pa in 1993 and a record low of -32.129 % pa in 1982. Costa Rica CR: Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Costa Rica – Table CR.World Bank.WDI: Interest Rates. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.;International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.;;

Iceland: Interest rates on bank credit to the private sector: The latest value from 2023 is 11.53 percent, an increase from 7.6 percent in 2022. In comparison, the world average is 14.19 percent, based on data from 83 countries. Historically, the average for Iceland from 1982 to 2023 is 15.66 percent. The minimum value, 5.4 percent, was reached in 2021 while the maximum of 47 percent was recorded in 1982.

Graph and download economic data for Federal Funds Target Rate (DISCONTINUED) from 1982-09-27 to 2008-12-15 about federal, interest rate, interest, rate, and USA.

Deposit Interest Rate in Bhutan increased to 4.50 percent in 2024 from 3.75 percent in 2023. This dataset includes a chart with historical data for Deposit Interest Rate in Bhutan.

Switzerland Real Interest Rate data was reported at 3.231 % pa in 2016. This records a decrease from the previous number of 3.301 % pa for 2015. Switzerland Real Interest Rate data is updated yearly, averaging 2.792 % pa from Dec 1981 (Median) to 2016, with 36 observations. The data reached an all-time high of 5.558 % pa in 1992 and a record low of -1.048 % pa in 1982. Switzerland Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Switzerland – Table CH.World Bank.WDI: Interest Rates. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.; ;

Il tasso di interesse sui depositi in Costa Rica è diminuito al 3,69% nel 2024 dal 5,07% nel 2023. Valori correnti, dati storici, previsioni, statistiche, grafici e calendario economico - Costa-Rica - Deposito di tasso d'interesse.

FR: Deposit Interest Rate data was reported at 0.757 % pa in 2016. This records a decrease from the previous number of 0.896 % pa for 2015. FR: Deposit Interest Rate data is updated yearly, averaging 4.188 % pa from Dec 1966 (Median) to 2016, with 50 observations. The data reached an all-time high of 8.500 % pa in 1982 and a record low of 0.757 % pa in 2016. FR: Deposit Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s France – Table FR.World Bank.WDI: Interest Rates. Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

Saint Vincent and the Grenadines: Bank lending-deposit interest rate spread : The latest value from 2020 is 6.26 interest rate points, a decline from 6.55 interest rate points in 2019. In comparison, the world average is 6.59 interest rate points, based on data from 93 countries. Historically, the average for Saint Vincent and the Grenadines from 1982 to 2020 is 6.58 interest rate points. The minimum value, 3.88 interest rate points, was reached in 1983 while the maximum of 8.03 interest rate points was recorded in 1993.

Graph and download economic data for Interest Rates: Immediate Rates (< 24 Hours): Call Money/Interbank Rate: Total for Norway (IRSTCI01NOM156N) from Jan 1982 to May 2025 about Norway, interbank, overnight, interest rate, interest, and rate.

Graph and download economic data for Interest Rates: 3-Month or 90-Day Rates and Yields: Interbank Rates: Total for Netherlands (IR3TIB01NLQ156N) from Q1 1982 to Q1 2025 about Netherlands, interbank, 3-month, yield, interest rate, interest, and rate.

Lebanon: Interest rates on bank credit to the private sector: The latest value from 2019 is 10.51 percent, an increase from 9.1 percent in 2018. In comparison, the world average is 11.43 percent, based on data from 114 countries. Historically, the average for Lebanon from 1982 to 2019 is 18.26 percent. The minimum value, 7.09 percent, was reached in 2015 while the maximum of 44.46 percent was recorded in 1988.