Key information about United States Bank Lending Rate

• United States Bank Lending Rate was reported at 7.500 % pa in Mar 2025.
• This stayed constant from the previous number of 7.500 % pa for Mar 2025.
• US Bank Lending Rate data is updated daily, averaging 4.250 % pa from Aug 1955 to 24 Mar 2025, with 25436 observations.
• The data reached an all-time high of 8.500 % pa in 18 Sep 2024 and a record low of 3.250 % pa in 16 Mar 2022.
• US Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Daily.

The central bank policy rate in Japan stood at *** percent in June 2025. In March 2024, the Bank of Japan raised short-term interest rates for the first time in 17 years, ending its negative interest rate policy. From August 2024 onwards, the central bank encouraged the uncollaterized overnight call rate to remain at **** percent. A third rate hike to *** percent was implemented in January 2025. In 2016, the Bank of Japan had introduced a policy of quantitative and qualitative monetary easing (QQE) with yield curve control, one component of which included controlling short-term and long-term interest rates through market operations.

The benchmark interest rate In the Euro Area was last recorded at 2.15 percent. This dataset provides - Euro Area Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Watch Type Heart Rate Monitors Market Outlook

The global watch type heart rate monitors market size is poised to witness remarkable growth, projected to increase from USD 3.5 billion in 2023 to approximately USD 8.9 billion by 2032, growing at a robust CAGR of 11%. This growth is driven by advancements in wearable technology, increased health consciousness among consumers, and the growing popularity of fitness tracking devices. Factors such as the rising prevalence of cardiovascular diseases and the integration of sophisticated sensors for accurate health monitoring are expected to fuel demand for these devices, making them an essential tool for both healthcare and personal fitness.

The increasing global focus on health and wellness has been a significant growth driver for the watch type heart rate monitors market. Consumers are becoming more proactive about their health, which is evident in the growing adoption of fitness wearables. These devices are increasingly being used not only for tracking basic fitness metrics but also for more advanced health monitoring, such as heart rate variability and stress management. The integration of advanced technologies like AI and IoT into these devices has enhanced their capability to provide personalized insights, driving consumer interest and, consequently, market growth. Additionally, the COVID-19 pandemic has highlighted the importance of remote health monitoring, further accelerating the adoption of these wearable devices.

Technological advancements play a pivotal role in the expansion of the watch type heart rate monitors market. The evolution of sensor technologies has significantly improved the accuracy and functionality of these devices. Companies are investing heavily in R&D to develop innovative products that offer a wide range of features, such as ECG monitoring and GPS tracking, in a compact form. These innovations are not only enhancing user experience but are also broadening the application scope of these devices beyond traditional fitness tracking, making them essential in preventive healthcare. The advent of 5G technology is expected to further enhance the connectivity and data management capabilities of these wearables, boosting market growth.

The rise in disposable income and improved living standards in emerging economies are also contributing to market growth. As consumers in these regions become more health-conscious, there is a growing demand for advanced health monitoring solutions. The market is witnessing increased penetration of smart wearables in regions like Asia Pacific and Latin America, where technological adoption is rapidly growing. Moreover, initiatives by governments and organizations to promote digital health and wellness are encouraging the uptake of watch type heart rate monitors, providing a substantial boost to market growth across various regions.

Regionally, North America holds a significant share of the watch type heart rate monitors market, driven by the presence of key market players, high consumer awareness, and the widespread adoption of wearable technology. Europe follows closely, with a strong emphasis on preventive healthcare and wellness. The Asia Pacific region is expected to witness the highest growth rate, fueled by increasing health awareness, rising disposable incomes, and rapid technological adoption. The Middle East & Africa and Latin America are also anticipated to experience moderate growth, supported by improving healthcare infrastructure and growing interest in personal fitness.

Chest Heart Rate Monitors Sales have shown a unique trajectory in the market, particularly among professional athletes and fitness enthusiasts. These monitors are valued for their precision in tracking heart rate, providing real-time data that is crucial for high-intensity training and endurance sports. While wrist-based monitors dominate the consumer market due to their convenience, chest heart rate monitors remain indispensable for those who require stringent accuracy. This segment, though smaller, continues to attract a dedicated user base that prioritizes performance and reliability. As technology advances, the features and comfort of chest monitors are expected to improve, potentially increasing their appeal to a broader audience.

Product Type Analysis

In the watch type heart rate monitors market, product type plays a crucial role as it defines the functional features and usability preferences for different user demographics. The market is e

The inflation rate in the United States declined significantly between June 2022 and May 2025, despite rising inflationary pressures towards the end of 2024. The peak inflation rate was recorded in June 2022, at *** percent. In August 2023, the Federal Reserve's interest rate hit its highest level during the observed period, at **** percent, and remained unchanged until September 2024, when the Federal Reserve implemented its first rate cut since September 2021. By January 2025, the rate dropped to **** percent, signalling a shift in monetary policy. What is the Federal Reserve interest rate? The Federal Reserve interest rate, or the federal funds rate, is the rate at which banks and credit unions lend to and borrow from each other. It is one of the Federal Reserve's key tools for maintaining strong employment rates, stable prices, and reasonable interest rates. The rate is determined by the Federal Reserve and adjusted eight times a year, though it can be changed through emergency meetings during times of crisis. The Fed doesn't directly control the interest rate but sets a target rate. It then uses open market operations to influence rates toward this target. Ways of measuring inflation Inflation is typically measured using several methods, with the most common being the Consumer Price Index (CPI). The CPI tracks the price of a fixed basket of goods and services over time, providing a measure of the price changes consumers face. At the end of 2023, the CPI in the United States was ****** percent, up from ****** a year earlier. A more business-focused measure is the producer price index (PPI), which represents the costs of firms.

The benchmark interest rate in Japan was last recorded at 0.50 percent. This dataset provides - Japan Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Chest Heart Rate Monitors Sales Market Outlook

The global chest heart rate monitors sales market size was valued at USD 1.2 billion in 2023 and is projected to reach USD 2.5 billion by 2032, growing at a compound annual growth rate (CAGR) of 8.1% during the forecast period. The growth of this market is primarily driven by the increasing awareness about cardiovascular health and the rising adoption of fitness tracking technologies. With a heightened focus on personal health and fitness, consumers are increasingly turning to advanced monitoring devices to track their heart rate during physical activities and day-to-day life, which is propelling market growth.

One of the major factors contributing to the growth of the chest heart rate monitors market is the increasing prevalence of cardiovascular diseases (CVDs) worldwide. According to the World Health Organization (WHO), CVDs are the leading cause of death globally, taking an estimated 17.9 million lives each year. This alarming statistic has heightened the need for preventive measures, including continuous heart rate monitoring. Chest heart rate monitors provide accurate and real-time data, enabling users to detect irregularities early and seek timely medical intervention. This has significantly driven the demand for such devices among health-conscious individuals and medical professionals.

Another significant growth driver is the advancement in wearable technology. The integration of sophisticated sensors and wireless connectivity features in chest heart rate monitors has enhanced their functionality and user experience. Modern devices can now sync seamlessly with smartphones and fitness apps, allowing users to collect, analyze, and share their health data effortlessly. This seamless integration not only provides users with valuable insights into their health metrics but also encourages continuous use of these devices, thereby fueling market growth. Additionally, technological advancements have led to the development of more comfortable and user-friendly designs, further boosting their adoption.

The increasing engagement in sports and fitness activities is also propelling the growth of the chest heart rate monitors market. As more individuals participate in physical activities to maintain a healthy lifestyle, the demand for reliable and accurate monitoring devices has surged. Athletes and fitness enthusiasts rely on these monitors to optimize their training routines and ensure they are exercising within safe and effective heart rate zones. Furthermore, the growing trend of home-based fitness and the popularity of virtual fitness programs have also contributed to the increased sales of chest heart rate monitors, as people seek to track their health metrics while exercising at home.

From a regional perspective, North America holds a significant share of the global chest heart rate monitors market, driven by the high prevalence of cardiovascular diseases, a robust healthcare infrastructure, and a tech-savvy population. The Asia Pacific region is expected to witness the fastest growth during the forecast period, owing to increasing health awareness, rising disposable incomes, and the growing adoption of wearable technology in countries like China and India. Europe also represents a substantial market due to the strong presence of fitness-conscious consumers and favorable government initiatives promoting cardiovascular health.

In addition to chest heart rate monitors, the market has seen a burgeoning interest in Watch Type Heart Rate Monitors. These devices offer a convenient and stylish way to track heart rate, seamlessly integrating into daily wear. With advancements in technology, watch type monitors now provide features such as continuous heart rate tracking, sleep monitoring, and even ECG capabilities. This makes them an attractive option for consumers who prefer a less intrusive form of monitoring compared to chest straps. The versatility and ease of use of watch type monitors have contributed to their growing popularity, particularly among younger demographics who value both functionality and aesthetics in their wearable devices.

Product Type Analysis

The chest heart rate monitors market is segmented by product type into Bluetooth Chest Heart Rate Monitors, ANT+ Chest Heart Rate Monitors, and Others. Bluetooth chest heart rate monitors are highly p

Short-term interest rate and bank risk-taking: Arellano-Bond dynamic panel GMM estimators.

Key information about China Bank Lending Rate

• China Bank Lending Rate was reported at 3.100 % pa in Mar 2025.
• This stayed constant from the previous number of 3.100 % pa for Mar 2025.
• China Bank Lending Rate data is updated daily, averaging 3.700 % pa from Aug 2019 to 19 Mar 2025, with 2039 observations.
• The data reached an all-time high of 4.250 % pa in 19 Sep 2019 and a record low of 3.100 % pa in 19 Mar 2025.
• China Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Daily.

Graph and download economic data for 10-Year High Quality Market (HQM) Corporate Bond Spot Rate (HQMCB10YR) from Jan 1984 to Jun 2025 about 10-year, bonds, corporate, interest rate, interest, rate, and USA.

Graph and download economic data for FOMC Summary of Economic Projections for the Fed Funds Rate, Median (FEDTARMD) from 2025 to 2027 about projection, federal, median, rate, and USA.

Effective Federal Funds Rate in the United States remained unchanged at 4.33 percent on Wednesday July 2. This dataset includes a chart with historical data for the United States Effective Federal Funds Rate.

This paper investigates the relationship between monetary policy and bank risk-taking by introducing a model wherein banks expend a level of costly monitoring effort to select low-risk projects, thereby reducing the risk associated with the loans they grant. The impact of monetary policy on bank risk-taking is examined through both theoretical models and empirical analysis. The paper compares theoretical models with different assumptions, revealing an unambiguous negative effect without the assumption of limited liability for banks, and an ambiguous effect with the assumption of limited liability for banks, influenced by the equity ratio. The empirical model employs unique quarterly data comprising balance sheet information for top-listed banks in the U.S. banking system from 2000 to 2017. The findings indicate that low-interest rates contribute to an increase in bank risk-taking. Moreover, this effect is more pronounced after the financial crisis and weaker before the crisis. Additionally, the impact is evident for undercapitalized banks and more substantial for those financed with a higher proportion of equity.

Graph and download economic data for Bank Prime Loan Rate (DPRIME) from 1955-08-04 to 2025-06-26 about prime, loans, interest rate, banks, interest, depository institutions, rate, and USA.

Analysis of ‘Bank interest rates - Deposits from euro area households’ provided by Analyst-2 (analyst-2.ai), based on source dataset retrieved from http://data.europa.eu/88u/dataset/bank-interest-rates-euro-area-housholds on 08 January 2022.

--- Dataset description provided by original source is as follows ---

The bank interest rate statistics cover those rates that resident monetary financial institutions apply to euro-denominated deposits and loans by households and non-financial corporations that are residents of the euro area. These statistics are used for the analysis of monetary developments and the monetary transmission mechanism as well as for the monitoring of financial stability.

This dataset covers euro-denominated deposits with an agreed maturity from euro area households (percentages per annum, rates on new business).

--- Original source retains full ownership of the source dataset ---

덴마크의 장기 이자율은 2025-02에 2.17 % pa로 보고 되었습니다. 이는 2025-01에 2.21 % pa라는 이전 수치에 비 해하락한 기록입니다.덴마크의 장기 이자율 데이터는 월간 간행물마다 업데이트 되며,502개의 관측으로 1983-05부터 2025-02사이에 평균 4.38 % pa입니다. 이 데이터는1983-08에 15.36 % pa라는사상 최고치를, 2019-09에 -0.59 % pa라는 최저치를 기록했습니다. 덴마크’의 장기 이자율 데이터는 CEIC에 활성 상태로 남아 있으며CEIC Data에 의해 보고되는 정보입니다. 본 데이터는 World Trend Plus의 Global Economic Monitor - Table: Long Term Interest Rate: Monthly하에 분류 됩니다.

The benchmark interest rate in Pakistan was last recorded at 11 percent. This dataset provides - Pakistan Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Mortgage interest rates in Europe soared in 2022 and remained elevated in the following two years. In many countries, this resulted in interest rates more than doubling. In the UK, the average mortgage interest rate rose from **** percent in 2020 to **** percent in 2023, before falling to **** in 2024. Why did mortgage interest rates increase? Mortgage rates have risen as a result of the European Central Bank (ECB) interest rate increase. The ECB increased its interest rates to tackle inflation. As inflation calms, the ECB is expected to cut rates, which allows mortgage lenders to reduce mortgage interest rates. What is the impact of interest rates on home buying? Lower interest rates make taking out a housing loan more affordable, and thus, encourage homebuying. That can be seen in many countries across Europe: In France, the number of residential properties sold rose in the years leading up to 2021, and fell as interest rates increased. The number of houses sold in the UK followed a similar trend.

Analysis of ‘Bank interest rates - Loans to euro area housholds’ provided by Analyst-2 (analyst-2.ai), based on source dataset retrieved from http://data.europa.eu/88u/dataset/bank-interest-rates-loans-households on 08 January 2022.

--- Dataset description provided by original source is as follows ---

The bank interest rate statistics cover those rates that resident monetary financial institutions apply to euro-denominated deposits and loans by households and non-financial corporations that are residents of the euro area. These statistics are used for the analysis of monetary developments and the monetary transmission mechanism as well as for the monitoring of financial stability.

This dataset covers Euro-denominated loans to euro area households (percentages per annum, rates on new business).

--- Original source retains full ownership of the source dataset ---

벨기에의 장기 이자율은 2025-02에 3.01 % pa로 보고 되었습니다. 이는 2025-01에 3.10 % pa라는 이전 수치에 비 해하락한 기록입니다.벨기에의 장기 이자율 데이터는 월간 간행물마다 업데이트 되며,429개의 관측으로 1989-06부터 2025-02사이에 평균 4.07 % pa입니다. 이 데이터는1990-02에 10.40 % pa라는사상 최고치를, 2020-12에 -0.39 % pa라는 최저치를 기록했습니다. 벨기에’의 장기 이자율 데이터는 CEIC에 활성 상태로 남아 있으며CEIC Data에 의해 보고되는 정보입니다. 본 데이터는 World Trend Plus의 Global Economic Monitor - Table: Long Term Interest Rate: Monthly하에 분류 됩니다.