The benchmark interest rate in Pakistan was last recorded at 11 percent. This dataset provides - Pakistan Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Pakistan PK: Deposit Interest Rate data was reported at 4.478 % pa in 2017. This records a decrease from the previous number of 4.834 % pa for 2016. Pakistan PK: Deposit Interest Rate data is updated yearly, averaging 6.445 % pa from Dec 2004 (Median) to 2017, with 14 observations. The data reached an all-time high of 8.681 % pa in 2009 and a record low of 1.634 % pa in 2004. Pakistan PK: Deposit Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Pakistan – Table PK.World Bank: Interest Rates. Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

This dataset pertains to SBP Policy (Target) Rate. Earlier, SBP 3-Day Repo Facility rate was considered as policy rate. Since August 17, 2009; vide DMMD Circular # 01 of 2009, it was replaced with SBP O/N Reverse Repo Rate; which remained SBP policy rate till May 24, 2015 when (w.e.f. May 25, 2015) Vide DMMD Circular # 09 of 2015 SBP introduced this Policy (Target) Rate.

Key information about Pakistan Short Term Interest Rate

• Pakistan Short Term Interest Rate: Month End: Pakistan: Interbank Rate: Karachi Average: 3 Months was reported at 22.91 % pa in Jun 2023, compared with 22.19 % pa in the previous month.
• Pakistan Short Term Interest Rate data is updated monthly, available from Nov 2004 to Jun 2023.
• The data reached an all-time high of 22.91 % pa in Jun 2023 and a record low of 5.24 % pa in Dec 2004.
• Short Term Interest Rate is reported by reported by CEIC Data.

• In the latest reports, Pakistan Long Term Interest Rate: Month End: Pakistan: Government Bond Yield: 10 Years was reported at 11.00 % pa in Jun 2023.
• The cash rate (State Bank of Pakistan: Reverse Repo Rate) was set at 23.00 % pa in Jun 2023.
• Pakistan Exchange Rate against USD averaged 285.49 (USD/PKR) in May 2023.

The deposit interest rate in Pakistan amounted to **** percent in 2021. Between 2004 and 2021, the deposit interest rate rose by **** percentage points, though the increase followed an uneven trajectory rather than a consistent upward trend.

Interest rate spread (lending rate minus deposit rate, %) in Pakistan was reported at 2.9144 % in 2021, according to the World Bank collection of development indicators, compiled from officially recognized sources. Pakistan - Interest rate spread (lending rate minus deposit rate, %) - actual values, historical data, forecasts and projections were sourced from the World Bank on September of 2025.

Deposit interest rate (%) in Pakistan was reported at 5.7515 % in 2021, according to the World Bank collection of development indicators, compiled from officially recognized sources. Pakistan - Deposit interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on October of 2025.

In December 2024, the benchmark interest rate in Pakistan stood at ** percent. Bangladesh's central bank policy rate stood at ** percent that month, counteracting the country's high inflation.

Key information about Pakistan Long Term Interest Rate

• Pakistan Long Term Interest Rate: Month End: Pakistan: Government Bond Yield: 10 Years was reported at 11.00 % pa in Jun 2023, compared with 11.00 % pa in the previous month.
• Pakistan Long Term Interest Rate data is updated monthly, available from Mar 2015 to Jun 2023.
• The data reached an all-time high of 11.00 % pa in Jun 2023 and a record low of 8.00 % pa in Oct 2022.
• Long Term Interest Rate is reported by reported by CEIC Data.

• In the latest reports, Pakistan Short Term Interest Rate: Month End: Pakistan: Interbank Rate: Karachi Average: 3 Months was reported at 22.91 % pa in Jun 2023.
• The cash rate (State Bank of Pakistan: Reverse Repo Rate) was set at 23.00 % pa in Jun 2023.
• Pakistan Exchange Rate against USD averaged 286.58 (USD/PKR) in Jun 2023.

Lending interest rate (%) in Pakistan was reported at 8.666 % in 2021, according to the World Bank collection of development indicators, compiled from officially recognized sources. Pakistan - Lending interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on October of 2025.

This data set contains Pakistan's interest rate (monthly from the year 2011 to 2019) statistics as collected and reported by State Bank of Pakistan.

Real interest rate (%) in Pakistan was reported at --1.4523 % in 2021, according to the World Bank collection of development indicators, compiled from officially recognized sources. Pakistan - Real interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on October of 2025.

Pakistan PK: Lending Interest Rate data was reported at 8.210 % pa in 2017. This records a decrease from the previous number of 8.755 % pa for 2016. Pakistan PK: Lending Interest Rate data is updated yearly, averaging 11.749 % pa from Dec 2004 (Median) to 2017, with 14 observations. The data reached an all-time high of 14.537 % pa in 2009 and a record low of 7.258 % pa in 2004. Pakistan PK: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Pakistan – Table PK.World Bank: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

View yearly updates and historical trends for Pakistan Deposit Interest Rate. Source: World Bank. Track economic data with YCharts analytics.

Key information about Pakistan Policy Rate

• Pakistan cash rate (State Bank of Pakistan: Reverse Repo Rate) was set at 13.00 % pa in Feb 2025, compared with 13.00 % pa in the previous Jan 2025.
• Pakistan Policy Rate averaged 12.00 % pa and is updated monthly, available from Feb 1992 to Feb 2025.
• The data reached an all-time high of 23.00 % pa in May 2024 and a record low of 6.25 % pa in Dec 2017.

• In the latest reports, Pakistan Short Term Interest Rate: Month End: Pakistan: Interbank Rate: Karachi Average: 3 Months was reported at 22.91 % pa in Jun 2023.
• Its Long Term Interest Rate (Long Term Interest Rate: Month End: Pakistan: Government Bond Yield: 10 Years) was reported at 11.00 % pa in Jun 2023.
• Pakistan Exchange Rate against USD averaged 286.58 (USD/PKR) in Jun 2023.
• Its Real Effective Exchange Rate was 103.70 in Dec 2024.

Pakistan PK: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data was reported at 3.038 % pa in 2015. This records an increase from the previous number of 1.840 % pa for 2014. Pakistan PK: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data is updated yearly, averaging 2.233 % pa from Dec 2004 (Median) to 2015, with 12 observations. The data reached an all-time high of 4.768 % pa in 2004 and a record low of 1.304 % pa in 2011. Pakistan PK: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Pakistan – Table PK.World Bank.WDI: Interest Rates. Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the 'risk free' treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics database.; ;

Risk premium on lending of Pakistan plummeted by 48.77% from 2.11 % in 2020 to 1.08 % in 2021. Since the 65.11% surge in 2015, risk premium on lending sank by 64.45% in 2021. Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.

The benchmark interest rate in the United States was last recorded at 4.25 percent. This dataset provides the latest reported value for - United States Fed Funds Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Annual summary statistics for variables of Lerner index and Boone indicator.

Summary of profitability indicators.