The benchmark interest rate in Iraq was last recorded at 5.50 percent. This dataset provides the latest reported value for - Iraq Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The LTIR database contains statistics on interest rates for Member States that joined the EU, and a limited set of capital and money market interest rate statistics for EU candidate and Potential Candidate Countries. The data on Long-term Interest Rates for member-states that joined the EU prior 2001 are provided by the Bank for International Settlements (BIS). The domain of Interest Rate Statistics contains the national central bank’s official rates, money market interest rates, capital market interest rates. The database includes country level time series denominated in national currency and expressed in percentage per annum.

The benchmark interest rate in Malaysia was last recorded at 2.75 percent. This dataset provides - Malaysia Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The interest rate spread describes the difference between the amount of interest a bank receives on the money it lends out and the amount it gives to depositors for leaving their funds with the bank. This spread is at the core of how banks are able to make profits, as they tend to lend at a higher rate than at which they pay for deposits. As global interest rates declined in the early 2000s, so too did the interest rate spread, reflecting the inability of banks to go below the zero lower bound on deposit rates and increased competition among banks to attract customers.

The benchmark interest rate in Dominican Republic was last recorded at 5.75 percent. This dataset provides the latest reported value for - Dominican Republic Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The benchmark interest rate in Qatar was last recorded at 5.10 percent. This dataset provides the latest reported value for - Qatar Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Lending interest rate of Sweden increased by 4.13% from 3.53 % in 2005 to 3.68 % in 2006. Since the 16.64% drop in 2004, lending interest rate dropped by 12.06% in 2006. Lending interest rate is the rate charged by banks on loans to prime customers.

The dataset shows structure of interest rates

Note: 1. For the year 1995-96, interest rate on deposits of maturity above 3 years, and from 1996-97 onwards, interest rates on deposit for all the maturities refer to the deposit rates of 5 major public sector banks as at end-March. 2. From 1994-95 onwards, data on minimum general key lending rates prescribed by RBI refers to the prime lending rates of 5 major public sector banks. 3. For 2011-12, data on deposit rates and Base rates of 5 major public sector banks refer to the period up to July 31, 2010. From July 1, 2010 BPLR System is replaced by Base Rate System. Accordingly the data reflects the Base Rate of five major public sector banks. Data for 2010-11 for Call/Notice Money rates are average of April-July 2010. 4. Data for dividend rate and yield rate for units of UTI are based on data received from Unit Trust of India. 5. Data on annual(gross) redemption yield of Government of India securities are based on redemption yield which is computed from 2000-01 as the mean of the daily weighted average yield of the transactions in each traded security. The weight is calculated as the share of the transaction in a given security in the aggregated value. 6. Data on prime lending rates for IDBI, IFCI and ICICI for the year 1999-00 relates to long-term prime lending rates in January 2000. 7. Data on prime lending rates for State Financial Corporation for all the years and for other term lending institutions from 2002-03 onwards relate to long-term (over 36-month) PLR. 8. Data on prime lending rate of IIBI/ IRBI from 2003-04 onwards relate to single PLR effective July 31, 2003. 9. IDBI ceased to be term lending institution on its conversion into a banking entity effective October 11, 2004. 10. ICICI ceased to be a term-lending institution after its merger with ICICI Bank. 11. Figures in brackets indicate lending rate charged to small-scale industries. 12. IFCI has become a non-bank financial company. 13. IIBI is in the process of voluntary winding up. 14. Figures for 2015-16 are as on July 14, 2015. 15. 2024-25 data : As on September 1, 2024; except for WALRs, WADTDR and 1-year median MCLR (July 2023). 16. * : Data on deposit and lending rates relate to five major Public Sector Banks up to 2003-04. While for the subsequent years, they relate to five major banks. 17. # : Savings deposit rate from 2011-12 onwards relates to balance up to 1 lakh. Savings deposit rate was deregulated with effect from October 25, 2011. 18. $ : Data on Weighted Average Lending Rates (WALRs), weighted Average Domestic Term Deposit Rate (WADTDR) and 1-year median marginal cost of funds-based lending rate (MCLR) pertain to all scheduled commercial banks (excluding RRBs and SFBs). 19. Data on lending rates in column (7) relate to Benchmark Prime Lending Rate (BPLR) for the period 2004-05 to 2009-10; Base Rate for 2010-11 to 2015-16 and Marginal Cost of Funds Based Lending Rate (MCLR) (overnight) for 2016-17 onwards. BPLR system was replaced by the Base Rate System from July 1, 2010, which, in turn, was replaced by the MCLR System effective April 1, 2016.

Graph and download economic data for Treasury Long-Term Average (25 Years and Above) (DISCONTINUED) (LTA) from Feb 2002 to May 2004 about long-term, 25 years +, Treasury, interest rate, interest, rate, and USA.

The breakeven inflation rate represents a measure of expected inflation derived from 20-Year Treasury Constant Maturity Securities (BC_20YEARM) and 20-Year Treasury Inflation-Indexed Constant Maturity Securities (TC_20YEARM). The latest value implies what market participants expect inflation to be in the next 20 years, on average. Starting with the update on June 21, 2019, the Treasury bond data used in calculating interest rate spreads is obtained directly from the U.S. Treasury Department (https://www.treasury.gov/resource-center/data-chart-center/interest-rates/Pages/TextView.aspx?data=yield).

Graph and download economic data for Interest Rates: Immediate Rates (< 24 Hours): Call Money/Interbank Rate: Total for Slovenia (IRSTCI01SIQ156N) from Q1 2004 to Q1 2025 about Slovenia, interbank, overnight, interest rate, interest, and rate.

Syria SY: Lending Interest Rate data was reported at 9.878 % pa in 2010. This records a decrease from the previous number of 10.163 % pa for 2009. Syria SY: Lending Interest Rate data is updated yearly, averaging 9.000 % pa from Dec 1979 (Median) to 2010, with 32 observations. The data reached an all-time high of 10.167 % pa in 2008 and a record low of 7.500 % pa in 2004. Syria SY: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Syrian Arab Republic – Table SY.World Bank.WDI: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

Graph and download economic data for Contract Rate on 30-Year, Fixed-Rate Conventional Home Mortgage Commitments (DISCONTINUED) (WMORTG) from 1971-04-02 to 2004-01-02 about conventional, 30-year, mortgage, interest rate, interest, rate, and USA.

Iraq IQ: Real Interest Rate data was reported at 53.543 % pa in 2015. This records an increase from the previous number of 13.392 % pa for 2014. Iraq IQ: Real Interest Rate data is updated yearly, averaging 0.677 % pa from Dec 2004 (Median) to 2015, with 12 observations. The data reached an all-time high of 53.543 % pa in 2015 and a record low of -14.278 % pa in 2005. Iraq IQ: Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Iraq – Table IQ.World Bank.WDI: Interest Rates. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.; ;

Iran: Interest rates on bank credit to the private sector: The latest value from 2016 is 18 percent, an increase from 14.21 percent in 2015. In comparison, the world average is 11.38 percent, based on data from 130 countries. Historically, the average for Iran from 2004 to 2016 is 13.37 percent. The minimum value, 11 percent, was reached in 2011 while the maximum of 18 percent was recorded in 2016.

The U.S. federal funds rate peaked in 2023 at its highest level since the 2007-08 financial crisis, reaching 5.33 percent by December 2023. A significant shift in monetary policy occurred in the second half of 2024, with the Federal Reserve implementing regular rate cuts. By December 2024, the rate had declined to 4.48 percent. What is a central bank rate? The federal funds rate determines the cost of overnight borrowing between banks, allowing them to maintain necessary cash reserves and ensure financial system liquidity. When this rate rises, banks become more inclined to hold rather than lend money, reducing the money supply. While this decreased lending slows economic activity, it helps control inflation by limiting the circulation of money in the economy. Historic perspective The federal funds rate historically follows cyclical patterns, falling during recessions and gradually rising during economic recoveries. Some central banks, notably the European Central Bank, went beyond traditional monetary policy by implementing both aggressive asset purchases and negative interest rates.

This data collection consists of 2 data files (ZEROYLD3.txt and ZEROERR3.txt), giving the zero-coupon bond yields implicit in coupon-paying bonds and the associated standard errors, respectively. Data are given for 166 months for the period 03/1991-12/2004, and for 56 maturities which are monthly from 0 to 18 months, then quarterly to 2 years, then semi-annually to 3 years, then annually to 35 years, and finally for 40 years. This is an extension on data from McCulloch and Kwon(1993), (ZEROERR1.txt, ZEROERR2.txt, ZEROYLD1.txt, ZEROYLD2.txt).

The primary objective is to test whether behavioural models can explain the overwhelming evidence that yields on long bonds do not move in the way predicted by economic models. Theory implies that the yield on a long bond is determined by the expectation of the short yield over the life of the long bond, henceforth the REH. This gives rise to a number of testable implications for the movement of bond yields and these are widely rejected. The core idea that characterises Behavioural Finance is that investors may be subject to the same behavioural biases when they trade in financial markets that have been widely demonstrated by psychologists in laboratory experiments. Models that build on these two biases have been successful in explaining well-established anomalies in equity markets, especially short-term momentum and longer-term reversals in equity returns. If investors display this type of bias in the equity market when forecasting company earnings, we would expect them to display the same bias in the bond market when forecasting the short rate.

We also investigate whether the apparently irrational movements in long rates can be explained if we assume investors are rational but are uncertain about the model of the short rate. In this approach the rejections of the REH are not due to a failure of rationality but a failure of information. The conventional definition of the REH assumes expectations are generated “as if“agents know the true model. The key idea in the learning literature is that this information assumption is too strong. Movements in stock prices and returns may therefore reflect the process of learning. Learning may result in systematic patterns in stock returns that look remarkably like those that result from behavioural biases.

Official interest, rates short - term deposits unsecured and call money

1957 - 2001, January 1957- December 2003 Changed on January 13 2004. Frequency: Discontinued.

Palestine: Real interest rate: Bank lending rate minus inflation: The latest value from 2021 is -3.12 percent, a decline from 3.22 percent in 2020. In comparison, the world average is 1.66 percent, based on data from 106 countries. Historically, the average for Palestine from 2004 to 2021 is 2.85 percent. The minimum value, -8.39 percent, was reached in 2008 while the maximum of 12.76 percent was recorded in 2004.

Argentina Reference Interest Rate: BCRA: Reverse Repo: Overnight data was reported at 29.000 % pa in Mar 2025. This stayed constant from the previous number of 29.000 % pa for Feb 2025. Argentina Reference Interest Rate: BCRA: Reverse Repo: Overnight data is updated monthly, averaging 12.545 % pa from Jun 2004 (Median) to Mar 2025, with 250 observations. The data reached an all-time high of 126.000 % pa in Nov 2023 and a record low of 2.060 % pa in Nov 2004. Argentina Reference Interest Rate: BCRA: Reverse Repo: Overnight data remains active status in CEIC and is reported by Central Bank of Argentina. The data is categorized under Global Database’s Argentina – Table AR.M001: Policy Rate.