The benchmark interest rate in Singapore was last recorded at 1.03 percent. This dataset provides the latest reported value for - Singapore Average Overnight Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

In 2021, the real interest rate in Singapore amounted to -4.55 percent. Between 1978 and 2021, the figure dropped by 7.56 percentage points, though the decline followed an uneven course rather than a steady trajectory.

Key information about Singapore Long Term Interest Rate

• Singapore Government Securities: Yield: Month End: 10 Years was reported at 2.12 % pa in Nov 2025, compared with 1.99 % pa in the previous month.
• Singapore Long Term Interest Rate data is updated monthly, available from Jun 1998 to Nov 2025.
• The data reached an all-time high of 5.69 % pa in Aug 1998 and a record low of 0.81 % pa in Oct 2020.
• Long Term Interest Rate is reported by reported by Monetary Authority of Singapore.
• The cash rate (Policy Rate: Month End: Singapore: Overnight Rate) was set at 1.05 % pa in Nov 2025.
• Singapore Exchange Rate against USD averaged 1.30 (USD/SGD) in Oct 2025.

Deposit Interest Rate in Singapore remained unchanged at 0.12 percent in June from 0.12 percent in May of 2021. This dataset includes a chart with historical data for Deposit Interest Rate in Singapore.

In 2021, the deposit interest rate in Singapore stood at 0.12 percent. Between 1977 and 2021, the figure dropped by 3.94 percentage points, though the decline followed an uneven course rather than a steady trajectory.

Singapore SG: Real Interest Rate data was reported at 4.372 % pa in 2017. This records a decrease from the previous number of 5.388 % pa for 2016. Singapore SG: Real Interest Rate data is updated yearly, averaging 4.764 % pa from Dec 1978 (Median) to 2017, with 40 observations. The data reached an all-time high of 10.092 % pa in 1999 and a record low of -0.502 % pa in 2007. Singapore SG: Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Singapore – Table SG.World Bank.WDI: Interest Rates. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.; ;

Actual value and historical data chart for Singapore Real Interest Rate Percent

Monthly and long-term Singapore Interest Rate data: historical series and analyst forecasts curated by FocusEconomics.

In 2020, the interest rate on bank savings deposits in Singapore was **** percent. This rate gradually increased, reaching **** percent in 2017, before declining to the lowest level observed over the last year of the measured period.

Forecast: Bank Lending Interest Rate in Singapore 2022 - 2026 Discover more data with ReportLinker!

Singapore: Interest rates on bank credit to the private sector: The latest value from 2021 is 5.25 percent, unchanged from 5.25 percent in 2020. In comparison, the world average is 9.96 percent, based on data from 106 countries. Historically, the average for Singapore from 1978 to 2021 is 6.49 percent. The minimum value, 5.25 percent, was reached in 2019 while the maximum of 13.65 percent was recorded in 1981.

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