Graph and download economic data for 10-Year Real Interest Rate (REAINTRATREARAT10Y) from Jan 1982 to Oct 2025 about 10-year, interest rate, interest, real, rate, and USA.

The benchmark interest rate in the United Kingdom was last recorded at 4 percent. This dataset provides - United Kingdom Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

This dataset contains the historical interest rates of major banks from 1970 to 2022. It provides a comprehensive analysis of the interest rate trends and fluctuations of various banks over time. This dataset is a valuable resource for researchers, economists, and individuals interested in understanding the financial landscape.

Nigeria NG: Real Interest Rate data was reported at 5.817 % pa in 2017. This records a decrease from the previous number of 6.685 % pa for 2016. Nigeria NG: Real Interest Rate data is updated yearly, averaging 1.569 % pa from Dec 1970 (Median) to 2017, with 47 observations. The data reached an all-time high of 25.282 % pa in 1998 and a record low of -43.573 % pa in 1995. Nigeria NG: Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Nigeria – Table NG.World Bank.WDI: Interest Rates. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.; ;

Nigeria: Real interest rate: Bank lending rate minus inflation: The latest value from 2023 is 1.23 percent, an increase from 0.92 percent in 2022. In comparison, the world average is 4.29 percent, based on data from 87 countries. Historically, the average for Nigeria from 1970 to 2023 is -1.13 percent. The minimum value, -65.86 percent, was reached in 1981 while the maximum of 18.18 percent was recorded in 2009.

The U.S. federal funds effective rate underwent a dramatic reduction in early 2020 in response to the COVID-19 pandemic. The rate plummeted from 1.58 percent in February 2020 to 0.65 percent in March and further decreased to 0.05 percent in April. This sharp reduction, accompanied by the Federal Reserve's quantitative easing program, was implemented to stabilize the economy during the global health crisis. After maintaining historically low rates for nearly two years, the Federal Reserve began a series of rate hikes in early 2022, with the rate moving from 0.33 percent in April 2022 to 5.33 percent in August 2023. The rate remained unchanged for over a year before the Federal Reserve initiated its first rate cut in nearly three years in September 2024, bringing the rate to 5.13 percent. By December 2024, the rate was cut to 4.48 percent, signaling a shift in monetary policy in the second half of 2024. In January 2025, the Federal Reserve implemented another cut, setting the rate at 4.33 percent, which remained unchanged until September 2025, when another cut set the rate at 4.22 percent. In October 2025, the rate was further reduced to 4.09 percent. What is the federal funds effective rate? The U.S. federal funds effective rate determines the interest rate paid by depository institutions, such as banks and credit unions, that lend reserve balances to other depository institutions overnight. Changing the effective rate in times of crisis is a common way to stimulate the economy, as it has a significant impact on the whole economy, such as economic growth, employment, and inflation. Central bank policy rates The adjustment of interest rates in response to the COVID-19 pandemic was a coordinated global effort. In early 2020, central banks worldwide implemented aggressive monetary easing policies to combat the economic crisis. The U.S. Federal Reserve's dramatic reduction of its federal funds rate—from 1.58 percent in February 2020 to 0.05 percent by April—mirrored similar actions taken by central banks globally. While these low rates remained in place throughout 2021, mounting inflationary pressures led to a synchronized tightening cycle beginning in 2022, with central banks pushing rates to multi-year highs. By mid-2024, as inflation moderated across major economies, central banks began implementing their first rate cuts in several years, with the U.S. Federal Reserve, Bank of England, and European Central Bank all easing monetary policy.

Graph and download economic data for Bank Prime Loan Rate Changes: Historical Dates of Changes and Rates (PRIME) from 1955-08-04 to 2025-10-30 about prime, loans, interest rate, banks, depository institutions, interest, rate, and USA.

Graph and download economic data for 6-Month Commercial Paper Rate (DISCONTINUED) (CP6M) from Jan 1970 to Aug 1997 about 6-month, commercial paper, commercial, interest rate, interest, rate, and USA.

Japan JP: Real Interest Rate data was reported at 0.769 % pa in 2016. This records an increase from the previous number of -0.978 % pa for 2015. Japan JP: Real Interest Rate data is updated yearly, averaging 2.802 % pa from Dec 1961 (Median) to 2016, with 56 observations. The data reached an all-time high of 6.125 % pa in 1983 and a record low of -12.450 % pa in 1970. Japan JP: Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Japan – Table JP.World Bank.WDI: Interest Rates. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.; ;

Since the late 1970s, the Federal Open Market Committee (FOMC) of the Federal Reserve System has set ranges for growth of money and debt at the beginning of each year, as required by the Humphrey-Hawkins Act. These ranges are reconsidered at the FOMC’s July meeting, where preliminary ranges are chosen for the next calendar year. Monetary targets were intended not only as policy guides, but also as a means to communicate the thrust of monetary policy to others—particularly in regard to its long-term intentions. For example, in the 1980s the FOMC sought to slow trend money growth in order to reduce the inflation rate over time. Financial markets have thus paid a great deal of attention to monetary targets.

Yearly citation counts for the publication titled "The effect of changes in the federal funds rate target on market interest rates in the 1970s".

The benchmark interest rate in Ecuador was last recorded at 7.91 percent. This dataset provides the latest reported value for - Ecuador Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Key information about European Union Long Term Interest Rate

• European Union Government Bond Yield: Monthly Average: Euro: 10 Years was reported at 3.14 % pa in Nov 2025, compared with 3.12 % pa in the previous month.
• EU Long Term Interest Rate data is updated monthly, available from Jan 1970 to Nov 2025.
• The data reached an all-time high of 15.44 % pa in Sep 1981 and a record low of -0.09 % pa in Dec 2020.
• Long Term Interest Rate is reported by reported by European Central Bank.

• In the latest reports, EU Short Term Interest Rate: Month End: EURIBOR: 3 Months was reported at -0.57 % pa in Nov 2021.
• The cash rate (Policy Rate: Month End: Main Refinancing Operations) was set at 2.15 % pa in Nov 2025.
• EU Exchange Rate against USD averaged 0.86 (USD/EUR) in Oct 2025.

Long-term interest rate in New Zealand, September, 2025 The most recent value is 4.29 percent as of September 2025, a decline compared to the previous value of 4.41 percent. Historically, the average for New Zealand from January 1970 to September 2025 is 7.37 percent. The minimum of 0.54 percent was recorded in October 2020, while the maximum of 18.71 percent was reached in May 1985. | TheGlobalEconomy.com

The Volcker Shock was a period of historically high interest rates precipitated by Federal Reserve Chairperson Paul Volcker's decision to raise the central bank's key interest rate, the Fed funds effective rate, during the first three years of his term. Volcker was appointed chairperson of the Fed in August 1979 by President Jimmy Carter, as replacement for William Miller, who Carter had made his treasury secretary. Volcker was one of the most hawkish (supportive of tighter monetary policy to stem inflation) members of the Federal Reserve's committee, and quickly set about changing the course of monetary policy in the U.S. in order to quell inflation. The Volcker Shock is remembered for bringing an end to over a decade of high inflation in the United States, prompting a deep recession and high unemployment, and for spurring on debt defaults among developing countries in Latin America who had borrowed in U.S. dollars.

Monetary tightening and the recessions of the early '80s

Beginning in October 1979, Volcker's Fed tightened monetary policy by raising interest rates. This decision had the effect of depressing demand and slowing down the U.S. economy, as credit became more expensive for households and businesses. The Fed funds rate, the key overnight rate at which banks lend their excess reserves to each other, rose as high as 17.6 percent in early 1980. The rate was allowed to fall back below 10 percent following this first peak, however, due to worries that inflation was not falling fast enough, a second cycle of monetary tightening was embarked upon starting in August of 1980. The rate would reach its all-time peak in June of 1981, at 19.1 percent. The second recession sparked by these hikes was far deeper than the 1980 recession, with unemployment peaking at 10.8 percent in December 1980, the highest level since The Great Depression. This recession would drive inflation to a low point during Volcker's terms of 2.5 percent in August 1983.

The legacy of the Volcker Shock

By the end of Volcker's terms as Fed Chair, inflation was at a manageable rate of around four percent, while unemployment had fallen under six percent, as the economy grew and business confidence returned. While supporters of Volcker's actions point to these numbers as proof of the efficacy of his actions, critics have claimed that there were less harmful ways that inflation could have been brought under control. The recessions of the early 1980s are cited as accelerating deindustrialization in the U.S., as manufacturing jobs lost in 'rust belt' states such as Michigan, Ohio, and Pennsylvania never returned during the years of recovery. The Volcker Shock was also a driving factor behind the Latin American debt crises of the 1980s, as governments in the region defaulted on debts which they had incurred in U.S. dollars. Debates about the validity of using interest rate hikes to get inflation under control have recently re-emerged due to the inflationary pressures facing the U.S. following the Coronavirus pandemic and the Federal Reserve's subsequent decision to embark on a course of monetary tightening.

Процентные ставки на денежном рынке - ежемесячные данные. Период сбора данных: 1970-01 - 2025-04. Количество наблюдений: 20 742. Код набора данных: IRT_ST_M. Тип: НАБОР ДАННЫХ. Последнее обновление данных: 2024-07-11T11:00:00+0200. Последнее структурное изменение: 2024-07-05T11:00:00+0200. Money market interest rates - monthly data. Data period: 1970-01 - 2025-04. Number of observations: 20,742. Dataset code: IRT_ST_M. Type: DATASET. Last data update: 2024-07-11T11:00:00+0200. Last structural change: 2024-07-05T11:00:00+0200.

Norway NO: Short-Term Interest Rate data was reported at 3.573 % in 2026. This records a decrease from the previous number of 4.198 % for 2025. Norway NO: Short-Term Interest Rate data is updated yearly, averaging 6.218 % from Dec 1970 (Median) to 2026, with 57 observations. The data reached an all-time high of 15.367 % in 1982 and a record low of 0.504 % in 2021. Norway NO: Short-Term Interest Rate data remains active status in CEIC and is reported by Organisation for Economic Co-operation and Development. The data is categorized under Global Database’s Norway – Table NO.OECD.EO: Interest Rate: Forecast: OECD Member: Annual. IRS - Short-term interest rate; 3-month NIBOR rate (euro-kroner interest rates based on monthly averages of quoted daily selling rates for five big banks)

Graph and download economic data for Interest Rates and Price Indexes; Dow Jones U.S. Total Market Index, Level (BOGZ1FL073164013Q) from Q4 1970 to Q2 2025 about mutual funds, equity, liabilities, interest rate, interest, rate, price index, indexes, price, and USA.

Процентные ставки на денежном рынке - годовые данные. Период сбора данных: 1970 - 2024 гг. Количество наблюдений: 1474. Код набора данных: IRT_ST_A. Тип: НАБОР ДАННЫХ. Последнее обновление данных: 2024-02-07T11:00:00+0100. Последнее структурное изменение: 2024-01-06T11:00:00+0100. Money market interest rates - annual data. Data period: 1970 - 2024. Number of observations: 1,474. Dataset code: IRT_ST_A. Type: DATASET. Last data update: 2024-02-07T11:00:00+0100. Last structural change: 2024-01-06T11:00:00+0100.

Nigeria NG: Lending Interest Rate data was reported at 17.580 % pa in 2017. This records an increase from the previous number of 16.867 % pa for 2016. Nigeria NG: Lending Interest Rate data is updated yearly, averaging 16.849 % pa from Dec 1970 (Median) to 2017, with 47 observations. The data reached an all-time high of 31.650 % pa in 1993 and a record low of 6.000 % pa in 1977. Nigeria NG: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Nigeria – Table NG.World Bank.WDI: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;