The benchmark interest rate in Hong Kong was last recorded at 4.75 percent. This dataset provides the latest reported value for - Hong Kong Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Key information about Hong Kong SAR (China) Short Term Interest Rate

• Hong Kong SAR (China) Short Term Interest Rate: Month End: HIBOR Fixing: 3 Months was reported at 4.01 % pa in Feb 2025, compared with 3.81 % pa in the previous month.
• Hong Kong SAR (China) Short Term Interest Rate data is updated monthly, available from Jul 1996 to Feb 2025.
• The data reached an all-time high of 15.65 % pa in Aug 1998 and a record low of 0.10 % pa in Nov 2009.
• Short Term Interest Rate is reported by reported by Hong Kong Monetary Authority.

• In the latest reports, Hong Kong SAR (China) Government Bond Yield: Closing Reference: 10 Years was reported at 3.70 % pa in Dec 2024.
• The cash rate (Policy Rate: Month End: Discount Window Base Rate) was set at 4.75 % pa in Jan 2025.
• Hong Kong SAR (China) Exchange Rate against USD averaged 7.83 (USD/HKD) in Jun 2023.

Deposit Interest Rate in Hong Kong decreased to 0.02 percent in 2021 from 0.06 percent in 2020. This dataset includes a chart with historical data for Deposit Interest Rate in Hong Kong.

Key information about Hong Kong SAR (China) Long Term Interest Rate

• Hong Kong SAR (China) Government Bond Yield: Closing Reference: 10 Years was reported at 3.70 % pa in Dec 2024, compared with 3.27 % pa in the previous month.
• Hong Kong SAR (China) Long Term Interest Rate data is updated monthly, available from Jan 2010 to Dec 2024.
• The data reached an all-time high of 4.32 % pa in Oct 2023 and a record low of 0.39 % pa in Jul 2020.
• Long Term Interest Rate is reported by reported by Hong Kong Monetary Authority.

• In the latest reports, Hong Kong SAR (China) Short Term Interest Rate: Month End: HIBOR Fixing: 3 Months was reported at 4.31 % pa in Oct 2024.
• The cash rate (Policy Rate: Month End: Discount Window Base Rate) was set at 4.75 % pa in Dec 2024.
• Hong Kong SAR (China) Exchange Rate against USD averaged 7.83 (USD/HKD) in Jun 2023.

Statistics on Money and Financial Markets - Table 340-45021 : Hong Kong Dollar interest rates

Key information about Hong Kong SAR (China) Policy Rate

• Hong Kong SAR (China) cash rate (Policy Rate: Month End: Discount Window Base Rate) was set at 4.75 % pa in Feb 2025, compared with 4.75 % pa in the previous Jan 2025.
• Hong Kong SAR (China) Policy Rate averaged 3.25 % pa and is updated monthly, available from Jun 1992 to Feb 2025.
• The data reached an all-time high of 8.00 % pa in Dec 2000 and a record low of 0.50 % pa in Feb 2022.

• In the latest reports, Hong Kong SAR (China) Short Term Interest Rate: Month End: HIBOR Fixing: 3 Months was reported at 4.01 % pa in Feb 2025.
• Its Long Term Interest Rate (Government Bond Yield: Closing Reference: 10 Years) was reported at 3.70 % pa in Dec 2024.
• Hong Kong SAR (China) Exchange Rate against USD averaged 7.83 (USD/HKD) in Jun 2023.
• Its Real Effective Exchange Rate was 111.72 in Jan 2025.

Hong Kong HK: Real Interest Rate data was reported at 3.288 % pa in 2016. This records an increase from the previous number of 1.309 % pa for 2015. Hong Kong HK: Real Interest Rate data is updated yearly, averaging 3.551 % pa from Dec 1990 (Median) to 2016, with 27 observations. The data reached an all-time high of 13.347 % pa in 2000 and a record low of -3.093 % pa in 1992. Hong Kong HK: Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Hong Kong SAR – Table HK.World Bank.WDI: Interest Rates. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.; ;

Lending interest rate (%) in Hong Kong was reported at 5.7396 % in 2024, according to the World Bank collection of development indicators, compiled from officially recognized sources. Hong Kong - Lending interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on July of 2025.

Hong Kong Composite Interest Rate data was reported at 0.770 % pa in Oct 2018. This records an increase from the previous number of 0.760 % pa for Sep 2018. Hong Kong Composite Interest Rate data is updated monthly, averaging 0.360 % pa from Dec 2003 (Median) to Oct 2018, with 163 observations. The data reached an all-time high of 3.390 % pa in May 2006 and a record low of 0.110 % pa in Apr 2010. Hong Kong Composite Interest Rate data remains active status in CEIC and is reported by Hong Kong Monetary Authority. The data is categorized under Global Database’s Hong Kong SAR – Table HK.M001: Deposit Rate and Lending Rate.

Bank Lending Rate in Hong Kong remained unchanged at 5.25 percent in June. This dataset provides - Hong Kong Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Table 123 : Hong Kong Dollar Interest Settlement Rates [Traditional Chinese]

Hong Kong HK: Interest Rate Spread data was reported at 4.600 % pa in 2008. This records an increase from the previous number of 4.400 % pa for 2007. Hong Kong HK: Interest Rate Spread data is updated yearly, averaging 4.100 % pa from Dec 1990 (Median) to 2008, with 18 observations. The data reached an all-time high of 6.500 % pa in 2005 and a record low of 2.400 % pa in 1998. Hong Kong HK: Interest Rate Spread data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Hong Kong SAR – Table HK.World Bank.WDI: Interest Rates. Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; Median;

Key information about Hong Kong SAR (China) Bank Lending Rate

• Hong Kong SAR (China) Bank Lending Rate was reported at 5.250 % pa in Mar 2025.
• This stayed constant from the previous number of 5.250 % pa for Mar 2025.
• Hong Kong SAR (China) Bank Lending Rate data is updated daily, averaging 5.000 % pa from Jan 1981 to 26 Mar 2025, with 16156 observations.
• The data reached an all-time high of 5.875 % pa in 19 Sep 2024 and a record low of 5.000 % pa in 22 Sep 2022.
• Hong Kong SAR (China) Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Daily.

Interbank Rate in Hong Kong increased to 1.85 percent on Friday July 11 from 1.80 in the previous day. This dataset provides - Hong Kong Three Month Interbank Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Hong Kong SAR - Debt sec, interest rate-linked, issued by central gov, in all markets at all original maturities denominated in all currencies at nominal value stocks

Household Saving Rate in Hong Kong remained unchanged at 0.22 percent in May from 0.22 percent in April of 2025. This dataset provides - Hong Kong Personal Savings - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Global interest rate, all instruments, Hong Kong Dollar, on All exchanges, turnover - notional amounts (daily average), Monthly

Hong Kong HK: Lending Interest Rate data was reported at 5.000 % pa in 2016. This stayed constant from the previous number of 5.000 % pa for 2015. Hong Kong HK: Lending Interest Rate data is updated yearly, averaging 6.500 % pa from Dec 1990 (Median) to 2016, with 27 observations. The data reached an all-time high of 10.000 % pa in 1990 and a record low of 5.000 % pa in 2016. Hong Kong HK: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Hong Kong SAR – Table HK.World Bank.WDI: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

Global interest rate (net - gross), for other interest rate swaps, total (all currencies), total (all currencies), total (all maturities), total (all counterparties), Hong Kong SAR, All countries (total), total (all ratings), total (all sectors), total (all methods), turnover - notional amounts (daily average)

Market Size for Hong Kong Auto Finance Industry Size on the Basis of Loan Disbursement in USD Billion, 2018-2024 In 2023,digital financing channels saw significant growth, with leading banks and fintech firms launching online platforms to facilitate hassle-free auto loan approvals. The introduction offlexible tenure options and low-interest rate financinghas further contributed to market expansion. The key financing hotspots includeHong Kong Island, Kowloon, and New Territories, which account for the majority of auto loans due to high vehicle demand and economic activity. The Hong Kong auto finance market reached a valuation ofHKD 150 billion in 2023, driven by increasing vehicle ownership, rising demand for electric vehicles (EVs), and evolving consumer financing preferences. The market is characterized by key players such asHSBC, Standard Chartered, BOC Hong Kong, Dah Sing Bank, and Asia Miles Auto Finance. These financial institutions and NBFCs offer competitive auto loan schemes, innovative financing solutions, and attractive interest rates to support vehicle purchases.