Lending interest rate (%) in United States was reported at 3.25 % in 2021, according to the World Bank collection of development indicators, compiled from officially recognized sources. United States - Lending interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on October of 2025.

In 2023, refinancing interest rates at the Central Bank of Saudi Arabia reached *** percent. This was a drastic increase over the previous year when interest rates stood at two percent. Since 2021, interest rates have consistently increased each subsequent year.

The benchmark interest rate in the United States was last recorded at 4.25 percent. This dataset provides the latest reported value for - United States Fed Funds Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Real interest rate of United States of America sank by 157.56% from 2.19 % in 2020 to -1.26 % in 2021. Since the 39.86% jump in 2019, real interest rate plummeted by 135.22% in 2021. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator.

Since 2010, long-term interest rates generally declined across each of the ***** countries considered until 2021, but rose thereafter. In 2024, the long-term interest rate in the United States amounted to **** percent. That year, the long-term interest rate in Germany stood at **** percent.

Graph and download economic data for Interest Rates, Discount Rate for United States (INTDSRUSM193N) from Jan 1950 to Aug 2021 about discount, interest rate, interest, rate, and USA.

The benchmark interest rate in Nicaragua was last recorded at 6.25 percent. This dataset provides - Nicaragua Interest Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.

The benchmark interest rate in China was last recorded at 3 percent. This dataset provides the latest reported value for - China Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

August 2024 marked a significant shift in the UK's monetary policy, as it saw the first reduction in the official bank base interest rate since August 2023. This change came after a period of consistent rate hikes that began in late 2021. In a bid to minimize the economic effects of the COVID-19 pandemic, the Bank of England cut the official bank base rate in March 2020 to a record low of *** percent. This historic low came just one week after the Bank of England cut rates from **** percent to **** percent in a bid to prevent mass job cuts in the United Kingdom. It remained at *** percent until December 2021 and was increased to one percent in May 2022 and to **** percent in October 2022. After that, the bank rate increased almost on a monthly basis, reaching **** percent in August 2023. It wasn't until August 2024 that the first rate decrease since the previous year occurred, signaling a potential shift in monetary policy. Why do central banks adjust interest rates? Central banks, including the Bank of England, adjust interest rates to manage economic stability and control inflation. Their strategies involve a delicate balance between two main approaches. When central banks raise interest rates, their goal is to cool down an overheated economy. Higher rates curb excessive spending and borrowing, which helps to prevent runaway inflation. This approach is typically used when the economy is growing too quickly or when inflation is rising above desired levels. Conversely, when central banks lower interest rates, they aim to encourage borrowing and investment. This strategy is employed to stimulate economic growth during periods of slowdown or recession. Lower rates make it cheaper for businesses and individuals to borrow money, which can lead to increased spending and investment. This dual approach allows central banks to maintain a balance between promoting growth and controlling inflation, ensuring long-term economic stability. Additionally, adjusting interest rates can influence currency values, impacting international trade and investment flows, further underscoring their critical role in a nation's economic health. Recent interest rate trends Between 2021 and 2024, most advanced and emerging economies experienced a period of regular interest rate hikes. This trend was driven by several factors, including persistent supply chain disruptions, high energy prices, and robust demand pressures. These elements combined to create significant inflationary trends, prompting central banks to raise rates in an effort to temper spending and borrowing. However, in 2024, a shift began to occur in global monetary policy. The European Central Bank (ECB) was among the first major central banks to reverse this trend by cutting interest rates. This move signaled a change in approach aimed at addressing growing economic slowdowns and supporting growth.

View monthly updates and historical trends for US 10-Year Government Bond Interest Rate. from United States. Source: Eurostat. Track economic data with YC…

Key information about Germany Long Term Interest Rate

• Germany Long Term Interest Rate: Month Avg: Germany: ECB Harmonised was reported at 2.41 % pa in Feb 2025, compared with 2.48 % pa in the previous month.
• Germany Long Term Interest Rate data is updated monthly, available from Jan 1990 to Feb 2025.
• The data reached an all-time high of 9.09 % pa in Oct 1990 and a record low of -0.65 % pa in Aug 2019.
• Long Term Interest Rate is reported by reported by CEIC Data.

• In the latest reports, Germany Short Term Interest Rate: Month End: EURIBOR: 3 Months was reported at -0.57 % pa in Nov 2021.
• The cash rate (Policy Rate: Month End: Main Refinancing Operations) was set at 2.90 % pa in Feb 2025.
• Germany Exchange Rate against USD averaged 0.92 (USD/EUR) in Jun 2023.

View monthly updates and historical trends for US Long-Term Interest Rates. from United States. Source: Robert Shiller. Track economic data with YCharts a…

Indonesia ID: Short-Term Interest Rate: Double Hit Scenario data was reported at 5.630 % in Dec 2021. This stayed constant from the previous number of 5.630 % for Sep 2021. Indonesia ID: Short-Term Interest Rate: Double Hit Scenario data is updated quarterly, averaging 9.198 % from Mar 1990 (Median) to Dec 2021, with 128 observations. The data reached an all-time high of 52.320 % in Dec 1998 and a record low of 5.630 % in Dec 2021. Indonesia ID: Short-Term Interest Rate: Double Hit Scenario data remains active status in CEIC and is reported by Organisation for Economic Co-operation and Development. The data is categorized under Global Database’s Indonesia – Table ID.OECD.EO: Interest Rate: Forecast: Non OECD Member: Quarterly. IRS - Short-term interest rate Short-term interest:https://stats.oecd.org/glossary/detail.asp?ID=1394; Interest Rate of Time Deposits in Rupiah by Group of Banks , Commercial banks, 3-months

The benchmark interest rate in the United Kingdom was last recorded at 4 percent. This dataset provides - United Kingdom Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

AMERIBOR Term-30 Interest Rate Index - Historical chart and current data through 2025.

Lending interest rate of United States of America slumped by 8.30% from 3.54 % in 2020 to 3.25 % in 2021. Since the 7.71% surge in 2019, lending interest rate sank by 38.48% in 2021. Lending interest rate is the rate charged by banks on loans to prime customers.

Norway NO: Short-Term Interest Rate: Single Hit Scenario data was reported at 0.343 % in 2021. This records a decrease from the previous number of 0.672 % for 2020. Norway NO: Short-Term Interest Rate: Single Hit Scenario data is updated yearly, averaging 6.827 % from Dec 1970 (Median) to 2021, with 52 observations. The data reached an all-time high of 15.367 % in 1982 and a record low of 0.343 % in 2021. Norway NO: Short-Term Interest Rate: Single Hit Scenario data remains active status in CEIC and is reported by Organisation for Economic Co-operation and Development. The data is categorized under Global Database’s Norway – Table NO.OECD.EO: Interest Rate: Forecast: OECD Member: Annual. IRS - Short-term interest rate Short-term interest:https://stats.oecd.org/glossary/detail.asp?ID=1394; 3-month NIBOR rate (euro-kroner interest rates based on monthly averages of quoted daily selling rates for five big banks)

Graph and download economic data for National Rate: Interest Checking (ICNDR) from Apr 2021 to Sep 2025 about checkable, deposits, interest, rate, and USA.

Graph and download economic data for Interest Rate on Reserve Balances (IORB Rate) (IORB) from 2021-07-29 to 2025-09-30 about reserves, interest rate, interest, rate, and USA.

Graph and download economic data for Interest Rates, Discount Rate for United States from Jan 1950 to Aug 2021 about discount, interest rate, interest, rate, and USA.