The benchmark interest rate in Vietnam was last recorded at 4.50 percent. This dataset provides the latest reported value for - Vietnam Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

In 2023, the real interest rate in Vietnam stood at 7.28 percent. Between 1993 and 2023, the figure dropped by 5.3 percentage points, though the decline followed an uneven course rather than a steady trajectory.

Deposit Interest Rate in Vietnam increased to 4.78 percent in 2023 from 3.82 percent in 2022. This dataset includes a chart with historical data for Deposit Interest Rate in Vietnam.

Monthly and long-term Vietnam Interest Rate data: historical series and analyst forecasts curated by FocusEconomics.

Bank deposit interest rate, percent in Vietnam, April, 2025 The most recent value is 5 percent as of April 2025, an increase compared to the previous value of 4.95 percent. Historically, the average for Vietnam from April 2017 to April 2025 is 5.87 percent. The minimum of 4.6 percent was recorded in July 2024, while the maximum of 7.95 percent was reached in April 2023. | TheGlobalEconomy.com

Vietnam VN: Interest Rate Spread data was reported at 2.620 % pa in 2017. This records an increase from the previous number of 2.160 % pa for 2016. Vietnam VN: Interest Rate Spread data is updated yearly, averaging 3.147 % pa from Dec 1993 (Median) to 2017, with 22 observations. The data reached an all-time high of 10.143 % pa in 1993 and a record low of 1.942 % pa in 2010. Vietnam VN: Interest Rate Spread data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Vietnam – Table VN.World Bank.WDI: Interest Rates. Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; Median;

In 2023, the deposit interest rate in Vietnam was 4.78 percent. Between 1993 and 2023, the figure dropped by 17.26 percentage points, though the decline followed an uneven course rather than a steady trajectory.

In 2023, the average interest rate for deposits above 24 months in Vietnamese dong was approximately **** percent. The interest rate for demand deposits in Vietnam reached **** percent in the same year. All deposit interest rates experienced an increase from the previous year.

Key information about Vietnam Short Term Interest Rate

• Vietnam Short Term Interest Rate: Month End: VNIBOR: 3 Months was reported at 6.91 % pa in Nov 2025, compared with 5.91 % pa in the previous month.
• Vietnam Short Term Interest Rate data is updated monthly, available from Jul 2004 to Nov 2025.
• The data reached an all-time high of 16.58 % pa in Aug 2008 and a record low of 1.11 % pa in Jan 2021.
• Short Term Interest Rate is reported by reported by State Bank of Vietnam.
• The cash rate (Policy Rate: Month End: Discount Rate) was set at 3.00 % pa in Nov 2025.
• Vietnam Exchange Rate against USD averaged 25,123.60 (USD/VND) in Nov 2025.

Key information about Vietnam Policy Rate

• Vietnam cash rate (Policy Rate: Month End: Discount Rate) was set at 3.00 % pa in Nov 2025, compared with 3.00 % pa in the previous Oct 2025.
• Vietnam Policy Rate averaged 4.50 % pa and is updated monthly, available from Aug 2003 to Nov 2025.
• The data reached an all-time high of 13.00 % pa in Feb 2012 and a record low of 2.50 % pa in Aug 2022.

• In the latest reports, Vietnam Short Term Interest Rate: Month End: VNIBOR: 3 Months was reported at 6.91 % pa in Nov 2025.
• Vietnam Exchange Rate against USD averaged 25,123.60 (USD/VND) in Nov 2025.

Actual value and historical data chart for Vietnam Real Interest Rate Percent

Vietnam VN: Deposit Interest Rate data was reported at 4.780 % pa in 2017. This records a decrease from the previous number of 4.800 % pa for 2016. Vietnam VN: Deposit Interest Rate data is updated yearly, averaging 7.259 % pa from Dec 1993 (Median) to 2017, with 22 observations. The data reached an all-time high of 22.040 % pa in 1993 and a record low of 3.653 % pa in 2000. Vietnam VN: Deposit Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Vietnam – Table VN.World Bank.WDI: Interest Rates. Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

Lending interest rate (%) in Vietnam was reported at 9.323 % in 2023, according to the World Bank collection of development indicators, compiled from officially recognized sources. Vietnam - Lending interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on November of 2025.

In 2023, the average interest rate for above medium and long-term loans in Vietnamese dong was at *** percent. By comparison, the interest rate for short-term loans in U.S. dollars in Vietnam reached **** percent in the same year. Overall, loan interest rates across both currencies increased from the previous year.

Vietnam VN: Lending Interest Rate data was reported at 7.400 % pa in 2017. This records an increase from the previous number of 6.960 % pa for 2016. Vietnam VN: Lending Interest Rate data is updated yearly, averaging 11.025 % pa from Dec 1993 (Median) to 2017, with 23 observations. The data reached an all-time high of 32.182 % pa in 1993 and a record low of 6.960 % pa in 2016. Vietnam VN: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Vietnam – Table VN.World Bank.WDI: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

View yearly updates and historical trends for Viet Nam Real Interest Rate. from Vietnam. Source: World Bank. Track economic data with YCharts analytics.

Deposit interest rate (%) in Vietnam was reported at 4.781 % in 2023, according to the World Bank collection of development indicators, compiled from officially recognized sources. Vietnam - Deposit interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on November of 2025.

Vietnam VN: Real Interest Rate data was reported at 3.145 % pa in 2017. This records a decrease from the previous number of 5.785 % pa for 2016. Vietnam VN: Real Interest Rate data is updated yearly, averaging 4.167 % pa from Dec 1993 (Median) to 2017, with 23 observations. The data reached an all-time high of 12.577 % pa in 1993 and a record low of -6.553 % pa in 2005. Vietnam VN: Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Vietnam – Table VN.World Bank.WDI: Interest Rates. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.; ;

Actual value and historical data chart for Vietnam Interest Rate Spread Lending Rate Minus Deposit Rate Percent

Interbank Rate in Vietnam increased to 6.52 percent on Wednesday November 26 from 6.14 in the previous day. This dataset provides - Vietnam Interbank Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.